Updated August 2019
Choosing a card with no annual fee does not mean you can't enjoy the perks that come with owning a credit card. Compare and find the best no annual fee credit cards and earn up to 8% cashback or 5x reward points.
Get Up To S$260 Cash & Cashback
2 years
Annual fee waiver
S$192.6
Annual Fee
25.90%
Annual Interest Rate
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | 0.0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | MasterCard |
|---|---|
| Wireless Payment | MasterCard PayPass, Apple Pay, Samsung Pay, Google Pay |
3 years
Annual fee waiver
$192.60
Annual Fee
25.90%
Annual Interest Rate
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | MasterCard, Visa |
|---|---|
| Wireless Payment | MasterCard PayPass, Visa payWave, Apple Pay, Samsung Pay, Google Pay |
2 years
Annual fee waiver
S$192.60
Annual Fee
25.90%
Annual Interest Rate
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | 0.0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay, Samsung Pay, Google Pay |
2 years
Annual fee waiver
S$192.60
Annual Fee
25.90%
Annual Interest Rate
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa Paywave, Apple Pay, Samsung Pay, Google Pay |