UOB Preferred Visa Card
The UOB Preferred Visa shines for online and mobile contactless spend, rewarding you with accelerated UNI$ on these everyday categories. Ideal for those spending around $1,000 monthly, it maximizes rewards on groceries, dining, and shopping via mobile payments like Apple or Samsung Pay, and online marketplaces.
Card Details
Good For
For online shoppers who want increased rewards on e-commerce purchases like groceries, apparel, and entertainment subscriptions.
Good for individuals who enjoy mobile contactless payments to earn UNI$ for everyday spending on dining, shopping and public transport.
Suited for people who frequent UOB’s participating merchants and prefer using UNI$ cashback for purchases in-store.
Things To Note
27.8% interest rate can apply if you don't pay your balance in full and on time.
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Why Trust MoneySmart 💡
MoneySmart helps Singaporeans compare verified financial products side-by-side, so you find the best credit card, loan, insurance and other personal finance products for your needs—before you apply, not after. As an MAS-licensed platform with over 15 years in the market and a 4.4/5 Google rating from 100,000+ users, we surface exclusive sign-up bonuses and deals you won't find by going directly to a provider—with faster gift fulfilment and flexible redemption on top.
UOB Preferred Platinum Visa Card Benefits
If you’ve ever camped at midnight to binge-buy Shopee flash deals, or mentally converted every SGD dollar spent into KrisFlyer miles, or simply love tapping your phone on the payment terminal harder than your actual wallet, the UOB Preferred Platinum Visa (PPV) should already be your spirit card.
A familiar name to both miles chasers and rewards enthusiasts alike, the UOB PPV Card is a miles-earning machine offering an attractive 10X UNI$ per $5 or 4 miles per dollar (mpd) on eligible mobile contactless and online retail spend. Not to mention, no minimum spend, no drama—just UNI$ points stacking quietly in the background while buying bubble tea or cinema tickets.
But on the off chance you’re not acquainted, here’s a breakdown of the UOB PPV from key card benefits, to annual fees and minimum annual income, and more.
A familiar name to both miles chasers and rewards enthusiasts alike, the UOB PPV Card is a miles-earning machine offering an attractive 10X UNI$ per $5 or 4 miles per dollar (mpd) on eligible mobile contactless and online retail spend. Not to mention, no minimum spend, no drama—just UNI$ points stacking quietly in the background while buying bubble tea or cinema tickets.
But on the off chance you’re not acquainted, here’s a breakdown of the UOB PPV from key card benefits, to annual fees and minimum annual income, and more.
Customer Reviews on MoneySmart Credit Card Applications
⭐⭐⭐⭐⭐
Review by TJ. Hoo
"I had applied for 2 credit cards via MoneySmart so far, and their response has always been prompt. The process of getting the sign-up gift is also clear. I would definitely recommend going through them for credit card applications."
As seen on Google
⭐⭐⭐⭐⭐
Review by D. Ng
"Really great experience signing up for a credit card with them. The gift came faster than expected, would definitely sign for another credit card using this website again."
As seen on Google
⭐⭐⭐⭐⭐
Review by A. Koh
"Great experience by signing up for a credit card through MoneySmart. Redemption of gift is fast and smooth sailing. Am considering to sign up for another credit card as I am currently reviewing my own financial expenses. Good job, guys!"
As seen on Google
Pros & Cons of UOB Preferred Platinum Visa Card
Pros ✅
Cons ❌
Find out more about the UOB PPV Credit Card here!
Comparison: UOB PPV Card vs Citi Rewards Card vs DBS Woman’s World Card
By now, the UOB PPV Card makes a compelling argument for rewarding online retail, entertainment, and qualifying mobile contactless spending. But it’s not the only enticing rewards credit card—popular contenders like the Citi Rewards Card and DBS Woman’s World Card also offer competitive miles-earning potential and category versatility.
To help you decode the fine print, we’ve compared the bonus miles earn rate, annual fees, interest rates, minimum income requirements, and more to determine which card is best suited for your lifestyle and spending habits.
While all 3 shopping credit cards award 4 mpd on eligible online retail purchases with no minimum spend, the UOB PPV Card emerges at the top for its versatility and broader reward reach. Beyond online retail, it offers the best of both worlds—specifically 4 mpd on qualifying mobile contactless spend and 10% cashback on offline retail purchases at participating UOB$ merchants.
Furthermore, its compatibility with the UOB Payment Facility lets you earn 1 mpd at a preferential 1.8% admin fee on utilities, rent, taxes, and more (similar to Citi PayAll), and bears the lowest minimum annual income requirement for Singaporeans/PRs ($30,000) and foreigners ($40,000). Naturally, this makes the UOB PPV Card far more accessible than the DBS Woman’s World Card ($80,000 for both groups) and slightly more foreigner-friendly than the Citi Rewards Card ($42,000).
In general, the UOB PPV Card is a well-rounded rewards/miles credit card—albeit not recommended for individuals who spend infrequently online or through mobile contactless payment.
To help you decode the fine print, we’ve compared the bonus miles earn rate, annual fees, interest rates, minimum income requirements, and more to determine which card is best suited for your lifestyle and spending habits.
| Feature | UOB PPV | Citi Rewards | DBS Woman’s World |
|---|---|---|---|
| Interest rate | 27.8% p.a. | 27.9% p.a. | 27.8% p.a. |
| Annual fee | $196.20 (First year waived) | $196.20 (First year waived) | $196.20 (First year waived) |
| Min. annual income (Singaporeans/PRs) | $30,000 | $30,000 | $80,000 |
| Min. annual income (Foreigners) | $40,000 | $42,000 | $80,000 |
| Rewards / air miles benefits |
|
|
|
While all 3 shopping credit cards award 4 mpd on eligible online retail purchases with no minimum spend, the UOB PPV Card emerges at the top for its versatility and broader reward reach. Beyond online retail, it offers the best of both worlds—specifically 4 mpd on qualifying mobile contactless spend and 10% cashback on offline retail purchases at participating UOB$ merchants.
Furthermore, its compatibility with the UOB Payment Facility lets you earn 1 mpd at a preferential 1.8% admin fee on utilities, rent, taxes, and more (similar to Citi PayAll), and bears the lowest minimum annual income requirement for Singaporeans/PRs ($30,000) and foreigners ($40,000). Naturally, this makes the UOB PPV Card far more accessible than the DBS Woman’s World Card ($80,000 for both groups) and slightly more foreigner-friendly than the Citi Rewards Card ($42,000).
In general, the UOB PPV Card is a well-rounded rewards/miles credit card—albeit not recommended for individuals who spend infrequently online or through mobile contactless payment.
How to Apply for the UOB Preferred Platinum Visa Card?
Here are 3 simple steps to apply for the UOB PPV Card:
Step 1
Apply for the UOB PPV Card via MoneySmart
Begin applying for the UOB PPV Card by clicking on the “Apply Now” button on this page.
When you choose to apply online or through the UOB TMRW app and via SingPass MyInfo, UOB will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
Step 2
Provide all required documents
You'll need to provide all the necessary documentation in order for UOB to approve your credit card application. Documents to expect usually include:
and other income documents. For more specificities, please refer to UOB’s document.
Step 3
Receive and activate your UOB PPV Card
There are 3 ways to activate the UOB PPV Card: either via UOB TMRW app, SMS, or online banking.
To activate it via the UOB TMRW app, follow these steps:
For more instructions, refer to UOB’s guide.
Frequently Asked Questions about UOB PPV Card
Are there any fees if I apply for the UOB Preferred Platinum Visa Card?
- The UOB PPV Card charges an annual fee of $196.20 (first year waived), as well as cash withdrawal fees or cash advance transaction fees, late payment fee, minimum monthly payment, foreign currency transaction fee, and overlimit fee.
Am I eligible for the UOB Preferred Platinum Visa Card?
- If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the UOB PPV Card, as long as you’re aged between 21 to 65, and earn a minimum annual income of $30,000 (for Singaporeans and PRs) or $40,000 (for foreigners).
Can UOB Preferred Platinum Visa Card be used to earn miles?
- Yes, the UOB PPV Card earns UNI$ points which rewards bonus UNI$10 per $5 (equivalent to 4 miles per dollar) on eligible online retail, entertainment, as well as other valid mobile contactless spend.
When do UNI$ points expire?
- UNI$ are valid for 2 years before they expire.
Why was I not awarded with the bonus UNI$9 on my transaction?
- For the UOB PPV Card, only eligible mobile contactless payments, select online shopping, dining, and entertainment spend will earn bonus UNI$9 per $5.
Ineligible transactions (aka spend exclusions or invalid merchants) will not earn any bonus UNI$. Is there a cap on bonus UNI$ earned?
- Bonus UNI$ is capped at UNI$2,000 or first $1,000 spend per month on select qualifying online and mobile contactless transactions.