Best Dining Credit Cards 2018

Dining Features

Love Dining @ Restaurants: 50%, 35%, 15% savings when dining with 1 friend, 2 friends, and alone respectively
Enjoy savings at artfully curated restaurants and Singapore's finest hotels with Love Dining
Love Dining @ Hotels: Discounts applicable for groups up to 19 pax at Raffles Hotel Singapore, Shangri-La Hotel Singapore, The St. Regis and more
With Love Dining @ Hotels, receive a complimentary The Far Card Classic Membership
Eligible for use with Apple Pay

Annual Rates

Principle Annual Fee

$321

Supplementary Annual Fee

160.5

Fee Waiver

Perpetual fee waiver for first 2 supplementary cards

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

$50,000

Non-Singaporean Minimum Income

$60,000

More details

Excellent

UOB YOLO Credit Card

Up to 12%

Cash Back All Week on Dining

Up to S$100

Cash Back Cap

S$600

Min. Spend per month

Get up to $250 cash credit when you apply online

Dining Features

12% cash rebate on All Week Dining for new Cardmembers
8% cash rebate on weekend Dining and 3% for weekday for existing Cardmembers
Get 1-for-1 deals at Overeasy and more
0.3% cash rebate on all other spend
Minimum spend of S$600 per statement month for 12% and 3% rebate, otherwise 0.3% rebate earned on all spend
Cashback cap: S$100 per month. S$100 cashback consists of S$60 base cashback and S$40 bonus cashback

Annual Rates

Principle Annual Fee

$193

Supplementary Annual Fee

N/A

Fee Waiver

1 year fee waiver for Principal card, free first supplementary card

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$40,000

More details

Excellent

Citi Cash Back Card

Cash Back on Dining, including delivery from FoodPanda & Deliveroo

S$25

Cash Back Cap per category, per month

S$888

Min. Spend per month

MoneySmart Exclusive: Get S$150 NTUC Fairprice OR Takashimaya OR CapitaVouchers!

Dining Features

8% cash back on your dining spends globally
8% cash back also applicable for food & groceries delivery (including Deliveroo, honestbee, RedMart)
Exclusive dining deals with Citi Gourmet Pleasures at top restaurants such as Kuro Restaurant & Bar, Skyve Wine Bistro and more
Total minimum retail spend of S$888/statement month, 8% cash back capped at S$25 per category (Dining, Grab valid till 6 Apr 2018, Groceries, Petrol).
For retail spend less than S$888 and/or other retail spends, 0.25% cash back is awarded, no cap on 0.25% cash back earned

Annual Rates

Principle Annual Fee

$193

Supplementary Annual Fee

96.3

Fee Waiver

First year fee waived for Principal and two (2) Supplementary cards

Annual Interest Rate

26.90%

Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$42,000

Get more Details Apply Now

More details

Get more Details

Other Dining Cards

Excellent

OCBC 365 Credit Card

Cash Back on Weekend Dining Locally

3% Cash Back

Cash Back on Weekday Dining

S$600

Min. Spend per month

Dining Features

3% Cashback on Local Weekday Dining (Mondays to Fridays)
3% Cashback on Overseas Dining (Everyday)
6% Cashback on Local Weekend Dining (Sat and Sun)

Annual Rates

Principle Annual Fee

$193

Supplementary Annual Fee

96.3

Fee Waiver

2 years fee waiver for both Principal and Supplementary cards, subsequent years waived for Principal card with min. spend of $10,000 p.a.

Annual Interest Rate

25.92%

Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$45,000

More details

Very Good

HSBC Revolution Credit Card

5X Rewards

Discount at Selected Restaurants

5X Rewards

on Online Food Orders

1,000 HSBC Rewards Points/month

Rewards Points Cap

Option 1: Get a Samsonite Astra 55cm luggage (worth S$350)
Option 2: S$100 Cash Back

Dining Features

5X Rewards points (or 2 air miles) per $1 spent on Online, Dining and Entertainment transactions
Includes restaurants, cafes, and fast food outlets
Excludes dining merchants within hotels

Annual Rates

Principle Annual Fee

$150

Supplementary Annual Fee

0.0

Fee Waiver

2 years fee waiver, subsequent years waived with min. spend of $12,500 p.a.

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$40,000

More details

Very Good

HSBC Visa Infinite Credit Card

Up to 50%

Discounts at Participating Restaurants

15%

Discount at Selected European Restaurants

35,000 Miles

Welcome Gift

Dining Features

Up to 50% off total bill at participating restaurants at Singapore Marriott Tang Plaza Hotel
Enjoy the best of European dining at over 50 leading restaurants island-wide with 15% off food bill and 20% off monthly wine-pairing gourmet events

Annual Rates

Principle Annual Fee

$650

Supplementary Annual Fee

0.0

Fee Waiver

Annual programme fee applies

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

$120,000

Non-Singaporean Minimum Income

$120,000

More details

Very Good

Standard Chartered Rewards+ Credit Card

S$1= 5X Points

on Local Dining Spend

S$1= 1X Point

on All Other Spend

1 Point = 0.29 Miles

Rewards to Miles Conversion

Get S$150 in Amazon Credits or up to S$100 cashback
Get 15% cashback with Grab
+2 more

Other Promotions

Up to 50% off dining at The Fullerton Hotel
Enjoy 1-for-1 Platinum Movie Suites Tickets with Cathay Cineplexes

Dining Features

10X Rewards Points per S$1 spent in foreign currency, including online spends
5X Rewards Points per S$1 spent in Singapore Dollars for local dining transactions
1X Rewards Points per S$1 on all other spends
Rewards Points capped at 20,000 points per year

Annual Rates

Principle Annual Fee

$193

Supplementary Annual Fee

N/A

Fee Waiver

First 2 years fee waiver

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$60,000

More details

MoneySmart Exclusive: Free up to S$100 worth of NTUC or Sheng Siong Vouchers

Very Good

American Express CapitaCard

6X STAR$

on All Purchases in Capitaland Malls

Additional 10X STAR$

at Selected Participating Outlets

S$1,200

Max Spend per month

Get S$60 CapitaVouchers

Dining Features

S$1 = 5 STAR$ on all spend
S$1 = 10 STAR$ at CapitaLand Malls on eligible purchases
All STAR$ earned are credited directly into your CAPITASTAR account, capped at S$1,200 per calendar month
5,000 STAR$ = S$5 CapitaVoucher / 10,000 STAR$ = S$10 CapitaVoucher / 50,000 STAR$ = S$50 CapitaVoucher

Annual Rates

Principle Annual Fee

$171

Supplementary Annual Fee

85.6

Fee Waiver

1 year fee waiver and perpetual fee waiver for first 2 Supplementary cards

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$60,000

More details

Very Good

UOB One Card

Up to 5%

Cash Back on All Spend

S$300

Cash Back Cap per quarter

S$2000

Min. Spend per month, per quarter

1 Million $1 Deals Weekly Deal: Get Feathersoft 3 Ply Tissues Pack (4x100s) for S$1 (U.P. S$3.60)
Get up to $250 Cash Credit when you apply online

Dining Features

Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)
Enjoy up to 50% off with UOB dining privileges (e.g. 1-for-1 buffet at Marriott Café Buffet, Orchard Café and Café Mosaic)

Annual Rates

Principle Annual Fee

$193

Supplementary Annual Fee

1st supplementary card free; $96.30 for subsequent cards

Fee Waiver

1 year fee waiver, perpetual fee waiver for first supplementary card

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$40,000

More details

Very Good

DBS Live Fresh Card

Up to 5%

Cash Back on Contactless Payments

S$60

Cash Back Cap per month

S$600

Min. Spend per month

ZoukOut General Admission Tickets
ZoukOut VIP party experience worth S$10,000
+2 more

Other Promotions

Online Exclusive: up to S$100 cashback
Win a pair of SQ Suites return tickets to one of these 5 locations

Dining Features

Online shopping and payment via contactless methods get 5% cashback
Contactless Payments: Visa payWave, Apple Pay, Samsung Pay, Google Pay

Annual Rates

Principle Annual Fee

$128

Supplementary Annual Fee

64.2

Fee Waiver

1 year fee waiver

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$45,000

More details

Very Good

Maybank Horizon Visa Signature

S$1 = 8X Points

on Dining Spend

S$1 = 1X Point

on All Other Spend

30,000

Cap on Bonus TREATS Points

Dining Features

Earn 3.2 air miles (8X TREATS Points) for every S$1 spent on selected dining merchants
Min spend: S$300/month
Capped at 30,000 Bonus TREATS Points per month
1X TREATS Point with no minimum spend

Annual Rates

Principle Annual Fee

$180

Supplementary Annual Fee

Complimentary

Fee Waiver

Waived with min. spend of S$18,000 p.a.

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

$50,000

Non-Singaporean Minimum Income

$60,000

More details

Very Good

Maybank World Mastercard

10X Points

on Selected Dining Merchants

12.5% P$ Rebate

at Selected outlets of Paradise Group

1X Point

on All Other Retail Spend

Dining Features

Earn 10X TREATS Points (or 4 air miles) for every S$1 spent on selected dining merchants
Enjoy 12.5% P$ rebate on food bill at participating restaurants at Paradise Group

Annual Rates

Principle Annual Fee

$240

Supplementary Annual Fee

Free

Fee Waiver

1 year fee waiver; subsequent years waived with total minimum spend of S$24,000 per annum

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

$80,000

Non-Singaporean Minimum Income

$80,000

More details

Very Good

Maybank Platinum Visa Card

Up to 3.33%

Cash Rebates on All Local Spend

0.3%

Cash Rebate on Overseas Spend

S$100

Cash Rebate Cap per quarter

Dining Features

Up to 3.33% cash rebates on all local spend
0.3% cash rebates on overseas spend

Annual Rates

Principle Annual Fee

Supplementary Annual Fee

0.0

Fee Waiver

Waived when card is charged once every 3 months

Annual Interest Rate

15.00%

Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$60,000

More details

Satisfactory

Citibank SMRT Card

Cash Back on Selected Fast Food & Coffee Spend

S$600

Cash Back Cap per year

S$300

Min. Spend per month

MoneySmart Exclusive: Get S$150 NTUC Fairprice OR Takashimaya OR CapitaVouchers!

Dining Features

Up to 5% savings on Fast Food & Coffee. 4.7% + 0.3% (if monthly card spend is at least $300)
Fast Food - BreadTalk, Burger King, KFC, McDonald's, Pizza Hut, PastaMania, Sakae Sushi, Subway, Toastbox only
Coffee - Starbucks, Coffee Bean, Gloria Jean's, Coffee Club, Dome Cafe, TCC only
Savings awarded in SMRT$, capped at 600 SMRT$ every 12 month period

Annual Rates

Principle Annual Fee

$193

Supplementary Annual Fee

96.3

Fee Waiver

2 years fee waiver for Principal and two (2) Supplementary cards

Annual Interest Rate

26.90%

Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$42,000

Get more Details Apply Now

More details

Get more Details

Satisfactory

American Express True Cashback Card

1.5%

Cash Back on All Spend

Unlimited

Cash Back Cap

Up to 20%

Discounts on Selected Restaurants

MoneySmart Exclusive: Free up to S$100 worth of NTUC or Sheng Siong Vouchers

3% Cashback for the first 6 months

Dining Features

Exclusive Dining privileges all around the world, all year round with American Express Selects®
1.5% Cashback on any purchase you make, anytime
3% Cashback for the first 6 months up to $5000 spend
Eligible for use with Apple Pay

Annual Rates

Principle Annual Fee

$171

Supplementary Annual Fee

85.6

Fee Waiver

1 year fee waiver for Principal card, perpetual fee waiver for first 2 supplementary cards

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$60,000

More details

Standard Chartered Unlimited Cashback Credit Card

Satisfactory

Standard Chartered Unlimited Cashback Credit Card

1.5%

Cash Back on All Spend with no cap

S$0

Min. Spend per month

Unlimited

Cash Back Cap

Get S$150 in Amazon Credits or up to S$100 cashback
Stand a chance to win a trip for 2 to New York or up to S$1000 cashback
+2 more

Other Promotions

Get 15% cashback with Grab
Up to 50% off dining at The Fullerton Hotel

Dining Features

1.5% cashback on all eligible spend
No cashback cap and no minimum spend
Enjoy 1-for-1 dining privileges at restaurants such as NamNam Noodle Bar, Peperoni Pizzeria and many more
Enjoy privileges at over 3,000 outlets in Asia from dining to shopping among others with The Good Life®

Annual Rates

Principle Annual Fee

$193

Supplementary Annual Fee

0.0

Fee Waiver

2 years fee waiver

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$60,000

More details

Satisfactory

HSBC Visa Platinum Credit Card

Cash Back on all local F&B outlets

S$1= 1X Point

on All other Spend

S$800

Min. Spend per month for All months/quarter

Option 1: Get a Samsonite Astra 55cm luggage (worth S$350)
Option 2: S$100 Cash Back

Dining Features

2% cash rebates on all dining spend with min. S$800 spend/month for all 3 months in a calendar quarter
1% cash rebates on all dining spend with min. S$400 spend/month for all 3 months in a calendar quarter
$1 = 1 Rewards point
S$120 or S$60 cap per account per quarter depending on minimum spend tier

Annual Rates

Principle Annual Fee

$193

Supplementary Annual Fee

0.0

Fee Waiver

2 years fee waiver, subsequent years waived with min. spend of $12,500 p.a.

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$40,000

More details

Satisfactory

DBS Woman's Card

Up to 20%

Discount at Selected Restaurants

15%

Discount at Selected Restaurants

S$5 = 5 Points

on Online Spend

Win a pair of SQ Suites return tickets to one of these 5 locations