Compare the Latest Citibank Credit Card Promotions in Singapore 2018

Updated June 2018

Find the latest Citibank credit card promotions in Singapore. Get free luggage, cash rebates, bonus miles and other attractive gifts when you sign up for these credit cards.

Other Promo Cards
Citi PremierMiles Visa Card
Citi PremierMiles Visa Card

S$1 = 1.2 Miles

Local Spend

S$1 = 2 Miles

Overseas Spend

S$1 = Up to 7 Miles

Selected Online Hotel and Flight bookings

  • Get 4 Citi Miles with Apple Pay
  • +1 more

Other Promotions

  • Get S$120 Cashback

Promo Features

  • Apply through MoneySmart between 11 May 2018 - 30 Jun 2018 and get a free S$150 NTUC FairPrice or Takashimaya Voucher. Valid for New-to-Bank customers only
  • Get S$120 Cash Back when you spend at least S$200 a month for 6 months
  • Get up to 4 Citi Miles per S$1 spent on Apple Pay, excludes other promotional earn rates, valid till 31 Jul 2018. Citi Miles earned under this Promotion will not expire.

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
Complementary
Fee Waiver
1 year annual fee waiver for basic and perpetual fee waiver for all supplementary cards
Annual Interest Rate
26.90%

Eligibility

Singaporean Minimum Income
$50,000
Non-Singaporean Minimum Income
$50,000
Citibank SMRT Card
Citibank SMRT Card

5%

Cash Back at Selected Grocery Stores

S$600

Cash Back Cap per year

S$300

Min. Spend per month

  • Get 5% Cash Back with Apple Pay
  • +1 more

Other Promotions

  • Get S$120 Cashback

Promo Features

  • Apply through MoneySmart between 11 May 2018 - 30 Jun 2018 and get a free S$150 NTUC FairPrice or Takashimaya Voucher. Valid for New-to-Bank customers only
  • Get S$120 Cash Back when you spend at least S$200 a month for 6 months
  • 5% Cash Back per S$1 spent with your Citi Card on Apple Pay, excluding Petrol, Groceries, and Dining merchants. Capped at S$25/statement month, valid till 31 Jul 2018

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
96.3
Fee Waiver
2 years fee waiver for Principal and two (2) Supplementary cards
Annual Interest Rate
26.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$42,000
Citi Rewards Card
Citi Rewards Card

S$1= 10X Points

on Bags, Shoes, Clothes (Online + Retail)

S$1 = 1 Point

on All Other Spend

1 Point = 0.4 Miles

Rewards to Miles Conversion

  • Get 20X Rewards Points with Apple Pay
  • +1 more

Other Promotions

  • Get S$120 Cashback

Promo Features

  • Apply through MoneySmart between 11 May 2018 - 30 Jun 2018 and get a free S$150 NTUC FairPrice or Takashimaya Voucher. Valid for New-to-Bank customers only
  • Get S$120 Cash Back when you spend at least S$200 a month for 6 months
  • 20X Rewards Points per S$1 spent on Apple Pay, excludes other promotional earn rates, no cap on bonus points. Valid till 31 Jul 2018

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
96.3
Fee Waiver
First year fee waived for Principal and two (2) Supplementary cards
Annual Interest Rate
26.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$42,000
Citi M1 Card
Citi M1 Card

Up to 10%

Cash Back on Recurring M1 Bills

S$30

Cash Back Cap per month

S$300

Min. Spend per month on Recurring M1 Bills

Promo Features

  • iLite+, Lite+, mySIM+20, SurfReg- 4GB^ / 2GB*
  • iReg, Reg, mySIM+30- 6GB^ / 3GB*
  • iReg+, Reg+, mySIM+45, SurfMax- 8GB^ / 4GB*
  • iMax, Max, mySIM+75- 12GB^ / 6GB*
  • iMax+, Max+, mySIM+125- 24GB^ / 12GB*
  • ^New Citi Cardmembers, *Existing Citi Cardmembers who apply for Citi M1 Card

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
96.3
Fee Waiver
1 year fee waiver for Principal and two Supplementary Cards
Annual Interest Rate
26.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$42,000
All results loaded

What Are Credit Card Promotions?

We all have that one relative or friend who swears by credit card sign-up promotions. Every time you see them, they seem to have a new piece of Samsonite luggage for their collection or a wad of Takashimaya vouchers to blow.

Unlike with rewards or miles credit cards, such introductory promotions typically do not require you to accumulate and redeem points. Instead, banks offer attractive sign-up gifts like branded luggage to entice new customers. The credit card itself can be any sort of card.

Types of Credit Card Promotions

Here are 3 common types of promotions offered by credit cards in Singapore:

Free Gifts

Promotional freebies that await when you sign up for a credit card. Apart from that perennial favourite – free luggage – there are also variations such as free mobile data and free petrol. Some credit cards also offer the chance to win bigger-ticket prizes such as package holidays or limited edition branded goods.

Welcome Miles/points

Miles credit cards or rewards credit cards will sometimes sweeten the deal for newcomers with a big bunch of points in the first few months of card usage. These often come with substantial minimum spends.

Cashback Promotions

Some cashback credit cards offer a big cash rebate, e.g. $100 cashback, upon successful application or the first spend on that card. Check if there is a minimum spend or any other catch before you jump at the chance to get free money.

More From The MoneySmart Blog

Check out our blog for more personal finance tips and insights.

Frequently Asked Questions

What kind of credit card promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest promotions and keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.