Get the Best Citibank Personal Loan Interest Rates for 2019 Now!

Updated 27 June 2019

Get the latest Citibank Personal Loan interest rates for Singapore on See how Citibank Personal Loan compares against other banks and apply instantly online.

Edit Loan Details

Loan Details


EIR fixed at 7.5% p.a. for all tenures

Citibank Quick Cash

Citibank Quick Cash


Interest Rate
(EIR 8.50% p.a.)


Total Amount Payable


Processing Fee


Per Month

MoneySmart Exclusive: 3.99% p.a. is only valid for 3 years loan tenor and min. loan amount of $20kValid till 30 Jun 2019.
Key Features
  • No processing fees at all, which lowers your overall repayment sum
  • Applicable for all loan tenor and loan of $1k and above
Loan Details
Citizenship StatusSingaporean / PR
Minimum Annual Income$30,000
Maximum Loan Tenure5 years
Processing Fee0%
Repayment Summary
Principal Loan Amount$10,000
Interest Rate (p.a)4.55%
Loan Tenure3 years
Total Interest Payable$1,365
Total Amount Payable$11,365
Monthly Instalments$316

MoneySmart lists Personal Loan products that range between a minimum of 1 to a maximum of 7 years. The effective interest rate (EIR) of loan products on our site range from 8.5% p.a. to up to 20.0% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.

For example, you would need to pay S$316/month for a S$10,000 Personal Loan with a loan tenure of 3 years. This would equate to a total payment of S$11,376 over 3 years. Please view each Personal Loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).