Updated December 2019
Want to dine out without having to break the bank? Get a card with the best dining discounts and privileges and save while you enjoy a great meal. Compare the best dining credit cards right here!
Get S$200 Cash via PayNow!
8%
Cash Back on Dining, including delivery from FoodPanda & Deliveroo
S$25
Cash Back Cap per category, per month
S$888
Min. Spend per month
8%
Cash Back on Dining, including delivery from FoodPanda & Deliveroo
S$25
Cash Back Cap per category, per month
S$888
Min. Spend per month
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | $96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period | 25 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $42,000 |
| Card Association | MasterCard, Visa |
|---|---|
| Wireless Payment | Visa payWave, MasterCard PayPass, Samsung Pay, Citi Pay |
Up to 8%
Cashback on Dining
Up to S$80
Cash Back Cap
S$600
Min. Spend per month
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 21 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $40,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay |
6%
Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)
S$80
Cashback Cap per month
S$800
Min. Spend per month
6%
Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)
S$80
Cashback Cap per month
S$800
Min. Spend per month
| Annual Interest Rate | 26.88% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | S$96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $45,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay, Samsung Pay, Google Pay |
Up to 15%
on Online Dining
Up to S$80
Cash Rebates cap per month
S$800
Cash Back Cap per month
| Annual Interest Rate | 26.80% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | S$96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3.00% or S$50, whichever is higher |
| Interest Free Period | 20 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $45,000 |
| Card Association | MasterCard Contactless |
|---|---|
| Wireless Payment | MasterCard Contactless |
5%
Cash Back on Dining
S$1= 1X Point
on All Spend
S$600
Min. Spend per month for All months/quarter
5%
Cash Back on Dining
S$1= 1X Point
on All Spend
S$600
Min. Spend per month for All months/quarter
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | 0.0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 20 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $40,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay |
Up to 50%
Discounts at Selected Hotels & Restaurants
1-for-1 Drinks
at Select Rooftop Bars and Nightclubs
N.A
N.A
Up to 50%
Discounts at Selected Hotels & Restaurants
1-for-1 Drinks
at Select Rooftop Bars and Nightclubs
N.A
N.A
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $321 |
| Supplementary Annual Fee | 160.5 |
| Fee Waiver | Not Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 22 days |
| Singaporean | $50,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | American Express |
|---|---|
| Wireless Payment | Apple Pay, Samsung Pay, Google Pay |
Win iPhone 11, Dyson & more!
Up to 1.5%
Cash Back on eligible spend
S$0
Min. Spend per month
Unlimited
Cash Back Cap
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | 0.0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | MasterCard |
|---|---|
| Wireless Payment | MasterCard PayPass, Apple Pay, Samsung Pay, Google Pay |
5%
Cash Back on Selected Fast Food & Coffee Spend
S$600
Cash Back Cap per year
S$300
Min. Spend per month
5%
Cash Back on Selected Fast Food & Coffee Spend
S$600
Cash Back Cap per year
S$300
Min. Spend per month
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | $96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period | 25 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $42,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Samsung Pay, Citi Pay |
Get S$200 Cash via PayNow!
S$1= 10X Points
on Online Spend*
S$1 = 1 Point
on All Other Spend
S$192.60
Annual Fee
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | $96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period | 25 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $42,000 |
| Card Association | MasterCard, Visa |
|---|---|
| Wireless Payment | Master PayPass, Visa payWave, Samsung Pay, Citi Pay |
2%
Unlimited cashback on Wine & Dine, Entertainment & Recreation, Automobile and DFS purchases
S$0
Min. spend per month
Unlimited
Cash Rebate cap
2%
Unlimited cashback on Wine & Dine, Entertainment & Recreation, Automobile and DFS purchases
S$0
Min. spend per month
Unlimited
Cash Rebate cap
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $0 |
| Supplementary Annual Fee | Free |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
| Singaporean | $50,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | Mastercard |
|---|---|
| Wireless Payment | Mastercard PayPass |
1%
Unlimited Cashback on All Other Spend
Up to 50%
Discount on selected restaurants
UnlimitedUp to 20%
Discount from dining merchants at hotels
1%
Unlimited Cashback on All Other Spend
Up to 50%
Discount on selected restaurants
UnlimitedUp to 20%
Discount from dining merchants at hotels
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $0 |
| Supplementary Annual Fee | Free |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
| Singaporean | $120,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave |
Up to 3.5%
Cash Back on All Spend
S$125
Cash Back Cap per month
S$0
Min. Spend per month
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | 0.0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 20 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $40,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay |
10%
Cash Back on Beauty & Wellness, Online Shopping, Groceries
S$800
Min. spend per month
S$100
Cash Back Cap
10%
Cash Back on Beauty & Wellness, Online Shopping, Groceries
S$800
Min. spend per month
S$100
Cash Back Cap
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $0 |
| Supplementary Annual Fee | Free |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa PayWave |
10%
Cash Back on Wine & Dine, Petrol & Transport, Travel
S$800
Min. spend per month
S$100
Cash Back Cap
10%
Cash Back on Wine & Dine, Petrol & Transport, Travel
S$800
Min. spend per month
S$100
Cash Back Cap
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $0 |
| Supplementary Annual Fee | Free |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | Mastercard |
|---|---|
| Wireless Payment | Mastercard PayPass |
Win iPhone 11, Dyson & more!
2%
Cash Back on all online spends
S$0
Min. Spend per month
S$60
Cash Back Cap per month
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | 0.0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay, Samsung Pay, Google Pay |
Win iPhone 11, Dyson & more!
S$1= 5X Points
on Local Dining Spend
S$1= 1X Point
on All Other Spend
1 Point = 0.29 Miles
Rewards to Miles Conversion
S$1= 5X Points
on Local Dining Spend
S$1= 1X Point
on All Other Spend
1 Point = 0.29 Miles
Rewards to Miles Conversion
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $60,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa Paywave, Apple Pay, Samsung Pay, Google Pay |
Win iPhone 11, Dyson & more!
S$1 = 1.4 Miles
Local Spend
S$1 = 3 Miles
Overseas Spend
35,000 Miles
Welcome Gift
| Annual Interest Rate | 26.90% |
|---|---|
| Principle Annual Fee | $589 |
| Supplementary Annual Fee | 0.0 |
| Fee Waiver | Not Available |
| Minimum Monthly Repayment | 1% of S$50, whichever is higher |
| Interest Free Period | 22 days |
| Singaporean | $150,000 |
|---|---|
| Foreigner | $150,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave |
5X Rewards
Discount at Selected Restaurants
5X Rewards
on Online Food Orders
1 Point = 0.4 Miles
Rewards to Miles Conversion for Selected Airline Partners
5X Rewards
Discount at Selected Restaurants
5X Rewards
on Online Food Orders
1 Point = 0.4 Miles
Rewards to Miles Conversion for Selected Airline Partners
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $150 |
| Supplementary Annual Fee | 0.0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 20 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $40,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay |
| Credit Card | Promotion | Valid Till |
|---|---|---|
| DBS 1 for 1 buffet promotion | House of Seafood 1 for 1 Buffet | 15 September 2020 |
| UOB 1 for 1 buffet promotion | Triple Three 1 for 1 Buffet | 30 April 2020 |
| OCBC 1 for 1 buffet promotion | 1-for-1 Swissotel Singapore Buffet | 30 November 2019 |
| Citibank 1 for 1 buffet promotion | The Line 1 for 1 Buffet | 25 November 2019 |
| Amex buffet promotion | TWG Tea (50% Off) | Date mentioned on the voucher |
Eating out can be quite expensive. But, with the right credit card for dining, you can enjoy discounts and other exclusive dining privileges at various restaurants, hotels, and cafes in town and overseas. So if you’re still shopping around for the best credit card that can feed the foodie in you with a long list of dining rewards, start by comparing the best credit cards for dining.
Credit card promotions for dining are extensive. If you’re a buffet fanatic with big appetite, you can choose from a wide array of buffet promotions for lunch and dinner. For those of you who dine out in duo, you can always take advantage of the best 1-for-1 buffet dining promotions 2019. You can even enjoy the high life without spending too much when you redeem high tea promotions. You can avail these dining promotions with almost any credit card provider from Singapore. It’s just a matter of choosing the right one that fits your dining lifestyle.
If there’s one credit card promotion that gets every Singaporean gleam with excitement, it will always be hotel buffet deals. It’s a no-brainer because paying for buffet at full price is insane – especially hotel buffets. This type of promotion is so common, you can find it in all credit cards. The biggest deals they offer are 1-for-1 and 50% discounts, which are practically the same banana. The main difference lies in the merchant. There’s the delectable spread at Fullerton or the crowd-favourite seafood set at Mouth Restaurant and many more
Another popular hang out activity among locals with a fancy palate is high tea. And owning the right credit card for dining is the best avenue to score great high tea promotions. Normally, credit cards offer 5% to 50% discount on high tea, depending on the time and day.
The best credit card for dining differs per person. First, you must compare all available dining promotions. Start by checking the validity period and make sure that the promo period is long enough for you to enjoy the offer. Of course, you should also consider the range of discounts. Obviously, you’ll get more bang for your buck if majority of the bank’s partner merchants offer up to 50% off. Most importantly, keep an eagle eye on the terms and conditions. It’s every bank’s favourite place to put caveats on their so-called attractive deals.
On top of discounts and 1-for-1 rewards, you can enjoy cashback when you dine out with your credit card for dining. The cashback depends on the credit card . Take note that most cashback rewards have a minimum spending requirement and cap. There are, however, credit cards that offer unlimited cashback. For a more comprehensive comparison, check out the best credit cards in Singapore.
Owning a DBS credit card can satisfy your craving for almost all types of cuisines. From now until 31 September 2020, you’ll get to enjoy 1-for-1 dinner buffet at Seasonal Tastes (The Westin Singapore). Aside from this, you can savour 1-for-1 buffet at Triple Three (Mandarin Singapore). For other promotions, you can check their website for a mouthwatering list of DBS credit card dining promotions.
Yes, you can get cashback when dining overseas. Simply use our dining credit card comparison tool to find out how you can earn up to 8% cashback.