Best American Express No Annual Fee Credit Cards in Singapore 2018

Updated December 2018

Choosing a card with no annual fee does not mean you can't enjoy the perks that come with owning a credit card. Compare and find the best no annual fee credit cards and earn up to 8% cashback or 5x reward points.

Popular American Express No Annual Fee Credit Card

Get up to 30,800 KrisFlyer miles

American Express Singapore Airlines KrisFlyer Credit Card

1 year

Annual Fee Waiver


Annual Fee


Annual Interest Rate

MoneySmart Exclusive: Get up to 30,800 KrisFlyer miles
  • Get S$20 NTUC Voucher

Good for: Air Miles

Flight tickets, overseas accomodation, Grab rides

MoneySmart Exclusive: Get up to 30,800 KrisFlyer miles

No Annual Fee Features

  • Enjoy up to 30,800 KrisFlyer miles when you apply via MoneySmart for your new American Express KrisFlyer Credit Card. Get 9,200 KrisFlyer miles upon first spend, and an additional 21,600 (7,500+7,500+6,600) KrisFlyer miles with a min. spend of S$6,000 within 6 months of Card Approval date. Valid till 31 Dec 2018. Full T&Cs
  • Annual fee waiver for 1 year
  • S$53.50 p.a for supplementary cards
  • The first year annual membership fee waiver is only applicable to new American Express Card Members
  • Annual fee is not an eligible purchase and will not earn you KrisFlyer miles
  • Up to 3.1 KrisFlyer miles per S$1 spent on Grab, capped at S$200/month
  • See all benefits by clicking on card details link below

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$177
Supplementary Annual Fee53.5
Fee WaiverAvailable
Minimum Monthly Repayment3% or $50, whichever is higher
Interest Free Period22 days

Minimum Income Requirements



Card AssociationAmerican Express
Wireless PaymentApple Pay, Samsung Pay, Google Pay
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