Buy Singlife Travel Insurance in Singapore 2026 | Up to 50% OFF
Find affordable Singlife single-trip or annual travel insurance prices on MoneySmart and get a great plan at a great price
Refine Your Results
We found 3 Singlife Insurance Plans for you!
.png)
.png)
.png)
Get CASH or REWARDS:
• S$60 GrabGift vouchers
• OR 8GB Eskimo eSIM
• OR up to S$50 Cash via PayNow
• AND S$30 Revolut cash reward
with eligible premiums spent. T&Cs apply.
Plus, get 50% off with code TRAVEL50 on Single Trip Singlife Travel Insurance plans.
Valid till 30 Jun 2026
Get CASH or REWARDS:
• S$60 GrabGift vouchers
• OR 8GB Eskimo eSIM
• OR up to S$50 Cash via PayNow
• AND S$30 Revolut cash reward
with eligible premiums spent. T&Cs apply.
Plus, get 50% off with code TRAVEL50 on Single Trip Singlife Travel Insurance plans.
Valid till 30 Jun 2026
Get CASH or REWARDS:
• S$60 GrabGift vouchers
• OR 8GB Eskimo eSIM
• OR up to S$50 Cash via PayNow
• AND S$30 Revolut cash reward
with eligible premiums spent. T&Cs apply.
Plus, get 50% off with code TRAVEL50 on Single Trip Singlife Travel Insurance plans.
Valid till 30 Jun 2026
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
What Makes MoneySmart Trustworthy 👉
Singlife Travel Insurance: Overview
Singlife offers comprehensive travel insurance designed for both frequent and occasional travellers. Plans typically include medical coverage (hospitalisation, emergency treatment), trip cancellation and delay protection, baggage loss/delay coverage, and emergency evacuation. The insurer also provides add-on riders for specific needs like adventure sports activities, high-risk destinations, or extended trips, allowing you to customise coverage to match your travel profile.
Key product features include multi-trip annual policies (ideal for regular travellers), flexible coverage limits, and digital claims submission. Singlife's online platform lets you purchase, manage, and file claims entirely through their portal or mobile app, streamlining the entire insurance experience from purchase to payout.
Singlife Travel Insurance Plan Coverage: Comparison
Coverage | |||
Up to S$250,0001 | Up to S$1 million2 | Unlimited3 | |
Up to S$250,000 | Up to S$1 million | Unlimited | |
Up to S$3,000 (S$500 per item/set) | Up to S$5,000 (S$600 per item/set) | Up to S$8,000 (S$700 per item/set) | |
Up to S$5,0004 | Up to S$15,0005 | Up to S$20,0006 | |
Up to S$100,000 | Up to S$250,000 | Up to S$500,000 | |
COVID-19 protection | ✅ Add-on | ✅ Add-on | ✅ Add-on |
N/A | ✅ Add-on | ✅ Add-on | |
✅ Add-on (50% co-pay) | ✅ Add-on (50% co-pay) | ✅ Add-on (60% co-pay) | |
N/A | Up to S$5,000 | Up to S$8,000 | |
✅ Included for bungee, skydiving, hiking; but scuba diving & snow/ice sports require add-on | |||
1 Adults above 70: S$75,000 cap | 2 Adults above 70: S$150,000 cap | 3 Unlimited for ages up to 70; S$300,000 for adults above 70
4–6 See policy summary for further breakdown
Major exclusions across Singlife Travel Insurance
- Claims arising from travel against government advisories
- Ongoing medical treatments or elective procedures abroad
- Loss or delays due to negligence or undeclared valuables
- Unlicensed adventure activities and sports requiring professional qualifications
- Pregnancy post-24 weeks (unless otherwise stated in Plus/Prestige)
- Pre-existing conditions (unless optional cover is purchased)
- “Cancel for Any Reason” only valid as an add-on and within required timeframes
Singlife Travel Insurance Persona Scenarios & Fit
Scenario | Who you are | Why this matters | Best plan match |
Casual regional escaper | Solo/couple, 1–2 yearly trips to Southeast Asia, budget-conscious | Medical emergencies abroad can cost > S$3,000 even in affordable destinations | Singlife Travel Lite:
|
Family holiday planner | Family of 3–4, annual school-break trips to Europe/Australia/Japan, carrying valuable gear | Expensive bookings (S$2k–4k flights, S$150–300/night hotels) + tech loss risk + high healthcare costs abroad | Singlife Travel Plus:
|
Frequent business traveller | Quarterly/monthly flights to US/Europe/Asia, last-minute bookings, high-value gear | Long-haul medical costs hit S$5k+/night. Unlimited cover removes price-shock risk. "Any Reason" cancellation covers work conflicts. | Singlife Travel Prestige:
|
Adventure activities enthusiast | Bungee jumping, skydiving, multi-day hiking in NZ/Nepal/Australia | Standard policies exclude/restrict adventure sports. Need explicit coverage confirmation pre-booking. | Any Plan; all tiers cover leisure bungee/skydiving/hiking. Scuba diving & snow sports optional add-ons. |
Traveller aged 70+ or with health conditions | Retired/semi-retired, managed health conditions (diabetes, BP) | After age 70+, medical cap significantly lowers (S$75k–S$300k). Highly recommended to add pre-existing medical conditions add-on. | Singlife Travel Plus/Prestige + Pre-existing Condition add-on:
|
Last-minute booker | Spontaneous booker, frequent date changes, values flexibility over cost | "Any Reason" cancellation requires purchase within 7 days of booking. Co-pay means partial recovery only. | Singlife Travel Plus with "CFAR" add-on:
|
💡MoneySmart Tip: Each Singlife plan (Lite, Plus, Prestige) is available as either a single-trip or annual multi-trip policy. Choose an annual multi-trip if you take 3+ trips yearly to be more cost-effective, and opt for a single-trip if you travel once or twice a year. Refer to our guide to single-trip vs. annual travel insurance for a deeper comparison.
Comparison: Average Cost and Coverage Extent of Travel Insurance in Singapore
Insurance provider | Best For | Medical Coverage (Overseas) | Trip Cancellation Coverage | Baggage Damage or Loss | Premium |
Emergency transportation (Includes COVID-19 Coverage) | From S$200,000 | From S$1,500 | From S$1,000 | From S$14.80 | |
"Kids travel with free coverage" benefit (Families) | From S$150,000 | From S$3,000 | From S$1,000 | From S$16.87 | |
Lower premiums | From S$200,000 | From S$7,500 | From S$3,000 | From S$16.75 | |
Coverage for sports and adventurous activities | From S$100,000 | From S$2,000 | From S$2,500 | From S$16.20 | |
No claim discount of up to 10% on next trip | From S$150,000 | From S$5,000 | From S$3,000 | From S$18.40 | |
Post-departure purchase up to a day of departure | From S$250,000 | From S$5,000 | From S$3,000 | From S$26.86 | |
Comprehensive coverage (includes pre-existing conditions) | From S$250,000 | From S$5,000 | From S$3,000 | From S$17.40 | |
High or unlimited overseas medical coverage | From S$250,000 | From S$5,000 | From S$3,000 | From S$22.58 | |
Specially tailored plan for Japan trips | From S$200,000 | From S$5,000 | From S$1,000 | From S$17.60 | |
Cruise coverage | From S$200,000 | From S$5,000 | From S$3,000 | From S$17.16 | |
Auto-pay out and higher efficiency for flight delays | From S$200,000 | From S$5,000 | From S$2,000 | From S$16 | |
Complimentary lounge access for flight delays | From S$100,000 | From S$2,500 | From S$2,000 | From S$16.62 | |
Extensive coverage including COVID-19 | From S$100,000 | From S$3,000 | From S$1,000 | From S$36 |
Disclaimer: Accurate as of 23 March 2026. Premiums shown in this table are “from” prices based on the insurer’s entry-level plan for a short trip to a low-risk regional destination (typically 3–4 days within Asia, single adult traveller). Actual premiums will vary depending on your destination, duration, age, coverage tier, and add-ons selected.
How to use this table?
- Start with coverage needs: If you’re mainly worried about medical bills overseas, Starr and FWD both offer solid base coverage of S$200,000.
- Check COVID-19 protection: Starr Bronze includes S$15,000 in overseas medical cover, while FWD offers a higher add-on option (up to S$200,000).
- Look at travel disruption: FWD provides stronger cancellation protection (S$7,500 vs Starr’s S$5,000).
- Review baggage cover: Both Starr and FWD protect against baggage loss/delay, though Starr offers higher delay payouts.
- Don’t miss MoneySmart Exclusive promos: Limited-time promos offer useful travel perks like Apple AirTags and eSIMs.
How to Apply For Singlife Travel Insurance: Step-by-Step Guide
Step | Action | Details |
1 | Get a quote via MoneySmart | Visit MoneySmart's Singlife Travel Insurance product pages and enter your travel dates, destination(s), single/annual trip, number of travellers, and ages to filter for premium quotes. Optional add-ons (e.g., "Any Reason" cancellation, pre-existing condition cover, COVID-19 protection) can be added at checkout. |
2 | Choose your plan and apply | Decide between Lite, Plus, or Prestige based on your travel profile, and click “Apply Now”. Concurrently, verify your eligibility: Singapore Citizen, PR, or foreigner with valid work pass holder and age. Use Singpass MyInfo for auto-retrieval of personal particulars and documents to purchase your Singlife travel insurance effortlessly. If applying manually or as a foreigner, ensure you have your personal details (i.e. full name, NRIC/passport, contact information, travel itinerary, traveller ages) and other relevant travel documents at hand. |
3 | Review coverage | Confirm your chosen plan's limits match your needs: medical coverage, evacuation, trip cancellation, baggage protection. Check exclusions in the policy wording and summary of cover to ensure critical items (adventure sports, pregnancy, pre-existing conditions) are addressed. |
4 | Opt-in to add-ons | Select optional add-ons if needed:
Each add-on has its own premium; review terms carefully. |
5 | Review, confirm, & make payment | Double-check all details: traveller information, trip dates, destination, plan tier, add-ons, and total premium. Ensure dates are accurate. Coverage begins on your stated trip start date. At checkout, select payment method: credit/debit card, internet banking, or PayNow. Payment confirmation will be instant. |
6 | Receive policy documents | Policy documents are emailed instantly post-payment. Save digital copies before travel. Coverage activates once payment is confirmed. |
💡 MoneySmart Tip: Apply for travel insurance within 24–48 hours of booking your trip, not just before departure. Early application ensures coverage for pre-trip cancellations due to illness, family emergencies, or unexpected travel restrictions. For "Any Reason" add-ons, purchase must happen within 7 days of initial booking to be eligible.
Singlife Travel Insurance: Pros & Cons at a Glance
Before diving into plan details, here's a quick snapshot of what makes Singlife stand out, and where you might need to weigh your options.
Pros ✅
- “Cancel for any reason” benefit reimburses 50%–60% of unrecoverable travel expenses
- Unlimited claim limit for overseas emergency medical expenses and evacuation under Singlife Prestige plan
- High overseas medical coverage across all tiers: From S$250,000 to unlimited
- COVID-19 coverage available as optional add-on (S$50,000–S$200,000) depending on plan
- Certain adventure sports for leisure coverage available for bungee jumping, skydiving, hiking, and hot air balloon
- Up to S$100,000 terrorism coverage across all plans
- Trip interruption or cancellation coverage
- Up to S$8,000 pregnancy-related medical coverage available; rare in market
- Fast trip delay payouts at S$100 per 6-hour blocks
- Unique travel benefit of S$50 payout for trips affected by excessive rainfall
Cons ❌
- No coverage for pre-existing conditions; requires extra add-on purchase
- Moderate baggage item sub-limit at S$500–S$700 per item; may be insufficient amount for high-value electronics
- Scuba diving and snow sports excluded from leisure coverage; requires adventure sports add-on purchase
- Reduced S$75,000 medical caps for seniors
Is Singlife Travel Insurance worth your money? 🌎
Find out here as we review its price against its medical coverage, claims process, and more.
What Customers Say About Their Purchase
Comparison: Average Cost and Coverage Extent of Travel Insurance in Singapore
| Insurance provider | Best For | Medical Coverage (Overseas) | Trip Cancellation Coverage | Baggage Damage or Loss | Premium |
|---|---|---|---|---|---|
| Allianz | Emergency transportation (Includes COVID-19 Coverage) | From S$200,000 | From S$1,500 | From S$1,000 | From S$14.80 |
| DirectAsia | "Kids travel with free coverage" benefit (Families) | From S$150,000 | From S$3,000 | From S$1,000 | From S$16.87 |
| FWD | Lower premiums | From S$200,000 | From S$7,500 | From S$3,000 | From S$16.75 |
| Great Eastern | Coverage for sports and adventurous activities | From S$100,000 | From S$2,000 | From S$2,500 | From S$16.20 |
| Hong Leong Assurance | No claim discount of up to 10% on next trip | From S$150,000 | From S$5,000 | From S$3,000 | From S$18.40 |
| Income | Post-departure purchase up to a day of departure | From S$250,000 | From S$5,000 | From S$3,000 | From S$26.86 |
| MSIG | Comprehensive coverage (includes pre-existing conditions) | From S$250,000 | From S$5,000 | From S$3,000 | From S$17.40 |
| Singlife | High or unlimited overseas medical coverage | From S$250,000 | From S$5,000 | From S$3,000 | From S$22.58 |
| Sompo | Specially tailored plan for Japan trips | From S$200,000 | From S$5,000 | From S$1,000 | From S$17.60 |
| Starr | Cruise coverage | From S$200,000 | From S$5,000 | From S$3,000 | From S$17.16 |
| Tiq | Auto-pay out and higher efficiency for flight delays | From S$200,000 | From S$5,000 | From S$2,000 | From S$16 |
| Zurich | Complimentary lounge access for flight delays | From S$100,000 | From S$2,500 | From S$2,000 | From S$16.62 |
| UOI | Extensive coverage including COVID-19 | From S$100,000 | From S$3,000 | From S$1,000 | From S$36 |
Disclaimer: Accurate as of 23 March 2026. Premiums shown in this table are “from” prices based on the insurer’s entry-level plan for a short trip to a low-risk regional destination (typically 3–4 days within Asia, single adult traveller). Actual premiums will vary depending on your destination, duration, age, coverage tier, and add-ons selected. Always run a personalised quote to get the exact cost for your trip.
How to use this table?
- Start with coverage needs: If you’re mainly worried about medical bills overseas, Starr and FWD both offer solid base coverage of S$200,000.
- Check COVID-19 protection: Starr Bronze includes S$15,000 in overseas medical cover, while FWD offers a higher add-on option (up to S$200,000).
- Look at travel disruption: FWD provides stronger cancellation protection (S$7,500 vs Starr’s S$5,000).
- Review baggage cover: Both Starr and FWD protect against baggage loss/delay, though Starr offers higher delay payouts.
- Don’t miss MoneySmart Exclusive promos: Promotions can tilt the balance.
How to Make a Singlife Travel Insurance Claim: Step-by-Step Guide
Whether you’re facing a travel mishap or just need help managing your Singlife policy, making a claim and handling your coverage is designed to be as seamless as possible. Here’s how you can get your claim processed quickly.
What to do when an incident happens?
Incident type | Action |
Medical emergency | Seek treatment immediately. Keep all bills, receipts, and medical reports. |
Loss / Theft | Report to local police within 24 hours and obtain a police report. Keep item receipts / proof of ownership. |
Travel delay / Disruption | Obtain written confirmation from the airline stating reason and duration. Keep receipts for extra expenses incurred. |
How to submit your claim?
The fastest and most straightforward claim submission is digitally. You can submit in two different ways:
- Singlife App or Claims Portal: Log in, select "Claims," upload documents (bills, reports, police report, receipts), and submit.
- Email: Send completed claim form + scanned documents to [email protected].
You can also choose the more traditional method of calling Singlife’s 24/7 hotline (+65 6460 9391) or sending physical documents to their office address (refer to your policy wording for the full address).
However, we generally recommend avoiding these manual routes if you prefer a quick and efficient experience. These traditional submission methods are generally slower, and your claim may face extended timelines for formal processing and final approval.
Claims processing & payouts
- Timeline: Most claims processed within 30 working days if documentation is complete.
- Status Tracking: Use the app dashboard for real-time updates or receive SMS/email alerts at each stage.
- Payout Method: Approved claims paid via PayNow (registered to your NRIC) within a few working days.
Common claims mistakes to avoid
- Submitting incomplete or illegible documents
- Missing out incident reports (e.g. not filing a police report for loss/theft)
- Delays in submitting documents and claims—submit ASAP after incident
- Unregistered PayNow accounts for reimbursed payouts
⭐ For a more comprehensive overview, take a look at our Travel Insurance Claims Guide.
Explore Other Singlife Insurance Products in Singapore
FAQs on Singlife Travel Insurance
Does Singlife travel insurance only cover departures from Singapore?
Planning a trip with Singlife travel insurance? Here's what you need to know about its departure requirements and pre-trip coverage.
Key departure & trip requirements:
- Round-trip policy – Your journey must start and end in Singapore for cover to apply.
- Buy before you depart – Policies must be purchased before leaving Singapore; you can't buy new cover while already overseas.
- Main residence in Singapore – The policyholder must primarily reside in Singapore and hold a valid NRIC or FIN.
- Maximum trip durations:
- Single-trip plans: up to 182 days per trip.
- With pre-existing conditions add-on: capped at 30 days.
- Annual multi-trip plans: up to 90 days per trip.
- Traveller age limits – Children covered up to age 21 (or 23 if unmarried and studying full-time). No upper age limit for adults, though benefits may be reduced for those above 70.
What's covered during the departure process:
- Local travel to/from airport – Covers your journey within Singapore to your departure point and back from your arrival point, provided each leg is within 3 hours.
- Pre-departure benefits – Once your policy is issued, you're protected against events like trip cancellation or postponement, including changes in compulsory travel advisories or emergencies before departure.
How many days does a Singlife travel insurance claim take?
There's no single fixed wait time — Singlife processes claims in clear phases. Simple claims like straightforward medical expenses may be reimbursed almost immediately thanks to automated systems, while more complex cases take longer.
Typical claims timeline:
- Acknowledgement – You'll receive an email confirming receipt of your claim within 3 working days of online submission.
- Request for more details – If additional documents are needed, Singlife will usually contact you within 20–30 working days.
- Payout timing – Once approved, payment is processed via PayNow within about 3 business days. If you don't use PayNow, a cheque will be mailed within 14 business days.