Best Grocery Credit Cards 2018

Updated June 2018

Get up to 8% cash rebate or extra rewards points when you spend on groceries. Compare grocery credit cards with exclusive benefits for grocery shopping and find the best one.

Other Grocery Cards
Citi Cash Back Card
Excellent
Citi Cash Back Card
Excellent

8%

Cash Back on Groceries, including delivery from Honestbee and RedMart

S$25 per category

Cash Back Cap per month

S$888

Min. Spend per month

  • Get 5% Cash Back with Apple Pay
  • +1 more

Other Promotions

  • Get S$120 Cashback

Grocery Features

  • 8% cash back at supermarkets & grocery stores worldwide
  • 8% cash back also applicable for food & groceries delivery (including Deliveroo, honestbee, RedMart)
  • Total minimum retail spend of S$888/statement month, 8% cash back capped at S$25 per category (Dining, Groceries, Petrol).
  • For retail spend less than S$888 and/or other retail spends, 0.25% cash back is awarded, no cap on 0.25% cash back earned

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
96.3
Fee Waiver
First year fee waived for Principal and two (2) Supplementary cards
Annual Interest Rate
26.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$42,000
POSB Everyday Card
Very Good
POSB Everyday Card
Very Good

5%

Cash Back at Sheng Siong

S$50

Cash Back Cap per month

S$0

Min. Spend per month

  • Get 5% Cash Rebate on Overseas Spend
  • Online Exclusive - Up to S$200 Cashback

Grocery Features

  • 5% cash rebate with Sheng Siong
  • S$50 cash rebate cap per calendar month (maximum spend of S$1,000 per calendar month)
  • Cash rebate awarded in Daily$

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
96.3
Fee Waiver
1 year annual fee waiver
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$45,000
American Express CapitaCard
Very Good
American Express CapitaCard
Very Good

6X STAR$

on Eligible Purchases of Goods & Services

Additional 10X STAR$

at selected Capitaland mall outlets

S$1,200

Capped per month

Grocery Features

  • S$1 = 5 STAR$ on all spend
  • S$1 = 10 STAR$ at CapitaLand Malls on eligible purchases
  • All STAR$ earned are credited directly into your CAPITASTAR account, capped at S$1,200 per calendar month
  • 5,000 STAR$ = S$5 CapitaVoucher / 10,000 STAR$ = S$10 CapitaVoucher / 50,000 STAR$ = S$50 CapitaVoucher

Annual Rates

Principle Annual Fee
$171
Supplementary Annual Fee
85.6
Fee Waiver
1 year fee waiver and perpetual fee waiver for first 2 Supplementary cards
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$60,000
DBS Live Fresh Card
Very Good
DBS Live Fresh Card
Very Good

Up to 5%

Cash Back on Contactless Payments

S$60

Total Spend Cap per month

S$600

Min. Spend per month

  • Win an all-expense paid trip for two to NYC and Comic-Con 2018
  • Win a pair of SQ Suites return tickets to one of these 5 locations
  • +1 more

Other Promotions

  • Online Exclusive - Up to S$200 Cashback

Grocery Features

  • Online shopping and payment via contactless methods get 5% cashback
  • Contactless Payments: Visa payWave, Apple Pay, Samsung Pay, Google Pay

Annual Rates

Principle Annual Fee
$128
Supplementary Annual Fee
64.2
Fee Waiver
1 year fee waiver
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$45,000
UOB One Card
Very Good
UOB One Card
Very Good

Up to 5%

Cash Back on All Spend

S$300

Cash Back Cap per quarter

S$2,000

Min. Spend per month, per quarter

  • Get up to $180 cash credit when you sign up for the One Card and One Account Bundle

Grocery Features

  • Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
  • Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
1st supplementary card free; $96.30 for subsequent cards
Fee Waiver
1 year fee waiver, perpetual fee waiver for first supplementary card
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$40,000
HSBC Visa Platinum Credit Card
Satisfactory
HSBC Visa Platinum Credit Card
Satisfactory

5%

Cash Back on All Grocery Spend

S$120

Cash Back Cap per quarter

S$800

Min. Spend per month, per quarter

  • Option 1: American Tourister Caravan 70cm TSA luggage (worth S$260)
  • Option 2: S$100 Cash Back

Grocery Features

  • 5% cash rebate on all grocery spend with min. S$800 spend/month for all 3 months in a calendar quarter
  • 3% cash rebate on all grocery spend with min. S$400 spend/month for all 3 months in a calendar quarter
  • S$120 or S$60 cap per account per quarter depending on minimum spend tier

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
0.0
Fee Waiver
2 years fee waiver, subsequent years waived with min. spend of $12,500 p.a.
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$40,000
DBS Black Visa Card
Satisfactory
DBS Black Visa Card
Satisfactory

S$5 = 3X Points

per S$5 Spent via Visa payWave

Unlimited

Cash Back cap

S$0

Min. Spend per month

  • Win an all-expense paid trip for two to NYC
  • Win a pair of SQ Suites return tickets to one of these 5 locations
  • +1 more

Other Promotions

  • Get up to S$200 Cashback

Grocery Features

  • 3X DBS Points per S$5 spent on all local Visa payWave purchases
  • 1X DBS Point per S$5 spent on all other purchases

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
96.3
Fee Waiver
1 year fee waiver
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$45,000
OCBC 365 Credit Card
Satisfactory
OCBC 365 Credit Card
Satisfactory

3%

Cash Back on All Grocery Spend

S$80

Cash Back Cap per month

S$600

Min. Spend per month

Grocery Features

  • 3% Cashback on Grocery Shopping at all supermarkets islandwide

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
96.3
Fee Waiver
2 years fee waiver for both Principal and Supplementary cards, subsequent years waived for Principal card with min. spend of $10,000 p.a.
Annual Interest Rate
25.92%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$45,000
OCBC NTUC Plus! Visa Credit Card
Satisfactory
OCBC NTUC Plus! Visa Credit Card
Satisfactory

12%

Cash Back at FairPrice

S$28

Cash Back Cap, Awarded in LinkPoints

S$400

Min. Spend per month

Grocery Features

  • Enjoy 12% off everything at FairPrice with salary credit
  • Free delivery for groceries at www.fairprice.com.sg
  • Earn 0.22% LinkPoints rewards on all Visa spend

Annual Rates

Principle Annual Fee
N/A
Supplementary Annual Fee
Complimentary, up to 3 supplementary cards
Fee Waiver
Prevailing NTUC membership fee applies
Annual Interest Rate
25.92%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$45,000
OCBC Plus! Visa Credit Card
Satisfactory
OCBC Plus! Visa Credit Card
Satisfactory

7%

Cash Back at FairPrice

S$28

Cash Back Cap, Awarded in LinkPoints

S$500

Min. Spend per month

Grocery Features

  • Enjoy 7% off everything at Fairprice and 3% Fairprice Online
  • Free delivery at www.fairprice.com.sg
  • Earn 0.22% LinkPoints rewards on all Visa spend

Annual Rates

Principle Annual Fee
$107
Supplementary Annual Fee
Complimentary, up to 3 supplementary cards
Fee Waiver
No annual fees for the first year. Automatic fee waiver from the 2nd year onwards when you charge at least S$2,500 in Visa transactions to your card per annum.
Annual Interest Rate
25.92%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$45,000
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