We found 12 Credit Cards for you!
- Minimum Amount
- S$500
- Processing Fee
- 5%
- Tenure
- 6 or 12 Months
Online Promo: Get up to S$100 cashback! Valid till 30 Jun 2020.
0% Instalment Features
- Standard Chartered EasyPay (0% instalment plan for up to 12 months)
- Minimum transaction of S$500 required to convert and a one time service fee of 5% will be charged
- A service charge of S$50 is applicable for any change in loan tenure of approved instalment
- A one time cancellation fee of S$150 is applicable for early repayment or termination of the card
Annual Interest Rate and Fees
| Annual Interest Rate | 26.90% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | S$0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$60,000 |
Wireless Payment
| Visa payWave | |
|---|---|
| Google Pay | |
| Apple Pay | |
| Samsung Pay |
Card Association
| Visa |
|---|
- Minimum Amount
- S$100
- Processing Fee
- 0% (Valid till 31 Dec 2020)
- Tenure
- 3 to 12 Months
Online Promo: Get AirPods or S$200 cashback when you apply online and spend! Valid till 30 Jun 2020.
0% Instalment Features
- POSB My Preferred Payment Plan (0% instalment for up to 12 months)
- 0% Processing Fee for 3 to 12 months valid till 31 Dec 2020
- An administrative charge of S$150 will be levied for early repayment or termination of the card
- Minimum of S$100 required in transaction to convert in 0% IPP
Annual Interest Rate and Fees
| Annual Interest Rate | 26.80% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | S$96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3.00% or S$50, whichever is higher |
| Interest Free Period | 20 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$45,000 |
Wireless Payment
| MasterCard PayPass |
|---|
Card Association
| Mastercard |
|---|
- Minimum Amount
- S$100
- Processing Fee
- 0% (Valid till 31 Dec 2020)
- Tenure
- 3 to 12 Months
Online Promo: Get AirPods or S$200 cashback when you apply online and spend! Valid till 30 Jun 2020.
0% Instalment Features
- DBS My Preferred Payment Plan (0% instalment from 3 to 12 months)
- 0% Processing Fee for 3 to 12 months valid till 31 Dec 2020
- Combine and convert up to 10 transactions
- Minimum of S$100 required in a transaction to convert in 0% IPP
Annual Interest Rate and Fees
| Annual Interest Rate | 26.80% |
|---|---|
| Annual Principal Fee | S$162.50 |
| Supplementary Annual Fee | S$80.25 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3.00% or S$50, whichever is higher |
| Interest Free Period | 20 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$45,000 |
Wireless Payment
| Google Pay | |
|---|---|
| Apple Pay | |
| Samsung Pay |
Card Association
| Mastercard |
|---|
MoneySmart Exclusive
- Minimum Amount
- S$500
- Processing Fee
- 5%
- Tenure
- 6 or 12 Months
MoneySmart Exclusive: Get up to S$250 worth of Cashback, Instant Cash or Grab Credits! Applies to New-to-Bank cardholders. Valid till 13 Apr 2020.
0% Instalment Features
- MoneySmart Exclusive: Get S$125 Instant Cash via Pay now for new-to-bank cardholders or S$150 worth of Grab Credits (Food/Rides). Valid from 01 to 13 Apr 2020.
- Standard Chartered EasyPay (0% instalment plan for up to 12 months)
- Minimum transaction of S$500 required to convert into 0% instalment payment plan
- A one time service fee of 5% will be charged on the transaction amount
- A one time cancellation fee of S$150 is applicable for early repayment or termination of the card
Annual Interest Rate and Fees
| Annual Interest Rate | 26.90% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | S$0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period | N/A |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$60,000 |
Rewards Redemption Documents
| Claim Form | Claim Here |
|---|---|
| Terms and Conditions | Check Eligibility |
| Promo Validity | Check Validity |
Wireless Payment
| Visa payWave | |
|---|---|
| MasterCard PayPass | |
| Google Pay | |
| Apple Pay | |
| Samsung Pay |
Card Association
| Mastercard | |
|---|---|
| Visa | |
| American Express |
- Minimum Amount
- S$500
- Processing Fee
- 3% to 5%
- Tenure
- 3 to 12 Months
Online Promo: Get a Samsonite Prestige 69cm Spinner Exp (worth S$670) OR S$150 Cash Back with min. spend of $800 in first month of card approval + S$20 worth of Grab rides! Valid till 30 Jun 2020.
0% Instalment Features
- HSBC Spend instalment (convert online purchases into interest free instalments)
- Spread instalment plan over 3, 6 or 12 Months
- Combine and convert up to 10 transactions and instalment plan amount should be at least S$500
- One time processing fee of 3% to 5% charged based on the transaction amount
Annual Interest Rate and Fees
| Annual Interest Rate | 25.90% |
|---|---|
| Annual Principal Fee | S$193 |
| Supplementary Annual Fee | 0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 20 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$40,000 |
Wireless Payment
| Visa payWave | |
|---|---|
| MasterCard PayPass | |
| Google Pay | |
| Apple Pay | |
| Samsung Pay |
Card Association
| Mastercard | |
|---|---|
| Visa | |
| American Express |
- Minimum Amount
- S$500
- Processing Fee
- 3% to 5%
- Tenure
- 6 to 24 Months
0% Instalment Features
- With CIMB 0% i.Pay Plan (IPP) enjoy 0% interest with a one time processing fee.
- A one time processing fee of 3% of transaction amount for 6 to 12 months and 5% for 24 months tenure.
- Earn cash rebates on instalment payment plan and save on your daily expenses.
- Minimum of S$500 and maximum of S$30K can be converted per transaction.
Annual Interest Rate and Fees
| Annual Interest Rate | 25.90% |
|---|---|
| Annual Principal Fee | S$0 |
| Supplementary Annual Fee | Free |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$60,000 |
|---|---|
| Non-Singaporean Minimum Income | S$120,000 |
Wireless Payment
| Visa payWave |
|---|
Card Association
| Visa |
|---|
- Minimum Amount
- S$100
- Processing Fee
- 0% (Valid till 31 Dec 2020)
- Tenure
- 3 to 12 Months
Online Promo: Get AirPods or S$200 cashback when you apply online and spend! Valid till 30 Jun 2020.
Promotions
- Get double cashback with DBS Live Fresh Card
0% Instalment Features
- DBS My Preferred Payment Plan (0% instalment for up to 12 months)
- 0% Processing Fee for 3 to 12 months valid till 31 Dec 2020
- An administrative charge of S$150 will be levied for early repayment
- My Preferred Payment Plan not applicable on cash advance, balance transfer & Paypal transactions
Annual Interest Rate and Fees
| Annual Interest Rate | 26.80% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | S$96.30 |
| Fee Waiver | 1 year |
| Minimum Monthly Repayment | 3.00% or S$50, whichever is higher |
| Interest Free Period | 20 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$45,000 |
Wireless Payment
| Google Pay | |
|---|---|
| Apple Pay | |
| Samsung Pay |
Card Association
| Visa |
|---|
- Minimum Amount
- S$100
- Processing Fee
- 0% (Valid till 31 Dec 2020)
- Tenure
- 3 to 12 Months
Online Promo: Get AirPods or S$200 cashback or 38,000 miles when you apply online and spend! Valid till 30 Jun 2020.
Promotions
- Double your earn rate with DBS Altitude Card!
0% Instalment Features
- DBS My Preferred Payment Plan (0% instalment for up to 12 months)
- 0% Processing Fee for 3 to 12 months valid till 31 Dec 2020
- An administrative charge of S$150 will be levied for early repayment
- My Preferred Payment Plan not applicable on cash advance, balance transfer & Paypal transactions
Annual Interest Rate and Fees
| Annual Interest Rate | 26.80% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | S$96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3.00% or S$50, whichever is higher |
| Interest Free Period | 20 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$45,000 |
Wireless Payment
| Visa payWave | |
|---|---|
| Google Pay | |
| Apple Pay | |
| Samsung Pay |
Card Association
| Visa | |
|---|---|
| American Express |
- Minimum Amount
- S$500
- Processing Fee
- 3% to 5%
- Tenure
- 6 to 24 Months
0% Instalment Features
- With CIMB 0% i.Pay Plan (IPP) enjoy interest free instalments form 6 to 24 months
- A one time processing fee of 3% to 5% is applicable based on the transaction amount and loan tenure
- Earn cash rebates on instalment payment plan and save on your daily expenses.
- Minimum of S$500 and maximum of S$30K can be converted per transaction.
Annual Interest Rate and Fees
| Annual Interest Rate | 25.90% |
|---|---|
| Annual Principal Fee | S$0 |
| Supplementary Annual Fee | Free |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$60,000 |
Wireless Payment
| Visa payWave |
|---|
Card Association
| Visa |
|---|
- Minimum Amount
- S$500
- Processing Fee
- 3% to 5%
- Tenure
- 6 to 24 Months
0% Instalment Features
- With CIMB 0% i.Pay Plan (IPP) enjoy interest free instalments form 6 to 24 months
- A one time processing fee of 3% to 5% is applicable based on the transaction amount and loan tenure
- Earn cash rebates on instalment payment plan and save on your daily expenses.
- Minimum of S$500 and maximum of S$30K can be converted per transaction.
Annual Interest Rate and Fees
| Annual Interest Rate | 25.90% |
|---|---|
| Annual Principal Fee | S$0 |
| Supplementary Annual Fee | Free |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$60,000 |
Wireless Payment
| MasterCard PayPass |
|---|
Card Association
| Mastercard |
|---|
- Minimum Amount
- S$500
- Processing Fee
- 3% to 5%
- Tenure
- 6 to 24 Months
0% Instalment Features
- With CIMB 0% i.Pay Plan (IPP) enjoy 0% interest with a one time processing fee.
- A one time processing fee of 3% of transaction amount for 6 to 12 months and 5% for 24 months tenure.
- Earn cash rebates on instalment payment plan and save on your daily expenses.
- Minimum of S$500 and maximum of S$30K can be converted per transaction.
Annual Interest Rate and Fees
| Annual Interest Rate | 25.90% |
|---|---|
| Annual Principal Fee | S$0 |
| Supplementary Annual Fee | Free |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$50,000 |
|---|---|
| Non-Singaporean Minimum Income | S$60,000 |
Wireless Payment
| MasterCard PayPass |
|---|
Card Association
| Mastercard |
|---|
- Minimum Amount
- S$500
- Processing Fee
- 5%
- Tenure
- 6 or 12 Months
Online Promo: Get up to S$100 cashback! Valid till 30 Jun 2020.
0% Instalment Features
- Standard Chartered EasyPay (0% instalment plan for up to 12 months)
- Minimum transaction of S$500 required to convert into 0% IPP
- A one time service fee of 5% will be charged on the transaction amount
- A one time cancellation fee of S$150 is applicable for early repayment or termination of the card
Annual Interest Rate and Fees
| Annual Interest Rate | 26.90% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$60,000 |
Wireless Payment
| Visa payWave | |
|---|---|
| Google Pay | |
| Apple Pay | |
| Samsung Pay |
Card Association
| Visa |
|---|