- Local Spend
- S$1 = 1.1 Miles
- Overseas Spend
- S$1 = 2 Miles
- on Eligible Grab transactions, capped at $200 per month
- S$1 = 3.1 Miles
- Earn 2 Membership Rewards®
- Every $1.60 spent
- with 10Xcelerator by Membership Rewards®
- $1.60 = 20 Membership Rewards® points
- Spent with Singapore Airlines and Scoot
- $1.60 = 5 Membership Rewards ® points

- at participating Platinum EXTRA Partners
- S$1.60 = 10 Points
- on All Other Spend
- S$1.60 = 2X Points
- Rewards to Miles Conversion
- 1 Point = 0.55 Miles
Get the Apple Airpods Pro, 2nd Generation (worth S$362.35) OR S$300 eCapitaVouchers OR $250 Cash via PayNow when you apply, spend and complete annual fee payment! T&Cs apply.

- Local Spend
- S$1 = 1.2 Miles
- Overseas Spend
- S$1 = 2 Miles
- on Eligible Grab transaction, capped at $200 per month
- S$1 = 3.2 Miles

- Welcome Bonus (min. spend of $5,000 on eligible purchases in 6 months)
- 3.0% Cashback
- Cash Back
- 1.5%
- Cash Back Cap
- Unlimited
- for every S$1 spent on eCapitaVoucher purchases, capped at S$1,200 monthly
- Earn up to 15 STAR$®
- at participating Merchants at Heartlands CapitaLand Malls, capped at S$1,200 monthly
- Earn up to 20 STAR$®
- at participating Merchants in CapitaLand Malls in Town
- Earn up to 30 STAR$®