- Max. Savings at Caltex (Platinum 98)
- Up to 21.04%
- Instant Discount at Caltex (Platinum 98)
- Up to 16%
- Cash Back at all Other Petrol Stations
- 1.5%
[UPSIZED CASH]
Get up to S$360 Ultra Upsized Cash via PayNow* OR an Apple Watch SE, 40mm GPS (worth S$379) OR a Nintendo Switch OLED (worth S$549) OR a Hinomi H1 Pro Ergonomic Chair (worth S$619) when you apply and spend a min. of S$500 in Eligible Transactions. T&Cs apply.

- 1.7%
- Min. Spend per month
- $0
- Spend Exclusions
- No
[MoneySmart GIVEAWAY]
Stand to receive a ASUS Vivobook x BAPE ® (worth S$2,349) OR a Sony PlayStation®5 Disc Console (worth S$799) OR a Nintendo Switch OLED (worth S$549) when you successfully apply for an eligible UOB Credit Card through MoneySmart and meet the Giveaway eligibility criteria! T&Cs apply.
PLUS receive up to S$350 Cash Credit from UOB when you are the first 200 new-to-UOB customers who successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 per month, for 2 consecutive months from the card approval date. T&Cs apply.

- Max. Savings at Caltex or Esso
- Up to 22.92%
- Instant Discount at Caltex
- 18%
- Cashback at all Other Petrol Stations
- 6%
[MONEYSMART x OCBC GIVEAWAY | Upsized Cash]
Get a Samsung 27-inch M5 Smart Monitor (worth S$554) OR a ErgoTune Classic Ergonomic Chair (worth S$399) OR S$280 UPSIZED Cash via PayNow when you apply and spend a min. of S$500 in Qualifying Spend within 30 days of card approval.
PLUS, get a Apple MacBook Air 15-inch M2 Chip, a Apple iPad 10.2inch (9th Gen) OR an EverDesk+ Lite Standing Table when you participate in our MoneySmart OCBC Giveaway! T&Cs apply

- Max. Savings at Shell or SPC
- Up to 24%
- Instant Discount at Shell / SPC
- 10%/15%
- Cash Back at all Other Petrol Stations
- Up to 5%
[MoneySmart GIVEAWAY]
Stand to receive a ASUS Vivobook x BAPE ® (worth S$2,349) OR a Sony PlayStation®5 Disc Console (worth S$799) OR a Nintendo Switch OLED (worth S$549) when you successfully apply for an eligible UOB Credit Card through MoneySmart and meet the Giveaway eligibility criteria! T&Cs apply.
PLUS get up to 15% Cashback and S$350 Cash Credit from UOB when you successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 for 2 consecutive months from card approval date. T&Cs apply!

- Fuel Spending at Esso
- Up to 19%
- Local Spend
- S$1 = 1.5 miles or 1.5% cashback
- Overseas Spend
- S$1 = 2.2 miles or 2.2% cashback
- Max. Savings at SPC
- 15%
- SPC & U Members Card discount
- 10%
- Refuel at Esso
- S$1 = 2.4 miles
- Fuel Savings at SPC
- Up to 20.1%
- Cash Rebates at SpeedyCare
- Up to 2%
- Cash Rebate on all other spend
- 0.3%
- Max. Savings at Caltex or Shell
- 16%
- Instant Discount at Caltex & Shell
- 16%
- per S$1 spent at all Other Petrol Stations
- 1x Point

- Max. Savings at Caltex
- Up to 20.2%
- Max. Instant Discount at Shell
- 14%
- Cash Back at all Other Petrol Stations
- Up to 5%

- Max. savings at Caltex or Shell
- Up to 20.2%
- Instant Discount at Caltex and Shell
- 16%
- per S$1 spent at all Other Petrol Stations
- 1 Air Mile
- Max. Savings at SPC
- 15%
- SPC & U Members Card discount
- 10%
- Refuel at Esso
- S$1 = 2.4 miles
- on all Petrol Stations
- 10X Points
- savings at Shell
- 19.1%
- Rewards to Miles Conversion for Selected Airline Partners
- 1 Point = 0.5 miles
- Max. Savings at Esso & Shell
- 20.88%
- Instant Discount at Esso & Shell
- 14%
- Cash Back at all Other Petrol Stations
- 8%
[MONEYSMART LUCKY DRAW]
Get an Sony WH1000-XM5 Wireless Noise Cancelling Headphones (worth S$575) OR a Nintendo Switch OLED Gaming Console (worth S$549) OR a S$450 Amazon SG Gift Card OR S$300 Cash via PayNow when you apply and spend a min. of S$500 in "Qualifying Spends" within 30 days from card approval date. T&Cs apply
PLUS stand a chance to win a MacBook Air M2 15-inch or an Apple iPhone 14 Pro or an Apple Watch Ultra today! T&Cs apply.

- Max. savings at Shell and SPC stations
- Up to 23.5%
- Min. Spend per month
- S$600
- Cap on cashback
- S$60
- Max. Savings at Esso & Shell
- 14%
- Instant Discount at Esso & Shell
- 14%
- on all Other Petrol Stations
- S$1 = 1.2 Miles
[MONEYSMART LUCKY DRAW]
Get an Apple iPad Wi-Fi, 64GB 9th Gen (worth S$503.65) OR a Nintendo Switch OLED Gaming Console (worth S$549) OR a Sony WH1000-XM5 Wireless Noise Cancelling Headphones (worth S$575) or S$300 Cash via PayNow when you apply and spend a min. of S$500 in "Qualifying Spends" within 30 days from card approval date. T&Cs apply.
PLUS stand a chance to win a MacBook Air M2 15-inch or an Apple iPhone 14 Pro or an Apple Watch Ultra today! T&Cs apply.

- Max. Savings at Esso & Shell
- 14%
- Instant Discount at Esso & Shell
- 14%
- per S$1 spent at all Other Petrol Stations
- 1 Point
[MONEYSMART LUCKY DRAW]
Get an Sony WH1000-XM5 Wireless Noise Cancelling Headphones (worth S$575) OR a Nintendo Switch OLED Gaming Console (worth S$549) OR a S$450 Amazon SG Gift Card OR S$300 Cash via PayNow when you apply and spend a min. of S$500 in "Qualifying Spends" within 30 days from card approval date. T&Cs apply
PLUS stand a chance to win a MacBook Air M2 15-inch or an Apple iPhone 14 Pro or an Apple Watch Ultra today! T&Cs apply.

- on Petrol
- S$1 = 8X Points
- on All Other Spend
- S$1 = 1X Point
- Cap on Bonus TREATS Points
- 30,000
- Instant Discount at SPC
- Up to 20%
- Instant Discount at Shell
- Up to 14%
- Annual Fee
- S$194.40
- at Esso Stations
- 14% Discount
- at Shell Stations
- 14% Discount
- Card Discount at all Other Petrol Stations
- 4%
- Cash Rebate on petrol spend in Singapore and Malaysia
- 5%
- on all local spend excluding petrol
- S$1 = 1 Point
- Cash Rebate cap
- Unlimited