Compare the Latest Standard Chartered Credit Card Promotions in Singapore 2019

Updated November 2019

Find the latest Standard Chartered credit card promotions in Singapore. Get free luggage, cash rebates, bonus miles and other attractive gifts when you sign up for these credit cards.

Popular Standard Chartered Promo Credit Cards

Standard Chartered X Credit Card

S$1 = 1.2 Miles

on Local Spend

S$1 = 2 Miles

on Overseas Spend

60,000 Miles

Promotional Gift

Online Promotion: Get 60,000 Welcome Air MilesValid till 30 Nov 2019.
  • Bonus of up to 300,000 extra air miles with Priority Banking sign-up

S$1 = 1.2 Miles

on Local Spend

S$1 = 2 Miles

on Overseas Spend

60,000 Miles

Promotional Gift

Online Promotion: Get 60,000 Welcome Air MilesValid till 30 Nov 2019.

Promo Features

  • Upfront Gift: Get 30,000 Air Miles when you activate your X card within 30 days from approval date pay annual fee of S$695.50
  • Sign Up Gift: Additional 30,000 Air Miles when you spend S$6,000 on eligible retail transaction within first 60 days of card approval date
  • Promotion is valid for card applications applied and approved by 31 December 2019. Bank T&Cs' apply

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$696
Supplementary Annual Fee$107
Fee WaiverNot Available
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period22 days

Minimum Income Requirements

Singaporean$80,000
Foreigner$80,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, SC EasyBill
Standard Chartered Spree Credit Card

5%

Cash Back on Eligible Spend with up to S$100 cap

3%

Cash Back on Online Spends in Foreign Currency

S$0

Min. Spend per month

5%

Cash Back on Eligible Spend with up to S$100 cap

3%

Cash Back on Online Spends in Foreign Currency

S$0

Min. Spend per month

Promo Features

  • New-To-Bank customers: Get up to S$100 Cashback when you apply for SCB Rewards
  • Existing customers: Get up to S$20 Cashback when you apply for SCB Rewards

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual Fee0.0
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay
Standard Chartered Rewards+ Credit Card

5%

Cash Back on Eligible Spend with up to S$100 cap

15%

Cash Back with Grab

S$1= 10X Points

on Foreign Currency Spend

5%

Cash Back on Eligible Spend with up to S$100 cap

15%

Cash Back with Grab

S$1= 10X Points

on Foreign Currency Spend

Promo Features

  • New-To-Bank customers: Get up to S$100 Cashback when you apply for SCB Rewards
  • Existing customers: Get up to S$20 Cashback when you apply for SCB Rewards

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentVisa Paywave, Apple Pay, Samsung Pay, Google Pay
Standard Chartered Visa Infinite Credit Card

S$1 = 1.4 Miles

Local Spend

S$1 = 3 Miles

Overseas Spend

35,000 Miles

Welcome Gift

S$1 = 1.4 Miles

Local Spend

S$1 = 3 Miles

Overseas Spend

35,000 Miles

Welcome Gift

Promo Features

  • Get 35,000 Miles when you apply for SCB Visa Infinite Credit Card via MoneySmart
  • Applicable when you pay the annual fee of $588.50

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$589
Supplementary Annual Fee0.0
Fee WaiverNot Available
Minimum Monthly Repayment1% of S$50, whichever is higher
Interest Free Period22 days

Minimum Income Requirements

Singaporean$150,000
Foreigner$150,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave
Standard Chartered Platinum Visa/MasterCard Credit Card

5%

Cash Back on Eligible Spend with up to S$100 cap

S$1 = 2X Points

on All Spend when you open a SCB Current Account

1 Point = 0.4 Miles

Rewards to Miles Conversion

5%

Cash Back on Eligible Spend with up to S$100 cap

S$1 = 2X Points

on All Spend when you open a SCB Current Account

1 Point = 0.4 Miles

Rewards to Miles Conversion

Promo Features

  • Get 15% cashback with Grab

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationMasterCard, Visa
Wireless PaymentMasterCard PayPass, Visa payWave, Apple Pay, Samsung Pay, Google Pay
All results loaded

What Are Credit Card Promotions?

We all have that one relative or friend who swears by credit card sign-up promotions. Every time you see them, they seem to have a new piece of Samsonite luggage for their collection or a wad of Takashimaya vouchers to blow.

Unlike with rewards or miles credit cards, such introductory promotions typically do not require you to accumulate and redeem points. Instead, banks offer attractive sign-up gifts like branded luggage to entice new customers. The credit card itself can be any sort of card.

Types of Credit Card Promotions

Here are 3 common types of promotions offered by credit cards in Singapore:

Free Gifts

Promotional freebies that await when you sign up for a credit card. Apart from that perennial favourite – free luggage – there are also variations such as free mobile data and free petrol. Some credit cards also offer the chance to win bigger-ticket prizes such as package holidays or limited edition branded goods.

Welcome Miles/points

Miles credit cards or rewards credit cards will sometimes sweeten the deal for newcomers with a big bunch of points in the first few months of card usage. These often come with substantial minimum spends.

Cashback Promotions

Some cashback credit cards offer a big cash rebate, e.g. $100 cashback, upon successful application or the first spend on that card. Check if there is a minimum spend or any other catch before you jump at the chance to get free money.

More From TheMoneySmart Blog

Check out our blog for more personal finance tips and insights.

Frequently Asked Questions

What kind of credit card promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest promotions and keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.