Which credit card gets you into airport lounges?

Entry-level cards that give you airport lounge access are: DBS Altitude Card, Citibank PremierMiles Card and Maybank Horizon Visa Signature Card. If your income qualifies for higher thresholds, you can go for Standard Chartered X Card, AMEX KrisFlyer Ascend and HSBC Visa Infinite Card or CIMB Visa Infinite Card.

Can economy class use the lounge?

Yes, even if you are travelling on economy class, you can apply for credit cards that offer complimentary lounge access. Do take note that you need to sign up for the specific lounge memberships to qualify and the process may take 2 to 3 weeks.

How can I get a free Priority Pass?

For Priority Pass lounge access, you can apply for DBS Altitude, Citibank PremierMiles and Standard Chartered X Card. Make sure that the card suits your lifestyle before applying.

Which credit card offers free airport transfer?

If you are frequent traveller, head over to our article on the best credit cards with airport transfers to find out more!

How much does entry to a Priority Pass lounge cost?

You’ll be charged a one-time entry fee of US$27 if you do not have any complimentary Priority Pass membership access. There are 3 tiers to the Priority Pass membership which you can consider and check out at Priority Pass’ website .

Which card gives unlimited airport lounge access?

The HSBC Visa Infinite Card entitles you to unlimited access to over 1,100 airport lounges worldwide for cardholders and supplementary cardholders who qualify for this privilege.

Do I have to hit a minimum credit card spend amount to enjoy free airport lounge access?

Most credit cards do not require you to spend a minimum sum to qualify for the complimentary airport lounge access, but certain cards like the Maybank Horizon Visa Signature Card requires a minimum spend of $1,000 in one single receipt in order to enjoy 1 free visit to Ambassador Transit Lounge in Singapore and Plaza Premium lounges in Singapore, Kuala Lumpur, Hong Kong per month.

Are there waivers for credit card annual fees?

Yes, there are many credit cards that offer free waivers for your annual fees, but you’ll have to call in or email or log into your account with your credit card issuing bank to request for it.

Best Airport Lounge Credit Cards in Singapore (2025)

Owning a credit card that gives you airport lounge access changes the way you fly. Imagine sinking into a plush sofa while waiting for the boarding gate to open. You can pick up some magazines and snack on some fresh fruit, all in a quiet and relaxing ambience.

Which Credit Cards Are Best for Airport Lounge Access?

Credit Cards 💳	Type of complimentary lounge access ✅	Minimum annual income required 💵	Annual fee 💸
Credit Cards 💳Standard Chartered Journey Card	Type of complimentary lounge access ✅2 complimentary visits to Priority Pass lounges around the world each year	Minimum annual income required 💵$30,000	Annual fee 💸S$196.20 (incl. of 9% GST)
Credit Cards 💳Citibank PremierMiles Card	Type of complimentary lounge access ✅2 free visits to Priority Pass lounges at over 1,300 airport lounges worldwide per year	Minimum annual income required 💵$30,000	Annual fee 💸S$196.20 (incl. of 9% GST)
Credit Cards 💳HSBC TravelOne Card	Type of complimentary lounge access ✅ 4 complimentary airport lounge visits for primary cardholders and guests of primary cardholders	Minimum annual income required 💵$30,000	Annual fee 💸S$196.20 (incl. of 9% GST)
Credit Cards 💳CIMB Visa Infinite Card	Type of complimentary lounge access ✅Complimentary access to over 1,000 airport lounges via CIMB Airport Companion Programme	Minimum annual income required 💵$120,000	Annual fee 💸None (No annual fees for as long as you’re a CIMB Visa Infinite cardholder with them)
Credit Cards 💳DBS Altitude Visa Signature Card	Type of complimentary lounge access ✅2 free visits to Priority Pass lounges at over 1,300 airport lounges worldwide per year	Minimum annual income required 💵$30,000	Annual fee 💸S$196.20 (incl. of 9% GST)
Credit Cards 💳Amex SIA KrisFlyer Ascend Card	Type of complimentary lounge access ✅4 free visits to SATS Premier lounges in Singapore and Plaza Premium lounges worldwide per year	Minimum annual income required 💵-	Annual fee 💸S$397.85 (incl. of 9% GST)

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Types of Airport Lounge Access Programmes

There’s a diverse range of credit cards that can get you complimentary airport lounge access and the benefits of each card differs in its terms as well. To give you a quick overview, the more popular ones include Priority Pass, Plaza Premium, and DragonPass. Priority Pass and DragonPass are by far the most prolific chains, with each chain having over 1,300 lounges across the world, while Plaza Premium has more than 1000 lounges globally.

Priority Pass Lounges Credit Cards

Cards like DBS Altitude Card and Citibank PremierMiles Card grant you free membership to the Priority Pass programme and 2 complimentary passes during the 1 year membership period. Priority Pass is actually a huge global lounge programme with over 1,300 lounges in hundreds of cities worldwide and being part of this programme will enable you to enjoy many perks including exclusive sleeping areas, complimentary refreshments, free Wi-Fi spa treatments, and more.

Priority Pass has gone digital since January 2021, so if you’re keen to apply for it, do note that your Priority Pass application and/or renewal have to be done via the Priority Pass app or website, and your Digital Priority Pass membership will also be issued online. For the full list of Priority Pass airport lounges and benefits, you may visit here. The application approval time will take around 2 to 3 weeks to process. So if you’re planning to use this perk for your upcoming trips, be sure to plan for it in advance, or you can consider forking out a one-time entry fee of US$27 if you really wish to try it out without signing up for any credit cards.

Plaza Premium and SATS Premier Lounges Credit Cards

Other cards like the American Express Singapore Airlines KrisFlyer Ascend Credit Card entitles you to access at the SATS Premier Lounge at Changi Airport and Plaza Premium Lounges, which has a smaller network of lounges when compared to Priority Pass. Regardless, you get 4 free visits a year to both types of lounges, and 4 times is definitely more than what Citibank, DBS and Standard Chartered X Card can offer.

DragonPass Lounges Credit Cards

DragonPass is another renowned premium airport service provider of airport lounges, as well as meet and greet and limousine services that compliments your airport lounge access. Its membership comprises three tiers — Classic, Preferential and Prestige, all of which include free visits to any DragonPass lounge, dining discounts with up to 25% off, preferential rates on premium airport transfers, access to global meet and greet services and more.

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Frequently Asked Questions

Which credit card gets you into airport lounges?: Entry-level cards that give you airport lounge access are: DBS Altitude Card, Citibank PremierMiles Card and Maybank Horizon Visa Signature Card. If your income qualifies for higher thresholds, you can go for Standard Chartered X Card, AMEX KrisFlyer Ascend and HSBC Visa Infinite Card or CIMB Visa Infinite Card.
Can economy class use the lounge?: Yes, even if you are travelling on economy class, you can apply for credit cards that offer complimentary lounge access. Do take note that you need to sign up for the specific lounge memberships to qualify and the process may take 2 to 3 weeks.
How can I get a free Priority Pass?: For Priority Pass lounge access, you can apply for DBS Altitude, Citibank PremierMiles and Standard Chartered X Card. Make sure that the card suits your lifestyle before applying.
Which credit card offers free airport transfer?: If you are frequent traveller, head over to our article on the best credit cards with airport transfers to find out more!
How much does entry to a Priority Pass lounge cost?: You’ll be charged a one-time entry fee of US$27 if you do not have any complimentary Priority Pass membership access. There are 3 tiers to the Priority Pass membership which you can consider and check out at Priority Pass’ website.
Which card gives unlimited airport lounge access?: The HSBC Visa Infinite Card entitles you to unlimited access to over 1,100 airport lounges worldwide for cardholders and supplementary cardholders who qualify for this privilege.
Do I have to hit a minimum credit card spend amount to enjoy free airport lounge access?: Most credit cards do not require you to spend a minimum sum to qualify for the complimentary airport lounge access, but certain cards like the Maybank Horizon Visa Signature Card requires a minimum spend of $1,000 in one single receipt in order to enjoy 1 free visit to Ambassador Transit Lounge in Singapore and Plaza Premium lounges in Singapore, Kuala Lumpur, Hong Kong per month.
Are there waivers for credit card annual fees?: Yes, there are many credit cards that offer free waivers for your annual fees, but you’ll have to call in or email or log into your account with your credit card issuing bank to request for it.