Best Credit Cards for Overseas Spending 2021

If you’re the type who goes all out while travelling, the OCBC 90°N Card or UOB Visa Signature Card are worth considering. With the OCBC 90°N Card, you can earn up to 4 miles per $1 spent overseas. What’s good about this is there’s no minimum spend and no cap. So if you’ve a Michelin-starred restaurant reservation or European trip planned before 29 Feb 2020, you can take advantage of OCBC’s bonus miles promotion. The UOB Visa Signature Card is even more competitive. With this card, you earn 4 miles per $1 spent on foreign currency whenever you use your card. While it’s a fixed feature of the card, you must hit the $1,000 minimum monthly spending to enjoy the bonus miles.

Unlike the usual 1.4 or 2 miles per $1 spent offered by bank other banks, UOB PRVI Miles offers a slightly better deal – 2.4 miles per $1 spent overseas. Not bad for a permanent bonus miles feature. The downside? The UOB miles you accumulate are bound to expire within 2 years.

If you like taking weekend trips to nearby cities like JB, Batam or KL, you can choose between UOB YOLO or Maybank Friends & Family Card for boatloads of cashback and rebates. With UOB YOLO, a weekend trip overseas means 8% cashback on weekend dining, entertainment and Grab rides. Unfortunately, if your trip is scheduled on a weekday, you’ll only get 3% rebate. For serial JB hoarders out there, the Maybank Family & Friends Card might be the perfect card for you. If you spend at least $500 a month, you’ll get 5% rebate on dining, grocery, petrol and taxi rides in Malaysia and Singapore. If you spend at least $800, you’ll get 8% rebate.