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Best Cruise Travel Insurance Singapore

Whether it's the Disney Cruise Line’s Disney-themed voyages or Princess cruise’s luxurious vacations, cruise holidays are great for multi-generational families. There’s much less walking than regular land tours, which make it senior-friendly. If you would like to dock and explore land destinations via specific cruises soon, consider getting cruise insurance that provides adequate coverage!

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How to buy cruise travel insurance?

Most cruise companies will allow you to add-on insurance when you are booking your holiday. But the premiums for such plans are usually higher. In Singapore, most basic travel insurance plans cover cruise holidays. See below for 3 most affordable plans. If you are unsure or want to be extra careful, call in to enquire.

You also may have complimentary travel insurance with some of your existing credit cards. Do check if the coverage extends to cruise holidays.

We asked Singaporeans about flight disruptions, and they answered.

Find out the worst airlines with delays and cancellations according to Singaporean travellers.

Compare Best Travel Insurance With Cruise Coverage (2024): 4-day Single-Trip

BenefitsStarr TraveLead Comprehensive PlansFWD Premium, Business & First PlansMSIG Travel elEasy PlansIncome Insurance Standard & Enhanced PreX Plans
4-day cruise single-trip premium$39 - $66$25 - $40$44 - $85$50 - $103
Overseas cruise medical coverageUp to $1,000,000Up to $1,000,000Up to $1,000,000Up to $1,000,000
Cruise Trip cancellationUp to $15,000Up to $15,000 Up to $15,000Up to $15,000
Loss/Damage of Baggage during cruise tripUp to $7,500Up to $7,000Up to $7,500Up to $8,000
Emergency medical evacuation UnlimitedUnlimitedUp to $1,000,000Up to $2,000,000

*All figures and estimated premium rates are accurate at the time of writing on 9 July 2024, based on a 4D3N single-trip plan to a country in Southeast Asia, and all information was last updated on 9 July 2024.

How to select cruise travel insurance?

Medical evacuation

Compared to a typical holiday, compensation for medical evacuation is important when you are travelling on a cruise. Medical facilities onboard a cruise are probably not as good as those available in hospitals, so you want to reach a hospital or medical facility as soon as possible during a medical emergency.

Protection against bad weather conditions

Also, being on a cruise ship means that you are more susceptible to weather conditions. You might want to look out for trip cancellation ahead of your travels, and purchase travel insurance as soon as you book your cruise holiday.

Coverage for island stops

You might be docking in different countries on a cruise ship. Make sure that your travel insurance provides coverage for all the stops you will be making.

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Compare travel insurance plans in Singapore

Check providers on MoneySmart to find the best travel insurance plan with COVID-19 coverage, lost baggage, medical emergencies, flight delays, pre-existing conditions, pregnancy claims and more.

Frequently Asked Questions

Do I need special travel insurance for a cruise trip?

Yes and No, most regular travel insurance plans cover cruises in Singapore, but if your travel lifestyle and health needs require more comprehensive coverage for your cruise trip, you can purchase additional coverage for cruise as an add-on, or go for a plan that includes more specific and tailored coverage for cruise travellers.

How much is travel insurance for a cruise trip?

Depending on the time of travel and the length of your cruise trip, it can range from $25 to $103 (according to the latest data as per the table above, last updated 9 July 2024), as per MoneySmart’s round-up of the Best Travel Insurance Plans With Cruise Coverage, a 4-day single trip.

Can you buy cruise insurance after booking?

As long as you are in Singapore waters, you can buy cruise insurance from a Singaporean insurer.