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Citi Rewards Card

49,200 Total Points Per Year
Citi Rewards Card Must Have Card
49,200 Total Points Per Year

Annual Fees and Rates

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee $96.30 per year
  • Fee Waiver First year fee waived for Principal and two (2) Supplementary cards
  • Annual Interest Rate 28%


  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $42,000 per year

Things to look out for

  • Rewards points are earned as Citi Dollars
  • Monthly expenditure cap of $1,000 for bonus categories
  • No cap for all other categories
  • Redeem points through the Citi ThankYou Rewards programme
More Details

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Having all the various details of the different cards available in one site was a great way for me to decide on which was best for me. I felt better applying for a credit card as MoneySmart's comparison tools narrowed down the best card for my lifestyle

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I did not know what I needed to consider when applying for a credit card until I used to compare the different products. Not only did I manage to sign up for a new card through the site, I now understand what credit card points can do for me as a user

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