Compare the Best Petrol Credit Cards in Singapore 2023

Save up to 21% when you pump petrol at petrol stations like Shell, Esso, SPC and Caltex. Compare petrol credit cards and discounts. Read More
We found 31 Credit Cards for you!
Sponsored
Standard Chartered logo
MoneySmart Exclusive
Earn Unlimited 1.5% Cashback | UPSIZED CASH
Max. Savings at Caltex (Platinum 98)
Up to 21.04%
Instant Discount at Caltex (Platinum 98)
Up to 16%
Cash Back at all Other Petrol Stations
1.5%

[UPSIZED CASH]
Get up to S$360 Ultra Upsized Cash via PayNow* OR an Apple Watch SE, 40mm GPS (worth S$379) OR a Nintendo Switch OLED (worth S$549) OR a Hinomi H1 Pro Ergonomic Chair (worth S$619) when you apply and spend a min. of S$500 in Eligible Transactions. T&Cs apply.

Valid until 30 Sep 2023 - See more details below
Apply Now
UOB logo
MoneySmart Exclusive
MoneySmart x UOB GIVEAWAY
1.7%
Min. Spend per month
$0
Spend Exclusions
No

[MoneySmart GIVEAWAY]
Stand to receive a ASUS Vivobook x BAPE ® (worth S$2,349) OR a Sony PlayStation®5 Disc Console (worth S$799) OR a Nintendo Switch OLED (worth S$549) when you successfully apply for an eligible UOB Credit Card through MoneySmart and meet the Giveaway eligibility criteria! T&Cs apply. 

PLUS receive up to S$350 Cash Credit from UOB when you are the first 200 new-to-UOB customers who successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 per month, for 2 consecutive months from the card approval date. T&Cs apply.

Valid until 17 Oct 2023 - See more details below
Apply Now
OCBC logo
MoneySmart Exclusive
High Spend on Dining | OCBC GIVEAWAY
Max. Savings at Caltex or Esso
Up to 22.92%
Instant Discount at Caltex
18%
Cashback at all Other Petrol Stations
6%

[MONEYSMART x OCBC GIVEAWAY | Upsized Cash]
Get a Samsung 27-inch M5 Smart Monitor (worth S$554) OR a ErgoTune Classic Ergonomic Chair (worth S$399) OR S$280 UPSIZED Cash via PayNow when you apply and spend a min. of S$500 in Qualifying Spend within 30 days of card approval. 

PLUS, get a Apple MacBook Air 15-inch M2 Chip, a Apple iPad 10.2inch (9th Gen) OR an EverDesk+ Lite Standing Table when you participate in our MoneySmart OCBC GiveawayT&Cs apply

Valid until 30 Sep 2023 - See more details below
Apply Now
UOB logo
MoneySmart Exclusive
MoneySmart x UOB GIVEAWAY
Max. Savings at Shell or SPC
Up to 24%
Instant Discount at Shell / SPC
10%/15%
Cash Back at all Other Petrol Stations
Up to 5%

[MoneySmart GIVEAWAY]
Stand to receive a ASUS Vivobook x BAPE ® (worth S$2,349) OR a Sony PlayStation®5 Disc Console (worth S$799) OR a Nintendo Switch OLED (worth S$549) when you successfully apply for an eligible UOB Credit Card through MoneySmart and meet the Giveaway eligibility criteria! T&Cs apply. 

PLUS get up to 15% Cashback and S$350 Cash Credit from UOB when you successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 for 2 consecutive months from card approval date. T&Cs apply!

Valid until 17 Oct 2023 - See more details below
Apply Now
DBS logo
Online Promo
Miles or Cashback – you decide
Fuel Spending at Esso
Up to 19%
Local Spend
S$1 = 1.5 miles or 1.5% cashback
Overseas Spend
S$1 = 2.2 miles or 2.2% cashback
Online Promo:
Get up to 60,000 miles when you sign up with promo code VANMILES and make a min. spend of S$4,000 within 30 days of card approval and payable annual fee required. T&Cs apply.
Valid until 31 Jan 2024 - See more details below
Apply Now
DBS logo
Online Promo
Earn Miles That Never Expire
Max. Savings at SPC
15%
SPC & U Members Card discount
10%
Refuel at Esso
S$1 = 2.4 miles
Online Promo:
Get up to 40,000 miles when you apply for an eligible DBS Altitude Credit Card and charge a min. spend of S$2,000 within 30 days from card approval date. T&Cs apply.
Valid until 30 Nov 2023 - See more details below
Apply Now
POSB logo
Online Promo
Earn Cash Rebates that Never Expire
Fuel Savings at SPC
Up to 20.1%
Cash Rebates at SpeedyCare
Up to 2%
Cash Rebate on all other spend
0.3%
Online Promo:
Get S$150 Cashback when you apply with promo code 150CASH and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 31 Jan 2024 - See more details below
Apply Now
HSBC logo
MoneySmart Exclusive
Earn Points for Everyday Spending
Max. Savings at Caltex or Shell
16%
Instant Discount at Caltex & Shell
16%
per S$1 spent at all Other Petrol Stations
1x Point
Get a Samsonite ZELTUS 69cm Spinner Exp Luggage with built-in scale (worth S$680) or S$150 cashback for new HSBC credit cardholders. Existing HSBC credit cardholders receive $50 cashback. Min. spends of S$1,000 upon card approval required and marketing consent provided upon applying. T&Cs apply. 
Valid until 31 Dec 2023 - See more details below
Apply Now
HSBC logo
MoneySmart Exclusive
Cashback for Family Spending
Max. Savings at Caltex
Up to 20.2%
Max. Instant Discount at Shell
14%
Cash Back at all Other Petrol Stations
Up to 5%
Get a Samsonite ZELTUS 69cm Spinner Exp Luggage with built-in scale (worth S$680) or S$150 cashback for new HSBC credit cardholders. Existing HSBC credit cardholders receive $50 cashback. Min. spends of S$1,000 upon card approval required and marketing consent provided upon applying. T&Cs apply. 
Valid until 31 Dec 2023 - See more details below
Apply Now
HSBC logo
Max. savings at Caltex or Shell
Up to 20.2%
Instant Discount at Caltex and Shell
16%
per S$1 spent at all Other Petrol Stations
1 Air Mile
Apply Now
DBS logo
Online Promo
Earn Miles That Never Expire
Max. Savings at SPC
15%
SPC & U Members Card discount
10%
Refuel at Esso
S$1 = 2.4 miles
Online Promo:
Get up to 40,000 miles when you apply for an eligible DBS Altitude Credit Card and charge a min. spend of S$2,000 within 30 days from card approval date. T&Cs apply.
Valid until 30 Nov 2023 - See more details below
Apply Now
Maybank logo
Online Promo
on all Petrol Stations
10X Points
savings at Shell
19.1%
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.5 miles
Online Promo:
Get $200 cashback OR an Apple AirPods 3rd Generation (worth S$261.40) OR a pair of American Tourister Linex 66/24 Luggage TSA (worth S$336) when you successfully apply for a Maybank Credit Card AND a CreditAble account, and spend a min. of S$600 on Eligible Transactions each month for 2 consecutive months from card approval date. T&Cs apply.
Valid until 30 Sep 2023 - See more details below
Apply Now
Citibank logo
MoneySmart Exclusive
Faster Gift Redemption | MONEYSMART LUCKY DRAW
Max. Savings at Esso & Shell
20.88%
Instant Discount at Esso & Shell
14%
Cash Back at all Other Petrol Stations
8%

[MONEYSMART LUCKY DRAW]
Get an Sony WH1000-XM5 Wireless Noise Cancelling Headphones (worth S$575) OR a Nintendo Switch OLED Gaming Console (worth S$549) OR a S$450 Amazon SG Gift Card OR S$300 Cash via PayNow when you apply and spend a min. of S$500 in "Qualifying Spends" within 30 days from card approval date. T&Cs apply

PLUS stand a chance to win a MacBook Air M2 15-inch or an Apple iPhone 14 Pro or an Apple Watch Ultra today! T&Cs apply.

Valid until 30 Sep 2023 - See more details below
Apply Now
Bank of China logo
Max. savings at Shell and SPC stations
Up to 23.5%
Min. Spend per month
S$600
Cap on cashback
S$60
Read More
Citibank logo
MoneySmart Exclusive
Faster Gift Redemption | MONEYSMART LUCKY DRAW
Max. Savings at Esso & Shell
14%
Instant Discount at Esso & Shell
14%
on all Other Petrol Stations
S$1 = 1.2 Miles

[MONEYSMART LUCKY DRAW]
Get an Apple iPad Wi-Fi, 64GB 9th Gen (worth S$503.65) OR a Nintendo Switch OLED Gaming Console (worth S$549) OR a Sony WH1000-XM5 Wireless Noise Cancelling Headphones (worth S$575) or S$300 Cash via PayNow when you apply and spend a min. of S$500 in "Qualifying Spends" within 30 days from card approval date. T&Cs apply.

PLUS stand a chance to win a MacBook Air M2 15-inch or an Apple iPhone 14 Pro or an Apple Watch Ultra todayT&Cs apply.

Valid until 30 Sep 2023 - See more details below
Apply Now
Citibank logo
MoneySmart Exclusive
Faster Gift Redemption | MONEYSMART LUCKY DRAW
Max. Savings at Esso & Shell
14%
Instant Discount at Esso & Shell
14%
per S$1 spent at all Other Petrol Stations
1 Point

[MONEYSMART LUCKY DRAW]
Get an Sony WH1000-XM5 Wireless Noise Cancelling Headphones (worth S$575) OR a Nintendo Switch OLED Gaming Console (worth S$549) OR a S$450 Amazon SG Gift Card OR S$300 Cash via PayNow when you apply and spend a min. of S$500 in "Qualifying Spends" within 30 days from card approval date. T&Cs apply

PLUS stand a chance to win a MacBook Air M2 15-inch or an Apple iPhone 14 Pro or an Apple Watch Ultra today! T&Cs apply.

Valid until 30 Sep 2023 - See more details below
Apply Now
Maybank logo
Online Promo
on Petrol
S$1 = 8X Points
on All Other Spend
S$1 = 1X Point
Cap on Bonus TREATS Points
30,000
Online Promo:
Get $200 cashback OR an Apple AirPods 3rd Generation (worth S$261.40) OR a pair of American Tourister Linex 66/24 Luggage TSA (worth S$336) when you successfully apply for a Maybank Credit Card AND a CreditAble account, and spend a min. of S$600 on Eligible Transactions each month for 2 consecutive months from card approval date. T&Cs apply.
Valid until 30 Sep 2023 - See more details below
Apply Now
UOB logo
Instant Discount at SPC
Up to 20%
Instant Discount at Shell
Up to 14%
Annual Fee
S$194.40
Read More
Citibank logo
Shipping Rebates on Lazada
at Esso Stations
14% Discount
at Shell Stations
14% Discount
Card Discount at all Other Petrol Stations
4%
Read More
Maybank logo
Online Promo
Cash Rebate on petrol spend in Singapore and Malaysia
5%
on all local spend excluding petrol
S$1 = 1 Point
Cash Rebate cap
Unlimited
Online Promo:
Get $200 cashback OR an Apple AirPods 3rd Generation (worth S$261.40) OR a pair of American Tourister Linex 66/24 Luggage TSA (worth S$336) when you successfully apply for a Maybank Credit Card AND a CreditAble account, and spend a min. of S$600 on Eligible Transactions each month for 2 consecutive months from card approval date. T&Cs apply.
Valid until 30 Sep 2023 - See more details below
Apply Now

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Petrol Station Loyalty Cards

In order to maximize the savings on your fuel spending, choose your preferred petrol station (Esso, Shell, Caltex, and SPC) and enroll yourself into the respective loyalty programs. Do note that for some petrol stations, you would need to present the loyalty card at the time of purchase so do not forget to bring them with you when refueling your car or motorbike!

Esso Smiles loyalty card

The Esso Smiles loyalty card lets you earn 1 Smiles rewards point per liter of Esso Synergy fuel you pump. Pair that with the right credit card and you’re looking at as much as 27% in savings. It should come as no surprise that the DBS Esso Card currently offers the best Esso discount in Singapore

Shell Escape Card

Shell Escape Loyalty Program lets you earn 1 point per liter of Shell FuelSave petrol. You can also earn points when you send your car for servicing and car washing. Right now, the best credit card to use with your Shell Escape card is the Citi Cash Back Card, which gives you up to 20.88% discount

SPC&U membership Card

To get cheaper petrol prices at SPC, you should definitely sign up for the SPC&U membership card. Rather than letting you earn points, it gives you a direct petrol discount (10% for petrol, 15% for diesel) - instant gratification. The best credit cards to use for SPC discounts are the UOB One Card or the POSB Everyday Card.

NTUC Plus! Visa Card

You can use that NTUC membership you signed up for at that roadshow. That’s right - apart from letting you earn LinkPoints at NTUC FairPrice, your NTUC Plus! Card also functions as the loyalty card for Caltex. The best credit cards for Caltex discounts are the Standard Chartered Simply Cash Credit Card or OCBC 365 Card. You can get up to about 21% in savings with these credit cards.

Best Credit Cards for Petrol Singapore 2022

Petrol StationCredit CardMaximum Fuel Savings
ESSODBS Esso Card21.60%
Citi Cash Back Card20.88%
OCBC 365 Card20.20%
ShellUOB One Card21.15%
Citi Cash Back Card20.88%
SPCUOB One Card22.66%
SinopecOCBC 365 Card26.8%

Looking for cheap car insurance in Singapore?

Look no further! MoneySmart can find you the best and most affordable car insurance quotes today.

How to Save on Petrol Prices with Credit Cards

Pick your favourite petrol station

Unless you’re a die-hard cheapo trying to beat the system, it doesn’t really matter if you go to Esso, Shell, Caltex or SPC. The difference in their petrol prices is very small, and won’t matter to most people. Just pick one petrol chain that’s convenient for you and stick to it.

Always bring your loyalty card

Never pump petrol without your preferred petrol chain’s loyalty card, be it Esso Smiles, Shell Escape, Caltex Plus! or SPC&U. At the point of payment, you’ll need to show it to the cashier along with your credit card to get the full petrol discount.

Fill up only when your tank is empty

Don’t top up your tank as and when you feel like it - make sure your tank is empty enough before you fill ‘er up. That’s because you can often get a greater discount if your petrol cost hits a certain minimum.

Meet the minimum spending requirements

Some of these credit cards have a minimum spending requirement to meet before you can get your full cash rebate. Don’t let your money-saving efforts go to waste by neglecting it.

Switch card when you hit the Cashback cap

While we’re on the topic of terms & conditions, remember to check the cash rebates cap on your petrol credit card too. The higher the rebates, the quicker you’ll hit the cap. If your petrol consumption is high, consider carrying a backup petrol credit card for these cases.