MoneySmart Financial is an Exempt Financial Adviser and Registered Insurance Broker licensed by Monetary Authority of Singapore ("MAS").

Best Personal Accident Insurance Plans in Singapore 2026

We found 12 Personal Accident Insurances for you!

Add-on coverage for parents available
MSIG PA RecoveryPlus Silver image
S$180.08
S$225.0920% OFF
Premium
MSIG PA RecoveryPlus Silver
S$100,000
Accidental Death
S$150,000
Total Permanent Disability
S$1,000
Medical Expenses
MoneySmart Exclusive

[CASH in 30 Days*]
• Enjoy 20% off your policy premium.
• Get up to S$45 Cash via PayNow with purchase of MSIG RecoveryPlus plan (annual premium payment mode only) and meet the eligible sum insured.
T&Cs apply

Valid till 30 Jun 2026

APPLY NOW for MSIG PA RecoveryPlus Silver
on MSIG's secure site
Up to 50% worth of cash rebates via PayNow
AIG Sapphire Enhanced Choices Basic Standard image
S$173.31
Premium
AIG Sapphire Enhanced Choices Basic Standard
S$100,000
Accidental Death
S$100,000
Total Permanent Disability
S$2,000
Medical Expenses
MoneySmart Exclusive

CASH Every Time!
Get $100 Cash via PayNow for every $200* (after GST) premium value of an eligible AIG Sapphire Enhanced Personal Accident policy purchased. T&Cs apply.

Valid till 30 Jun 2026

APPLY NOW for AIG Sapphire Enhanced Choices Basic Standard
on AIG's secure site
Covers Dengue & Adventure Sports
FWD Personal Accident Insurance Plan A image
S$141.80
Premium
FWD Personal Accident Insurance Plan A
S$100,000
Accidental Death
S$100,000
Total Permanent Disability
S$2,000
Medical Expenses
Enjoy 20% off FWD Personal Accident Insurance with a sum insured between S$300,000 to S$1,000,000 with promo code PA20. T&Cs apply.

Valid till 30 Jun 2026

APPLY NOW for FWD Personal Accident Insurance Plan A
on FWD's secure site
Allianz Accident Protect Plus - Silver image
S$171.14
Premium
Allianz Accident Protect Plus - Silver
S$100,000
Accidental Death
S$100,000
Total Permanent Disability
S$3,000
Medical Expenses

APPLY NOW for Allianz Accident Protect Plus - Silver
on Allianz's secure site
MSIG Protection Plus Silver image
S$125.35
Premium
MSIG Protection Plus Silver
S$100,000
Accidental Death
S$100,000
Total Permanent Disability
S$1,000
Medical Expenses
MoneySmart Exclusive

[CASH in 30 Days*]
Get up to S$30 Cash via PayNow with purchase of MSIG ProtectionPlus plan (annual premium payment mode only) and meet the eligible sum insured.
T&Cs apply.

Valid till 30 Jun 2026

APPLY NOW for MSIG Protection Plus Silver
on MSIG's secure site
Covers TCM, chiropractic and physiotherapy
UniPA Insurance Value Plan image
S$133.35
Premium
UniPA Insurance Value Plan
S$100,000
Accidental Death
S$100,000
Total Permanent Disability
S$2,000
Medical Expenses
MoneySmart Exclusive

Insure yourself, get CASH:
Get S$55 Cash via PayNow with a UOI Personal Accident Insurance plan purchased. T&Cs apply.

 

Plus, enjoy 10% OFF on UOI Personal Accident Insurance policies.

Valid till 30 Jun 2026

APPLY NOW for UniPA Insurance Value Plan
on UOI's secure site
Enjoy 40% off your child's premiums
Income PA Assurance Basic image
S$201.70
Premium
Income PA Assurance Basic
S$100,000
Accidental Death
S$150,000
Total Permanent Disability
S$2,000
Medical Expenses

APPLY NOW for Income PA Assurance Basic
on Income's secure site
Covers Infectious Diseases
HL Assurance Family Protect360 Silver image
S$151.08
Premium
HL Assurance Family Protect360 Silver
S$100,000
Accidental Death
S$100,000
Total Permanent Disability
S$1,000
Medical Expenses

APPLY NOW for HL Assurance Family Protect360 Silver
on Hong Leong Assurance's secure site
Covers Covid-19, Dengue Fever & HFMD
Sompo PA Ease Plan 2 image
S$233.26
Premium
Sompo PA Ease Plan 2
S$100,000
Accidental Death
S$150,000
Total Permanent Disability
S$2,000
Medical Expenses

APPLY NOW for Sompo PA Ease Plan 2
on Sompo's secure site
Up to 50% worth of cash rebates via PayNow
AIG Sapphire Enhanced Choices Comprehensive Standard image
S$226.72
Premium
AIG Sapphire Enhanced Choices Comprehensive Standard
S$100,000
Accidental Death
S$100,000
Total Permanent Disability
S$2,000
Medical Expenses
MoneySmart Exclusive

CASH Every Time!
Get $100 Cash via PayNow for every $200* (after GST) premium value of an eligible AIG Sapphire Enhanced Personal Accident policy purchased. T&Cs apply.

Valid till 30 Jun 2026

APPLY NOW for AIG Sapphire Enhanced Choices Comprehensive Standard
on AIG's secure site
Sompo PAStar Deluxe image
S$196.20
Premium
Sompo PAStar Deluxe
S$100,000
Accidental Death
S$100,000
Total Permanent Disability
S$3,000
Medical Expenses

APPLY NOW for Sompo PAStar Deluxe
on Sompo's secure site
Tokio Marine TM 365 Plan B image
S$141.70
Premium
Tokio Marine TM 365 Plan B
S$100,000
Accidental Death
S$100,000
Total Permanent Disability
S$4,000
Medical Expenses

Read More about Tokio Marine TM 365 Plan B

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.