We found 3 Credit Cards for you!
Get S$300 Cash via PayNow
- on Online Spend*
- S$1= 10X Points
- on Shopping Spend
- S$1= 10X Points
- on All Other Spend
- S$1 = 1 Point
Moneysmart Exclusive: Get S$300 Cash via PayNow! Applies to new to bank customers. Valid till 29 Feb 2020.
Online Shopping Features
- 10X Rewards on all online purchases (excludes travel-related transactions). Bank's T&Cs apply
- 10X Rewards on Ride-haling, Shopping and Online spends. T&Cs apply
- 10X Rewards capped at 10,000 Points per statement month
- 10X Rewards = 4 Miles
- S$1 spent = 1 Rewards point (All other spend). No minimum spend required, no cap
Annual Interest Rate and Fees
| Annual Interest Rate | 26.90% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | S$96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period | 25 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$42,000 |
Rewards Redemption Documents
| Claim Form | Claim Here |
|---|---|
| Terms and Conditions | Check Eligibility |
| Promo Validity | Click Here |
Wireless Payment
| Visa payWave | |
|---|---|
| MasterCard PayPass | |
| Google Pay | |
| Apple Pay | |
| Samsung Pay |
Card Association
| Mastercard | |
|---|---|
| Visa | |
| American Express |
- on Lazada (Valid till 29 Feb 2020)
- 12X Reward Points
- on Lazada
- 4 Free Shipping per Month
- Capped per Statement Month
- 10,000 Points
- Get S$150 Lazada Vouchers + 1 year LiveUp Membership (worth S$59.90)
Online Shopping Features
- 12X Reward Points on purchases on Lazada (Valid until 29 Feb 2020)
- Earn 1X Reward Points on everything else, no cap
- Accelerated Rewards capped at a maximum of 10,000 Points per statement month. Bank's T&Cs apply
- Enjoy complimentary shipping rebates with min. spend of S$50 per transaction on Lazada, capped at 4 shipping rebates per calendar month. T&Cs apply.
Annual Interest Rate and Fees
| Annual Interest Rate | 26.90% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | S$96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period | 25 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$42,000 |
Rewards Redemption Documents
| Terms and Conditions | Check Eligibility |
|---|
Wireless Payment
| Visa payWave | |
|---|---|
| MasterCard PayPass | |
| Google Pay | |
| Apple Pay | |
| Samsung Pay |
Card Association
| Mastercard | |
|---|---|
| Visa | |
| American Express |
Get S$120 Cashback!
- Cash Back on Online Spends
- 3%
- Cash Back Cap per year
- S$600
- Min. Spend per month
- S$300
Online Shopping Features
- Up to 3% savings on Online Shopping*. 2.7% + 0.3% (if monthly card spend is at least $300)
- *Excludes all travel-related merchants worldwide - Airlines, Air Carriers, Car Rental Agencies, Lodging, Travel Agencies & Tour Operators, Passenger Railways, Taxicabs & Limousines, Bus Lines, Steamship & Cruise Lines and Other Transportation Services, Direct Marketing Travel-Related Arrangement Services
- Savings awarded in SMRT$, capped at 600 SMRT$ every 12 month period
Annual Interest Rate and Fees
| Annual Interest Rate | 26.90% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | S$96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period | 25 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$42,000 |
Wireless Payment
| Visa payWave | |
|---|---|
| Samsung Pay |
Card Association
| Visa |
|---|