Best Standard Chartered No Annual Fee Credit Cards in Singapore 2019

Updated November 2019

Choosing a card with no annual fee does not mean you can't enjoy the perks that come with owning a credit card. Compare and find the best no annual fee credit cards and earn up to 8% cashback or 5x reward points.

Popular Standard Chartered No Annual Fee Credit Cards

Up to S$200 Cash + Cashback!

Standard Chartered Unlimited Cashback Credit Card

2 years

Annual fee waiver

S$192.6

Annual Fee

25.90%

Annual Interest Rate

MoneySmart Exclusive: Get up to $200 Cash + Cashback & Instant digital card approval with MyInfo! Claim hereValid till 30 Nov 2019.

2 years

Annual fee waiver

S$192.6

Annual Fee

25.90%

Annual Interest Rate

MoneySmart Exclusive: Get up to $200 Cash + Cashback & Instant digital card approval with MyInfo! Claim hereValid till 30 Nov 2019.

No Annual Fee Features

  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$120 Cash Gift
  • Annual fee waiver for 2 years
  • Perpetual fee waiver for supplementary cards
  • Annual fee is excluded from the calculation of the spend requirement for cashback
  • 1.5% cashback with no cap and no min. spend
  • See all benefits by clicking on card details link below

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual Fee0.0
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationMasterCard
Wireless PaymentMasterCard PayPass, Apple Pay, Samsung Pay, Google Pay
Standard Chartered Platinum Visa/MasterCard Credit Card

3 years

Annual fee waiver

$192.60

Annual Fee

25.90%

Annual Interest Rate

3 years

Annual fee waiver

$192.60

Annual Fee

25.90%

Annual Interest Rate

No Annual Fee Features

  • Annual fee waiver for 3 years
  • S$193 annual fee for principle cardholder thereafter
  • S$1 earns 1X Point on All Spends
  • S$1 earns 2X Points when you open a Standard Chartered Current Account with monthly minimum spend of S$1,000
  • 1 Point = 0.4 Miles

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationMasterCard, Visa
Wireless PaymentMasterCard PayPass, Visa payWave, Apple Pay, Samsung Pay, Google Pay
Standard Chartered Spree Credit Card

2 years

Annual fee waiver

S$192.60

Annual Fee

25.90%

Annual Interest Rate

2 years

Annual fee waiver

S$192.60

Annual Fee

25.90%

Annual Interest Rate

No Annual Fee Features

  • Annual fee waiver for 2 years
  • S$193 annual fee for principle card holder thereafter
  • Complimentry Supplementry card annual fee waived
  • 3% cashback on Online Spends in foreign currency with no minimum spend

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual Fee0.0
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay
Standard Chartered Rewards+ Credit Card

2 years

Annual fee waiver

S$192.60

Annual Fee

25.90%

Annual Interest Rate

2 years

Annual fee waiver

S$192.60

Annual Fee

25.90%

Annual Interest Rate

No Annual Fee Features

  • Annual fee waiver for 2 years
  • S$193 annual fee for principle card holder thereafter
  • Earn 10X Points for S$1 spent in foreign currency
  • Every Point earned equals 0.29 Miles
  • No minimum spend required

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentVisa Paywave, Apple Pay, Samsung Pay, Google Pay
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