Best Online Shopping Credit Cards 2019

Updated April 2019

Get exclusive shopping discounts and rewards on top online retailers with your very own Online Shopping Credit Card. Compare Online Shopping Credit Cards to find the best one for you!

Popular Online Shopping Credit Cards

Standard Chartered Spree Credit Card

3%

Cash Back on Online Spends in Foreign Currency

S$60

Cash Back Cap per month

S$0

Min. Spend per month

  • Get up to S$100 cashback + Instant Digital Card Approval

3%

Cash Back on Online Spends in Foreign Currency

S$60

Cash Back Cap per month

S$0

Min. Spend per month

Online Shopping Features

  • Get up to S$100 worth of Cashback and enjoy instant digital card approval with MyInfo when you apply for SCB Spree Card via MoneySmart
  • 3% cashback on all online spends in foreign currency
  • 2% cashback on all online spends in local currency, contactless and mobile payments
  • 20% off vPost shipping fees for air shipments to Singapore, capped at $1250 per shipment
  • Online Price Guarantee: refund of 50% of the price difference if you find a lower price for the same item within 30 days of your online purchase*

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual Fee0.0
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay
HSBC Revolution Credit Card

S$1= 5X Points

on Online Spend

S$1= 1X Point

on All Other Spend

6,500 Points= S$20

Redeemable at Isetan, Metro & TANGS

  • Get a Samsonite Astra 55cm luggage (worth S$350) OR S$120 Cash Back + S$20 worth of Grab rides

S$1= 5X Points

on Online Spend

S$1= 1X Point

on All Other Spend

6,500 Points= S$20

Redeemable at Isetan, Metro & TANGS

Online Shopping Features

  • 5X Rewards points (or 2 air miles) per S$1 spent on Online transactions
  • Includes airline/movie/concert tickets, hotel/travel/taxi bookings, food orders, insurance premiums, and online shopping sites
  • Excludes brokerages/securities and money payment/transfer websites

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$150
Supplementary Annual Fee0.0
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period20 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay
DBS Live Fresh Card

Up to 5%

Cash Back on Online Spends

$60

Cash Back Cap per month

$600

Min. Spend per month

  • Enjoy up to S$180 cashback

Up to 5%

Cash Back on Online Spends

$60

Cash Back Cap per month

$600

Min. Spend per month

Online Shopping Features

  • 5% cashback when you shop online

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$128
Supplementary Annual Fee64.2
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period20 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay
DBS Woman's Card

S$5 = 5X Points

on Online Spend

S$5 = 1X Point

on All Other Spend

0%

Interest Payment Plans (up to 1 year)

S$5 = 5X Points

on Online Spend

S$5 = 1X Point

on All Other Spend

0%

Interest Payment Plans (up to 1 year)

Online Shopping Features

  • Earn 5X Rewards (5 DBS Points OR 10 miles per S$5 spend) when shopping online
  • Enjoy 0% interest over 3, 6 or 12 months and waived processing fee with My Preferred Payment Plan
  • Enjoy exclusive shopping privileges with DBS Lifestyle App

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$161
Supplementary Annual Fee80.25
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period20 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationMasterCard
Wireless PaymentApple Pay, Samsung Pay, Google Pay
DBS Woman's World Card

S$5 = 10X Points

on Online Spend

S$5= 1X Points

on All Other Spend

0%

Interest Payment Plans (up to 1 year)

S$5 = 10X Points

on Online Spend

S$5= 1X Points

on All Other Spend

0%

Interest Payment Plans (up to 1 year)

Online Shopping Features

  • Earn 10X Rewards (10 DBS Points OR 20 miles per S$5 spend) when shopping online
  • Earn 3X Rewards (3 DBS Points OR 6 miles per S$5 spend) when shopping overseas
  • Enjoy 0% interest over 3, 6 or 12 months and waived processing fee with My Preferred Payment Plan
  • Enjoy exclusive shopping privileges with DBS Lifestyle App

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee96.3
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period20 days

Minimum Income Requirements

Singaporean$80,000
Foreigner$80,000

Other

Card AssociationMasterCard
Wireless PaymentApple Pay, Samsung Pay, Google Pay

Earn up to 32,000 OCBC$

OCBC Titanium Rewards Card (Blue)

S$1 = 10 OCBC$

on Online, Offline, Local and Overseas spend

S$20 NTUC FairPrice Vouchers

with 7,000 OCBC$

S$5 Zara bill offset

with 1,750 OCBC$

Apply Now
MoneySmart Exclusive: Earn up to 32,000 OCBC$ (worth 12,800 Miles)Valid till 30 Apr 2019.

S$1 = 10 OCBC$

on Online, Offline, Local and Overseas spend

S$20 NTUC FairPrice Vouchers

with 7,000 OCBC$

S$5 Zara bill offset

with 1,750 OCBC$

MoneySmart Exclusive: Earn up to 32,000 OCBC$ (worth 12,800 Miles)Valid till 30 Apr 2019.
Apply NowApply

Online Shopping Features

  • 10x OCBC$ (10 points or 4 Miles) for every S$1 spent on clothes, shoes, bags, department stores, kidswear, electronic gadgets, online, offline, locally and overseas
  • Enjoy e-commerce coverage of up to USD 200 per year with min item of USD 50

Annual Interest Rate and Fees

Annual Interest Rate26.88%
Principle Annual Fee$193
Supplementary Annual Fee$96.30
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationMasterCard
Wireless PaymentApple Pay, Samsung Pay, Google Pay

Earn up to 32,000 OCBC$

OCBC Titanium Rewards Card (Pink)

S$1 = 10 OCBC$

on Online, Offline, Local and Overseas spend

S$20 NTUC FairPrice Vouchers

with 7,000 OCBC$

S$5 Zara bill offset

with 1,750 OCBC$

Apply Now
MoneySmart Exclusive: Earn up to 32,000 OCBC$ (worth 12,800 Miles)Valid till 30 Apr 2019.

S$1 = 10 OCBC$

on Online, Offline, Local and Overseas spend

S$20 NTUC FairPrice Vouchers

with 7,000 OCBC$

S$5 Zara bill offset

with 1,750 OCBC$

MoneySmart Exclusive: Earn up to 32,000 OCBC$ (worth 12,800 Miles)Valid till 30 Apr 2019.
Apply NowApply

Online Shopping Features

  • 10x OCBC$ (10 points or 4 Miles) for every S$1 spent on clothes, shoes, bags, department stores, kidswear, electronic gadgets, online, offline, locally and overseas
  • Enjoy e-commerce coverage of up to USD 200 per year with min item of USD 50

Annual Interest Rate and Fees

Annual Interest Rate26.88%
Principle Annual Fee$193
Supplementary Annual Fee$96.30
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationMasterCard
Wireless PaymentApple Pay, Samsung Pay, Google Pay

Get S$200 Vouchers

Citibank SMRT Card

3%

Cash Back on Online Spends

S$600

Cash Back Cap per year

S$300

Min. Spend per month

Apply Now
MoneySmart Exclusive: Get S$200 NTUC Fairprice OR CapitaLand Vouchers! Applies to new to bank customers. Valid till 30 Apr 2019.

3%

Cash Back on Online Spends

S$600

Cash Back Cap per year

S$300

Min. Spend per month

MoneySmart Exclusive: Get S$200 NTUC Fairprice OR CapitaLand Vouchers! Applies to new to bank customers. Valid till 30 Apr 2019.
Apply NowApply

Online Shopping Features

  • Up to 3% savings on Online Shopping*. 2.7% + 0.3% (if monthly card spend is at least $300)
  • *Excludes all travel-related merchants worldwide - Airlines, Air Carriers, Car Rental Agencies, Lodging, Travel Agencies & Tour Operators, Passenger Railways, Taxicabs & Limousines, Bus Lines, Steamship & Cruise Lines and Other Transportation Services, Direct Marketing Travel-Related Arrangement Services
  • Savings awarded in SMRT$, capped at 600 SMRT$ every 12 month period

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual Fee$96.30
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period25 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$42,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Samsung Pay, Citi Pay
Standard Chartered Rewards+ Credit Card

S$1= 10X Points

on Foreign Currency Spend

S$1= 1X Point

on All Other Spend

1 Point = 0.29 Miles

Rewards to Miles Conversion

  • Get up to S$100 cashback + Instant Digital Card Approval

S$1= 10X Points

on Foreign Currency Spend

S$1= 1X Point

on All Other Spend

1 Point = 0.29 Miles

Rewards to Miles Conversion

Online Shopping Features

  • Get S$100 Cashback and instant digital card approval with MyInfo when you apply for SCB Rewards+ Card via MoneySmart
  • 10X Rewards Points per S$1 spent in foreign currency, including online spends
  • 5X Rewards Points per S$1 spent in Singapore Dollars for local dining transactions
  • 1X Rewards Points per S$1 on all other spends
  • Rewards Points capped at 20,000 points per year

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentVisa Paywave, Apple Pay, Samsung Pay, Google Pay

$50 Cash Rebate + M Social Hotel

OCBC Frank Card

6%

Cash Back on Online Spend

S$60

Cash Back Cap per month

S$300

Min. Offline Spend per month

MoneySmart Exclusive: Earn S$50 Cash Rebate and an exclusive stay at M Social HotelValid till 31 May 2019.
  • Get up to 35% off at M Social Singapore
  • +1 more

6%

Cash Back on Online Spend

S$60

Cash Back Cap per month

S$300

Min. Offline Spend per month

MoneySmart Exclusive: Earn S$50 Cash Rebate and an exclusive stay at M Social HotelValid till 31 May 2019.

Other Promotions

  • Enjoy deals from SCORE Program Benefits

Online Shopping Features

  • 6% rebate on online shopping
  • 0.3% rebate on everything else
  • S$60 monthly capped rebate with monthly offline min. spend of S$400 (excludes online and NETS FlashPay Auto Top-Up spend)
  • Enjoy 6.6% cash back on Puma and Under Armour via RebateMango. Valid till 31 Dec 2019

Annual Interest Rate and Fees

Annual Interest Rate26.88%
Principle Annual Fee$80
Supplementary Annual Fee$40
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, NETS FlashPay, Apple Pay, Samsung Pay, Google Pay
UOB Lady's Card

S$5 = 10X UNI$

on One Category

S$5 = 1X UNI$

on All Other Spend

0%

Interest Payment Plans (up to 1 year)

  • Get S$100 cash credit when you sign up for the Lady's Card

S$5 = 10X UNI$

on One Category

S$5 = 1X UNI$

on All Other Spend

0%

Interest Payment Plans (up to 1 year)

Online Shopping Features

  • 10X UNI$ on your online shopping (in foreign currencies)
  • Enjoy deals from various merchants, including but not limited to: Zalora, ASOS, Taobao and more
  • Complimentary e-commerce protection for your online purchases (Up to USD200)

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee96.3
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationMasterCard
Wireless PaymentMasterCard PayPass, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
Maybank Horizon Visa Signature

S$1 = 8X Points

on Air Tickets, Hotel Bookings at Agoda and Online Spend in Foreign Currency

S$1 = 1X Point

on All Other Spend

S$50 = 17,500 Points

Redeem for Vouchers at Selected Malls

  • Get S$50 cash credit (Samsonite Orfeo 69cm Spinner FULLY REDEEMED)

S$1 = 8X Points

on Air Tickets, Hotel Bookings at Agoda and Online Spend in Foreign Currency

S$1 = 1X Point

on All Other Spend

S$50 = 17,500 Points

Redeem for Vouchers at Selected Malls

Online Shopping Features

  • Earn 3.2 air miles (8X TREATS Points) for every S$1 spent on air tickets, hotel bookings at Agoda.com/horizon and online spend in foreign currency
  • Min spend: S$300/month
  • Capped at 30,000 Bonus TREATS Points per month
  • 1X TREATS Point with no minimum spend

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$180
Supplementary Annual FeeComplimentary
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$20, whichever is higher
Interest Free Period20 days

Minimum Income Requirements

Singaporean$50,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Samsung Pay
NTUC Plus! Visa Credit Card

Up to 8% Savings

on FairPrice Online

0.22%

LinkPoints on All Visa Spend outside FairPrice group

S$400

Min. Spend per month

Apply Now
  • Enjoy deals from SCORE Program Benefits

Up to 8% Savings

on FairPrice Online

0.22%

LinkPoints on All Visa Spend outside FairPrice group

S$400

Min. Spend per month

Apply NowApply

Online Shopping Features

  • Up to 8% rebates at FairPrice Online

Annual Interest Rate and Fees

Annual Interest Rate25.92%
Principle Annual FeeN/A
Supplementary Annual FeeComplimentary, up to 3 supplementary cards
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay
OCBC Plus! Visa Credit Card

3%

Cash Back at FairPrice Online

0.22%

LinkPoints on All Visa Spend outside FairPrice group

S$500

Min. Spend per month

Apply Now
  • Enjoy deals from SCORE Program Benefits

3%

Cash Back at FairPrice Online

0.22%

LinkPoints on All Visa Spend outside FairPrice group

S$500

Min. Spend per month

Apply NowApply

Online Shopping Features

  • Enjoy 3% rebate at Fairprice Online

Annual Interest Rate and Fees

Annual Interest Rate25.92%
Principle Annual Fee$107
Supplementary Annual FeeComplimentary, up to 3 supplementary cards
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay
Maybank FC Barcelona Visa Signature

1.6%

Cash Rebate on All Local Spend

S$1 = 2X Points

on Spend in Foreign Currency

10%

Discount at Merchandises at FC Barcelona Online

  • Get S$50 cash credit (Samsonite Orfeo 69cm Spinner FULLY REDEEMED)

1.6%

Cash Rebate on All Local Spend

S$1 = 2X Points

on Spend in Foreign Currency

10%

Discount at Merchandises at FC Barcelona Online

Online Shopping Features

  • 1.6% Unlimited cash rebate on all local spend
  • 2X TREATS Points for every S$1 spent in foreign currency
  • 10% discount on merchandises at the FC Barcelona Asia Pacific Online store

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$120
Supplementary Annual FeeComplimentary
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$20, whichever is higher
Interest Free Period20 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Samsung Pay
Show more cards