Best Shopping Credit Cards 2026

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We found 49 credit cards for you!

Up to 8% Cashback | Instant Activation*
HSBC Live+ Card image
HSBC Live+ Card
8% Cashback*
on Dining, Shopping and Entertainment
5% Cashback*
on fuel at Caltex and Shell gas stations in Singapore
0.3% Cashback*
on All Other Spends

APPLY NOW for HSBC Live+ Card
on HSBC's secure site
FASTER REWARD FULFILMENT | 10X POINTS FOR SPENDS
Citi Rewards Card image
Citi Rewards Card
S$1= 10X Points
on Online Grocery, Food Delivery, Ride-Hailing
S$1= 10X Points
for in-store shopping purchases at Department Store, Clothing Stores
S$1= 1X Point
for all other purchases

APPLY NOW for Citi Rewards Card
on Citibank's secure site
Cashback Credit Card by Trust image
Cashback Credit Card by Trust
Up to 15% Cashback
on your preferred category
Up to 1% Unlimited Instant Cashback
on all eligible spend (including preferred category)*
0%
FX Fees

APPLY NOW for Cashback Credit Card by Trust
on Trust Bank's secure site
High Spend on Dining
OCBC 365 Credit Card image
OCBC 365 Credit Card
5%
Cashback on Everyday Dining
Unlock up to $160 Cashback
with min. spend of $1,600 per month
$80 Cashback per month
with min. spend of $800 per month

APPLY NOW for OCBC 365 Credit Card
on OCBC's secure site
FASTER REWARD FULFILMENT | EARN UP TO 5% SMRT$
Citi SMRT Card image
Citi SMRT Card
5% Savings
on Online Purchases, Groceries, Taxi, Ride-hailing, SimplyGo & Malaysia Ringgit Spend
0.3% Savings
on Other Retail Spend
S$500
Min. Spend per statement month to earn max rebates

APPLY NOW for Citi SMRT Card
on Citibank's secure site
1.5% Unlimited Cashback
Standard Chartered Simply Cash Credit Card image
Standard Chartered Simply Cash Credit Card
1.5% Cashback
on eligible spends
S$0
Min Spend
Unlimited
Cashback Cap

APPLY NOW for Standard Chartered Simply Cash Credit Card
on Standard Chartered's secure site
Earn 1.6% unlimited cashback
OCBC INFINITY Cashback Card image
OCBC INFINITY Cashback Card
Earn 1.6% Cashback
on eligible transactions
S$0
Min. Spend
Unlimited
Cashback Cap

APPLY NOW for OCBC INFINITY Cashback Card
on OCBC's secure site
FASTER REWARD FULFILMENT | UNLIMITED 1.6% CASHBACK
Citi Cash Back+ Card image
Citi Cash Back+ Card
1.6%
Cash Back on Eligible Spend
S$0
Min. Spend per month
Unlimited
Cash Back Cap

APPLY NOW for Citi Cash Back+ Card
on Citibank's secure site
Earn up to 6 miles per S$1 spent
OCBC Rewards Credit Card image
OCBC Rewards Credit Card
Earn 15 OCBC$ (equivalent to 6 air miles)
for every S$1 spent at Watsons and certain online shopping platforms
S$1 = 1 OCBC$
on All Other Spend
S$10 Robinsons Voucher
with 3,500 OCBC$

APPLY NOW for OCBC Rewards Credit Card
on OCBC's secure site
Enjoy up to 10% Cashback!
UOB One Card image
UOB One Card
Up to 10%
cashback on daily spend at McDonald's, Grab, SimplyGo & Shopee
Up to 8%
cashback at all grocery spend
Up to S$2,240
cashback cap a year

APPLY NOW for UOB One Card
on UOB's secure site
Earn up to 2.5% Cashback | Instant Activation*
HSBC Advance Credit Card image
HSBC Advance Credit Card
1.5%
Base Cashback
2.5%
Cashback when you spend more than S$2,000
S$70
Cashback Cap per month

APPLY NOW for HSBC Advance Credit Card
on HSBC's secure site
Earn up to 2% unlimited cashback!
CIMB World Mastercard image
CIMB World Mastercard
Up to 2%
Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
S$1,000
Min. spend per month to qualify for 2% Cashback
Unlimited
Cash Rebate cap

APPLY NOW for CIMB World Mastercard
on CIMB's secure site
Up to 30k Miles Offer
Standard Chartered Journey Credit Card (Annual Fee Payable) image
Standard Chartered Journey Credit Card (Annual Fee Payable)
S$1 = 3 Miles
on Food Delivery & Online Grocery merchants
S$1 = 2 Miles
for all Eligible Foreign Spends
S$1 = 1.2 Miles
for all Eligible Local Spends

APPLY NOW for Standard Chartered Journey Credit Card (Annual Fee Payable)
on Standard Chartered's secure site
Up to 10% Cashback
UOB EVOL Credit Card image
UOB EVOL Credit Card
10% Cashback
on Local Online, Mobile Contactless, Telco, Gym, Streaming spend
0%
FX Fees on overseas FX spend worldwide, with no min spend, no cap
S$800
Min. Spend per month for 10% cashback

APPLY NOW for UOB EVOL Credit Card
on UOB's secure site
FASTER REWARD FULFILMENT | UP TO 8% CASHBACK
Citi Cash Back Card image
Citi Cash Back Card
Up to 8%
Cash Back on Groceries, Petrol & Private Commute
S$80
Total Cash Back Cap, per month
S$800
Min. Spend to unlock the 8% Cashback

APPLY NOW for Citi Cash Back Card
on Citibank's secure site
Annual Fee Waived
Standard Chartered Journey Credit Card (No Annual Fee) image
Standard Chartered Journey Credit Card (No Annual Fee)
S$1 = 3 Miles
on Food Delivery & Online Grocery merchants
S$1 = 2 Miles
for all Eligible Foreign Spends
S$1 = 1.2 Miles
for all Eligible Local Spends

APPLY NOW for Standard Chartered Journey Credit Card (No Annual Fee)
on Standard Chartered's secure site
UOB Visa Signature Card image
UOB Visa Signature Card
4 miles per S$1
on Overseas Transactions
4 miles per S$1
on Petrol, Contactless Transactions
4 miles per S$1
on SimplyGo Transactions

APPLY NOW for UOB Visa Signature Card
on UOB's secure site
Earn Cash Rebates that Never Expire
POSB Everyday Card image
POSB Everyday Card
Up to 5%
Cash Rebates at POPULAR
Up to 5%
Cash Rebates on Online Shopping
Up to 3%
Cash Rebate at Pet Lovers Centre

APPLY NOW for POSB Everyday Card
on POSB's secure site
Ideal for Dining and Lifestyle
American Express Platinum Credit Card image
American Express Platinum Credit Card
10 Membership Rewards Points
for every full S$1.60 spend at participating Platinum 10Xcelerator Partners
2 Membership Rewards Points
for every full S$1.60 on All Other Eligible Spend
90 days
Purchase Protection*

APPLY NOW for American Express Platinum Credit Card
on American Express's secure site
Up to 10 Miles per S$1 spent
UOB Lady's Card image
UOB Lady's Card
S$5 = 1X UNI$ (or 0.4 miles per S$1)
Base Earn Rate
S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
Category of Choice
S$0
Min. Spend

APPLY NOW for UOB Lady's Card
on UOB's secure site

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Best Online Shopping Credit Cards in Singapore

Online shopping credit card Earn rateReward categories
Online shopping credit cardCitibank Rewards Card Earn rate S$1 = 4 milesReward categories Online shopping (excl. travel)
Online shopping credit cardDBS Woman’s World Card Earn rate S$1 = 4 milesReward categories All online spending

Citibank Lazada Card

An obvious choice for loyal Lazada shoppers, the Citi Lazada credit card gives its users free LiveUp membership, shipping rebates, plus a whopping 12X rewards points (4.8 miles per S$1) on Lazada purchases until Feb 2020 (10X thereafter). But it excludes RedMart purchases and most other online shopping.

Citibank Rewards Card

For online shoppers who don’t want to be tied down to a specific site, the Citibank Rewards Card is a better choice. It offers 10X rewards (4 miles per S$1 spent) on all online shopping, including Grab and food delivery apps but excluding travel bookings. Bonus points capped at S$1,000 of online spending a month.

DBS Woman’s World Card

Higher earners and spenders may wish to consider the DBS Woman’s World Card, which has an S$80,000 annual income requirement (and is open to men too). It also offers 10X rewards (or 20 miles per S$5 spent) on a huge range of online shopping and purchases, including travel, capped at S$2,000 a month.

Discover Other Best Credit Cards For Online Shopping Here!

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Miles, rewards or cashback: Which is best for online shoppers?

Not sure which type of credit card you should choose for online shopping? It all depends on how you like to be rewarded, and your spending habits. Generally, cashback credit cards are best for regular, consistent spending, such as groceries, petrol, bills and so on. This is because they either have a minimum spending requirement or a cashback cap, or both. Rewards cards, on the other hand, are more flexible. There is no minimum spending requirement, and you can exchange the rewards points for miles or vouchers once you have accumulated enough. However, most rewards cards have a monthly expenditure cap of S$1,000, so they are not suitable for big spenders. Air miles cards tend to have less attractive earn rates than rewards cards for online shopping. However, if most of your online spending is on travel bookings, consider miles cards that offer promotional earn rates with partner sites like Agoda, Expedia, etc.

What about credit card online shopping promotions?

Apart from these credit cards’ rebates or rewards structure, you may also want to check if the issuing bank has any good promotional tie-ups with your favourite shopping websites. For example, each bank has exclusive long-term promotions with Lazada, Shopee and other online marketplaces. Those who shop frequently on such platforms may like to check what sort of discount or promo code that credit card can offer. Most of these promo codes or vouchers can be combined with your credit card rebates or points, which can double the online shopping discount you finally get.

FAQs on Shopping Credit Cards

What is the best card for big purchases in Singapore?

The best credit card for big purchases is one with unlimited rewards—not a category/cap card. For cashback, the UOB Absolute Cashback Card gives 1.7% rebate (AMEX-only), Citi Cash Back+. For miles, UOB PRVI Miles, DBS Altitude, and Citi PremierMiles provide uncapped miles on all spend.

Which credit card is best for shopping in Singapore?

The best shopping card depends on whether you prefer cashback or miles, and if you shop more online or in-store. For online cashback, the CIMB Visa Signature gives 10% on online, groceries, and wellness (min. $800/month, $20/cap/category, no fee). For strong miles, Citi Rewards and DBS Woman's World offer 4 mpd on online and department store spend (monthly caps apply).