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Ultimate Guide to Travelling in 2023

Satisfy your wanderlust in a hassle-free way with our quick guide on the nitty gritty details on travel essentials and insurance.

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Things To Note When Travelling Overseas

Since many countries have reopened their borders and welcome tourists back after the COVID-19 pandemic, there has been changes in requirements for travellers entering each country, and that includes certified COVID-19 vaccination, the purchase of travel insurance with COVID-19 coverage, the type of certified hotels which you book, mandatory PCR tests, and several other aspects. Here’s an overview of the usual requirements to keep in mind when you’re travelling now.

Vaccination and quarantine requirements

Many countries have already lifted quarantine policies. However, it is still best to check with the country’s embassy on their latest entry requirements for vaccinations and quarantine before booking your flight tickets.

Travel insurance with COVID-19 coverage

Getting travel insurance is no longer mandatory for most countries, but it is still strongly recommended to be covered with COVID-19. It’ll be really useful if you need medical assistance during your trip, as healthcare expenses can get hefty unlike those in your home country.

VISA application


Unless you’re from a country that is on a visa waiver agreement with the destination country you’re travelling to, you’ll have to apply for a visa via their visa application system to travel there as a tourist or business visitor. The most common kind of visa includes the tourist visa which often grants you a stay of 3 to 12 months.

Check Our Travel Insurance Guides Per Country

Fussin’ about which travel insurance plan to get for your next trip? Don’t worry, we got you. In our handy travel insurance guides, we break down travel and vaccination requirements, and help you compare the cost and coverage of the best plans out there.

Ballin’ In Bali

Marvel in Malaysia

Traversing Thailand

Kick back in Korea

Journeying Japan

All Out in Australia

Touring Taiwan

Venturing Vietnam

Looking To Buy Travel Insurance?

We help you compare a list of travel insurance coverage ranging from medical expenses, loss of baggage, flight delay and the cost of each plan. Find the best travel insurance for yourself and apply through Moneysmart to get exclusive discounts!

What Does Travel Insurance Cover?

Understand the benefits of travel insurance and what it covers.

Pre-existing Conditions


Find out which providers have pre-existing coverage of up to $1,000,000 or more for claims relating to pre-existing medical conditions such as injury or illness sustained during the trip.

Read More →

Medical Expenses (With Covid-19)


This coverage can be in the form of cash benefits or other modes of reimbursements for medical costs in the event of emergencies or a COVID-19 diagnosis while overseas.

Read More →

Seniors/Elderly


Most providers reduce their overseas coverage drastically for senior citizens over 70 years old in Singapore. Here are the travel insurance plans with the best coverage for elderly folks.

Read More →

Pregnancy


Travel insurance is a vital safety net for anyone going overseas but it becomes even more important when you're pregnant. Here's what you should know about travel insurance and pregnancy coverage.
Read More →

Extreme Sports and Adventure


Most insurers provide coverage for a wide range of adventurous activities and extreme sports such as bungee jumping and skydiving. Check to see which one covers your selected activity.

Read More →

Cruise


From a 4-day single trip plan to even a month’s long coverage, get the best travel insurance provider that can let you customise your plan before your cruise trip.

Read More →

We Got You Covered: Find The Cheapest Travel Insurance 2023

MoneySmart Exclusive
Win $888 weekly | Best value plan
MoneySmart Exclusive
Win $888 weekly | Best value plan

Bubblegum Travel Insurance

Med. Coverage (Overseas)
S$150,000
Trip Cancellation
S$5,000
Loss/Damage of Personal Baggage
S$3,000
Total Premium
S$20.63

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Valid until 16 Apr 2023
MoneySmart’s Bubblegum travel insurance enables you to customise your plan with optional add-ons, and get a quote in minutes for affordable plans from as little as $4 a day. If you are going for adventurous activities like scuba diving and hot air ballooning during your trips, such activities are covered as well, with no limit on depth or height.
Online Promo
Add-on Covid-19 Coverage | Low Premiums
Online Promo
Add-on Covid-19 Coverage | Low Premiums

FWD Premium

Med. Coverage (Overseas)
S$200,000
Trip Cancellation
S$7,500
Loss/Damage of Baggage
S$3,000
Total Premium
Total PremiumS$16.825% Off
S$12.60
Online Promo:
Enjoy 25% off when you purchase any FWD Travel Insurance! 
Valid until 02 Apr 2023
With 3 types of travel insurance plans for you to choose from – Premium, Business and First, FWD’s plans come with a 180-day advance purchase, COVID-19 Enhanced Travel Benefits add-on which covers up to $100,000 in COVID-19 medical expenses incurred during/after your trip, cashless medical claim service, and more benefits.

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