Updated April 2019
Save up to 10% or earn 5 Miles for every dollar spent on your overseas traveling expenses. Compare and apply for the best credit cards for overseas spending with low foreign currency transaction fee and minimum spend requirements.
Free S$200 Vouchers
8% Cashback
Overseas Spending Rewards
S$888
Min. Spend per month
2.80%
Foreign Transaction Fee
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | $96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period | 25 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $42,000 |
| Card Association | MasterCard, Visa |
|---|---|
| Wireless Payment | Visa payWave, MasterCard PayPass, Samsung Pay, Citi Pay |
S$1 = 2.4 Miles
Overseas Spending Rewards
S$0
Min. Spend per month
3.25%
Foreign Transaction Fee
S$1 = 2.4 Miles
Overseas Spending Rewards
S$0
Min. Spend per month
3.25%
Foreign Transaction Fee
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $257 |
| Supplementary Annual Fee | 128.4 |
| Fee Waiver | 1 year fee waiver, free first 2 supplementary cards |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 21 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $40,000 |
| Card Association | MasterCard, Visa, American Express |
|---|---|
| Wireless Payment | MasterCard PayPass, Visa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay |
3% Cash Back
Oversea Spending Rewards
S$0
Min. Spend per month
2.5%
Foreign Transaction Fee
| Annual Interest Rate | 24.00% |
|---|---|
| Principle Annual Fee | $150 |
| Supplementary Annual Fee | S$75 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 25 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $30,000 |
| Card Association | MasterCard |
|---|---|
| Wireless Payment | MasterCard PayPass |
Free S$200 Vouchers
S$1 = 2 Miles
Overseas Spending Rewards
S$0
Min. Spend per month
2.80%
Foreign Transaction Fee
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | Complimentary |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period | 25 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $42,000 |
| Card Association | Visa, American Express |
|---|---|
| Wireless Payment | Visa payWave, Samsung Pay, Citi Pay |
S$1 = 5 Miles
Overseas Spending Rewards
S$0
Min. Spend per month
1.50%
Foreign Transaction Fee
| Annual Interest Rate | 28.88% |
|---|---|
| Principle Annual Fee | $190 |
| Supplementary Annual Fee | $95 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | MasterCard |
|---|---|
| Wireless Payment | MasterCard PayPass |
8% Cashback
on Overseas Spend
S$600
Min. Spend per month
2.5%
Foreign Transaction Fee
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 21 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $40,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay |
S$1 = 10X Points
Overseas Spending Rewards
S$0
Min. Spend per month
3.50%
Foreign Transaction Fee
S$1 = 10X Points
Overseas Spending Rewards
S$0
Min. Spend per month
3.50%
Foreign Transaction Fee
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa Paywave, Apple Pay, Samsung Pay, Google Pay |
S$1 = 3 Miles
Overseas Spending Rewards
S$2,000
Min. Spend per month
3.50%
Foreign Transaction Fee
S$1 = 3 Miles
Overseas Spending Rewards
S$2,000
Min. Spend per month
3.50%
Foreign Transaction Fee
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $589 |
| Supplementary Annual Fee | 0.0 |
| Fee Waiver | Not Available |
| Minimum Monthly Repayment | 1% of S$50, whichever is higher |
| Interest Free Period | 22 days |
| Singaporean | $150,000 |
|---|---|
| Foreigner | $150,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave |
S$1 = 2.25 Miles
Overseas Spending Rewards
S$0
Min. Spend per month
2.80%
Foreign Transaction Fee
S$1 = 2.25 Miles
Overseas Spending Rewards
S$0
Min. Spend per month
2.80%
Foreign Transaction Fee
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $650 |
| Supplementary Annual Fee | 0.0 |
| Fee Waiver | Not Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 20 days |
| Singaporean | $120,000 |
|---|---|
| Foreigner | $120,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay |
10% Cashback
Overseas Spending Rewards
S$700
Min. Spend per month
1.50%
Foreign Transaction Fee
| Annual Interest Rate | 28.88% |
|---|---|
| Principle Annual Fee | $190 |
| Supplementary Annual Fee | $95 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | N/A |
Get up to 35,500 KrisFlyer miles
S$1 = 2 Miles
Overseas Spending Rewards
S$0
Min. Spend per month
2.50%
Foreign Transaction Fee
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $177 |
| Supplementary Annual Fee | 53.5 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or $50, whichever is higher |
| Interest Free Period | 22 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | American Express |
|---|---|
| Wireless Payment | Apple Pay, Samsung Pay, Google Pay |
S$1 = 2 Miles
Overseas Spending Rewards
S$0
Min. Spend per month
2.50%
Foreign Transaction Fee
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | 96.3 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 20 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $45,000 |
| Card Association | Visa, American Express |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay, Samsung Pay, Google Pay |
Get up to 65,500 KrisFlyer miles
S$1 = 2 Miles
Overseas Spending Rewards
S$0
Min. Spend per month
2.50%
Foreign Transaction Fee
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $337 |
| Supplementary Annual Fee | 80.25 |
| Fee Waiver | Not Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 22 days |
| Singaporean | $50,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | American Express |
|---|---|
| Wireless Payment | Apple Pay, Samsung Pay, Google Pay |
Get S$80 Cash
1.5% Cashback
Overseas Spending Rewards
S$0
Min. Spend per month
2.50%
Foreign Transaction Fee
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $171 |
| Supplementary Annual Fee | 85.6 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 22 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | American Express |
|---|---|
| Wireless Payment | Apple Pay, Samsung Pay, Google Pay |
6% Cashback
Overseas Spending Rewards
S$800
Min. Spend per month
6.00%
Foreign Transaction Fee
| Annual Interest Rate | 26.88% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | S$96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $45,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay, Samsung Pay, Google Pay |
S$1 = 2 Miles
Overseas Spending Rewards
S$300
Min. Spend per month
2.50%
Foreign Transaction Fee
S$1 = 2 Miles
Overseas Spending Rewards
S$300
Min. Spend per month
2.50%
Foreign Transaction Fee
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $180 |
| Supplementary Annual Fee | Complimentary |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$20, whichever is higher |
| Interest Free Period | 20 days |
| Singaporean | $50,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Samsung Pay |
3% Cashback
Overseas Spending Rewards
S$0
Min. Spend per month
2.50%
Foreign Transaction Fee
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $120 |
| Supplementary Annual Fee | Complimentary |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$20, whichever is higher |
| Interest Free Period | 20 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Samsung Pay |
5% Cashback
Overseas Spending Rewards
S$600
Min. Spend per month
1.50%
Foreign Transaction Fee
| Annual Interest Rate | 28.88% |
|---|---|
| Principle Annual Fee | $190 |
| Supplementary Annual Fee | $95 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | Mastercard |
|---|---|
| Wireless Payment | N/A |