Best American Express No Annual Fee Credit Cards in Singapore 2019

Updated April 2019

Choosing a card with no annual fee does not mean you can't enjoy the perks that come with owning a credit card. Compare and find the best no annual fee credit cards and earn up to 8% cashback or 5x reward points.

Popular American Express No Annual Fee Credit Card

Get up to 35,500 KrisFlyer miles

American Express Singapore Airlines KrisFlyer Credit Card

1 year

Annual Fee Waiver

S$176.5

Annual Fee

25.90%

Annual Interest Rate

MoneySmart Exclusive: Get up to 35,500 KrisFlyer milesValid till 30 Apr 2019.
  • Earn 5.1 KrisFlyer miles
  • +2 more

1 year

Annual Fee Waiver

S$176.5

Annual Fee

25.90%

Annual Interest Rate

MoneySmart Exclusive: Get up to 35,500 KrisFlyer milesValid till 30 Apr 2019.

Other Promotions

  • Get 3.1 KrisFlyer miles per S$1 spent on Daily Essentials
  • Get S$20 CapitaLand Voucher

No Annual Fee Features

  • Enjoy up to 35,500 KrisFlyer miles when you apply via MoneySmart for your new American Express KrisFlyer Credit Card. Get 5,000 KrisFlyer miles upon first S$1 spend, another 17,500 (7,500+5,500+4,500) KrisFlyer miles with a min. spend of S$5,000 within first 3 months of Card Approval date and an additional 13,000 (7,500+5,500) KrisFlyer miles with the next min. spend of S$5,000 within the 4th-6th months of Card Approval. Valid till 30 Apr 2019. Full T&Cs
  • Annual fee waiver for 1 year
  • S$53.50 p.a for supplementary cards
  • The first year annual membership fee waiver is only applicable to new American Express Card Members
  • Annual fee is not an eligible purchase and will not earn you KrisFlyer miles
  • Up to 3.1 KrisFlyer miles per S$1 spent on Grab, capped at S$200/month
  • See all benefits by clicking on card details link below

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$177
Supplementary Annual Fee53.5
Fee WaiverAvailable
Minimum Monthly Repayment3% or $50, whichever is higher
Interest Free Period22 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationAmerican Express
Wireless PaymentApple Pay, Samsung Pay, Google Pay
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