Updated April 2019
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Free S$200 Vouchers
S$1 = 10X Points
on All Online Spend
S$1= 10X Points
on Shopping Spend
S$1 = 1 Point
on All Other Spend
S$1 = 10X Points
on All Online Spend
S$1= 10X Points
on Shopping Spend
S$1 = 1 Point
on All Other Spend
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | $96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period | 25 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $42,000 |
| Card Association | MasterCard, Visa |
|---|---|
| Wireless Payment | Master PayPass, Visa payWave, Samsung Pay, Citi Pay |
Get S$200 Cash
1.5%
Cash Back on All Spend with no cap
S$0
Min. Spend per month
Unlimited
Cash Back Cap
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | 0.0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | MasterCard |
|---|---|
| Wireless Payment | MasterCard PayPass, Apple Pay, Samsung Pay, Google Pay |
Up to 8%
Cash Back on Online, Grab, Dining & Entertainment Spend
Up to S$80
Cash Back Cap per month
S$600
Min. Spend per month
Up to 8%
Cash Back on Online, Grab, Dining & Entertainment Spend
Up to S$80
Cash Back Cap per month
S$600
Min. Spend per month
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 21 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $40,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay |
3%
Cash Back on Online Spends in Foreign Currency
S$60
Cash Back Cap per month
S$0
Min. Spend per month
3%
Cash Back on Online Spends in Foreign Currency
S$60
Cash Back Cap per month
S$0
Min. Spend per month
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | 0.0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay, Samsung Pay, Google Pay |
S$1= 5X Points
on Online Spend
S$1= 1X Point
on All Other Spend
6,500 Points= S$20
Redeemable at Isetan, Metro & TANGS
S$1= 5X Points
on Online Spend
S$1= 1X Point
on All Other Spend
6,500 Points= S$20
Redeemable at Isetan, Metro & TANGS
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $150 |
| Supplementary Annual Fee | 0.0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 20 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $40,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay |
Up to 5%
Cash Back on Online Spends
$60
Cash Back Cap per month
$600
Min. Spend per month
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $128 |
| Supplementary Annual Fee | 64.2 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 20 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $45,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay, Samsung Pay, Google Pay |
S$5 = 5X Points
on Online Spend
S$5 = 1X Point
on All Other Spend
0%
Interest Payment Plans (up to 1 year)
S$5 = 5X Points
on Online Spend
S$5 = 1X Point
on All Other Spend
0%
Interest Payment Plans (up to 1 year)
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $161 |
| Supplementary Annual Fee | 80.25 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 20 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $45,000 |
| Card Association | MasterCard |
|---|---|
| Wireless Payment | Apple Pay, Samsung Pay, Google Pay |
S$5 = 10X Points
on Online Spend
S$5= 1X Points
on All Other Spend
0%
Interest Payment Plans (up to 1 year)
S$5 = 10X Points
on Online Spend
S$5= 1X Points
on All Other Spend
0%
Interest Payment Plans (up to 1 year)
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | 96.3 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 20 days |
| Singaporean | $80,000 |
|---|---|
| Foreigner | $80,000 |
| Card Association | MasterCard |
|---|---|
| Wireless Payment | Apple Pay, Samsung Pay, Google Pay |
Earn up to 32,000 OCBC$
S$1 = 10 OCBC$
on Online, Offline, Local and Overseas spend
S$20 NTUC FairPrice Vouchers
with 7,000 OCBC$
S$5 Zara bill offset
with 1,750 OCBC$
S$1 = 10 OCBC$
on Online, Offline, Local and Overseas spend
S$20 NTUC FairPrice Vouchers
with 7,000 OCBC$
S$5 Zara bill offset
with 1,750 OCBC$
| Annual Interest Rate | 26.88% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | $96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $45,000 |
| Card Association | MasterCard |
|---|---|
| Wireless Payment | Apple Pay, Samsung Pay, Google Pay |
Earn up to 32,000 OCBC$
S$1 = 10 OCBC$
on Online, Offline, Local and Overseas spend
S$20 NTUC FairPrice Vouchers
with 7,000 OCBC$
S$5 Zara bill offset
with 1,750 OCBC$
S$1 = 10 OCBC$
on Online, Offline, Local and Overseas spend
S$20 NTUC FairPrice Vouchers
with 7,000 OCBC$
S$5 Zara bill offset
with 1,750 OCBC$
| Annual Interest Rate | 26.88% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | $96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $45,000 |
| Card Association | MasterCard |
|---|---|
| Wireless Payment | Apple Pay, Samsung Pay, Google Pay |
Get S$200 Vouchers
3%
Cash Back on Online Spends
S$600
Cash Back Cap per year
S$300
Min. Spend per month
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | $96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period | 25 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $42,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Samsung Pay, Citi Pay |
S$1= 10X Points
on Foreign Currency Spend
S$1= 1X Point
on All Other Spend
1 Point = 0.29 Miles
Rewards to Miles Conversion
S$1= 10X Points
on Foreign Currency Spend
S$1= 1X Point
on All Other Spend
1 Point = 0.29 Miles
Rewards to Miles Conversion
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa Paywave, Apple Pay, Samsung Pay, Google Pay |
$50 Cash Rebate + M Social Hotel
6%
Cash Back on Online Spend
S$60
Cash Back Cap per month
S$300
Min. Offline Spend per month
| Annual Interest Rate | 26.88% |
|---|---|
| Principle Annual Fee | $80 |
| Supplementary Annual Fee | $40 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $45,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, NETS FlashPay, Apple Pay, Samsung Pay, Google Pay |
S$5 = 10X UNI$
on One Category
S$5 = 1X UNI$
on All Other Spend
0%
Interest Payment Plans (up to 1 year)
S$5 = 10X UNI$
on One Category
S$5 = 1X UNI$
on All Other Spend
0%
Interest Payment Plans (up to 1 year)
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | 96.3 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 21 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $40,000 |
| Card Association | MasterCard |
|---|---|
| Wireless Payment | MasterCard PayPass, Apple Pay, Samsung Pay, Android Pay, Mighty Pay |
S$1 = 8X Points
on Air Tickets, Hotel Bookings at Agoda and Online Spend in Foreign Currency
S$1 = 1X Point
on All Other Spend
S$50 = 17,500 Points
Redeem for Vouchers at Selected Malls
S$1 = 8X Points
on Air Tickets, Hotel Bookings at Agoda and Online Spend in Foreign Currency
S$1 = 1X Point
on All Other Spend
S$50 = 17,500 Points
Redeem for Vouchers at Selected Malls
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $180 |
| Supplementary Annual Fee | Complimentary |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$20, whichever is higher |
| Interest Free Period | 20 days |
| Singaporean | $50,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Samsung Pay |
Up to 8% Savings
on FairPrice Online
0.22%
LinkPoints on All Visa Spend outside FairPrice group
S$400
Min. Spend per month
Up to 8% Savings
on FairPrice Online
0.22%
LinkPoints on All Visa Spend outside FairPrice group
S$400
Min. Spend per month
| Annual Interest Rate | 25.92% |
|---|---|
| Principle Annual Fee | N/A |
| Supplementary Annual Fee | Complimentary, up to 3 supplementary cards |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $45,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay, Samsung Pay, Google Pay |
3%
Cash Back at FairPrice Online
0.22%
LinkPoints on All Visa Spend outside FairPrice group
S$500
Min. Spend per month
3%
Cash Back at FairPrice Online
0.22%
LinkPoints on All Visa Spend outside FairPrice group
S$500
Min. Spend per month
| Annual Interest Rate | 25.92% |
|---|---|
| Principle Annual Fee | $107 |
| Supplementary Annual Fee | Complimentary, up to 3 supplementary cards |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $45,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay, Samsung Pay, Google Pay |
1.6%
Cash Rebate on All Local Spend
S$1 = 2X Points
on Spend in Foreign Currency
10%
Discount at Merchandises at FC Barcelona Online
1.6%
Cash Rebate on All Local Spend
S$1 = 2X Points
on Spend in Foreign Currency
10%
Discount at Merchandises at FC Barcelona Online
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $120 |
| Supplementary Annual Fee | Complimentary |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$20, whichever is higher |
| Interest Free Period | 20 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Samsung Pay |