Get the Best Travel Insurance in Singapore 2021

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Traveling to Thailand 06 Dec 2021 - 08 Dec 2021
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We found 31 Travel Insurances for you!
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FWD logo

Total Premium

S$18.75

25% OffS$25
Online Promo
Add-on Covid-19 coverage | Lowest premium

FWD First

Med. Coverage (Overseas)
S$1,000,000
Trip Cancellation
S$15,000
Loss/Damage of Baggage
S$7,500
Total Premium
S$2525% Off
S$18.75
Online Promo:
Enjoy 30% discount on all FWD travel insurance!
Valid until 12 Dec 2021 - See more details below
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S$1mil overseas medical cover & easy claim. Get COVID-19 add-on for S$1k pre trip & S$100k during/post trip cover. T&Cs apply. Protected up to specified limits by SDIC.
S$1mil overseas medical cover & easy claim. Get COVID-19 add-on for S$1k pre trip & S$100k during/post trip cover. T&Cs apply. Protected up to specified limits by SDIC. image
S$1mil overseas medical cover & easy claim. Get COVID-19 add-on for S$1k pre trip & S$100k during/post trip cover. T&Cs apply. Protected up to specified limits by SDIC. image
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MSIG logo

Total Premium

S$49.60

20% OffS$62
MoneySmart Exclusive
Covers for cover-19 per single trip

MSIG TravelEasy Premier

Med. Coverage (Overseas)
S$1,000,000
Trip Cancellation
S$15,000
Loss/Damage of Baggage
S$7,500
Total Premium
S$6220% Off
S$49.60

Get $10 cash via PayNow, a Free Polymerase Chain Reaction (PCR) test worth $138 for Annual Trip plans, and 20% off when you purchase through MoneySmart!

Valid until 31 Dec 2021 - See more details below
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Allianz Travel logo

Total Premium

S$82

Covers Covid-19 | Best medical coverage

Allianz Travel Comprehensive Platinum

Med. Coverage (Overseas)
Unlimited
Trip Cancellation
S$25,000
Loss/Damage of Baggage
S$15,000
Total Premium
S$82
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AXA logo

Total Premium

S$46.24

Covers Covid-19 | Best Overall Coverage

AXA SmartTraveller Comprehensive

Med. Coverage (Overseas)
S$600,000
Trip Cancellation
S$12,000
Loss/Damage of Baggage
S$10,000
Total Premium
S$46.24
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Aviva logo

Total Premium

S$24.52

Covers for Covid-19!

Aviva Travel Lite

Med. Coverage (Overseas)
S$250,000
Trip Cancellation
S$5,000
Loss/Damage of Baggage
S$3,000
Total Premium
S$24.52
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Sompo logo

Total Preium

S$38

Covers Covid-19 | Best Value for money

Sompo Travel (COVID-19) Superior

Med. Coverage (Overseas)
S$400,000
Trip Cancellation
S$10,000
Loss/Damaged Baggage
S$1,000
Total Preium
S$38
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AIG logo

Premium

S$77

Covers for Covid-19

AIG Travel Guard® Direct - Supreme

Overseas Medical Expenses
S$2,500,000
Travel Cancelation / Postponement
S$15,000
Loss/Damage of Personal Baggage
S$10,000
Premium
S$77
Apply Now
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Starr logo

Total Premium

S$25.35

35% OffS$39
MoneySmart Exclusive
Covers for Covid-19

Starr TraveLead Comprehensive Gold

Med. Coverage (Overseas)
S$1,000,000
Trip Cancellation
S$15,000
Loss/Damage of Baggage
S$7,500
Total Premium
S$3935% Off
S$25.35

Get $10 Cash via PayNow and up to 35% off when you purchase through MoneySmart!

Valid until 31 Jan 2022 - See more details below
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FWD logo

Total Premium

S$16.50

25% OffS$22
Online Promo
Add-on Covid-19 coverage | Lowest premium

FWD Business

Med. Coverage (Overseas)
S$500,000
Trip Cancellation
S$10,000
Loss/Damage of Baggage
S$5,000
Total Premium
S$2225% Off
S$16.50
Online Promo:
Enjoy 30% discount on all FWD travel insurance!
Valid until 12 Dec 2021 - See more details below
Apply Now
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MSIG logo

Total Premium

S$25.60

20% OffS$32
MoneySmart Exclusive
Covers for cover-19 per single trip

MSIG TravelEasy Standard

Med. Coverage (Overseas)
S$250,000
Trip Cancellation
S$5,000
Loss/Damage of Baggage
S$3,000
Total Premium
S$3220% Off
S$25.60

Get $10 cash via PayNow, a Free Polymerase Chain Reaction (PCR) test worth $138 for Annual Trip plans, and 20% off when you purchase through MoneySmart!

Valid until 31 Dec 2021 - See more details below
Apply Now
More Details
Allianz Travel logo

Total Premium

S$64

Covers Covid-19 | Best medical coverage

Allianz Travel Comprehensive Silver

Med. Coverage (Overseas)
S$1,000,000
Trip Cancellation
S$15,000
Loss/Damage of Baggage
S$12,000
Total Premium
S$64
Apply Now
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Sompo logo

Total Premium

S$29

Covers Covid-19 | Best Value for money

Sompo Travel (COVID-19) Essential

Med. Coverage (Overseas)
S$200,000
Trip Cancellation
S$5,000
Loss/Damage of Baggage
S$1,000
Total Premium
S$29
Apply Now
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FWD logo

Total Premium

S$10.50

25% OffS$14
Online Promo
Add-on Covid-19 coverage | Lowest premium

FWD Premium

Med. Coverage (Overseas)
S$200,000
Trip Cancellation
S$7,500
Loss/Damage of Baggage
S$3,000
Total Premium
S$1425% Off
S$10.50
Online Promo:
Enjoy 30% discount on all FWD travel insurance!
Valid until 12 Dec 2021 - See more details below
Apply Now
More Details
MSIG logo

Total Premium

S$35.20

20% OffS$44
MoneySmart Exclusive
Covers for cover-19 per single trip

MSIG TravelEasy Elite

Med. Coverage (Overseas)
S$500,000
Trip Cancellation
S$10,000
Loss/Damage of Baggage
S$5,000
Total Premium
S$4420% Off
S$35.20

Get $10 cash via PayNow, a Free Polymerase Chain Reaction (PCR) test worth $138 for Annual Trip plans, and 20% off when you purchase through MoneySmart!

Valid until 31 Dec 2021 - See more details below
Apply Now
More Details
Starr logo

Total Premium

S$20.15

35% OffS$31
MoneySmart Exclusive
Covers for Covid-19

Starr TraveLead Comprehensive Silver

Med. Coverage (Overseas)
S$500,000
Trip Cancellation
S$10,000
Loss/Damage of Baggage
S$5,000
Total Premium
S$3135% Off
S$20.15

Get $10 Cash via PayNow and up to 35% off when you purchase through MoneySmart!

Valid until 31 Jan 2022 - See more details below
Apply Now
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Allianz Travel logo

Total Premium

S$54

Covers Covid-19 | Best medical coverage

Allianz Travel Comprehensive Bronze

Med. Coverage (Overseas)
S$1,000,000
Trip Cancellation
S$15,000
Loss/Damage of Baggage
S$7,000
Total Premium
S$54
Apply Now
More Details
Starr logo

S$15.60

35% OffS$24
MoneySmart Exclusive
Covers for Covid-19

Starr TraveLead Comprehensive Bronze

Med. Coverage (Overseas)
S$200,000
Trip Cancellation
S$5,000
Loss/Damage of Baggage
S$3,000
S$2435% Off
S$15.60

Get $10 Cash via PayNow and up to 35% off when you purchase through MoneySmart!

Valid until 31 Jan 2022 - See more details below
Apply Now
More Details
AXA logo

Total Premium

S$33.72

Covers Covid-19 | Best Overall Coverage

AXA SmartTraveller Essential

Med. Coverage (Overseas)
S$300,000
Trip Cancellation
S$6,000
Loss/Damage of Baggage
S$5,000
Total Premium
S$33.72
Apply Now
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ERGO logo

Total Premium

S$17

ERGO TravelProtect Essential

Med. Coverage (Overseas)
S$200,000
Trip Cancellation
S$10,000
Loss/Damage of Baggage
S$3,000
Total Premium
S$17
Apply Now
More Details
AIG logo

Premium

S$52

Covers for Covid-19

AIG Travel Guard® Direct - Enhanced

Overseas Medical Expenses
S$1,000,000
Travel Cancelation / Postponement
S$10,000
Loss/Damage of Personal Baggage
S$5,000
Premium
S$52
Apply Now
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Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Best Travel Insurance in Singapore 2021

Best forTravel Insurance PlanPrice for 1 week (ASIA)
Deals & PromotionsAllianz Global Assistance Bronze$54
Price SensitiveEtiqa Basic$19
Comprehensive CoverageTokio Marine TM Explora Classic$36
Adventure Activities (coverage vs ability to claim) Tokio Marine TM Explora Premier$46.80
Pre-Existing Conditions MSIG TravelEasy Pre-Ex Standard$77
Highest Overseas Medical Coverage AIG Travel Guard Premier $136
Good ValueFWD Business$42
Traveling While Pregnant Allianz Global Assistance Bronze$54
Frequent Travellers (Annual Policy) American Express My VoyageGuard Essential$220
Great Claims Experience MSIG Travel Insurance$55

How Do I Choose The Best Travel Insurance?

When choosing the considering travel insurance plans for your holiday, there are several factors to consider depending on your priorities.

Step 1

Check General Coverage

Instead of deciding solely by price, you should compare the benefits and reimbursement limits for common claims like medical expenses, trip cancellations, flight delays and baggage theft and/or damage.

Step 2

Compare Policy Premiums

How much your travel insurance costs depends on your destination and length of stay. Most travel insurance companies have 2 to 3 tiers of plans at different price points, with varying comprehensiveness and reimbursement limits.

Step 3

Special Activities Coverage

The breadth of coverage needed largely depends on your itinerary. For instance, if you’re planning to go skydiving, make sure you get a policy that covers aerial sports. Or if you’re going golfing overseas, pick a policy that insures your equipment.

Annual Travel Insurance vs Single Trip Plans

As their names suggest, single trip plans cover you for just one trip, while annual travel insurance covers you for all trips (under 180 days) for an entire year. So if you’re a frequent traveler, an annual plan may help you save cost and hassle. In general, if you fly at least 7 or 8 times yearly, even to nearby destinations like Bangkok and Indonesia, you will benefit from annual travel insurance. If you plan to go further away (like to Europe or the U.S.), 2 or 3 trips may already be enough for you to see savings.

Travel Insurance Claims

Another thing to consider is how convenient or easy it is to file your claims. Some travel insurance providers have digital portals and online forms, while others require you mail your submission to their office. Depending on what you’re claiming for, you will also need to submit your claim with supporting documents as proof. Typically, you must produce your flight itinerary, as well as a formal report of some sort. This includes a police report for lost belongings and accidents, medical report for medical expenses and airline letter for flight delays.

What our clients say about our service

<p>“I have taken part in several marathons overseas, and it was becoming a chore to have to keep reminding myself that I needed to get travel insurance before every trip. Browsing Moneysmart.sg's travel insurance comparison page helped me find an annual policy that worked the best for me. I compared several annual coverage plans and settle on the one that was in the price range I preferred.”</p>
Samantha Quah
Samantha QuahResearch Assistant

Frequently Asked Questions

What is Travel Insurance and how does it help me?

Travel insurance helps protect you from risks while you are travelling overseas. Travel insurance includes Personal Accident Coverage, Medical Coverage. Travel Inconvenience as well as Theft and Loss of Baggage.

If you are travelling overseas you should definitely get a travel insurance plan as it’s relatively cheap and can protect you from unnecessary cost and risk.

What's the difference between Single Trip or Annual Travel Insurance?

When you buy travel insurance you can choose from 2 types of policies. Single Trip and Annual Cover.

  • Single Trip Travel Insurance covers you for a single trip that originates and ends in Singapore.
  • Annual Travel Insurance covers you for all trips starting and ending in Singapore. Each trip generally should be for less than 180 days.

You should consider buying Annual Travel Insurance if you travel frequently (more than 10 times a year). You will enjoy significant savings, and you wont have to worry about purchasing travel insurance every single time as you’ll be covered for the entire year.

Are Family Travel Insurance Plans Cheaper?

Most insurers offer cheaper premium rates if you purchase your Travel Insurance as a Family.

Can I buy Travel Insurance once I’m overseas?

No. Travel insurance has to be purchased before your trip commences. If you buy travel insurance after your trip commences and you try and make a claim, your insurer may not honour your claim.

You should buy your travel insurance after you’ve booked your tickets as travel insurance also protects you from trip cancellation.

How do I compare travel insurance policies?

Travel insurance is relatively simple insurance product. All travel insurance policies will cover you for personal accident, medical and travel inconvenience. However, if you intend to rent a car or participate in underwater sports like snorkeling or diving, you might want to get a travel insurance policy that provides those additional features. Compare Travel Insurance Plans on MoneySmart and find the one with the best price and coverage level for you!