Best Online Shopping Credit Cards 2019

Updated November 2019

Get exclusive shopping discounts and rewards on top online retailers with your very own Online Shopping Credit Card. Compare Online Shopping Credit Cards to find the best one for you!

Popular Online Shopping Credit Cards

Standard Chartered Spree Credit Card

3%

Cash Back on Online Spends in Foreign Currency

S$60

Cash Back Cap per month

S$0

Min. Spend per month

3%

Cash Back on Online Spends in Foreign Currency

S$60

Cash Back Cap per month

S$0

Min. Spend per month

Online Shopping Features

  • 3% cashback on all online spends in foreign currency
  • 2% cashback on all online spends in local currency, contactless and mobile payments
  • 20% off vPost shipping fees for air shipments to Singapore, capped at $1250 per shipment
  • Online Price Guarantee: refund of 50% of the price difference if you find a lower price for the same item within 30 days of your online purchase*

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual Fee0.0
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay
HSBC Revolution Credit Card

S$1= 5X Points

on Online Spend

S$1= 1X Point

on All Other Spend

6,500 Points= S$20

Redeemable at Isetan, Metro & TANGS

Online Promotion: Get a Samsonite T5 Spinner (worth S$560) OR S$150 Cash Back with min. spend of $800 in first month of card approval + S$20 worth of Grab rides!Valid till 31 Dec 2019.

S$1= 5X Points

on Online Spend

S$1= 1X Point

on All Other Spend

6,500 Points= S$20

Redeemable at Isetan, Metro & TANGS

Online Promotion: Get a Samsonite T5 Spinner (worth S$560) OR S$150 Cash Back with min. spend of $800 in first month of card approval + S$20 worth of Grab rides!Valid till 31 Dec 2019.

Online Shopping Features

  • 5X Rewards points (or 2 air miles) per S$1 spent on Online transactions
  • Includes airline/movie/concert tickets, hotel/travel/taxi bookings, food orders, insurance premiums, and online shopping sites
  • Excludes brokerages/securities and money payment/transfer websites

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$150
Supplementary Annual Fee0.0
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period20 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay
DBS Live Fresh Card

10%

Cash Back on Online Spends

$80

Cash Back Cap per month

$600

Min. Spend per month

Online Promotion: Enjoy up to S$180 cashbackValid till 31 Mar 2020.

10%

Cash Back on Online Spends

$80

Cash Back Cap per month

$600

Min. Spend per month

Online Promotion: Enjoy up to S$180 cashbackValid till 31 Mar 2020.

Online Shopping Features

  • Earn 5% cashback when you shop online and make a minimum spend of S$600 per calendar month

Annual Interest Rate and Fees

Annual Interest Rate26.80%
Principle Annual Fee$193
Supplementary Annual FeeS$96.30
Fee Waiver1 year
Minimum Monthly Repayment3.00% or S$50, whichever is higher
Interest Free Period20 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationVisa
Wireless PaymentVisa Contactless, Apple Pay, Samsung Pay, Google Pay
DBS Woman's Card

S$5 = 5X Points

on Online Spend

S$5 = 1X Point

on All Other Spend

0%

Interest Payment Plans (up to 1 year)

Online Promotion: Enjoy S$120 cashbackValid till 31 Mar 2020.

S$5 = 5X Points

on Online Spend

S$5 = 1X Point

on All Other Spend

0%

Interest Payment Plans (up to 1 year)

Online Promotion: Enjoy S$120 cashbackValid till 31 Mar 2020.

Online Shopping Features

  • 5X DBS Points (or 10 miles) per S$5 spent on online shopping purchase
  • 1X DBS Points (or 2 miles) per S$5 spent on all other purchases
  • Complimentary e-Commerce Protection for your online purchases

Annual Interest Rate and Fees

Annual Interest Rate26.80%
Principle Annual Fee$161
Supplementary Annual FeeS$80.25
Fee WaiverAvailable
Minimum Monthly Repayment3.00% or S$50, whichever is higher
Interest Free Period20 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationMastercard
Wireless PaymentApple Pay, Samsung Pay, Google Pay
DBS Woman's World Card

S$5 = 10X Points

on Online Spend

S$5= 1X Points

on All Other Spend

0%

Interest Payment Plans (up to 1 year)

Online Promotion: Enjoy S$120 cashbackValid till 31 Mar 2020.

S$5 = 10X Points

on Online Spend

S$5= 1X Points

on All Other Spend

0%

Interest Payment Plans (up to 1 year)

Online Promotion: Enjoy S$120 cashbackValid till 31 Mar 2020.

Online Shopping Features

  • 10X DBS Points (or 20 miles) per S$5 spent on online shopping purchase
  • 3X DBS Points (or 6 miles) per S$5 spent overseas shopping purchase
  • 1X DBS Points (or 2 miles) per S$5 spent on all other purchases
  • Complimentary e-Commerce Protection for your online purchases
  • Up to 20% off at Lazada, YOOX and more

Annual Interest Rate and Fees

Annual Interest Rate26.80%
Principle Annual Fee$193
Supplementary Annual FeeS$96.3
Fee WaiverAvailable
Minimum Monthly Repayment3.00% or S$50, whichever is higher
Interest Free Period20 days

Minimum Income Requirements

Singaporean$80,000
Foreigner$80,000

Other

Card Associationmastercard
Wireless PaymentApple Pay, Samsung Pay, Google Pay
OCBC Titanium Rewards Card (Blue)

S$1 = 10 OCBC$

on Online, Offline, Local and Overseas spend

S$20 NTUC FairPrice Vouchers

with 7,000 OCBC$

S$5 Zara bill offset

with 1,750 OCBC$

Online Promotion: Get S$50 Cash Rebate! Applies to New-To-Bank customers.Valid till 30 Nov 2019.

S$1 = 10 OCBC$

on Online, Offline, Local and Overseas spend

S$20 NTUC FairPrice Vouchers

with 7,000 OCBC$

S$5 Zara bill offset

with 1,750 OCBC$

Online Promotion: Get S$50 Cash Rebate! Applies to New-To-Bank customers.Valid till 30 Nov 2019.

Online Shopping Features

  • 10x OCBC$ (10 points or 4 Miles) for every S$1 spent on clothes, shoes, bags, department stores, kidswear, electronic gadgets, online, offline, locally and overseas
  • Enjoy e-commerce coverage of up to USD 200 per year with min item of USD 50

Annual Interest Rate and Fees

Annual Interest Rate26.88%
Principle Annual Fee$193
Supplementary Annual Fee$96.30
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationMasterCard
Wireless PaymentApple Pay, Samsung Pay, Google Pay
OCBC Titanium Rewards Card (Pink)

S$1 = 10 OCBC$

on Online, Offline, Local and Overseas spend

S$20 NTUC FairPrice Vouchers

with 7,000 OCBC$

S$5 Zara bill offset

with 1,750 OCBC$

Online Promotion: Get S$50 Cash Rebate! Applies to New-To-Bank customers.Valid till 30 Nov 2019.

S$1 = 10 OCBC$

on Online, Offline, Local and Overseas spend

S$20 NTUC FairPrice Vouchers

with 7,000 OCBC$

S$5 Zara bill offset

with 1,750 OCBC$

Online Promotion: Get S$50 Cash Rebate! Applies to New-To-Bank customers.Valid till 30 Nov 2019.

Online Shopping Features

  • 10x OCBC$ (10 points or 4 Miles) for every S$1 spent on clothes, shoes, bags, department stores, kidswear, electronic gadgets, online, offline, locally and overseas
  • Enjoy e-commerce coverage of up to USD 200 per year with min item of USD 50

Annual Interest Rate and Fees

Annual Interest Rate26.88%
Principle Annual Fee$193
Supplementary Annual Fee$96.30
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationMasterCard
Wireless PaymentApple Pay, Samsung Pay, Google Pay
Citibank SMRT Card

3%

Cash Back on Online Spends

S$600

Cash Back Cap per year

S$300

Min. Spend per month

Online Promotion: Get S$120 cash back when you spend S$1,200 in the first 3 monthsValid till 31 Dec 2019.

3%

Cash Back on Online Spends

S$600

Cash Back Cap per year

S$300

Min. Spend per month

Online Promotion: Get S$120 cash back when you spend S$1,200 in the first 3 monthsValid till 31 Dec 2019.

Online Shopping Features

  • Up to 3% savings on Online Shopping*. 2.7% + 0.3% (if monthly card spend is at least $300)
  • *Excludes all travel-related merchants worldwide - Airlines, Air Carriers, Car Rental Agencies, Lodging, Travel Agencies & Tour Operators, Passenger Railways, Taxicabs & Limousines, Bus Lines, Steamship & Cruise Lines and Other Transportation Services, Direct Marketing Travel-Related Arrangement Services
  • Savings awarded in SMRT$, capped at 600 SMRT$ every 12 month period

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual Fee$96.30
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period25 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$42,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Samsung Pay, Citi Pay
CIMB Platinum Mastercard

10%

Cash Back on Wine & Dine, Petrol & Transport, Travel

S$800

Min. spend per month

S$100

Cash Back Cap

Online Promotion: Get a free return flight ticket!Valid till 31 Dec 2019.

10%

Cash Back on Wine & Dine, Petrol & Transport, Travel

S$800

Min. spend per month

S$100

Cash Back Cap

Online Promotion: Get a free return flight ticket!Valid till 31 Dec 2019.

Online Shopping Features

  • Up to 10% off when you shop at Expedia & Shopee
  • Up to 15% off when you shop at Zalora with a S$100 min spend

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$0
Supplementary Annual FeeFree
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationMastercard
Wireless PaymentMastercard PayPass
CIMB Visa Signature

10%

Cash Back on Beauty & Wellness, Online Shopping, Groceries

S$800

Min. spend per month

S$100

Cash Back Cap

Online Promotion: Get a free return flight ticket!Valid till 31 Dec 2019.

10%

Cash Back on Beauty & Wellness, Online Shopping, Groceries

S$800

Min. spend per month

S$100

Cash Back Cap

Online Promotion: Get a free return flight ticket!Valid till 31 Dec 2019.

Online Shopping Features

  • Up to 10% off when you shop at Expedia & Shopee
  • Up to 15% off when you shop at Zalora with a S$100 min spend

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$0
Supplementary Annual FeeFree
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentVisa PayWave
Standard Chartered Rewards+ Credit Card

S$1= 10X Points

on Foreign Currency Spend

S$1= 1X Point

on All Other Spend

1 Point = 0.29 Miles

Rewards to Miles Conversion

S$1= 10X Points

on Foreign Currency Spend

S$1= 1X Point

on All Other Spend

1 Point = 0.29 Miles

Rewards to Miles Conversion

Online Shopping Features

  • 10X Rewards Points per S$1 spent in foreign currency, including online spends
  • 5X Rewards Points per S$1 spent in Singapore Dollars for local dining transactions
  • 1X Rewards Points per S$1 on all other spends
  • Rewards Points capped at 20,000 points per year

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentVisa Paywave, Apple Pay, Samsung Pay, Google Pay
OCBC Frank Card

6%

Cash Back on Online Spend

S$60

Cash Back Cap per month

S$300

Min. Offline Spend per month

Online Promotion: Get S$50 Cash Rebate! Applies to New-To-Bank customers.Valid till 30 Nov 2019.

6%

Cash Back on Online Spend

S$60

Cash Back Cap per month

S$300

Min. Offline Spend per month

Online Promotion: Get S$50 Cash Rebate! Applies to New-To-Bank customers.Valid till 30 Nov 2019.

Online Shopping Features

  • 6% rebate on online shopping
  • 0.3% rebate on everything else
  • S$60 monthly capped rebate with monthly offline min. spend of S$400 (excludes online and NETS FlashPay Auto Top-Up spend)
  • Enjoy 6.6% cash back on Puma and Under Armour via RebateMango. Valid till 31 Dec 2019

Annual Interest Rate and Fees

Annual Interest Rate26.88%
Principle Annual Fee$80
Supplementary Annual Fee$40
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, NETS FlashPay, Apple Pay, Samsung Pay, Google Pay
UOB Lady's Card

S$5 = 10X UNI$

on One Category

S$5 = 1X UNI$

on All Other Spend

0%

Interest Payment Plans (up to 1 year)

S$5 = 10X UNI$

on One Category

S$5 = 1X UNI$

on All Other Spend

0%

Interest Payment Plans (up to 1 year)

Online Shopping Features

  • 10X UNI$ on your online shopping (in foreign currencies)
  • Enjoy deals from various merchants, including but not limited to: Zalora, ASOS, Taobao and more
  • Complimentary e-commerce protection for your online purchases (Up to USD200)

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee96.3
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationMasterCard
Wireless PaymentMasterCard PayPass, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
Maybank Horizon Visa Signature

S$1 = 8X Points

on Air Tickets, Hotel Bookings at Agoda and Online Spend in Foreign Currency

S$1 = 1X Point

on All Other Spend

S$50 = 17,500 Points

Redeem for Vouchers at Selected Malls

Online Promotion: Get an American Tourister Linex 66/24 TSA Luggage (worth S$260)!Valid till 30 Nov 2019.

S$1 = 8X Points

on Air Tickets, Hotel Bookings at Agoda and Online Spend in Foreign Currency

S$1 = 1X Point

on All Other Spend

S$50 = 17,500 Points

Redeem for Vouchers at Selected Malls

Online Promotion: Get an American Tourister Linex 66/24 TSA Luggage (worth S$260)!Valid till 30 Nov 2019.

Online Shopping Features

  • Earn 3.2 air miles (8X TREATS Points) for every S$1 spent on air tickets, hotel bookings at Agoda.com/horizon and online spend in foreign currency
  • Min spend: S$300/month
  • Capped at 30,000 Bonus TREATS Points per month
  • 1X TREATS Point with no minimum spend

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$180
Supplementary Annual FeeComplimentary
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$20, whichever is higher
Interest Free Period20 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Samsung Pay
CIMB Visa Infinite

Up to 10%

Discount at Expedia & Shopee

1%

Unlimited Cashback on All Other Spend

Unlimited

Cash Rebate cap

Online Promotion: Apply now and get up to S$150 Cash Credit!Valid till 31 Dec 2019.

Up to 10%

Discount at Expedia & Shopee

1%

Unlimited Cashback on All Other Spend

Unlimited

Cash Rebate cap

Online Promotion: Apply now and get up to S$150 Cash Credit!Valid till 31 Dec 2019.

Online Shopping Features

  • Up to 10% off when you shop at Expedia & Shopee
  • Up to 15% off when you shop at Zalora with a S$100 min spend

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$0
Supplementary Annual FeeFree
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$120,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave
Show more cards