Compare the Best American Express Credit Cards in Singapore 2024

Looking for the best American Express credit cards in Singapore? Compare and find your ideal card with MoneySmart’s easy-to-use credit card comparison tool. Read More
We found 7 American Express Credit Cards for you!
American Express True Cashback Card
MoneySmart Exclusive
Unlimited Cashback | UPSIZED OFFER
on up to $5,000 spend in the first 6 months for new Card Members.
3.0% Cashback
all subsequent eligible purchases
1.5% Cashback
Cash Back Cap
Unlimited

Get S$150 Cash via PayNow when you apply for an American Express True Cashback Card and spend a min. of S$500 in Qualifying Spends within the first month of card approval! T&Cs apply.

Valid until 30 Apr 2024 - See more details below
Apply Now
American Express Platinum Credit Card
MoneySmart Exclusive
Earn Membership Rewards Points that never expire
for every full S$1.60 spend at participating Platinum 10Xcelerartor Partners
10 Membership Rewards Points
for every full S$1.60 spend on All Other Spend
2 Membership Rewards Points
Rewards to Miles Conversion
1 Point = 0.55 Miles
New to American Express cardholders can get S$400 eCapitaVouchers from AMEX when you pay the card's annual fee and spend a min. of S$1,000 within first month of card approval.

Existing cardholders can get up to 58,750 Membership Rewards® points from AMEX when you pay the card's annual fee and spend a min. of S$1,000 within first month of card approval.

Additionally, earn 1,250 Membership Rewards® points based on the S$1,000 spent above. T&Cs apply.
Valid until 30 Apr 2024 - See more details below
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American Express The Platinum Card®
MoneySmart Exclusive
Earn Membership Rewards Points that never expire
for every S$1.60 spent
Earn 2 Membership Rewards® points
for every S$1.60 spent with 10Xcelerator by Membership Rewards®
Earn 20 Membership Rewards® points
on Membership Rewards® Points
No Expiry Date
New American Express cardholders can receive a complimentary one-night stay at The Ritz Carlton, Millenia Singapore (worth S$590) on top of the welcome offer with annual fee payment.

New and Existing cardholder can get up to 135,000 Membership Rewards® points
(sufficient for a Return Trip to USA West Coast*) by paying the annual fee and spending a minimum of S$6,000 within the first 2 months of card approval. T&Cs apply.
Valid until 30 Apr 2024 - See more details below
Apply Now
American Express Singapore Airlines KrisFlyer Ascend Credit Card
MoneySmart Exclusive
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
on Eligible Grab transaction, capped at $200 per month
S$1 = 3.2 Miles
New American Express cardholder can get S$300 eCapitaVouchers AND up to 17,000 KrisFlyer miles (enough to redeem a Return Trip to Bali*) when you pay the card's annual fee and spend a min. of S$1,000 within the first month of card approval.

Existing cardholders can get up to 34,000 KrisFlyer Miles when you pay the card's annual fee and spend a min. of S$1,000 within the first month of card approval. T&Cs apply.
Valid until 30 Apr 2024 - See more details below
Apply Now
American Express Singapore Airlines KrisFlyer Credit Card
MoneySmart Exclusive
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.1 Miles
Overseas Spend during June and December, with no cap
S$1 = 2 Miles
on Eligible Grab transactions, capped at $200 per calendar month
S$1 = 3.1 Miles
New American Express cardholder can get up to 17,000 KrisFlyer miles (enough to redeem a Return Trip to Bali*) when you spend a min. of S$500 within the first month of card approval. T&Cs apply.
Valid until 30 Apr 2024 - See more details below
Apply Now
The American Express® Singapore Airlines Business Credit Card
Online Promo
Ideal for frequent small business travellers
per S$1 spent on eligible Singapore Airlines and Scoot flights
Earn up to 8.5 HighFlyer Points
per S$1 spent on all eligible purchases (worth 1.8 KrisFlyer miles)
Earn 1.8 HighFlyer Points
worth S$418 offering a free night's stay every year
Complimentary Accor Plus Membership
Online Promo:
Welcome Offer 1: Get up to 68,000 HighFlyer points (worth S$647) from AMEX when you apply, pay the card's annual fee and spend a min. of $6,000 within first 3 months of card approval.

OR

Welcome Offer 2:
Receive a Samsonite Choca Spinner 68/25 Luggage (worth S$700) AND 10,800 HighFlyer points (worth S$102) from Amex when you apply and spend S$6,000 in the first 3 months of card approval. T&Cs apply.
Valid until 29 May 2024 - See more details below
Apply Now
American Express CapitaCard
for every S$1 spent on eCapitaVoucher purchases, capped at S$1,200 monthly
Earn up to 15 STAR$®
at participating Merchants at Heartlands CapitaLand Malls, capped at S$1,200 monthly
Earn up to 20 STAR$®
at participating Merchants in CapitaLand Malls in Town
Earn up to 30 STAR$®
Read More

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American Express Credit Cards in Singapore

American Express is popular among Singaporeans as it is one of the few credit card companies that offer cash rebate without minimum spending. Its dining privileges and exclusive promotions are also very attractive.

American Express KrisFlyer Air Miles Cards

There are 4 air miles credit cards by American Express. The two more popular ones are the American Express Singapore Airlines KrisFlyer Ascend Credit Card and the American Express Singapore Airlines KrisFlyer Credit Card. Both cards credit KrisFlyer miles automatically into your KrisFlyer account without a need to transfer points to miles. Application for AMEX Singapore Airlines KrisFlyer Credit Card and AMEX Singapore Airlines Ascend Credit Card is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Amex KrisFlyer mile conversion

American Express Singapore Airlines Krisflyer Credit Card earns you 1.1 miles for every $1 spent locally, 2 miles for every $1 spent overseas and 3.1 miles for every $1 spent on Grab Singapore transactions. AMEX Singapore Airlines KrisFlyer Ascend Credit Card earns you 1.2 miles for every $1 spent locally, 2 miles for every $1 spent overseas and 3.2 miles for every $1 spent on Grab Singapore transactions.

Amex Cash back Card

The American Express True Cashback Card is a popular credit card as it offers cash rebate of 1.5% with no minimum spending on all your purchases. New cardholders benefit from a flat rate of 3% cash rebate on up to S$5,000 eligible purchases in the first half a year of opening the account. Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment. It comes with a credit card fee waiver for the first year.

American Express Credit Card Promotions

Cardholders enjoy travel, shopping, dining and entertainment offers which include KrisFlyer miles and hotel packages.

Cardholders with the Amex Platinum Card can enjoy S$400 statement credits every year to use at over 1,400 curated restaurants and complimentary access to 1,400 Lounges such as The Centurion Lounge, Priority Pass, International American Express Lounges.

American Express Rewards

Earn KrisFlyer miles per for eligible spends with your AMEX Singapore Airlines KrisFlyer Credit Card and AMEX Singapore Airlines KrisFlyer Ascend Credit Card and.

American Express membership rewards points can also be used directly for purchases on Expedia, or online purchases from retailers like Apple, Bose, Dyson, Dior, and Chanel.

What is the American Express Credit Card Hotline?

To check your credit card balances, report loss of credit card or activate your new Amex credit card, you can call the American Express hotline at 1800 299 1997 for local calls or 65 6296 7722 from overseas locations.

Frequently Asked Questions

What is the best AMEX credit card?

If you love to travel and are already a member in the KrisFlyer frequent flyer programme, you may prefer the American Express Singapore Airlines KrisFlyer Credit Card, or the KrisFlyer Ascend Credit Card for its hassle-free mile conversion. If you are looking for a cash back card without minimum spending, the AMEX True Cashback Credit Card offers a flat rate of 1.5% cash rebate on all eligible spending with no minimum

Does AMEX waive its annual fee?

You can enjoy first-year annual fee waiver for the American Express KrisFlyer and the American Express True Cashback Card. Generally, American Express does not waive the credit card annual fee after the first year.

Is AMEX accepted in Singapore?

Most large retailers such as department stores, hotels, chain restaurants and supermarkets accept American Express. However, small businesses in Singapore may not accept American Express as the transaction fee tends to be higher than other issuers.

Is AMEX a Visa or a Mastercard?

Neither. American Express, Visa and Mastercard are payment networks that maintain networks of retailers and merchants that accept their forms of payments. American Express is also a credit card company. Visa and Mastercard do not issue credit cards but AMEX and individual banks like DBS, UOB, OCBC do.