Best American Express No Annual Fee Credit Cards in Singapore 2019

Updated August 2019

Choosing a card with no annual fee does not mean you can't enjoy the perks that come with owning a credit card. Compare and find the best no annual fee credit cards and earn up to 8% cashback or 5x reward points.

Popular American Express No Annual Fee Credit Card

Get up to 23,000 KrisFlyer miles

American Express Singapore Airlines KrisFlyer Credit Card

1 year

Annual Fee Waiver

S$176.5

Annual Fee

25.90%

Annual Interest Rate

MoneySmart Exclusive: Get up to 23,000 KrisFlyer miles! Fulfilled by American Express.Valid till 31 Aug 2019.
  • Get 3.1 KrisFlyer miles per S$1 spent on Daily Essentials

1 year

Annual Fee Waiver

S$176.5

Annual Fee

25.90%

Annual Interest Rate

MoneySmart Exclusive: Get up to 23,000 KrisFlyer miles! Fulfilled by American Express.Valid till 31 Aug 2019.

No Annual Fee Features

  • Enjoy up to 23,000 KrisFlyer miles when you apply via MoneySmart for your new American Express KrisFlyer Credit Card
  • Annual fee waiver for 1 year
  • S$53.50 p.a for supplementary cards
  • The first year annual membership fee waiver is only applicable to new American Express Card Members
  • Annual fee is not an eligible purchase and will not earn you KrisFlyer miles
  • Up to 3.1 KrisFlyer miles per S$1 spent on Grab, capped at S$200/month
  • See all benefits by clicking on card details link below

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$177
Supplementary Annual Fee53.5
Fee WaiverAvailable
Minimum Monthly Repayment3% or $50, whichever is higher
Interest Free Period22 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationAmerican Express
Wireless PaymentApple Pay, Samsung Pay, Google Pay
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