We found 10 Personal Loans for you!
Sponsored
Per Month
S$307
Per Month
MoneySmart Exclusive
Instant Approval & Cash Disbursement
- Interest Rate*
EIR: 7.99%What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees. - 3.48%
- Total Amount Payable
- S$11,044
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$0
- Per Month
- S$307
MoneySmart Exclusive: Get Airpods (2nd Gen) or Airpods Pro and 50% cashback on your first month's instalment! Valid till 20 Jul 2020.
Key Features
- Get your loan disbursed in your account within 15 minutes!
- Borrow up to 4x your monthly income, subject to a max loan amount of S$250,000
- Enjoy interest rates from 3.48% p.a.!
- Note that the rates provided to you are customised and might differ from what is displayed here.
- Enjoy 0% interest rates (E.I.R 8.59%) for 1-year loan tenure, with 4.5% processing fees that will be deducted from total disbursed loan.
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$30,000 |
| Maximum Loan Tenure | 5 Years |
| Processing Fee | S$0 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 3.48% |
| Effective Interest Rate | 7.99% |
| Total Interest Payable | S$1,044 |
| Total Amount Payable | S$11,044 |
| Monthly Instalment | S$307 |
Rewards Redemption Documents
| Claim Form | Claim Here |
|---|---|
| Terms and Conditions | Check Eligibility |
| Promo Validity | Check Validity |
Per Month
S$310
Per Month
- Interest Rate*
EIR: 7.9%What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees. - 3.88%
- Total Amount Payable
- S$11,164
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$100
- Per MonthRisk-Based PricingDBS' EIR fluctuates based on factors such as income, citizenship status and credit score. This is known as Risk-Based Pricing. Thus, your final monthly payment might be higher than what is shown here.
- S$310
Apply NowApply directly on MoneySmart
Key Features
- Enjoy interest rates from 3.88% p.a.* with instant approval and immediate cash disbursement to your DBS deposit account!
- Secured application via DBS ibanking account on MoneySmart!
- You will need to have an existing eligible (i) Cashline and/or Credit Card account to grant the loan amount, and (ii) an existing eligible DBS deposit account (excluding Joint All, Trust, MSA, SAYE and POSB current accounts) for DBS loan application
- *Note that the rates provided to you are customised and might differ from what's displayed here
- Get up to 10X of your monthly salary if your annual income is S$120,000 and above
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$30,000 |
| Maximum Loan Tenure | 5 Years |
| Processing Fee | S$100 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 3.88% |
| Effective Interest Rate | 7.9% |
| Total Interest Payable | S$1,164 |
| Total Amount Payable | S$11,164 |
| Monthly Instalment | S$310 |
Per Month
S$309
Per Month
- Interest Rate*
EIR: 7%What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees. - 3.7%
- Total Amount Payable
- S$11,110
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$0
- Per Month
- S$309
Key Features
- Enjoy interest rates from 3.7% p.a. onwards (EIR is not fixed and may be higher than what is reflected)
- Minimum S$5,000 loan amount, up to S$200,000
- Cash the next day in your account upon complete submission of documents for loan amount of less than S$100,000
- 1 min in-principle approval
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$30,000 |
| Maximum Loan Tenure | 7 Years |
| Processing Fee | S$100 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 3.7% |
| Effective Interest Rate | 7% |
| Total Interest Payable | S$1,110 |
| Total Amount Payable | S$11,110 |
| Monthly Instalment | S$309 |
Per Month
S$316
Per Month
0% IR for 1 year tenure!
- Interest Rate*
EIR: 8.5%What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees. - 4.55%
- Total Amount Payable
- S$11,365
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$0
- Per Month
- S$316
Key Features
- Limited Time Offer! Enjoy 0% interest rates (E.I.R 7.85%) for 1-year loan tenure, with 3.5% processing fees.
- For 2 - 5 years loan tenures, interest rates are from 3.99% p.a. with no processing fees. E.I.R is fixed at 7.5% p.a. with min. loan amount of $20k
- Applicable for all loan tenor and loan of $1k and above
- You are required to have a Citibank Ready Credit or Citi Credit Card account to be offered a Citi Quick Cash loan
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$30,000 |
| Maximum Loan Tenure | 5 Years |
| Processing Fee | S$0 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 4.55% |
| Effective Interest Rate | 8.5% |
| Total Interest Payable | S$1,365 |
| Total Amount Payable | S$11,365 |
| Monthly Instalment | S$316 |
Per Month
S$310
Per Month
- Interest Rate*
EIR: 7.9%What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees. - 3.88%
- Total Amount Payable
- S$11,164
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$100
- Per MonthRisk-Based PricingPOSB's EIR fluctuates based on factors such as income, citizenship status and credit score. This is known as Risk-Based Pricing. Thus, your final monthly payment might be higher than what is shown here.
- S$310
Apply NowApply directly on MoneySmart
Key Features
- Enjoy interest rates from 3.88% p.a.* with instant approval and immediate cash disbursement to your DBS/POSB deposit account!
- Secure application via DBS ibanking account on MoneySmart with immediate approval!
- You will need to have an existing eligible (i) Cashline and/or Credit Card account to grant the loan amount, and (ii) an existing eligible DBS/POSB deposit account (excluding Joint All, Trust, MSA, SAYE and POSB current accounts) for POSB loan application
- *Note that the rates provided to you are customised and might differ from what's displayed here
- Get up to 10X of your monthly salary if your annual income is S$120,000 and above
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$30,000 |
| Maximum Loan Tenure | 5 Years |
| Processing Fee | S$100 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 3.88% |
| Effective Interest Rate | 7.9% |
| Total Interest Payable | S$1,164 |
| Total Amount Payable | S$11,164 |
| Monthly Instalment | S$310 |
Per Month
S$316
Per Month
- Interest Rate*
EIR: 8.5%What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees. - 4.55%
- Total Amount Payable
- S$11,365
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$0
- Per Month
- S$316
Key Features
- No processing fees at all, which lowers your overall repayment sum
- Applicable for all loan tenor and loan of $1k and above
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$30,000 |
| Maximum Loan Tenure | 5 Years |
| Processing Fee | S$0 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 4.55% |
| Effective Interest Rate | 8.5% |
| Total Interest Payable | S$1,365 |
| Total Amount Payable | S$11,365 |
| Monthly Instalment | S$316 |
Per Month
S$318
Per Month
- Interest Rate*
EIR: 10.62%What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees. - 4.88%
- Total Amount Payable
- S$11,464
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$150
- Per Month
- S$318
Key Features
- Interest rates as low as 4.88% p.a.
- Loan tenure of 1 - 5 years
- Get cash up to 4x your monthly salary
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$30,000 |
| Maximum Loan Tenure | 5 Years |
| Processing Fee | S$150 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 4.88% |
| Effective Interest Rate | 10.62% |
| Total Interest Payable | S$1,464 |
| Total Amount Payable | S$11,464 |
| Monthly Instalment | S$318 |
Per Month
S$313
Per Month
- Interest Rate*
EIR: 7.96%What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees. - 4.25%
- Total Amount Payable
- S$11,275
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$0
- Per Month
- S$313
Key Features
- Loans starting from S$1000
- Loan tenure period of minimum 1 year to a maximum of 5 years
- Flat Interest Rates of 4.25% p.a with 0% processing fee
- No documents required for existing Credit Card members
- Instant approval for applications submitted between 8am to 8pm for new UOB customers. Terms and conditions apply.
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$30,000 |
| Maximum Loan Tenure | 5 Years |
| Processing Fee | S$0 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 4.25% |
| Effective Interest Rate | 7.96% |
| Total Interest Payable | S$1,275 |
| Total Amount Payable | S$11,275 |
| Monthly Instalment | S$313 |
Per Month
S$323
Per Month
Lower annual income requirement
- Interest Rate*
EIR: 11.47%What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees. - 5.43%
- Total Amount Payable
- S$11,629
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$200
- Per Month
- S$323
Key Features
- Loan tenure from 12 to 60 months
- Borrow up to 6x monthly salary for annual income S$120,000 and above, 4x monthly salary for annual income S$30,000-S$119,999 and 2x monthly salary for annual income S$20,000-S$29,000
- Make repayments easily via online or Mobile Banking funds transfer, cheque deposit or cash deposit machine
- Easy ways to manage your account with Online and Mobile banking
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$30,000 |
| Maximum Loan Tenure | 5 Years |
| Processing Fee | S$200 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 5.43% |
| Effective Interest Rate | 11.47% |
| Total Interest Payable | S$1,629 |
| Total Amount Payable | S$11,629 |
| Monthly Instalment | S$323 |
Per Month
S$317
Per Month
- Interest Rate*
EIR: 9.46%What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees. - 4.7%
- Total Amount Payable
- S$11,410
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$100
- Per Month
- S$317
Key Features
- Get extra cash by converting your unused credit limit from your OCBC Credit Card or EasiCredit account
- Fixed monthly instalments of 12 to 60 months tenure
- Existing OCBC loan customer will enjoy 4.7% p.a. interest rate on any loan amount
- One-time processing fee of 1% on loan amount
- Bank T&Cs apply
- Simply apply for the loan via OCBC ibanking. Click Apply Now above and you will be directed to OCBC ibanking.
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$20,000.00 |
| Maximum Loan Tenure | 5 Years |
| Processing Fee | S$100 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 4.7% |
| Effective Interest Rate | 9.46% |
| Total Interest Payable | S$1,410 |
| Total Amount Payable | S$11,410 |
| Monthly Instalment | S$317 |