- Max. Savings at Caltex (Platinum 98)
- Up to 21.04%
- Instant Discount at Caltex (Platinum 98)
- Up to 16%
- Cash Back at all Other Petrol Stations
- 1.7%
Apply and spend S$250 to get S$250 Cash via PayNow or an Apple AirTag (1 Pack) AND Beats Studio Buds (worth S$266.40). T&Cs apply.

- Max. Savings at Caltex or Shell
- 16%
- Instant Discount at Caltex & Shell
- 16%
- per S$1 spent at all Other Petrol Stations
- 1 Point
- Max. Savings at Caltex
- Up to 20.2%
- Max. Instant Discount at Shell
- 14%
- Cash Back at all Other Petrol Stations
- Up to 5%
- Dining and Petrol Spend (capped at S$2,000 per calendar month till 31 Dec 2022)
- S$1 = 4 miles or 4% cashback
- Min. Spend per month
- S$0
- Unlimited
- 1.7%
- Min. Spend per month
- $0
- Spend Exclusions
- No
- Max. Savings at SPC
- 15%
- SPC & U Members Card discount
- 10%
- Refuel at Esso
- S$1 = 2.4 miles
- Groceries, Online Shopping and Online Food Delivery
- Up to 10%
- Cash Rebates on Utilities and Telecommunications bill payments
- Up to 3%
- Fuel Savings at SPC
- Up to 21.8%
- Max. Savings at Shell or SPC
- Up to 24%
- Instant Discount at Shell / SPC
- 10%/15%
- Cash Back at all Other Petrol Stations
- Up to 5%
- Max. savings at Caltex or Shell
- Up to 20.2%
- Instant Discount at Caltex and Shell
- 16%
- per S$1 spent at all Other Petrol Stations
- 1 Air Mile
- Max. Savings at SPC
- 15%
- SPC & U Members Card discount
- 10%
- Refuel at Esso
- S$1 = 2.4 miles
- on all Petrol Stations
- 10X Points
- savings at Shell
- 19.1%
- Rewards to Miles Conversion for Selected Airline Partners
- 1 Point = 0.5 miles
- Max. savings at Shell and SPC stations
- Up to 23.5%
- Min. Spend per month
- S$600
- Cap on cashback
- S$60
- Max. Savings at Esso & Shell
- 14%
- Instant Discount at Esso & Shell
- 14%
- on all Other Petrol Stations
- S$1 = 1.2 Miles
Apply and Spend $500 to get an Apple iPad 10.2" 64GB**, 9th Gen** (worth S$503.65) OR EverDesk+ Lite (worth S$619) OR Xbox Series S (worth S$469.90) OR S$350 Cash via PayNow. PLUS stand a chance to win a ROLEX or PlayStation 5!!! T&Cs apply.

- Max. Savings at Esso & Shell
- 14%
- Instant Discount at Esso & Shell
- 14%
- per S$1 spent at all Other Petrol Stations
- 1 Point
Apply and Spend $500 to get an Apple iPad 10.2" 64GB**, 9th Gen** (worth S$503.65) OR EverDesk+ Lite (worth S$619) OR Xbox Series S (worth S$469.90) OR S$350 Cash via PayNow. PLUS stand a chance to win a ROLEX or PlayStation 5!!! T&Cs apply.

- Max. Savings at Esso & Shell
- 20.88%
- Instant Discount at Esso & Shell
- 14%
- Cash Back at all Other Petrol Stations
- 8%
Apply and Spend $500 to get an Apple iPad 10.2" 64GB**, 9th Gen** (worth S$503.65) OR EverDesk+ Lite (worth S$619) OR Xbox Series S (worth S$469.90) OR S$350 Cash via PayNow. PLUS stand a chance to win a ROLEX or PlayStation 5!!! T&Cs apply.

- on Petrol
- S$1 = 8X Points
- on All Other Spend
- S$1 = 1X Point
- Cap on Bonus TREATS Points
- 30,000
- Max. Savings at Shell or SPC
- Up to 15%
- Instant Discount at Shell / SPC
- 10%/15%
- Cash Back at all Other Petrol Stations
- 1 Point
- at Esso Stations
- 14% Discount
- at Shell Stations
- 14% Discount
- Card Discount at all Other Petrol Stations
- 4%
- Cash Rebate on petrol spend in Singapore and Malaysia
- 5%
- on all local spend excluding petrol
- S$1 = 1 Point
- Cash Rebate cap
- Unlimited
- Savings at Esso
- 14%
- Onsite Discount at Caltex
- 16%
- Min. Spend per month
- S$0