OCBC 365 Credit Card

Updated September 2018

6%Cash Back on Weekend Dining (Local)
S$80Cash Back Cap per month
S$600Min. Spend per month
OCBC 365 Credit Card

OCBC 365 Credit Card

Key features
Key features
  • 6% Cashback on Weekend Dining
  • Up to 23% Fuel Savings at selected petrol stations
  • 3% Cashback on Weekday Dining, Overseas Dining, Online Shopping, Grocery, Recurring Telco and Medical Bills
  • 2 years fee waiver for both Principal and Supplementary cards, subsequent years waived for Principal card with min. spend of S$10,000 p.a.
Petrol
Petrol
Excellent
Best for: Petrol transactions at Esso & Caltex stations
  • Up to 23% Discount at Caltex: 16% Onsite Discount and OCBC 365 Discount + 4.2% Card Discount with min spend of S$600/month + 2.8% OCBC 365 Rebate with min spend of S$300/month
  • Up to 20.4% Discount at Esso service: 14% Onsite Discount and OCBC 365 Discount + 4.3% Card Discount with min spend of S$600/month + 2.1% OCBC 365 Rebate with min spend of S$200/month (valid till 31 Oct 2018)
  • 5% Cashback at all other petrol stations
Cash back
Cash Back
Very Good
  • 6% Cashback on Weekend Dining
  • 3% Cashback on Weekday Dining, Overseas Dining, Online Shopping, Grocery, Recurring Telco and Medical Bills
  • Up to 23% Fuel Savings at selected petrol stations
  • 0.3% Cashback on all other spending
  • If you spend less than S$600, a flat 0.3% cashback is awarded
Dining
Dining
Very Good
Best for Weekend Dining
  • 6% Cashback on Local Weekend Dining (Sat and Sun)
  • 3% Cashback on Local Weekday Dining (Mondays to Fridays)
  • 3% Cashback on Overseas Dining (Everyday)
  • Min. spend of $600/month, cap S$80/month
Online shopping
Online Shopping
Satisfactory
  • 3% Cashback on Online Spending (Travel, Fashion, Movie Tickets, etc.)
  • Min. spend of S$600/month, cap S$80/month
Grocery
Grocery
Satisfactory
  • 3% Cashback on Grocery Shopping at all supermarkets islandwide
  • Min. spend of $600/month, cap S$80/month
Entertainment
Entertainment
Satisfactory
  • 3% Cashback on Online Spending (Travel, Fashion, Movie Tickets, etc.)
  • Min. spend of S$600/month, cap S$80/month
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

96.3

Fee Waiver

Available

Interest Free Period

23 days

Annual Interest Rate

26.88%

Late Payment Fees

S$100

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

N/A
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$45,000
Other

Card Association

Visa

Wireless Payment

Visa payWave, Apple Pay, Samsung Pay, Google Pay