Best Multi-currency Savings Accounts in Singapore 2026

We found 7 Savings Accounts for you!

150+
Number of Supported Currencies
0%
Foreign Transaction Fees
S$0
Min. Balance

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Up to 2.80% Interest p.a.
Up to 0.80% p.a.
Priority Banking Relationship-based Interest Rate
Up to 2.80% p.a.
Max. Interest Rate
S$200,000
Total Relationship Balance

$15,000
Recurring Deposit for 3 months
0.05%
Min. Annual Interest
Up to 3.98%
Max. Annual Interest

0.05%
Min. Annual Interest
Up to 1.05%
Max. Annual Interest
S$2,000
Min. Initial Deposit

0%
FX Fee
Bank Rate
FX Rate
S$0
Min. Balance

0%
FX Fee
Bank Rate
FX Rate
US$1,000
Min. Balance

0%
FX Fee
Bank Rate
FX Rate
US$5,000
Min. Balance

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FAQs About Multi-currency Savings Accounts in Singapore

Which bank has the best multi-currency account in Singapore?

The DBS Multi-Currency Account is widely recognised as the most convenient bank multi-currency account, letting you hold SGD plus 12 foreign currencies with no minimum balance or monthly service fee for your first account. HSBC Everyday Global Account (Personal Banking) offers up to 1.05% p.a. interest and supports 11 currencies. UOB Global Currency Account and OCBC Global Savings Account provide strong solutions for holding and transferring major currencies, especially USD and AUD.

What is the difference between a foreign currency account and a multi-currency account?

A multi-currency account lets you hold, receive, convert, and send multiple currencies (like SGD, USD, EUR, GBP) in a single account, making it ideal for frequent travellers, global shoppers, or international businesses. A traditional foreign currency account holds only one foreign currency per account, mainly for saving or hedging, and usually has more limited, costlier transaction features.