- Max. Savings at Shell or SPC
- Up to 24%
- Instant Discount at Shell / SPC
- 10%/15%
- Cash Back at all Other Petrol Stations
- Up to 5%
[MoneySmart x UOB CHRISTMAS GIVEAWAY]
The first 100 customers can get an Apple Watch SE 40mm (GPS) (worth S$349), the next 100 customers can get an Apple AirPods 4 Noise Cancellation (worth S$249) and the remaining customers can get S$50 Cash when you apply and spend a min of S$1,000 in Eligible Transactions! T&Cs apply.
UOB Online Promotion: Get up to 20% Cashback on daily favourites like Shopee, Grab, McDonald's, SimplyGo and DFI Retail Group! T&Cs apply.
- Fuel Savings at Caltex
- Up to 23.7%
- Cash Back at all Other Petrol Stations
- 1.5%
- Cash Back Cap per month
- Unlimited
Get S$380 Cash via PayNow or earn 5,040 SmartPoints when you apply and meet the spend criteria! T&Cs apply.
Other offers you can enjoy:
- UPSIZED UNLIMITED 2% CASHBACK on your credit card purchases when you spend over S$500! Only for MoneySmart applicants!
- A chance to win a Porsche Taycan Base (2025) in SC Million Reasons to be Happier Lucky Draw! T&Cs apply.
PLUS: Stand to win 50,000 SmartPoints in Rollin’ Rewards!
Enrol in our Rollin’ Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints! That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).
- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
Get S$199 Cash via PayNow or 3,500 SmartPoints when you apply, spend a min. of S$500 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card. T&Cs apply.
PLUS: Stand to win 50,000 SmartPoints in Rollin’ Rewards!
Enrol in our Rollin’ Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints! That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).
- Cash Back on Eligible Spend
- 1.7%
- Min. Spend per month
- $0
- Cash Back Cap
- Unlimited
MoneySmart Exclusive: Get S$100 Cash via PayNow on top of the UOB Online Promotion when you apply and spend a min. of S$500 in Eligible Transactions within 1 month from card approval date! For new-to-UOB Credit Cardmembers only. T&Cs apply.
UOB Online Promotion: Get a Samsonite EVOA Z Spinner 25'' Exp Luggage (worth S$730) when you apply, spend min. S$2,000 per month for 2 consecutive months AND pay the first year annual fee. SMS Registration required. T&Cs apply.
- Max. Savings at Esso & Shell
- 14%
- per S$1 spent at all Other Petrol Stations
- 1 Point
- Rewards Conversion
- 10X Points = 4 Miles
[MoneySmart x Ascott Travel Like A Millionaire Lucky Draw]
Get S$350 Cash or 5,040 SmartPoints in as fast as 5 weeks when you meet the spend criteria. T&Cs apply. PLUS stand a chance to win up to $6,500 worth of Staycay, Flights and Rewards! T&Cs apply.
PLUS: Stand to win 50,000 SmartPoints in Rollin’ Rewards!
Enrol in our Rollin’ Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints! That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).
- Fuel Savings at Caltex, Esso & Shell
- Up to 23.64%
- Instant Discount at Caltex
- 17%
- Instant Discount at Esso & Shell
- 14%
[MoneySmart x Ascott Travel Like A Millionaire Lucky Draw]
Get S$350 Cash or 5,040 SmartPoints in as fast as 5 weeks when you meet the spend criteria. T&Cs apply. PLUS stand a chance to win up to $6,500 worth of Staycay, Flights and Rewards! T&Cs apply.
PLUS: Stand to win 50,000 SmartPoints in Rollin’ Rewards!
Enrol in our Rollin’ Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints! That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).
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- Base Earn Rate
- S$5 = 1X UNI$ (or 2 miles)
- Category of Choice
- S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
- Min. Spend
- S$0
[MoneySmart x UOB CHRISTMAS GIVEAWAY]
The first 100 customers can get an Apple Watch SE 40mm (GPS) (worth S$349), the next 100 customers can get an Apple AirPods 4 Noise Cancellation (worth S$249) and the remaining customers can get S$50 Cash when you apply and spend a min of S$1,000 in Eligible Transactions! T&Cs apply.
PLUS: Stand to win 50,000 SmartPoints in Rollin’ Rewards!
Enrol in our Rollin’ Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints! That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).
- at Petrol Stations in Singapore & Malaysia
- Up to 8% Cashback
- at all Caltex Petrol Stations with Diamond Sky Fuel Card
- Up to 26.45% discounts
- on EV Charging
- Up to 8% Cashback
- Fuel Savings at Shell
- Up to 14%
- Fuel Savings at SPC
- Up to 15%
- Local Spend
- S$1 = 1.4 miles
MoneySmart Exclusive: Get S$100 Cash via PayNow on top of the UOB Online Promotion when you apply and spend a min. of S$500 in Eligible Transactions within 1 month from card approval date! For new-to-UOB Credit Cardmembers only. T&Cs apply.
UOB Online Promotion: Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who pay 1st year Annual Fee OR get up to 38,000 miles for new-to-UOB Credit Cardmembers with 1st year Annual Fee waived (Capped at first 50 eligible cardmembers monthly).T&Cs apply.
- Fuel Savings at Caltex and Shell
- Up to 21.15%
- Local Spend
- S$1 = Up to 1.25 Miles
- Overseas Spend
- S$1 = Up to 2.25 Miles
- Max. Savings at Esso & Shell
- 14%
- Instant Discount at Esso & Shell
- 14%
- on all Other Petrol Stations
- S$1 = 1.2 miles
[MoneySmart x Ascott Travel Like A Millionaire Lucky Draw]
Get S$350 Cash or 5,040 SmartPoints in as fast as 5 weeks when you meet the spend criteria. T&Cs apply. PLUS stand a chance to win up to $6,500 worth of Staycay, Flights and Rewards! T&Cs apply.
PLUS: Stand to win 50,000 SmartPoints in Rollin’ Rewards!
Enrol in our Rollin’ Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints! That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).
- on Foreign Currency Spend
- S$1 = 7X Points
- on Petrol
- S$1 = 3X Point
- Rewards to Miles Conversion for Selected Airline Partners
- 1 Point = 0.4 Miles
- at selected retail, dining merchants and petrol stations
- Up to 10X TREATS Points
- Fuel Savings
- Up to 20.05%
- Rewards to Miles Conversion for Selected Airline Partners
- 10 Point = 4 miles
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- on up to $5,000 spend in the first 6 months for new Card Members.
- 3.0% Cashback
- all subsequent eligible purchases
- 1.5% Cashback
- Cash Back Cap
- Unlimited
- Fuel Savings at Caltex
- Up to 22.92%
- Fuel Savings at Esso
- Up to 21.04%
- Fuel Savings at Sinopec
- Up to 27.6%
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- Fuel Spending at Esso
- Up to 19%
- Local Spend
- S$1 = 1.5 miles or 1.5% cashback
- Overseas Spend
- S$1 = 2.2 miles or 2.2% cashback
- Fuel Savings at Esso
- Up to 14%
- Local Spend
- S$1 = 1.3 miles
- Overseas Spend (made in foreign currency)
- S$1 = Up to 5 miles
- Fuel Savings at Esso
- Up to 14%
- Local Spend
- S$1 = 1.3 miles
- Overseas Spend (made in foreign currency)
- S$1 = Up to 5 miles
- Fuel Savings at SPC
- Up to 20.1%
- Cash Rebates at SpeedyCare
- 2%
- Cash Rebate on all other spend
- 0.3%
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- for every S$1 spent overseas
- 5 ThankYou Points (2 miles)
- for every S$1 spent locally
- 3.25 ThankYou Points (1.3 miles)
- Complimentary Airport Lounge Access
- Unlimited
