Earn and redeem SmartPoints for the things you love

Our new rewards programme gives you the ultimate flexibility to get rewarded the way you want. Redeem your points for Apple, Sony, Amazon, and more. Available exclusively at the Rewards Store.

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Redeem your SmartPoints for Rewards

Your reward, your choice. Sign up to check out the full range on our Rewards Store.

Earn SmartPoints When You Apply for These Products

Optional Add-on

Building Coverage

S$125,000

Content Coverage

S$1,000,000

Worldwide Personal Liability

S$95.90

Annual Premium
S$119.88 20% Off

【Faster Rewards Redemption | Home Insurance】
Redeem S$10 Cash, Grab e-vouchers or get S$17 off any item in the Rewards Store with your SmartPoints. Enjoy a 20% discount when you purchase MSIG Home Insurance* and earn 170 SmartPoints as fast as 1 month*! T&Cs >apply.

Valid until 30 Sep 2023

Optional Add-on

Building Coverage

S$195,000

Content Coverage

S$1,000,000

Worldwide Personal Liability

S$142.56

Annual Premium
S$178.20 20% Off

【Faster Rewards Redemption | Home Insurance】
Redeem S$20 Cash, Grab e-vouchers or get S$34 off any item in the Rewards Store with your SmartPoints. Enjoy a 20% discount when you purchase MSIG Home Insurance* and earn 340 SmartPoints as fast as 1 month*! T&Cs >apply.

Valid until 30 Sep 2023

Optional Add-on

Building Coverage

S$270,000

Content Coverage

S$1,000,000

Worldwide Personal Liability

S$188.35

Annual Premium
S$235.44 20% Off

【Faster Rewards Redemption | Home Insurance】
Redeem S$20 Cash, Grab e-vouchers or get S$34 off any item in the Rewards Store with your SmartPoints. Enjoy a 20% discount when you purchase MSIG Home Insurance* and earn 340 SmartPoints as fast as 1 month*! T&Cs >apply.

Valid until 30 Sep 2023

Earn, Collect and Redeem

How to get the most out of the SmartRewards program

Earn

SmartPoints as you find the right financial products


Simply personalize your experience or apply for products from participating providers. More ways to earn rewards points coming soon, so watch this space!

How Do I Earn?

Collect & Manage

SmartPoints in your points wallet the more you use MoneySmart


Track & monitor your SmartRewards as they grow or simply convert your SmartPoints to cash.

Manage Your SmartPoints

Redeem

SmartPoints for your favourite products


We’re giving you the ultimate flexibility to reward yourself the way you want in our Rewards Store. Redeem your SmartPoints for Apple, Nintendo, Amazon, Sony & more!

Take A Peek

What you get with a free MoneySmart account

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Frequently Asked Questions

What is the SmartRewards programme?

SmartRewards is MoneySmart’s loyalty programme that rewards you for applying to financial products through MoneySmart and for completing actions on MoneySmart. Earn SmartPoints when you do these activities and use SmartPoints to redeem gifts from the Rewards Store.

What are SmartPoints?

SmartPoints is MoneySmart’s reward currency. Earn SmartPoints when you apply for financial products through MoneySmart or when you complete actions on MoneySmart. SmartPoints will be credited to your wallet where eligible. You can then use the SmartPoints in your wallet to redeem gifts from the Rewards Store or even convert them to cash.

What can I use SmartPoints for?

SmartPoints can be used to redeem gifts from the Rewards Store or even convert them to cash.

How can I earn SmartPoints?

  1. Through applying for a financial product on MoneySmart - Browse promotions here.
    Apply for financial products through MoneySmart and submit the claim request form here. Ensure that you meet the eligibility criteria of the promotion in order to earn the SmartPoints. The eligibility criteria can be found in the promotion details and/or promotion terms and conditions. SmartPoints will be credited to your wallet automatically when our banking partner validates your eligibility.
  2. Through completing your profiling here. Complete the short questionnaire and earn SmartPoints immediately upon successful completion. (Only eligible for new profile completions, limited to the first 800 users.)

Can I combine my reward points with the reward points of other accounts?

Please be informed that reward points cannot be combined with the reward points of other users’ accounts.

Can I transfer my reward points to another account?

We regret to inform you that the reward points are not transferable.

Have more questions?

Visit our full FAQs here.