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  1. Home
  2. Home Loan
  3. Stamp Duty Calculator

Stamp Duty Calculator

Curious about the other costs involved when purchasing a property?

Depending on your status, you may need to pay for Additional Buyer’s Stamp Duty (ABSD) on top of the Buyer’s Stamp Duty (BSD) that you’re required to pay. Find out how much you need to set aside for document taxes with our Stamp Duty Calculator.

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Rates and fees as of February 27

These home loan recommendations are based on the information entered above. The results do not include other factors such as lock-in period. To learn more about your true savings, get in touch with one of our mortgage specialists.

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Frequently Asked Questions

What is Buyer’s Stamp Duty (BSD) in Singapore?

The Buyer’s Stamp Duty, or BSD, is a tax that every home buyer has to pay when they purchase a property. The amount you have to pay depends on the property price. The more expensive the property, the higher the tax. For residential properties, you will be charged 1% for the first $180,000, 2% for the next $180,000, 3% for the next $640,000, and 4% for the remaining amount. The amount you have to pay is rounded down to the nearest dollar.

What is Additional Buyer’s Stamp Duty (ABSD)?

Unlike the Buyer’s Stamp Duty, the Additional Buyer’s Stamp Duty, or ABSD, is a kind of tax on the purchase of a residential property in Singapore that only affects Singapore Permanent Residents and foreigners, or Singapore Citizens who are buying more than one property. For Singapore Citizens, they will be charged 12% for the second property purchase and 15% for the third & subsequent property purchase. For Singapore Permanent Residents, they will be charged 5% for the first property purchase and 15% for the second & subsequent property purchase. For foreigners, they will be charged 20% for each property purchase. Do note that ABSD is on top of BSD.

How to calculate stamp duty?

First, determine your nationality and the total sum you will be paying for your property. If you are a Singaporean, you pay 1% for the first $180,000, 2% for the next $180,000, 3% for the next $640,000, and 4% for the remaining amount. Too complicated? Key in your property’s details in the calculator above and let it do its magic.

When and how to pay stamp duty?

Stamp duty should be paid within 14 days after the sale and purchase agreement or tenancy agreement is signed.

Who pays stamp duty?

As the name explicitly states, the Buyer’s Stamp Duty is paid by the buyer. On the other hand, where there is a Seller Stamp Duty, it will be paid by the seller.

Can stamp duty be paid by CPF?

You can use your CPF OA money to pay stamp duty, legal fees and other administrative charges. Please note that due to the short timeline to have to pay BSD/ABSD, you have to pay in cash first and get reimbursed later via CPF as CPF board is unable to disbursed within the stipulated time frame.

Who should pay for stamp duty in a rental agreement?

The tenant pays the stamp duty for rental agreements. The amount is dependent on the monthly rent, as well as the duration of the lease. Generally, the guideline is 0.4% of total rent payable for the lease period.

Is there ABSD remission for a married couple?

If the couple does not own any property, there is no need for remission and there is no ABSD if Singaporeans. Remission is for married couple selling away their first home but buying a second home first. They need to fulfil the conditions to qualify for the remissions. However, they have to pay the ABSD first.
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