Best American Express Credit Cards in Singapore 2025 Comparison

MoneySmart Exclusive: Get up to S$170 rewards when you apply for select American Express credit cards. Compare and find the best Singapore credit cards for cashback, dining, air miles, and shopping here. Read More
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We found 6 American Express Credit Cards for you!
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American Express Singapore Airlines KrisFlyer Ascend Credit Card
Online Promo
Accelerated Upgrade to KrisFlyer Elite Gold Member

American Express Singapore Airlines KrisFlyer Ascend Credit Card

on eligible Singapore Airlines, Scoot flight bookings & KrisShop purchases
S$1 = 2 KrisFlyer miles
on eligible Grab Singapore transactions
S$1 = Up to 2 KrisFlyer miles
on all other eligible purchases
S$1 = 1.2 KrisFlyer miles
Online Promo:
New to American Express Card Members can receive up to 40,000 KrisFlyer miles – enough to redeem a return trip to Taipei* on Singapore Airlines.

Existing American Express Card Members can receive up to 30,000 KrisFlyer miles. T&Cs apply.
Valid until 30 Jul 2025 - See more details below
American Express Singapore Airlines KrisFlyer Credit Card
Online Promo
Most convenient way to earn KrisFlyer miles

American Express Singapore Airlines KrisFlyer Credit Card

on eligible Singapore Airlines, Scoot flight bookings & KrisShop purchases
S$1 = 2 KrisFlyer miles
on eligible Grab Singapore transactions
S$1 = Up to 2 KrisFlyer miles
on all other eligible purchases
S$1 = 1.1 KrisFlyer miles
Online Promo:
New to American Express Card Members can receive up to 17,000 KrisFlyer miles – enough to redeem a return trip to Bali* on Singapore Airlines, upon S$1,000 spend within first 2 months of Card approval. T&Cs apply.
Valid until 30 Jul 2025 - See more details below
American Express True Cashback Card
MoneySmart Exclusive
Unlimited Cashback

American Express True Cashback Card

on up to $5,000 spend in the first 6 months for new Card Members.
3.0% Cashback
all subsequent eligible purchases
1.5% Cashback
Cash Back Cap
Unlimited
Get S$120 eCapitaVouchers or Apple AirPods 4 (RSP S$199) when you apply and spend S$500 of Qualifying Spends within the first month of card approval. T&Cs apply.
Valid until 30 Jul 2025 - See more details below
Apply Now
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American Express The Platinum Card®
Online Promo
Membership Benefits worth more than S$8,000!

American Express The Platinum Card®

for every S$1.60 spent
Earn 2 Membership Rewards® points
for every S$1.60 spent with 10Xcelerator by Membership Rewards®
Earn up to 20 Membership Rewards® points
on Membership Rewards® Points
No Expiry Date
Online Promo:
Get up to 142,500 Membership Rewards® points (enough to redeem to a Return Trip to London on Singapore Airlines)! T&Cs apply.

  • Receive 95,000 Membership Rewards® points upon annual fee payment and min. spending of S$4,000 within first 2 months of Card approval.
  • Earn an extra 10 Membership Rewards® points on top of the 2 Membership Rewards® points you already earn on your Card, if you spend in foreign currency for 6 months upon Card approval, capped at S$1,000 spend per month.  
Valid until 30 Jul 2025 - See more details below
American Express Platinum Credit Card
Online Promo
Membership Benefits worth more than S$1,600!

American Express Platinum Credit Card

for every full S$1.60 spend at participating Platinum 10Xcelerartor Partners
10 Membership Rewards Points
for every full S$1.60 spend on All Other Spend
2 Membership Rewards Points
Rewards to Miles Conversion
1 Point = 0.55 Miles
Online Promo:
Get up to S$400 back!

New-to-Card Customers receive S$200 Statement Credits upon annual fee payment and S$1,000 spend within first 2 months of Card approval.
What's more, receive up to S$200 back when you spend at participating lifestyle brands.

Existing Customers receive S$150 Statement Credits upon annual fee payment and S$1,000 spend within first 2 months of Card approval.
What's more, receive up to S$200 back when you spend at participating lifestyle brands. T&Cs apply.
Valid until 30 Jul 2025 - See more details below
The American Express® Singapore Airlines Business Credit Card
Online Promo
Ideal for frequent small business travellers

The American Express® Singapore Airlines Business Credit Card

per S$1 spent on eligible Singapore Airlines and Scoot flights
Earn up to 8 HighFlyer Points
per S$1 spent on all eligible purchases (worth 1.2 KrisFlyer miles)
Earn 1.2 HighFlyer Points
worth S$418 offering a free night's stay every year
Complimentary Accor Plus Membership
Online Promo:
Receive up to 54,000 HighFlyer points, enough to redeem a return trip to Tokyo, Japan on Singapore Airlines. T&Cs apply.
Valid until 30 Jul 2025 - See more details below

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American Express Credit Cards in Singapore

American Express is popular among Singaporeans as it is one of the few credit card companies that offer cash rebate without minimum spending. Its dining privileges and exclusive promotions are also very attractive.

American Express KrisFlyer Air Miles Cards

There are 4 air miles credit cards by American Express. The two more popular ones are the American Express Singapore Airlines KrisFlyer Ascend Credit Card and the American Express Singapore Airlines KrisFlyer Credit Card. Both cards credit KrisFlyer miles automatically into your KrisFlyer account without a need to transfer points to miles. Application for AMEX Singapore Airlines KrisFlyer Credit Card and AMEX Singapore Airlines Ascend Credit Card is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Amex KrisFlyer mile conversion

American Express Singapore Airlines Krisflyer Credit Card earns you 1.1 miles for every $1 spent locally, 2 miles for every $1 spent overseas and 3.1 miles for every $1 spent on Grab Singapore transactions. AMEX Singapore Airlines KrisFlyer Ascend Credit Card earns you 1.2 miles for every $1 spent locally, 2 miles for every $1 spent overseas and 3.2 miles for every $1 spent on Grab Singapore transactions, capped at $200 per month.

Note that all information above are accurate at the time of writing, last updated on 5 August 2024.

Amex Cash back Card

The American Express True Cashback Card is a popular credit card as it offers cash rebate of 1.5% with unlimited cashback cap. New cardholders benefit from a flat rate of 3% cash rebate on up to S$5,000 eligible purchases in the first half a year of opening the account. Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment. It comes with a credit card fee waiver for the first year.

Note that all information above are accurate at the time of writing, last updated on 5 August 2024.

American Express Rewards

Earn KrisFlyer miles per for eligible spends with your AMEX Singapore Airlines KrisFlyer Credit Card and AMEX Singapore Airlines KrisFlyer Ascend Credit Card and.

American Express membership rewards points can also be used directly for purchases on Expedia, or online purchases from retailers like Apple, Bose, Dyson, Dior, and Chanel.

What is the American Express Credit Card Hotline?

To check your credit card balances, report loss of credit card or activate your new Amex credit card, you can call the American Express hotline at 1800 299 1997 for local calls or 65 6296 7722 from overseas locations.

Frequently Asked Questions

What is the best AMEX credit card?

If you love to travel and are already a member in the KrisFlyer frequent flyer programme, you may prefer the American Express Singapore Airlines KrisFlyer Credit Card, or the KrisFlyer Ascend Credit Card for its hassle-free mile conversion. If you are looking for a cash back card without minimum spending, the AMEX True Cashback Credit Card offers a flat rate of 1.5% cash rebate on all eligible spending with no minimum

Does AMEX waive its annual fee?

You can enjoy first-year annual fee waiver for the American Express KrisFlyer and the American Express True Cashback Card. Generally, American Express does not waive the credit card annual fee after the first year.

Is AMEX accepted in Singapore?

Most large retailers such as department stores, hotels, chain restaurants and supermarkets accept American Express. However, small businesses in Singapore may not accept American Express as the transaction fee tends to be higher than other issuers.

Is AMEX a Visa or a Mastercard?

Neither. American Express, Visa and Mastercard are payment networks that maintain networks of retailers and merchants that accept their forms of payments. American Express is also a credit card company. Visa and Mastercard do not issue credit cards but AMEX and individual banks like DBS, UOB, OCBC do.