Best Petrol Credit Cards 2018

Updated June 2018

Cars in Singapore are expensive but you can certainly save on fuel! Get up to 21% discount when you pump petrol at petrol stations like Shell, Esso, SPC and Caltex. Compare petrol discounts and find the best one.

Other Petrol Cards
UOB One Card
Excellent
UOB One Card
Excellent

Up to 24%

Max. Savings at Shell or SPC

10%/15%

Instant Discount at Shell / SPC

Up to 5%

Cash Back at all Other Petrol Stations

  • Get up to $180 cash credit when you sign up for the One Card and One Account Bundle

Petrol Features

  • At SPC Stations, up to 24% savings on fuel purchases
  • At Shell Stations, up to 20.8% savings on fuel purchases

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
1st supplementary card free; $96.30 for subsequent cards
Fee Waiver
1 year fee waiver, perpetual fee waiver for first supplementary card
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$40,000
Maybank World Mastercard
Excellent
Maybank World Mastercard
Excellent

10X Points

on all Petrol Stations

19.1%

savings at Shell

1 Point = 0.5 miles

Rewards to Miles Conversion for Selected Airline Partners

  • Get a Samsonite Orfeo 69cm Spinner (worth S$420)

Petrol Features

  • Earn 10X TREATS Points (or 4 air miles) for every S$1 spent on all petrol stations
  • Up to 19.1% exclusive savings on petrol

Annual Rates

Principle Annual Fee
$240
Supplementary Annual Fee
Free
Fee Waiver
1 year fee waiver; subsequent years waived with total minimum spend of S$24,000 per annum
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$80,000
Non-Singaporean Minimum Income
$80,000
OCBC 365 Credit Card
Excellent
OCBC 365 Credit Card
Excellent

Up to 23%

Max. Savings at Caltex or Esso

16%/14%

Instant Discount at Caltex / Esso

5%

Cash Back at all Other Petrol Stations

Petrol Features

  • Up to 23.8% discount at Caltex and 18.3% at Esso, (14% onsite and OCBC 365 discount + 5% Cashback*)
  • 5% Cashback at all other petrol stations
  • *Minimum spend of $600/month, $80 cap /month

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
96.3
Fee Waiver
2 years fee waiver for both Principal and Supplementary cards, subsequent years waived for Principal card with min. spend of $10,000 p.a.
Annual Interest Rate
25.92%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$45,000
DBS Esso Card
Excellent
DBS Esso Card
Excellent

17%

Max. Savings at Esso

17%

Instant Discount at Esso

1 Point

per S$1 spent at all Other Petrol Stations

Petrol Features

  • Up to 21.6% (instant 17% + S$30) fuel savings with a min. spend of S$180nett/month for Apr, May, Jun 2018
  • 17% instant discount at Esso (5% site discount + 5% Smiles card discount + 7% card discount)
  • Free fuel when you convert your shopping, dining and other card spend into Smiles Points
  • S$10 charged outside of Esso = 1 Smiles Point
  • S$30 fuel voucher = 750 Smiles Points

Annual Rates

Principle Annual Fee
$86
Supplementary Annual Fee
42.8
Fee Waiver
1 year fee waiver
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$45,000
Citi PremierMiles Visa Card
Very Good
Citi PremierMiles Visa Card
Very Good

14%

Max. Savings at Esso & Shell

14%

Instant Discount at Esso & Shell

1.2 Miles

per S$1 spent at all Other Petrol Stations

  • Get 4 Citi Miles with Apple Pay
  • +1 more

Other Promotions

  • Get S$120 Cashback

Petrol Features

  • 14% discount at Esso stations - 5% Esso site discount + 5% Smiles card discount + 4% Citicard discount
  • 13.6% discount at Shell stations - 5% Shell site discount + 5% Shell Escape discount + 4% Citi Rebate (applies after Shell discount)

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
Complementary
Fee Waiver
1 year annual fee waiver for basic and perpetual fee waiver for all supplementary cards
Annual Interest Rate
26.90%

Eligibility

Singaporean Minimum Income
$50,000
Non-Singaporean Minimum Income
$50,000
Citi Rewards Card
Very Good
Citi Rewards Card
Very Good

14%

Max. Savings at Esso & Shell

14%

Instant Discount at Esso & Shell

1 Point

per S$1 spent at all Other Petrol Stations

  • Get 20X Rewards Points with Apple Pay
  • +1 more

Other Promotions

  • Get S$120 Cashback

Petrol Features

  • 14% discount at Esso stations - 5% Esso site discount + 5% Smiles card discount + 4% Citicard discount
  • 14% discount at Shell stations - 5% Shell site discount + 5% Shell Escape discount + 4% Citi Rebate (applies after Shell discount)
  • S$1 spent = 1 Rewards point (All other spend)

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
96.3
Fee Waiver
First year fee waived for Principal and two (2) Supplementary cards
Annual Interest Rate
26.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$42,000
HSBC Revolution Credit Card
Very Good
HSBC Revolution Credit Card
Very Good

16%

Max. Savings at Caltex or Shell

16%

Instant Discount at Caltex & Shell

1 Point

per S$1 spent at all Other Petrol Stations

  • Option 1: American Tourister Caravan 70cm TSA luggage (worth S$260)
  • Option 2: S$100 Cash Back

Petrol Features

  • 16% instant discount Caltex stations (5% site discount + 9% HSBC card discount + 2% outdoor fuel payment discount)
  • 16% instant discount at Shell stations (5% site discount + 5% shell escape discount + 6% HSBC card discount)
  • *Outdoor Fuel Payment discount valid till 31 Dec 2017

Annual Rates

Principle Annual Fee
$150
Supplementary Annual Fee
0.0
Fee Waiver
2 years fee waiver, subsequent years waived with min. spend of $12,500 p.a.
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$40,000
HSBC Visa Infinite Credit Card
Very Good
HSBC Visa Infinite Credit Card
Very Good

Up to 20.2%

Max. savings at Caltex or Shell

16%

Instant Discount at Caltex and Shell

1 Air Mile

per S$1 spent at all Other Petrol Stations

Petrol Features

  • 14% instant discount at Shell stations
  • Up to 14% instant petrol discount at Caltex Petrol Stations

Annual Rates

Principle Annual Fee
$650
Supplementary Annual Fee
0.0
Fee Waiver
Annual programme fee applies
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$120,000
Non-Singaporean Minimum Income
$120,000
HSBC Visa Platinum Credit Card
Very Good
HSBC Visa Platinum Credit Card
Very Good

Up to 20.8%

Max. Savings at Caltex or Shell

16%

Instant Discount at Caltex & Shell

Up to 5%

Cash Back at all Other Petrol Stations

  • Option 1: American Tourister Caravan 70cm TSA luggage (worth S$260)
  • Option 2: S$100 Cash Back

Petrol Features

  • Up to 20.2% in savings at Shell and Caltex stations
  • 16% instant discount Caltex stations (5% site discount + 9% HSBC card discount + 2% outdoor fuel payment discount)
  • 16% instant discount at Shell stations (5% site discount + 5% Shell Escape discount + 6% HSBC card discount)
  • 3% or 5% in cash rebates (min. spend $400 or $800/month respectively for all 3 months)

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
0.0
Fee Waiver
2 years fee waiver, subsequent years waived with min. spend of $12,500 p.a.
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$40,000
Standard Chartered Platinum Visa/MasterCard Credit Card
Very Good
Standard Chartered Platinum Visa/MasterCard Credit Card
Very Good

19.78%

Max. Savings at Caltex (Platinum 98)

16%

Instant Discount at Caltex (Platinum 98)

1 Point

per S$1 spent at all Other Petrol Stations

  • Get up to S$120 cashback when you sign up

Petrol Features

  • Up to 19.78% effective fuel savings at Caltex (16% onsite discount + 3.78% rebate on nett transaction)

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
N/A
Fee Waiver
3 years fee waiver
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$60,000
Maybank Horizon Visa Signature
Very Good
Maybank Horizon Visa Signature
Very Good

S$1 = 8X Points

on Petrol

S$1 = 1X Point

on All Other Spend

30,000

Cap on Bonus TREATS Points

  • Get a Samsonite Orfeo 69cm Spinner (worth S$420)

Petrol Features

  • Earn 3.2 air miles (8X TREATS Points) for every S$1 spent at all petrol stations in Singapore
  • Capped at 30,000 Bonus TREATS Points per month
  • Min Spend: S$300/month
  • 1X TREAT Point with no minimum spend

Annual Rates

Principle Annual Fee
$180
Supplementary Annual Fee
Complimentary
Fee Waiver
Waived with min. spend of S$18,000 p.a.
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$50,000
Non-Singaporean Minimum Income
$60,000
Maybank Family & Friends Card
Very Good
Maybank Family & Friends Card
Very Good

Up to 8%

Cash Rebate at selected petrol merchants in Singapore and Malaysia

0.3%

Cash Rebate on All Other Spend

S$600

Cash Rebate Cap per year

  • Get a Samsonite Orfeo 69cm Spinner (worth S$420)

Petrol Features

  • Up to 8% cash rebate at selected merchants
  • Merchants include Caltex, Esso, Shell, BHPetrol, Petron, and more
  • Get 0.3% cash rebate on all other spend with no cap on cash rebates

Annual Rates

Principle Annual Fee
$180
Supplementary Annual Fee
0.0
Fee Waiver
Waived with min. spend of $12,000 p.a.
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$60,000
UOB Preferred Platinum Visa Card
Very Good
UOB Preferred Platinum Visa Card
Very Good

Up to 15%

Max. Savings at Shell or SPC

10%/15%

Instant Discount at Shell / SPC

1 Point

Cash Back at all Other Petrol Stations

Petrol Features

  • At SPC Stations, up to 20% savings on fuel purchases
  • At Shell Stations, up to 13.6% savings on fuel purchases

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
96.3
Fee Waiver
1 year fee waiver for Principal and second Supplementary card, perpetual fee waiver for first supplementary card
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$40,000
OCBC Plus! Visa Credit Card
Very Good
OCBC Plus! Visa Credit Card
Very Good

Up to 18.5%

Max. Savings at Caltex or Esso

18%/14%

Instant Discount at Caltex / Esso

0.22 LinkPoints

per S$1 spent at all Other Petrol Stations

Petrol Features

  • Up to 18.5% fuel savings at Esso stations island wide
  • Earn 0.22% LinkPoints rewards on all Visa spend

Annual Rates

Principle Annual Fee
$107
Supplementary Annual Fee
Complimentary, up to 3 supplementary cards
Fee Waiver
No annual fees for the first year. Automatic fee waiver from the 2nd year onwards when you charge at least S$2,500 in Visa transactions to your card per annum.
Annual Interest Rate
25.92%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$45,000
Citibank SMRT Card
Satisfactory
Citibank SMRT Card
Satisfactory

14%

Max. Savings at Esso

14%

Instant Discount at Esso & Shell

0.3%

Cash Back at all Other Petrol Stations

  • Get 5% Cash Back with Apple Pay
  • +1 more

Other Promotions

  • Get S$120 Cashback

Petrol Features

  • 14% discount at Esso stations - 5% Esso site discount + 5% Smiles card discount + 4% Citicard discount
  • 15% discount at Shell stations - 5% Shell site discount + 5% Shell Escape discount + 5% Citi Rebate (applies after Shell discount)

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
96.3
Fee Waiver
2 years fee waiver for Principal and two (2) Supplementary cards
Annual Interest Rate
26.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$42,000
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