Get the Best HSBC Personal Loan Interest Rates for 2019 Now!

Updated 19 April 2019

Get the latest HSBC Personal Loan interest rates for Singapore on See how HSBC Personal Loan compares against other banks and apply instantly online.

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Loan Details

Processing Fee


Interest Rate (EIR 7.50% p.a.)


Processing Fee


Per Month

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Loan Details
Citizenship StatusSingaporean / PR
Minimum Annual Income$30,000
Maximum Loan Tenure7 years
Processing Fee$0
Repayment Summary
Principal Loan Amount$10,000
Monthly Instalments$311
Interest Rate (p.a)4%
Loan Tenure3 years
Total Amount Payable$11,200
Total Interest Payable$1,200

MoneySmart lists Personal Loan products that range between a minimum of 1 to a maximum of 7 years. The effective interest rate (EIR) of loan products on our site range from 8.5% p.a. to up to 20.0% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.

For example, you would need to pay S$316/month for a S$10,000 Personal Loan with a loan tenure of 3 years. This would equate to a total payment of S$11,376 over 3 years. Please view each Personal Loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).