MoneySmart Financial is an Exempt Financial Adviser and Registered Insurance Broker licensed by Monetary Authority of Singapore ("MAS").

Everything Useful About Car Insurance

Find out about car insurance with MoneySmart as we simplify the process for you to compare and pick the most suitable plan.

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Tips On Getting The Best Car Insurance

What comes first to mind when getting car insurance is the annual premium which suits you, and that depends on several factors including your age, gender, marital status, occupation, make and model of your car, etc.


Pick a suitable coverage

Whether it’s Third Party Only (TPO) car insurance or Comprehensive car insurance,the coverage will vary according to the usage frequency of your car and other factors.


Get a NCD Protector

The NCD ( is a discount off your premium if you do not have to file any car insurance claims for the year, resulting in savings.


Determine your premiums

Insurers usually consider certain factors when determining your premiums, however, you can have a say in this too by choosing your excess type, workshops, etc.

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