OCBC 365 Credit Card
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OCBC 365 Credit Card

  • 6% Cashback on Weekend Dining
  • Up to 23.8% Fuel Savings at selected petrol stations
  • 3% Cashback on Weekday Dining, Overseas Dining, Online Shopping, Grocery and Recurring Telco Bills

Dining

  • Excellent 5/5
  • 3% Cashback on Local Weekday Dining (Mondays to Fridays)
  • 3% Cashback on Overseas Dining (Everyday)
  • 6% Cashback on Local Weekend Dining (Sat and Sun)

Petrol

  • Excellent 5/5
Petrol Discount Savings per Year
  • Esso $391
  • Caltex $457
  • Up to 23.8% discount at Caltex and 18.3% at Esso, (14% onsite and OCBC 365 discount + 5% Cashback*)
  • 5% Cashback at all other petrol stations
  • *Minimum spend of $600/month, $80 cap /month

Cash Back

  • Excellent 5/5
Total Annual Cashback
$526 / year
  • 3% Cashback on Weekday and Overseas Dining, Grocery and Recurring Telecommunications bills, and all Online spend
  • 6% Cashback on Weekend Dining
  • Up to 23.8% Fuel Savings at selected petrol stations
  • Minimum spend of $600/month, $80 cap /month. For spend less than $600, a flat 0.3% cashback is awarded

Entertainment

  • Very Good 4/5
Activities this card covers
No additional Entertainment benefits
  • 3% rebates on online spending with min. spend $600 in a month
  • 0.3% on all other spend

Online Shopping

  • Satisfactory 3/5
  • 3% rebates on online spending (travel, fashion, movie tickets, etc.) with min. spend $600 in a month

Grocery

  • Satisfactory 3/5
Grocery Discount
  • Fair Price
  • Cold Storage
  • Jasons
  • Giant
  • Sheng Siong
  • Market Place
  • 3% Cashback on Grocery Shopping at all supermarkets islandwide

Shopping

  • Satisfactory 3/5
  • Get 3% Cashback on all Online spend (travel, fashion, movie tickets, etc.)
  • 0.3% on all other spend

Credit Card Information

Things to look out for

  • Base cashback rate of 0.3%
  • Minimum monthly spend of $600 to hit Bonus Cashback tiers
  • Monthly Cashback cap of $80

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $45,000 per year

Interest Rate & Late Payment Fees

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee $96.30 per year
  • Fee Waiver 2 years fee waiver for both Principal and Supplementary cards, subsequent years waived for Principal card with min. spend of $10,000 p.a.
  • Annual Interest Rate 25.92%
  • Late Payment Fees S$100
  • Minimum Monthly Repayment 3% of S$50, whichever is higher
  • Interest-free Period 23 days
  • Foreign Currency Transaction Fee 2.8%
  • Balance Transfer Fee N/A

Other Information

  • Card Association Visa
  • Wireless Payment Visa payWave
  • Mobile Wallet Payment N/A
OCBC 365 Credit Card

Apply for the OCBC 365 Credit Card online now!

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