Best Cruise Travel Insurance Singapore
Cruise holidays are great for multi-generational families. You can get entertained by round-the-clock activities within a contained environment. There’s much less walking than regular land tours, which make it senior-friendly; but, if you would like to dock and explore land destinations, you can do that as well. Planning a cruise holiday soon? Consider getting cruise insurance that comes with COVID-19 coverage.
Best Cruise Insurance Singapore 2023
Read before going on a cruise
Top 3 Popular Cruise Ships in Singapore (2023)
The top cruise liners and packages available right now are from Princess Cruises, Dream Cruises and Royal Carribean.
Specialises in short SEA cruises
Royal Caribbean is one of the most popular cruise operators in Singapore, with 3 main cruise liners: Quantum of the Seas, Voyager of the Seas and Spectrum of the Seas. The shorter cruises like the 4-night Penang and Phuket Cruise ($439 per person) and 3-night Penang Cruise ($329 per person) are onboard Spectrum of the Seas.
Travel for 10 to 21 days
Princess Cruises specialises in longer cruises. Asian cruises can go up to 15 days. It offers premium cruise experiences at affordable prices. Their next SEA cruise is a 15-Day Highlights of Japan cruise on Diamond Princess starting at $5,148 per couple (Interior), stopping at 5 ports. It departs in July 2023.
Award-winning cruise
Formerly known as Dream Cruises, Resorts World Cruises is a brand extension of Resorts World. The shortest cruise getaways departing from Singapore are 2- and 3-night and 5-night round-trip cruises with South-east Asian port calls in June and September 2022. It docks in Malaysia, Thailand, and Indonesia and during the trip, you can look forward to various shows and 35 over restaurant concepts onboard.
How to buy cruise travel insurance?
Most cruise companies will allow you to add-on insurance when you are booking your holiday. But the premiums for such plans are usually higher. In Singapore, most basic travel insurance plans cover cruise holidays. See below for 3 most affordable plans. If you are unsure or want to be extra careful, call in to enquire.
You also may have complimentary travel insurance with some of your existing credit cards. Do check if the coverage extends to cruise holidays.
Best Cruise Travel Insurance
Bubblegum Travel Insurance
- Med. Coverage (Overseas)
- S$150,000
- Trip Cancellation
- S$5,000
- Loss/Damage of Personal Baggage
- S$3,000
- Total Premium
- S$20.63
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Starr TraveLead Comprehensive Bronze
- Med. Coverage (Overseas)
- S$200,000
- Trip Cancellation
- S$5,000
- Loss/Damage of Baggage
- S$3,000
S$2435% Off- S$15.60
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Allianz Travel Bronze
- Med. Coverage (Overseas)
- S$200,000
- Trip Cancellation
- S$5,000
- Loss/Damage of Baggage
- S$3,000
- Total PremiumTotal Premium
S$3840% Off - S$22.80
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- Med. Coverage (Overseas)
- S$200,000
- Trip Cancellation
- S$10,000
- Loss/Damage of Baggage
- S$3,000
- Total Premium
- S$17
Compare Cruise Travel Insurance Policies (2023): 4-day Single-Trip
| Benefits | Starr TraveLead Comprehensive Bronze | Allianz Comprehensive Bronze | Ergo TravelProtect Essential | Bubblegum Travel Insurance |
|---|---|---|---|---|
| 4-day single-trip premium | $30.27 | $41.60 | $22 | $23 |
| Overseas medical coverage | Up to $200,000 | Up to $1,000,000 | Up to $200,000 | Up to $150,000 |
| Trip cancellation | Up to $5,000 | Up to $15,000 | Up to $10,000 | Up to $5,000 |
| Loss/Damage of Baggage | Up to $3,000 | Up to $7,000 | Up to $3,000 | Up to $3,000 |
| Emergency medical evacuation | Unlimited | Up to $1,000,000 | Unlimited | Unlimited |
How to select cruise travel insurance?
Medical evacuation
Compared to a typical holiday, compensation for medical evacuation is important when you are travelling on a cruise. Medical facilities onboard a cruise are probably not as good as those available in hospitals, so you want to reach a hospital or medical facility as soon as possible during a medical emergency.
Protection against bad weather conditions
Also, being on a cruise ship means that you are more susceptible to weather conditions. You might want to look out for trip cancellation ahead of your travels, and purchase travel insurance as soon as you book your cruise holiday.
Coverage for island stops
You might be docking in different countries on a cruise ship. Make sure that your travel insurance provides coverage for all the stops you will be making.
Compare travel insurance plans in Singapore
Check providers on MoneySmart to find the best travel insurance plan with COVID-19 coverage, lost baggage, medical emergencies, flight delays, pre-existing conditions, pregnancy claims and more.
Frequently Asked Questions
Do I need special travel insurance for a cruise?
- No, most regular travel insurance plans cover cruises in Singapore.
How much is travel insurance for a cruise?
- It starts as low as $16.20 for a 3-day trip.
Can you buy cruise insurance after booking?
- As long as you are in Singapore waters, you can buy cruise insurance from a Singaporean insurer.