- Cash Back on Eligible Spend
- 1.6%
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
Get S$350 Cash or 5,040 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) in as fast as 5 weeks when you spend S$500 within 30 days. Get an additional S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints. That’s a total of 12,280 SmartPoints, which you can use to redeem an Apple iPad Air Wi-Fi (11-inch, 128GB) (worth S$899) from our Rewards Store today!

- Cash Back on Groceries
- Up to 6%
- Total Cash Back Cap
- S$80
- Min. Spend to unlock the 6% Cashback
- S$800
Get S$350 Cash or 5,040 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) in as fast as 5 weeks when you spend S$500 within 30 days. Get an additional S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints. That’s a total of 12,280 SmartPoints, which you can use to redeem an Apple iPad Air Wi-Fi (11-inch, 128GB) (worth S$899) from our Rewards Store today!

- on Online Purchases, Groceries, Taxi, Ride-hailing & Public Transport
- 5% Savings
- on Other Retail Spend
- 0.3% Savings
- Min. Spend per month to earn max rebates
- S$500
Get S$370 Cash or 5,040 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) in as fast as 5 weeks when you spend S$500 within 30 days. Get an additional S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints. That’s a total of 12,280 SmartPoints, which you can use to redeem an Apple iPad Air Wi-Fi (11-inch, 128GB) (worth S$899) from our Rewards Store today!
