Get the Best HSBC Personal Loan Interest Rates for 2019 Now!

Updated 27 June 2019

Get the latest HSBC Personal Loan interest rates for Singapore on See how HSBC Personal Loan compares against other banks and apply instantly online.

Edit Loan Details

Loan Details

HSBC's Personal Loan

HSBC's Personal Loan


Interest Rate
(EIR 7% p.a.)


Total Amount Payable


Processing Fee


Per Month

Key Features
  • Enjoy 3.7% p.a. interest rate with min. $30k annual income for 2 -4 years loan tenor
  • Enjoy 3.8% p.a. interest rate with min. $30k annual income for 1 year, or 5-7 years loan tenor
  • Minimum S$1,000 loan amount, up to S$200,000
  • Valid till 31 May 2019. Applications must be approved by 30 Jun 2019
Loan Details
Citizenship StatusSingaporean / PR
Minimum Annual Income$30,000
Maximum Loan Tenure7 years
Processing Fee$0
Repayment Summary
Principal Loan Amount$10,000
Interest Rate (p.a)3.70%
Loan Tenure3 years
Total Interest Payable$1,110
Total Amount Payable$11,110
Monthly Instalments$309

MoneySmart lists Personal Loan products that range between a minimum of 1 to a maximum of 7 years. The effective interest rate (EIR) of loan products on our site range from 8.5% p.a. to up to 20.0% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.

For example, you would need to pay S$316/month for a S$10,000 Personal Loan with a loan tenure of 3 years. This would equate to a total payment of S$11,376 over 3 years. Please view each Personal Loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).