Best Standard Chartered No Annual Fee Credit Cards in Singapore 2019

MoneySmart Exclusive: Get up to $200 Cash + Cashback & Instant digital card approval with MyInfo! Claim hereValid till 30 Nov 2019.

2 years

Annual fee waiver

S$192.6

Annual Fee

25.90%

Annual Interest Rate

MoneySmart Exclusive: Get up to $200 Cash + Cashback & Instant digital card approval with MyInfo! Claim hereValid till 30 Nov 2019.

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No Annual Fee Features

Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$120 Cash Gift
Annual fee waiver for 2 years
Perpetual fee waiver for supplementary cards
Annual fee is excluded from the calculation of the spend requirement for cashback
1.5% cashback with no cap and no min. spend
See all benefits by clicking on card details link below

Annual Interest Rate and Fees

Annual Interest Rate	26.90%
Principle Annual Fee	$193
Supplementary Annual Fee	0.0
Fee Waiver	Available
Minimum Monthly Repayment	1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean	$30,000
Foreigner	$60,000

Other

Card Association	MasterCard
Wireless Payment	MasterCard PayPass, Apple Pay, Samsung Pay, Google Pay

Standard Chartered Platinum Visa/MasterCard Credit Card

3 years

Annual fee waiver

$192.60

Annual Fee

25.90%

Annual Interest Rate

3 years

Annual fee waiver

$192.60

Annual Fee

25.90%

Annual Interest Rate

More Details

No Annual Fee Features

Annual fee waiver for 3 years
S$193 annual fee for principle cardholder thereafter
S$1 earns 1X Point on All Spends
S$1 earns 2X Points when you open a Standard Chartered Current Account with monthly minimum spend of S$1,000
1 Point = 0.4 Miles

Annual Interest Rate and Fees

Annual Interest Rate	26.90%
Principle Annual Fee	$193
Supplementary Annual Fee	N/A
Fee Waiver	Available
Minimum Monthly Repayment	1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean	$30,000
Foreigner	$60,000

Other

Card Association	MasterCard, Visa
Wireless Payment	MasterCard PayPass, Visa payWave, Apple Pay, Samsung Pay, Google Pay

Standard Chartered Spree Credit Card

2 years

Annual fee waiver

S$192.60

Annual Fee

25.90%

Annual Interest Rate

2 years

Annual fee waiver

S$192.60

Annual Fee

25.90%

Annual Interest Rate

More Details

No Annual Fee Features

Annual fee waiver for 2 years
S$193 annual fee for principle card holder thereafter
Complimentry Supplementry card annual fee waived
3% cashback on Online Spends in foreign currency with no minimum spend

Annual Interest Rate and Fees

Annual Interest Rate	26.90%
Principle Annual Fee	$193
Supplementary Annual Fee	0.0
Fee Waiver	Available
Minimum Monthly Repayment	1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean	$30,000
Foreigner	$60,000

Other

Card Association	Visa
Wireless Payment	Visa payWave, Apple Pay, Samsung Pay, Google Pay

Standard Chartered Rewards+ Credit Card

2 years

Annual fee waiver

S$192.60

Annual Fee

25.90%

Annual Interest Rate

2 years

Annual fee waiver

S$192.60

Annual Fee

25.90%

Annual Interest Rate

More Details

No Annual Fee Features

Annual fee waiver for 2 years
S$193 annual fee for principle card holder thereafter
Earn 10X Points for S$1 spent in foreign currency
Every Point earned equals 0.29 Miles
No minimum spend required

Annual Interest Rate and Fees

Annual Interest Rate	26.90%
Principle Annual Fee	$193
Supplementary Annual Fee	N/A
Fee Waiver	Available
Minimum Monthly Repayment	1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean	$30,000
Foreigner	$60,000

Other

Card Association	Visa
Wireless Payment	Visa Paywave, Apple Pay, Samsung Pay, Google Pay