Compare Cheapest Foreign Domestic Helper Insurance Plans in Singapore
Looking for cheap maid insurance? Find affordable and reliable maid insurance options for your foreign domestic helper today.
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We found 26 Maid Insurances for you!
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Choose CASH or REWARDS:
• Up to S$120 GrabGift vouchers
• OR up to S$108 Cash via PayNow
and many more when you purchase an eligible GREAT Maid Protect Insurance plan.
T&Cs apply.
PLUS, enjoy 20% off your policy premium!
*Rewards are only eligible for applications of helpers aged below or equal to 50 years old as of policy effective date.
Valid till 31 Aug 2026
Get CASH or VOUCHERS:
• Up to S$110 GrabGift vouchers
• OR up to S$100 Cash via PayNow
and more when you purchase an eligible HL Assurance Maid Insurance plan.
T&Cs apply.
Enjoy an exclusive 18% off your policy premium with promo code MS18.
Valid till 31 Aug 2026
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[FWD Online Promo]
Enjoy up to 30% off your policy premium with baseline code MAID15.
Valid from 1 to 4 Aug 2026. T&Cs apply.
Valid till 31 Aug 2026
Enjoy 30% off on MaidPlus plans and get a $30 e-voucher from MSIG with helpers aged 50 and below.
Valid till 31 Oct 2026
[Save More, Earn CASH]
• Enjoy 20% off Classic, Elite & Superior plans, discount automatically applied!^
• Get up to S$200 Cash via PayNow with an eligible AIG Domestic Helper Insurance plan.
T&Cs apply.
Insure your helper from just S$428.58*!
That's starting from just S$16.48* per month! T&Cs apply.
*Premium is derived after any AIG discounts and S$50 PayNow reward for Classic 26-months plan.
Valid till 31 Aug 2026
Enjoy up to 30% off your policy premium and get 55,000 STAR$ from Income on selected plans.
Valid till 31 Aug 2026
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Choose CASH or REWARDS:
• Up to S$120 GrabGift vouchers
• OR up to S$108 Cash via PayNow
and many more when you purchase an eligible GREAT Maid Protect Insurance plan.
T&Cs apply.
PLUS, enjoy 20% off your policy premium!
*Rewards are only eligible for applications of helpers aged below or equal to 50 years old as of policy effective date.
Valid till 31 Aug 2026
[Get CASH or REWARDS]
• Up to $60 GrabGift voucher
• OR up to S$50 Cash via PayNow
and many more when you purchase an eligible MSIG MaidPlus Insurance plan. T&Cs apply.
Enjoy 30% off your policy premium and get up to S$60 e-voucher from MSIG! T&Cs apply.
Valid till 31 Aug 2026
Get CASH or VOUCHERS:
• Up to S$110 GrabGift vouchers
• OR up to S$100 Cash via PayNow
and more when you purchase an eligible HL Assurance Maid Insurance plan.
T&Cs apply.
Enjoy an exclusive 18% off your policy premium with promo code MS18.
Valid till 31 Aug 2026
Choose CASH or REWARDS:
• S$60 GrabGift Vouchers
• OR S$60 Shopee Vouchers
• OR up to S$50 Cash via PayNow
when you purchase a 26-month FWD Maid Insurance plan. T&Cs apply.
[FWD Online Promo]
• Enjoy 28% off your policy premium with baseline code SG61.
• Get a S$61 eCapitaVoucher from FWD with a min. premium of S$550.
Valid from 5 to 10 Aug 2026. T&Cs apply.
Valid till 31 Aug 2026
[Save More, Earn CASH]
• Enjoy 20% off Classic, Elite & Superior plans, discount automatically applied!^
• Get up to S$200 Cash via PayNow with an eligible AIG Domestic Helper Insurance plan.
T&Cs apply.
Insure your helper from just S$428.58*!
That's starting from just S$16.48* per month! T&Cs apply.
*Premium is derived after any AIG discounts and S$50 PayNow reward for Classic 26-months plan.
Valid till 31 Aug 2026
Get CASH or VOUCHERS:
• Up to S$110 GrabGift vouchers
• OR up to S$100 Cash via PayNow
and more when you purchase an eligible HL Assurance Maid Insurance plan.
T&Cs apply.
Enjoy an exclusive 18% off your policy premium with promo code MS18.
Valid till 31 Aug 2026
Enjoy up to 30% off your policy premium and get 55,000 STAR$ from Income on selected plans.
Valid till 31 Aug 2026
[Get CASH or REWARDS]
• Up to $60 GrabGift voucher
• OR up to S$50 Cash via PayNow
and many more when you purchase an eligible MSIG MaidPlus Insurance plan. T&Cs apply.
Enjoy 30% off your policy premium and get up to S$60 e-voucher from MSIG! T&Cs apply.
Valid till 31 Aug 2026
[Save More, Earn CASH]
• Enjoy 20% off Classic, Elite & Superior plans, discount automatically applied!^
• Get up to S$200 Cash via PayNow with an eligible AIG Domestic Helper Insurance plan.
T&Cs apply.
Insure your helper from just S$428.58*!
That's starting from just S$16.48* per month! T&Cs apply.
*Premium is derived after any AIG discounts and S$50 PayNow reward for Classic 26-months plan.
Valid till 31 Aug 2026
Choose CASH or REWARDS:
• S$60 GrabGift Vouchers
• OR S$60 Shopee Vouchers
• OR up to S$50 Cash via PayNow
when you purchase a 26-month FWD Maid Insurance plan. T&Cs apply.
[FWD Online Promo]
• Enjoy 28% off your policy premium with baseline code SG61.
• Get a S$61 eCapitaVoucher from FWD with a min. premium of S$550.
Valid from 5 to 10 Aug 2026. T&Cs apply.
Valid till 31 Aug 2026
Enjoy up to 30% off your policy premium and get 55,000 STAR$ from Income on selected plans.
Valid till 31 Aug 2026
Choose CASH or REWARDS:
• Up to S$120 GrabGift vouchers
• OR up to S$108 Cash via PayNow
and many more when you purchase an eligible GREAT Maid Protect Insurance plan.
T&Cs apply.
PLUS, enjoy 20% off your policy premium!
*Rewards are only eligible for applications of helpers aged below or equal to 50 years old as of policy effective date.
Valid till 31 Aug 2026
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Maid Insurance in Singapore: What To Look Out For
Though MOM requires all Maid Insurance to provide at least Personal Accident coverage of $60,000 and Medical coverage of $15,000, there are still benefits in the policy you can take note of to make it worth your premium
Domestic Helper’s Liability
Indemnity against any sums resulting from accidental bodily injury to any third parties, and accidental damage to any third parties’ properties, as committed by your domestic helper.
Daily Wages & Levy Reimbursement
If your domestic help is hospitalized, it will be most ideal if your domestic helper's insurance policy can cover for her wages during this period.
Outpatient Expenses
Medical benefits do not include outpatient expenses so it is important to know how much is covered in the event outpatient treatment is needed.
Replacement Maid Expenses
This covers the agency fees for a replacement should your domestic helper be terminated due to death or permanent disability.
Special Grant
Covers funeral expenses that is payable to your domestic helper's family.
Domestic Helper's Personal Belongings
Theft or damages to your domestic helper's personal belongings will be covered under this benefit.
Making a Maid Insurance Claim
The process for specific types of claims may differ between Insurers. Here are some things that you should take note of when making an insurance claim.
Do not wait too long
Most insurers will require you to make the claim within 30 days of the occurrence. Given that it will take some time to process your claim, you would want to submit your claims form as soon as possible.
Keep originals of everything
Whatever you are choosing to make a claim for, you have to be able to prove its authenticity. This means producing original documents for the following: 1) Hospital receipts for medical claims, 2) Attending physician's statement, 3)Police reports for theft
Stay in an affordable hospital ward
Most insurers only cover up to B2 wards of public hospitals and a pro-ration factor will be applied should your maid be admitted into better wards or private hospitals
Maid Insurance Tips
Here are some Maid Insurance tips that can help you select a great policy and give you peace of mind when hiring your foreign domestic helper.
Tip #1
Knowing whether the plan covers your helper's pre-existing conditions would be crucial as you would be more aware of the treatments that are not covered by the policy.
Tip #2
You should check if the policy you are getting covers dengue fever and malaria as some insurers actually do not cover these conditions.
Tip #3
You might want to consider the optional waiver of counter indemnity as it limits your liability on the $5,000 security bond to $250.
Frequently Asked Questions
What is the $5,000 security bond and is it necessary?
- A security bond is a binding pledge to pay the government (up to $5000) if you break the law or the conditions governing the employment of a helper. You need a bond for every helper you employ, unless she is Malaysian. Bonds usually take the form of an insurance. The insurers guarantee to pay the government should you break the rules; then the insurers pursue you for the money.
Why are the insurance periods 14 or 26 months when the work permits are issued at 12 or 24 months?
- MOM requires all insurance and bond to have an additional 2 months of cover so that in any event or reason the maid overstays in Singapore after her work permit has expired, she is still covered under the insurance.
If my helper requires outpatient treatment, will the expenses be covered?
- Outpatient treatment expenses are only covered when the injury is due to an accident. Also, do check the coverage under 'Outpatient Expenses' instead of 'Medical Coverage'.
Can I increase coverage for my domestic helper?
- Yes. Most insurers would allow you to increase personal accident and medical coverage at additional premiums.
How do I compare Maid Insurance policies?
- An important coverage to look out for is outpatient benefit. This covers the cost of medical treatment for your domestic helper due to accidents. If your domestic helper accidentally cut themselves while cooking and needs to see a doctor, this will be covered under outpatient medical expenses. Therefore, it would benefit you to consider a plan with higher outpatient coverage.
What are the different types of maid insurance?
- Maid insurance in Singapore is split into Mandatory Basic Plans—meeting MOM’s minimums like $60,000 hospital cover and a $5,000 security bond—and Comprehensive or Enhanced Plans, which offer higher limits and extra benefits like liability protection, wage reimbursement, and outpatient care. Policy durations are usually 14 or 26 months. Popular add-ons include waiver of the security bond and expanded outpatient cover.
Which maid insurance is best in Singapore?
- There’s no single “best” plan, but top picks include MSIG MaidPlus Enhanced Classic for all-round protection, FWD Maid Insurance Enhanced for flexible value, Tiq eProtect Maid Plan B for budget essentials, Great Eastern GREAT Maid Protect Gold for high-limit coverage, and HL Assurance Maid Protect360 Pro Enhanced for added perks. Every MOM-approved plan covers at least S$60,000 for hospitalisation and personal accident per year.