OCBC 365 Credit Card

Updated June 2018

6%Cash Back on Weekend Dining (Local)
S$80Cash Back Cap per month
S$600Min. Spend per month
OCBC 365 Credit Card

OCBC 365 Credit Card

Key features
Key features
  • 6% Cashback on Weekend Dining
  • Up to 23.8% Fuel Savings at selected petrol stations
  • 3% Cashback on Weekday Dining, Overseas Dining, Online Shopping, Grocery and Recurring Telco Bills
Cash back
Cash Back
Excellent
  • 3% Cashback on Weekday and Overseas Dining, Grocery and Recurring Telecommunications bills, and all Online spend
  • 6% Cashback on Weekend Dining
  • Up to 23.8% Fuel Savings at selected petrol stations
  • Minimum spend of $600/month, $80 cap /month. For spend less than $600, a flat 0.3% cashback is awarded
Petrol
Petrol
Excellent
  • Up to 23.8% discount at Caltex and 18.3% at Esso, (14% onsite and OCBC 365 discount + 5% Cashback*)
  • 5% Cashback at all other petrol stations
  • *Minimum spend of $600/month, $80 cap /month
Dining
Dining
Excellent
  • 3% Cashback on Local Weekday Dining (Mondays to Fridays)
  • 3% Cashback on Overseas Dining (Everyday)
  • 6% Cashback on Local Weekend Dining (Sat and Sun)
Entertainment
Entertainment
Very Good
  • 3% rebates on online spending with min. spend $600 in a month
  • 0.3% on all other spend
Online shopping
Online Shopping
Satisfactory
  • 3% rebates on online spending (travel, fashion, movie tickets, etc.) with min. spend $600 in a month
Grocery
Grocery
Satisfactory
  • 3% Cashback on Grocery Shopping at all supermarkets islandwide
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

96.3

Fee Waiver

2 years fee waiver for both Principal and Supplementary cards, subsequent years waived for Principal card with min. spend of $10,000 p.a.

Interest Free Period

23 days

Annual Interest Rate

25.92%

Late Payment Fees

S$100

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N.A.

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

N.A.
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$45,000
Other

Card Association

Visa

Wireless Payment

Visa payWave, Apple Pay, Samsung Pay, Google Pay