Best Standard Chartered No Annual Fee Credit Cards in Singapore 2019

MoneySmart Exclusive: Get S$220 worth of Cash + Cashback + Instant digital card approval with MyInfo when you apply via MoneySmartValid till 30 Jun 2019.

2 years

Annual fee waiver

S$192.6

Annual Fee

25.90%

Annual Interest Rate

MoneySmart Exclusive: Get S$220 worth of Cash + Cashback + Instant digital card approval with MyInfo when you apply via MoneySmartValid till 30 Jun 2019.

More Details

No Annual Fee Features

Get instant digital card approval via MyInfo when you apply on MoneySmart
For $100 cash: Submit your (i)Contact Details and (ii)11-13 digit Reference Number on the Thank You Page upon completion at MoneySmart Claim Form by 30 Jun 2019 for your S$100 Cash Gift. Refer to T&Cs here
Applicable to New-To -Bank Customers only
Annual fee waiver for 2 years
Perpetual fee waiver for supplementary cards
Annual fee is excluded from the calculation of the spend requirement for cashback
1.5% cashback with no cap and no min. spend
See all benefits by clicking on card details link below

Annual Interest Rate and Fees

Annual Interest Rate	26.90%
Principle Annual Fee	$193
Supplementary Annual Fee	0.0
Fee Waiver	Available
Minimum Monthly Repayment	1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean	$30,000
Foreigner	$60,000

Other

Card Association	MasterCard
Wireless Payment	MasterCard PayPass, Apple Pay, Samsung Pay, Google Pay

Standard Chartered Platinum Visa/MasterCard Credit Card

3 years

Annual fee waiver

$192.60

Annual Fee

25.90%

Annual Interest Rate

3 years

Annual fee waiver

$192.60

Annual Fee

25.90%

Annual Interest Rate

More Details

No Annual Fee Features

Annual fee waiver for 3 years
S$193 annual fee for principle cardholder thereafter
S$1 earns 1X Point on All Spends
S$1 earns 2X Points when you open a Standard Chartered Current Account with monthly minimum spend of S$1,000
1 Point = 0.4 Miles

Annual Interest Rate and Fees

Annual Interest Rate	26.90%
Principle Annual Fee	$193
Supplementary Annual Fee	N/A
Fee Waiver	Available
Minimum Monthly Repayment	1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean	$30,000
Foreigner	$60,000

Other

Card Association	MasterCard, Visa
Wireless Payment	MasterCard PayPass, Visa payWave, Apple Pay, Samsung Pay, Google Pay

Standard Chartered Spree Credit Card

2 years

Annual fee waiver

S$192.60

Annual Fee

25.90%

Annual Interest Rate

Online Promotion: Get up to S$120 cashback + Instant Digital Card ApprovalValid till 30 Jun 2019.

2 years

Annual fee waiver

S$192.60

Annual Fee

25.90%

Annual Interest Rate

Online Promotion: Get up to S$120 cashback + Instant Digital Card ApprovalValid till 30 Jun 2019.

More Details

No Annual Fee Features

New-To-Bank customers: Get up to S$100 Cashback and instant digital card approval with MyInfo when you apply for SCB Spree Card and S$20 when you spend minimum S$1 within 3 days from approval date
Annual fee waiver for 2 years
S$193 annual fee for principle card holder thereafter
Complimentry Supplementry card annual fee waived
3% cashback on Online Spends in foreign currency with no minimum spend

Annual Interest Rate and Fees

Annual Interest Rate	26.90%
Principle Annual Fee	$193
Supplementary Annual Fee	0.0
Fee Waiver	Available
Minimum Monthly Repayment	1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean	$30,000
Foreigner	$60,000

Other

Card Association	Visa
Wireless Payment	Visa payWave, Apple Pay, Samsung Pay, Google Pay

Standard Chartered Rewards+ Credit Card

2 years

Annual fee waiver

S$192.60

Annual Fee

25.90%

Annual Interest Rate

Online Promotion: Get up to S$120 cashback + Instant Digital Card ApprovalValid till 30 Jun 2019.

2 years

Annual fee waiver

S$192.60

Annual Fee

25.90%

Annual Interest Rate

Online Promotion: Get up to S$120 cashback + Instant Digital Card ApprovalValid till 30 Jun 2019.

More Details

No Annual Fee Features

New-To-Bank customers: Get up to S$100 Cashback and instant digital card approval with MyInfo when you apply for SCB Rewards+ Card and S$20 when you spend minimum S$1 within 3 days from approval date
Annual fee waiver for 2 years
S$193 annual fee for principle card holder thereafter
Earn 10X Points for S$1 spent in foreign currency
Every Point earned equals 0.29 Miles
No minimum spend required

Annual Interest Rate and Fees

Annual Interest Rate	26.90%
Principle Annual Fee	$193
Supplementary Annual Fee	N/A
Fee Waiver	Available
Minimum Monthly Repayment	1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean	$30,000
Foreigner	$60,000

Other

Card Association	Visa
Wireless Payment	Visa Paywave, Apple Pay, Samsung Pay, Google Pay