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Your Life Insurance Knowledge Hub

Navigating life insurance doesn't have to be overwhelming. Explore our clear, expert-reviewed guides on term and whole life policies to find the right protection for you and your loved ones.
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Life insurance made simple. Explore by what matters most to you right now.

Life Insurance 101

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Life Insurance for Wealth Building

Savings, Wealth & Retirement Plans

Life Insurance for Life and Family Protection

Life & Family Protection

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4.4 rating of 2083 reviews
Google

Responsive and professional

Eugene NEugene N
Google

Great customer service!! staff were so friendly and prompt to respond to my queries.

Jiamin ChungJiamin Chung
Google

I’m very happy with the good deal I got through MoneySmart. The support team was also very responsive and helpful in handling my queries. Overall, I had a great experience with MoneySmart and would definitely recommend it!

Hui TingHui Ting
Google

I’ve had a really good experience with MoneySmart! I love the deals and promotions they offer, and they make it easy to find good value when signing up for different products. What I appreciate even more is their after-sales service. The team is helpful and responsive whenever I have questions or need assistance, which gives me peace of mind after signing up. I also really like how their website allows me to keep track of the deals and products I’ve signed up for. It’s convenient to have everything in one place instead of having to dig through emails or documents to remember what I signed up for. Overall, a great experience with MoneySmart and definitely a platform I would recommend! 😊

Ai HuiAi Hui
Google

Good deals and importantly good response when needed support or enquiry on certain claim procedures. Special thanks to Dayang for good and fast response.

Felix ThunderFelix Thunder
Google

Good customer service and highly responsiveness.

Xu ZhaoXu Zhao
Google

Smooth redemption for the rewards! Love to surf their website from time to time to keep myself updated on all the finance related deal!

PY OngPY Ong
Google

⭐️⭐️⭐️⭐️⭐️ Great experience with the team! They were very helpful, responsive, and made the car insurance renewal process smooth and hassle-free. They helped me find a better deal and save on my car insurance. Special thanks to Mr. Ken Chew for his excellent service, patience, and professionalism. Really appreciate his help throughout the whole process. Highly recommended! 👍

PingWei GohPingWei Goh
Google

Great platform to gain saving and special bonuses for credit cards and insurances! Thanks so much!!

Justin ChoeJustin Choe
Google

Great!

AlexanderAlexander
Google

My usual site for good deals. It gather all the best deals/packages in one place. Easy for comparisons. Keep up the good works.

Charles LawCharles Law
Google

First time applying CC through MoneySmart, first impression is quite good. Customer service was fast in responding query, keep up the good work! Still waiting for my 2nd CC reward approval, hopefully all smooth and no hiccup. Thanks MoneySmart SG.

daniel sutantodaniel sutanto
Google

I'm very happy with MoneySmart's service. They delivered exactly what they promised, and the promotion was legitimate. The support team was also very helpful, responsive, and quick to assist whenever I had questions. Overall, it was a smooth and trustworthy experience.

Rizza TiglaoRizza Tiglao
Google

Good offer! Will be so much better if the wait time is not 6months so long. Understand the need to lock in but this has to balance with not instilling a sense of negativity and loose future potential growth and gain, and pushing customer to explore other platforms

Charles TongCharles Tong
Google

I had a situation where my old insurance provider play stunt. Luckily, i had ashely to guide me in the weekends so i wont end up bad.

Traeh LuosTraeh Luos
Google

Had a good experience applying for my credit card through MoneySmart. The application process was straightforward, and the instructions on how to qualify for the promotional reward were clear. I also liked that I could track the reward status easily. Overall, it was a smooth experience, and I'd use MoneySmart again for future financial products.

Woon YeowkheongWoon Yeowkheong
Google

Service was prompt and excellent. Would definitely recommend MoneySmart to anyone looking to improve their financial knowledge and well-being.

Wayne WongWayne Wong
Google

Edwin was excellent. Highly recommend him for his knowledge, guidance and appropriate advise. Thanks!

Ritika GuptaRitika Gupta
Google

Timeline for reward disbursement could be better.

Mark Kesavan RamaniMark Kesavan Ramani
Google

I had very positive experiences with Money Smart.The staffs are professional and patient especially the person who I met “ Kama” who gave me very fast responses. I’ll strongly recommend Money Smart for reliable and customer focused service.

Myat ThuMyat Thu

Frequently Asked Questions

What is life insurance?

Life insurance serves a single core function—providing financial protection to the people you care about most if you pass away. In Singapore, this means giving your family or nominated beneficiaries a safety net, ensuring they can continue to afford their daily living expenses, pay off any outstanding debts, and maintain their quality of life in your absence.

What is term life insurance?

Term life insurance is a straightforward protection policy that provides coverage for a fixed period, known as the “term”. If the insured person passes away during this period, the policy pays a lump-sum benefit to their beneficiaries.

Can you get life insurance in Singapore if you have a disease?

The good news is: coverage is often still possible—though the details depend on the type and severity of your condition, plus the type of policy you need.

What disqualifies you from getting life insurance in Singapore?

In Singapore, most people can get some form of life insurance—whether that’s basic term or comprehensive whole life cover. However, applications may be declined outright if insurers see your risk as unacceptably high. The most common reasons are severe pre-existing medical conditions, very high-risk jobs or lifestyles, and certain legal or residency issues.