Updated 16 December 2018
Get the latest HSBC Personal Loan interest rates for Singapore on MoneySmart.sg. See how HSBC personal loans compares against other banks and apply instantly online.
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Interest Rate (EIR 9% p.a.)
|Citizenship Status||Singaporean / PR|
|Minimum Annual Income||$30,000|
|Maximum Loan Tenure||7 years|
|Principal Loan Amount||$10,000|
|Interest Rate (per annum)||4.80%|
|Loan Tenure||3 years|
|Total Amount Payable||$11,440|
|Total Interest Payable||$1,440|
MoneySmart lists personal loan products that range between a minimum of 1 to a maximum of 7 years. The effective interest rate (EIR) of loan products on our site range from 8.5% p.a. to up to 20.0% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.
For example, you would need to pay S$316/month for a S$10,000 personal loan with a loan tenure of 3 years. This would equate to a total payment of S$11,376 over 3 years. Please view each personal loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).