Best Shopping Credit Cards 2025

Find the best shopping credit cards for both online and offline payments. Earn airmiles, cashback, cash rebate when you shop with it. Read More
We found 45 Credit Cards for you!
OCBC 365 Credit Card
MoneySmart Exclusive
High Spend on Dining
Promotion ends in
Cashback on Everyday Dining
5%
with min. spend of $1,600 per month
Unlock up to $160 Cashback
with min. spend of $800 per month
$80 Cashback per month

[FLASH DEAL]
Get an EXTRA Dreame Pocket Uni (worth S$369) on top of S$150 Cash or 1,960 SmartPoints for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval and meet the criteria! T&Cs apply.

Valid until 22 Jun 2025 - See more details below
Citi Rewards Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | 10X POINTS FOR SPENDS
on Online & Shopping Purchases
S$1= 10X Points
for all other purchases
S$1= 1X Point
Rewards Conversion
10X Points = 4 Miles

[GUARANTEED IPAD or S$450 CASH!]
Get S$400 Cash or 6,140 SmartPoints, and a 5GB Eskimo Global eSIM (worth US$25) in as fast as 5 weeks when you spend S$500 within 30 days. PLUS spend monthly on your card for 3 months and get EXTRA S$50 Cash! T&Cs apply.

Valid until 30 Jun 2025 - See more details below
HSBC Live+ Card
MoneySmart Exclusive
Up to 8% Cashback | Instant Activation*
on Dining, Shopping and Entertainment
8% Cashback*
on fuel at Caltex and Shell gas stations in Singapore
5% Cashback*
on All Other Spends
0.3% Cashback*

Get UPSIZED S$390 Cash or 5,740 SmartPoints when you apply, spend a min. of S$500 from Card Account Opening Date to end of the following calendar month! T&Cs apply.

Valid until 30 Jun 2025 - See more details below
Standard Chartered Simply Cash Credit Card
MoneySmart Exclusive
2% UPSIZED CASHBACK | LIMITED TIME ONLY
spend a min. of S$800 per month
2% Cashback
with no min spend
1.5% Cashback
on eligible spend
Unlimited Cashback

Get S$350 Cash via PayNow or earn 4,000 SmartPoints  when you apply and spend S$800 within 30 days from card approval date! Earn UPSIZED UNLIMITED 2% CASHBACK on your purchases charged to your credit card! T&Cs apply
 
[SCB Pinball Sure Win Promotion]
Apply for an eligible SCB Card and unlock sure-win prizes like a Paris Getaway for Two (flights, hotels and iconic experiences), Samsonite luggage, FairPrice/ Klook vouchers, and more worth S$12,000 or more! T&Cs apply.

Valid until 22 Jun 2025 - See more details below
OCBC INFINITY Cashback Card
MoneySmart Exclusive
Earn 1.6% unlimited cashback
on eligible transactions
Earn 1.6% Cashback
Min. Spend
S$0
Cashback Cap
Unlimited

[FLASH DEAL]
Get an EXTRA Dreame Pocket Uni (worth S$369) on top of S$150 Cash or 1,960 SmartPoints for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval and meet the criteria! T&Cs apply.
 
PLUS get S$100 foodpanda food vouchers and enjoy 5-year annual fee waiver when you charge at least 1 qualifying spend within 30 days! T&Cs apply.

Valid until 22 Jun 2025 - See more details below
Citi Cash Back+ Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | UNLIMITED 1.6% CASHBACK
Cash Back on Eligible Spend
1.6%
Min. Spend per month
S$0
Cash Back Cap
Unlimited

[GUARANTEED IPAD or S$450 CASH!]
Get S$400 Cash or 6,140 SmartPoints, and a 5GB Eskimo Global eSIM (worth US$25) in as fast as 5 weeks when you spend S$500 within 30 days. PLUS spend monthly on your card for 3 months and get EXTRA S$50 Cash! T&Cs apply.

Valid until 30 Jun 2025 - See more details below
OCBC Rewards Credit Card
MoneySmart Exclusive
Earn up to 4 miles per S$1 spent
on Eligible Local and Overseas Spend
S$1 = 10 OCBC$ (equivalent to 4 Miles per S$1)
on All Other Spend
S$1 = 1 OCBC$
with 3,500 OCBC$
S$10 Robinsons Voucher

[FLASH DEAL]
Get an EXTRA Dreame Pocket Uni (worth S$369) on top of S$150 Cash or 1,960 SmartPoints for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval and meet the criteria! T&Cs apply.

Valid until 22 Jun 2025 - See more details below
 HSBC Advance Credit Card
MoneySmart Exclusive
Earn up to 2.5% Cashback | Instant Activation*
Base Cashback
1.5%
Cashback when you spend more than S$2,000
2.5%
Cashback Cap per month
S$70

Get UPSIZED S$390 Cash or 5,740 SmartPoints when you apply, spend a min. of S$500 from Card Account Opening Date to end of the following calendar month! T&Cs apply.

Valid until 30 Jun 2025 - See more details below
CIMB World Mastercard
MoneySmart Exclusive
Earn up to 2% unlimited cashback!
Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
Up to 2%
Min. spend per month to qualify for 2% Cashback
S$1,000
Cash Rebate cap
Unlimited

[Enjoy up to S$120 worth of Rewards!]
Get S$50 Cash and S$70 Trip.com Voucher when you apply and spend a min of S$108 within 30 days from card approval! T&Cs apply.
 
PLUS get S$188 cashback from CIMB when you spend a min. of S$988 within 60 days, or S$88 cashback from CIMB when spend a min. of S$108 within the first 30 days! T&Cs apply.

Valid until 30 Jun 2025 - See more details below
Standard Chartered Journey Credit Card (Annual Fee Payable)
MoneySmart Exclusive
Up to 30k Miles Offer
for every S$1 spend on Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
S$1 = 3 Miles
for all Eligible Foreign Spends
S$1 = 2 Miles
for all Eligible Local Spends
S$1 = 1.2 Miles

Get S$180 Cash via PayNow + a 5GB Eskimo Global eSIM (worth US$25) , and 30,000 miles from SCB when you apply and spend S$800 within 60 days from card approval date! T&Cs apply.
 
[SCB Pinball Sure Win Promotion]
Apply for an eligible SCB Card and unlock sure-win prizes like a Paris Getaway for Two (flights, hotels and iconic experiences), Samsonite luggage, FairPrice/ Klook vouchers, and more worth S$12,000 or more! T&Cs apply.

Valid until 22 Jun 2025 - See more details below
UOB Absolute Cashback Card
Unlimited 1.7% Cashback
Cash Back on Eligible Spend
1.7%
Min. Spend per month
S$0
Cash Back Cap
Unlimited
Citi Cash Back Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | UP TO 8% CASHBACK
Cash Back on Groceries, Petrol & Private Commute
Up to 8%
Total Cash Back Cap, per month
S$80
Min. Spend to unlock the 8% Cashback
S$800

[GUARANTEED IPAD or S$450 CASH!]
Get S$400 Cash or 6,140 SmartPoints, and a 5GB Eskimo Global eSIM (worth US$25) in as fast as 5 weeks when you spend S$500 within 30 days. PLUS spend monthly on your card for 3 months and get EXTRA S$50 Cash! T&Cs apply.

Valid until 30 Jun 2025 - See more details below
Cashback Credit Card by Trust
on your preferred category
Up to 15% Cashback
on all other eligible spend
Unlimited 1% Instant Cashback
FX Fees
0%
Standard Chartered Journey Credit Card (No Annual Fee)
MoneySmart Exclusive
Annual Fee Waived
for every S$1 spend on Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
S$1 = 3 Miles
for all Eligible Foreign Spends
S$1 = 2 Miles
for all Eligible Local Spends
S$1 = 1.2 Miles

Get S$180 Cash via PayNow + a 5GB Eskimo Global eSIM (worth US$25) , and 20,000 miles from SCB when you apply and spend S$800 within 60 days from card approval date! T&Cs apply.
 
[SCB Pinball Sure Win Promotion]
Apply for an eligible SCB Card and unlock sure-win prizes like a Paris Getaway for Two (flights, hotels and iconic experiences), Samsonite luggage, FairPrice/ Klook vouchers, and more worth S$12,000 or more! T&Cs apply.

Valid until 22 Jun 2025 - See more details below
UOB EVOL Credit Card
Online Promo
Up to 10% Cashback
on Local Online, Mobile Contactless, Telco, Gym, Streaming spend
10% Cashback
FX Fees on all Overseas Foreign Currency Spend
0%
Min. Spend per month for 10% cashback
S$800
Online Promo:
Receive an Apple Watch SE 2nd Gen when you are the first 60 new-to-UOB credit card customers who successfully apply and obtain approval for a new UOB EVOL Card and register via SMS for the Promotion from 19 June 2025 to 31 July 2025 (both dates inclusive) and took the least total number of days to spend a min. of S$800 per month for the first 2 consecutive months from their card approval date. T&Cs apply.
Valid until 31 Jul 2025 - See more details below
POSB Everyday Card
Online Promo
Earn Cash Rebates that Never Expire
Cash Rebates at POPULAR
Up to 8%
Cash Rebates on Online Shopping
Up to 5%
Cash Rebate at Pet Lovers Centre
Up to 3%
Online Promo:
Get S$300 Cashback when you apply and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 31 Jul 2025 - See more details below
American Express Platinum Credit Card
Online Promo
Membership Benefits worth more than S$1,600!
for every full S$1.60 spend at participating Platinum 10Xcelerator Partners
10 Membership Rewards Points
for every full S$1.60 spend on All Other Spend
2 Membership Rewards Points
Purchase Protection*
90 days
Online Promo:
Get up to S$400 back!

New-to-Card Customers receive S$200 Statement Credits upon annual fee payment and S$1,000 spend within first 2 months of Card approval.
What's more, receive up to S$200 back when you spend at participating lifestyle brands.

Existing Customers receive S$150 Statement Credits upon annual fee payment and S$1,000 spend within first 2 months of Card approval.
What's more, receive up to S$200 back when you spend at participating lifestyle brands. T&Cs apply.
Valid until 30 Jun 2025 - See more details below
UOB PRVI Miles American Express Card
Earn up to 8 Miles per S$1
on agoda and Expedia bookings via UOB PRVI Miles website.
S$1 = Up to 8 miles
on Overseas Spend
S$1 = Up to 3 miles
on Local Spend
S$1 = 1.4 miles
American Express The Platinum Card®
Online Promo
Membership Benefits worth more than S$8,000!
for every S$1.60 spent
Earn 2 Membership Rewards® points
for every S$1.60 spent with 10Xcelerator by Membership Rewards®
Earn 20 Membership Rewards® points
on Membership Rewards® Points
No Expiry Date
Online Promo:
 Receive 95,000 Membership Rewards® points (enough to redeem to a Return Trip to Istanbul, Turkey on Singapore Airlines), with annual fee payment and min. spending of S$4,000 within first 2 months of Card approval. T&Cs apply.

What’s more, earn an extra 10 Membership Rewards points per S$1.60 spend in foreign currency for 6 months upon Card approval, capped at S$1,000 spend per month.
Valid until 30 Jun 2025 - See more details below
The American Express® Singapore Airlines Business Credit Card
Online Promo
Ideal for frequent small business travellers
per S$1 spent on eligible Singapore Airlines and Scoot flights
Earn up to 8 HighFlyer Points
per S$1 spent on all eligible purchases (worth 1.2 KrisFlyer miles)
Earn 1.2 HighFlyer Points
worth S$418 offering a free night's stay every year
Complimentary Accor Plus Membership
Online Promo:
Receive up to 54,000 HighFlyer points, enough to redeem a return trip to Tokyo, Japan on Singapore Airlines. T&Cs apply.
Valid until 30 Jun 2025 - See more details below

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Best Online Shopping Credit Cards in Singapore

Online shopping credit card Earn rateReward categories
Citibank Rewards Card S$1 = 4 miles Online shopping (excl. travel)
DBS Woman’s World Card S$1 = 4 miles All online spending

Citibank Lazada Card

An obvious choice for loyal Lazada shoppers, the Citi Lazada credit card gives its users free LiveUp membership, shipping rebates, plus a whopping 12X rewards points (4.8 miles per S$1) on Lazada purchases until Feb 2020 (10X thereafter). But it excludes RedMart purchases and most other online shopping.

Citibank Rewards Card

For online shoppers who don’t want to be tied down to a specific site, the Citibank Rewards Card is a better choice. It offers 10X rewards (4 miles per S$1 spent) on all online shopping, including Grab and food delivery apps but excluding travel bookings. Bonus points capped at S$1,000 of online spending a month.

DBS Woman’s World Card

Higher earners and spenders may wish to consider the DBS Woman’s World Card, which has an S$80,000 annual income requirement (and is open to men too). It also offers 10X rewards (or 20 miles per S$5 spent) on a huge range of online shopping and purchases, including travel, capped at S$2,000 a month.

Discover Other Best Credit Cards For Online Shopping Here!

Miles, rewards or cashback: Which is best for online shoppers?

Not sure which type of credit card you should choose for online shopping? It all depends on how you like to be rewarded, and your spending habits. Generally, cashback credit cards are best for regular, consistent spending, such as groceries, petrol, bills and so on. This is because they either have a minimum spending requirement or a cashback cap, or both. Rewards cards, on the other hand, are more flexible. There is no minimum spending requirement, and you can exchange the rewards points for miles or vouchers once you have accumulated enough. However, most rewards cards have a monthly expenditure cap of S$1,000, so they are not suitable for big spenders. Air miles cards tend to have less attractive earn rates than rewards cards for online shopping. However, if most of your online spending is on travel bookings, consider miles cards that offer promotional earn rates with partner sites like Agoda, Expedia, etc.

What about credit card online shopping promotions?

Apart from these credit cards’ rebates or rewards structure, you may also want to check if the issuing bank has any good promotional tie-ups with your favourite shopping websites. For example, each bank has exclusive long-term promotions with Lazada, Shopee and other online marketplaces. Those who shop frequently on such platforms may like to check what sort of discount or promo code that credit card can offer. Most of these promo codes or vouchers can be combined with your credit card rebates or points, which can double the online shopping discount you finally get.