Get the Best HSBC Personal Loan Interest Rates for 2018 Now!

Updated 16 December 2018

Get the latest HSBC Personal Loan interest rates for Singapore on See how HSBC personal loans compares against other banks and apply instantly online.

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Loan Details



Interest Rate (EIR 9% p.a.)


Processing Fee


Per Month

  • 1 minute in-principle approval
  • S$50 cash back + Processing fee waiver (worth S$88)
  • +1 more
Other Promotions
  • As low as 3.7% p.a. interest rate, with $80k min. annual income
Loan Details
Citizenship StatusSingaporean / PR
Minimum Annual Income$30,000
Maximum Loan Tenure7 years
Processing Fee$88
Repayment Summary
Principal Loan Amount$10,000
Monthly Instalments$318
Interest Rate (per annum)4.80%
Loan Tenure3 years
Total Amount Payable$11,440
Total Interest Payable$1,440

MoneySmart lists personal loan products that range between a minimum of 1 to a maximum of 7 years. The effective interest rate (EIR) of loan products on our site range from 8.5% p.a. to up to 20.0% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.

For example, you would need to pay S$316/month for a S$10,000 personal loan with a loan tenure of 3 years. This would equate to a total payment of S$11,376 over 3 years. Please view each personal loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).