Compare the Best American Express Air Miles Credit Cards in Singapore 2024

Compare all American Express air mile credit cards to see which one benefits you the most based on your spending habits. Read More
We found 4 American Express Credit Cards for you!
American Express Singapore Airlines KrisFlyer Credit Card
MoneySmart Exclusive
American Express 30 Million Miles Giveaway
Local Spend
S$1 = 1.1 Miles
Overseas Spend during June and December, with no cap
S$1 = 2 Miles
on Eligible Grab transactions, capped at $200 per calendar month
S$1 = 3.1 Miles
American Express 30 Million Miles Giveaway
New to American Express Card Members can get up to 17,000 18,000 KrisFlyer miles

T&Cs apply.
Valid until 30 Sep 2024 - See more details below
Apply Now
American Express Singapore Airlines KrisFlyer Ascend Credit Card
MoneySmart Exclusive
American Express 30 Million Miles Giveaway
Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
on Eligible Grab transaction, capped at $200 per month
S$1 = 3.2 Miles
American Express 30 Million Miles Giveaway
• New to American Express Card Members can get up to 34,000 38,000 KrisFlyer miles
• Existing Card Members can get up to 24,000 28,000 KrisFlyer miles

T&Cs apply.
Valid until 30 Sep 2024 - See more details below
Apply Now
The American Express® Singapore Airlines Business Credit Card
Online Promo
Ideal for frequent small business travellers
per S$1 spent on eligible Singapore Airlines and Scoot flights
Earn up to 8.5 HighFlyer Points
per S$1 spent on all eligible purchases (worth 1.8 KrisFlyer miles)
Earn 1.8 HighFlyer Points
when you spend S$15,000 with Singapore Airlines Group in the 1st year
KrisFlyer Elite Gold status
Online Promo:
Get up to 30,000 HighFlyer Points (worth S$285) from AMEX when you apply, pay the card's annual fee and spend a min. of $3,000 within first 3 months of card approval.

PLUS enjoy up to S$8,850 in Business Savings! T&Cs apply.
Valid until 30 Sep 2024 - See more details below
Apply Now
American Express The Platinum Card®
MoneySmart Exclusive
American Express 30 Million Miles Giveaway
for every S$1.60 spent with Singapore Airlines and Scoot
Earn 5 Membership Rewards® Points
for every S$1.60 spent with 10Xcelerator by Membership Rewards®
Earn 20 Membership Rewards® points
on Membership Rewards® Points
No Expiry Date
American Express 30 Million Miles Giveaway

• New to American Express Card Members can get up to 98,000 141,000 Membership Rewards® points (equivalent to 88,000 KrisFlyer miles)
• Existing Card Members can get up to 98,000 130,000 Membership Rewards® points (equivalent to 81,250 KrisFlyer miles)

Valid until 30 Sep 2024 - See more details below
Apply Now

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What is an Air Miles Credit Card?

Miles credit cards, sometimes known as air miles credit cards or frequent flyer credit cards, allow you to accumulate frequent flyer miles with purchases made on your cards. You can then put these towards your next holiday’s airfare.

It’s no surprise that miles credit cards are one of the most popular types of cards. Who wouldn’t want to earn flights to Hokkaido while buying rice and diapers at Income? Of course, air miles do take significant spending to accumulate, so don’t expect to get round-the-world tickets with a few miserly transactions.

Try MoneySmart’s new KrisFlyer miles calculator

Use our new KrisFlyer miles redemption calculator and find out which destinations you can travel for free on a travel class of your choice

Miles Credit Cards 101

Competition is stiff in the area of miles credit cards, and it can be mind-boggling to sift through them all. Since miles credit cards don’t always offer waivers off their annual fees, it is worth knowing what you’re signing up for.

Miles Earn Rate

Firstly, check that you are getting a good dollar-to-mile conversion rate on your miles credit card. Usually, banks offer a lower rate on local spending and a higher one for overseas or foreign currency spending, so bear that in mind. Some cards offer attractive bonus rates with partner merchants so you can rack up miles more quickly.

Miles/points Programmes

While some airline-specific cards will credit your earned miles directly into an established frequent flyer programme, certain miles credit cards award points in other types of “currency” such as DBS points or Citi Miles. Converting these points into an actual air ticket will take a longer time and may cost more.

Limitations

Always, always check the T&Cs of any frequent flyer programme for any unsavoury details the credit card issuer would rather you not know. These include when your miles will expire and whether there is a cap on the miles you can earn.

Frequently Asked Questions

Should I get a miles credit card?

You should definitely get one if you travel a lot, whether for business or pleasure, as such credit cards are typically set up to reward frequent flyers, making it easy to rack up miles or points with overseas spending and (in some cases) spending with travel-related merchants and on airlines. However, note that air miles credit cards usually have higher income requirements, so it might not be a suitable entry-level card.

How do I earn a free air ticket as quickly as possible?

Base earn rates are typically rather low, so it does take a while to earn sufficient miles for a trip if you use it for small transactions like grocery shopping. For local spending, a large purchase would get you a lot closer to your next getaway. You can also rack up the miles a lot more quickly if you use your credit card while travelling, since many cards offer better earn rates for overseas transactions. Also, make full use of the bonus miles offered in tandem with partner merchants.

What’s the difference between KrisFlyer Miles, Asia Miles, etc.?

he confusing thing about miles credit cards is that they use different programmes to let you accumulate points. There is no one universal air miles account, so banks often use their own proprietary point systems (like Citi Miles), which you will need to familiarize yourself with. Certain cards credit miles directly into an established frequent flyer programme like Singapore Airlines’ KrisFlyer, which eliminates the hassle of conversion.