Get the Best Citibank Personal Loan Interest Rates for 2019 Now!

Updated 19 April 2019

Get the latest Citibank Personal Loan interest rates for Singapore on See how Citibank Personal Loan compares against other banks and apply instantly online.

Edit Loan Details

Loan Details

Processing Fee


Interest Rate (EIR 8.50% p.a.)


Processing Fee


Per Month

MoneySmart Exclusive: 3.99% p.a. is only valid for 3 years loan tenor and min. loan amount of $20k
Loan Details
Citizenship StatusSingaporean / PR
Minimum Annual Income$30,000
Maximum Loan Tenure5 years
Processing Fee0%
Repayment Summary
Principal Loan Amount$10,000
Monthly Instalments$316
Interest Rate (p.a)4.55%
Loan Tenure3 years
Total Amount Payable$11,365
Total Interest Payable$1,365

MoneySmart lists Personal Loan products that range between a minimum of 1 to a maximum of 7 years. The effective interest rate (EIR) of loan products on our site range from 8.5% p.a. to up to 20.0% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.

For example, you would need to pay S$316/month for a S$10,000 Personal Loan with a loan tenure of 3 years. This would equate to a total payment of S$11,376 over 3 years. Please view each Personal Loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).