Best Airport Lounge Credit Cards in Singapore (2023)

Similarly, this card is really useful if you travel often and spend overseas as it gives you 2 free visits to Priority Pass lounges at over 1,300 airport lounges worldwide per year. Additionally, you’ll be covered with complimentary travel insurance, and will get to enjoy online booking promotions and even miles that do not expire. The miles earn rate for this card is 2 miles for every $1 spent on foreign currency spending and 1.2 miles for every $1 spent locally.

You’ll need to have a minimum annual income of $120,000 to qualify for this card, which is on the rather high side as compared to many other cards like the Maybank Horizon Visa Signature Card, DBS Altitude Card and Citibank PremierMiles Card.

With no minimum spend required, this card by DBS is a great miles cum lounge access card that has a pretty high mile per dollar spend ratio. Besides getting 6 miles for every $1 spent on flight bookings (on Expedia) and 2 miles for every $1 spent overseas in foreign currency, you’ll be entitled to 2 complimentary visits each year to Priority Pass lounges worldwide. What’s more, there’s an annual fee-waiver that you can enjoy.

If you’re one who prefers to fly via Singapore Airlines, the American Express Singapore Airlines KrisFlyer Ascend Credit Card may be the card for you as it lets you earn 2 miles for every $1 spent abroad (in June and December) while giving you benefits such as 4 complimentary visits to SATS Premier lounges in Singapore and Plaza Premium lounges worldwide per year, a comprehensive complimentary travel insurance coverage of up to $1 million and more.

One of the most attractive features about the Maybank Horizon Visa Signature card is that you can flash the credit card and get access to various participating lounges in Singapore, Kuala Lumpur and Hong Kong.

There is only 1 complimentary visit, however, and you will have to charge a minimum of $1,000 in a single retail transaction on the card in the past 3 months to get it. You need $50,000 in minimum annual income to apply.

The upside is that Maybank Horizon Visa Signature credit card’s annual fee is waived for 3 years, so it doesn't cost you anything to hold on to it.

This card is one of the few credit cards which entitles you to unlimited access to over 1,100 airport lounges worldwide per year. The great thing about this is you can share your free passes with your supplementary cardholders if you want – so you and your travel buddy can both use the lounge together.

Having this card also helps you earn 2.25 miles for every $1 spent abroad, gets you covered by a complimentary travel insurance of up to US$2,000,000 (annual value worth S$988), and even complimentary green fees and worldwide golfers' insurance of up to $500,000.

Unlike the other cards which offers free airport lounge access, the OCBC 90°N MasterCard provides paid access to more than 1,000 airport lounges worldwide, plus discounts during your visit. However, you’ll have to apply through the MasterCard Airport Experience App and pay a USD32 for each lounge access.

The miles earn rate for this card is up to 7 miles (in terms of Travel$), 2.1 miles for every $1 spent on foreign currency spending and 3 miles for every $1 spent on online entertainment. What’s more, there’s no expiry for your Travel$ accumulated, which can be converted to loyalty points and be used at airline and hotel programs.

Diners Club CASHBACK Card

Highlights of the DCS Cashback card include complimentary access to nearly 1,300 airport lounges across 600+ cities in 140 countries worldwide, including Changi Airport Terminal 1, 2, 3 and 4.

Additionally, you’ll enjoy 5% cash rebate for all eligible transactions with a minimum spending of S$400 (per month) on your DCS CASHBACK Regular Credit Card.