Best Credit Cards for Recurring Bill Payments in Singapore 2019

Updated April 2019

Pay your utility, telco or medical bill using credit cards and earn up to 5% cash rebate or air mile rewards. Compare and find the best credit cards for bill payments in Singapore.

Popular Bill Payment Credit Cards

Free S$200 Vouchers

Citi PremierMiles Visa Card

S$1 = 1.2 Miles

All Local Spend

30,000

Welcome Miles

S$192.6

Annual Fee

Apply Now
MoneySmart Exclusive: Get S$200 NTUC Fairprice OR CapitaLand Vouchers! Applies to new to bank customers. Valid till 30 Apr 2019.
  • Get 30,000 Citi Miles when you apply & spend

S$1 = 1.2 Miles

All Local Spend

30,000

Welcome Miles

S$192.6

Annual Fee

MoneySmart Exclusive: Get S$200 NTUC Fairprice OR CapitaLand Vouchers! Applies to new to bank customers. Valid till 30 Apr 2019.
Apply NowApply

Bill Payment Features

  • S$1 = 1.2 Citi Miles on Bill Payments
  • Pay your education, tuition, and rent with Citibank PayAll
  • Citi Miles never expire, which means you accumulate miles from monthly recurring bill payments
  • Register for PayAll service by simply filling up a form available on Citibank website
  • A fee of 1.2% - 2% is charged per Citi PayAll transaction
  • Capped at S$30,000/month or 95% of existing credit limit, whichever is lower

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual FeeComplimentary
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period25 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$42,000

Other

Card AssociationVisa, American Express
Wireless PaymentVisa payWave, Samsung Pay, Citi Pay

Free S$200 Vouchers

Citi Rewards Card

S$1 = 1 Point

Local Spend

10X Rewards

on Shoes + Bags + Clothes

S$192.60

Annual Fee

Apply Now
MoneySmart Exclusive: Get S$200 NTUC Fairprice OR CapitaLand Vouchers! Applies to new to bank customers. Valid till 30 Apr 2019.

S$1 = 1 Point

Local Spend

10X Rewards

on Shoes + Bags + Clothes

S$192.60

Annual Fee

MoneySmart Exclusive: Get S$200 NTUC Fairprice OR CapitaLand Vouchers! Applies to new to bank customers. Valid till 30 Apr 2019.
Apply NowApply

Bill Payment Features

  • $1 = 1 Rewards Point
  • Enjoy discounts of up to 50% at Foodpanda, Lazada, Zalora, Reebonz, and more
  • Register for PayAll service by simply filling up a form available on Citibank website
  • A fee of 1.2% - 2% is charged per Citi PayAll transaction
  • Capped at S$30,000/month or 95% of existing credit limit, whichever is lower

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual Fee$96.30
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period25 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$42,000

Other

Card AssociationMasterCard, Visa
Wireless PaymentMaster PayPass, Visa payWave, Samsung Pay, Citi Pay
DBS Altitude Visa Signature Card

S$1 = 1.2 Miles

All Local Spend

10,000 Miles

Bonus Miles

S$192.60

Annual Fee

  • Get up to 38,000 Miles

S$1 = 1.2 Miles

All Local Spend

10,000 Miles

Bonus Miles

S$192.60

Annual Fee

Bill Payment Features

  • Enjoy up to 3 miles/S$1 on all Bill Payments
  • Log in to your DBS digibank to add a recurring bill payment arrangement for utilities, insurance, telcos, and town councils
  • Utilities: iSwitch, SP Group; Insurance: MSIG, Prudential; Town Councils: Ang Mo Kio, Holland-Bukit Panjang, Tg. Pagar, Tampines, and more

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee96.3
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period20 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationVisa, American Express
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay
POSB Everyday Card

1%

Cashback on Utility Bills

1%

Cashback on Telco Bills

S$0

Min Spend per Month

  • Enjoy up to S$120 cashback

1%

Cashback on Utility Bills

1%

Cashback on Telco Bills

S$0

Min Spend per Month

Bill Payment Features

  • 1% cashback on recurring SP Group utilities
  • 1% cashback on monthly bills from Best Electricity, Geneco, Ohm Energy, iSwitch, Tuas Power, and Union Power.
  • 1% cashback on recurring Starhub mobile/digital cable/broadband bills and instore purchases
  • 3% on medical spend for existing POSB Smiley Child Development Account Trustees
  • Rebates capped at S$50/month
  • 1 year annual fee waiver of S$192.60

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee96.3
Fee WaiverAvailable
Minimum Monthly Repayment3% or $80, whichever is higher
Interest Free Period20 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationMasterCard
Wireless PaymentMasterCard PayPass, Apple Pay, Samsung Pay, Google Pay
OCBC Cashflo Credit Card

1%

Cashback on Utility Bills

1%

Cashback on Telco Bills

S$0

Min Spend per Month

Apply Now

1%

Cashback on Utility Bills

1%

Cashback on Telco Bills

S$0

Min Spend per Month

Apply NowApply

Bill Payment Features

  • 1% cash rebate with a monthly bill of S$1,000 and above
  • 0.5% cash rebate with a monthly bill below S$1,000
  • Monthly bills are inclusive of telco, utilities, and hospital bills
  • Rebates capped at S$100/month
  • 2 years annual fee waiver of S$160.50/year

Annual Interest Rate and Fees

Annual Interest Rate26.88%
Principle Annual Fee$161
Supplementary Annual Fee$80.25
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationMasterCard
Wireless PaymentApple Pay, Samsung Pay, Google Pay
All results loaded