- on All Spend when you open a SCB Current Account
- S$1 = 2X Points
- on All Other Spend
- S$1 = 1X Point
- Rewards to Miles Conversion
- 1 Point = 0.4 Miles
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|Rewards Credit card||Bonus rewards||Spending categories|
|Citibank Rewards Card||10X ($1 = 4 miles)||Online shopping (excluding travel)|
|UOB Lady’s Card||10X ($1 = 4 miles)||1 category of your choice (beauty, fashion, dining, family, travel, transport, entertainment)|
|UOB Preferred Platinum Card||10X ($1 = 4 miles)||Online shopping, entertainment + contactless payment|
|HSBC Revolution Card||5X ($1 = 2 miles)||Online spending, dining, entertainment|
Citibank rewards catalogue has a wide variety, which makes the Citibank Rewards Card one of the more popular ones in Singapore. The catalogue allows you to redeem watches, toys, hotel stays and various vouchers. You can directly shop on Amazon with reward points too. Citi Rewards Card : Citi Rewards Card offers 10X rewards on all online shopping and retail shopping on shoes, bags and clothes. Purchases from department stores are also included. The online shopping category that has been added in 2019 is a great addition, making it a card suitable for everyday spending. Do note the max of $1,000 per month.
UOB’s attractive credit card catalogue flexibly allows you to redeem your rewards points (called UNI$) for air miles, vouchers, or even cash back. Attractive rewards from UOB’s rewards catalogue include dining vouchers for Sushi Tei, Soup Restaurant and Les Amis Group and shopping vouchers at Capitaland Malls, [email protected] and Mandarin Gallery. To start earning your UNI$, you can sign up for either a UOB Lady’s Card or UOB Preferred Platinum Card. UOB Lady’s Card : Between the two UOB rewards credit cards, the pretty UOB Lady’s Card allows you to accumulate UNI$ faster. This is because you can choose 1 out of 7 spend categories to earn 10X UNI$, which translates to $1 = 4 air miles. Available spend categories are Beauty & Wellness, Fashion, Family (including groceries), Transport (Petrol), Entertainment, Dining and Travel, which means that if you can identify the category that you spend the most in, you can get collect your points pretty quickly. This category can be changed every quarter. The monthly cap is $1,000.
Rewards cards are the most suitable for people who don’t want to spend too much time tracking expenditure in order to maximise for cashback or air miles. You simply choose the right rewards card, spend as you would normally and accumulate points to be redeemed for gifts and vouchers at the end of a certain period. Usually, the rewards are quite wide-ranging. At the very least, every catalogue will allow you to redeem NTUC or Capitaland vouchers, which are basically pseudo-cash for many Singaporeans. Decided to get one? Just take note of the expenditure cap and any minimum spend and check back once in a while as reward points do expire!