Best Dining Credit Cards 2018

Updated May 2018

Want to dine out without having to break the bank? Get a card with the best dining discounts and privileges and save while you enjoy a great meal. Compare the best dining credit cards right here!

Other Dining Cards
Listing image ocbc 365 credit card 2x
Excellent
OCBC 365 Credit Card
Excellent

6%

Cash Back on Weekend Dining Locally

3% Cash Back

Cash Back on Weekday Dining

S$600

Min. Spend per month

Dining Features

  • 3% Cashback on Local Weekday Dining (Mondays to Fridays)
  • 3% Cashback on Overseas Dining (Everyday)
  • 6% Cashback on Local Weekend Dining (Sat and Sun)

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
96.3
Fee Waiver
2 years fee waiver for both Principal and Supplementary cards, subsequent years waived for Principal card with min. spend of $10,000 p.a.
Annual Interest Rate
25.92%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$45,000
Listing image 20170328 hsbc revo
Very Good
HSBC Revolution Credit Card
Very Good

5X Rewards

Discount at Selected Restaurants

5X Rewards

on Online Food Orders

1,000 HSBC Rewards Points/month

Rewards Points Cap

  • Option 1: American Tourister Caravan 70cm TSA luggage (worth S$260)
  • Option 2: S$100 Cash Back

Dining Features

  • 5X Rewards points (or 2 air miles) per $1 spent on Online, Dining and Entertainment transactions
  • Includes restaurants, cafes, and fast food outlets
  • Excludes dining merchants within hotels

Annual Rates

Principle Annual Fee
$150
Supplementary Annual Fee
0.0
Fee Waiver
2 years fee waiver, subsequent years waived with min. spend of $12,500 p.a.
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$40,000
Listing image hsbc infinite 2x
Very Good
HSBC Visa Infinite Credit Card
Very Good

Up to 50%

Discounts at Participating Restaurants

15%

Discount at Selected European Restaurants

35,000 Miles

Welcome Gift

Dining Features

  • Up to 50% off total bill at participating restaurants at Singapore Marriott Tang Plaza Hotel
  • Enjoy the best of European dining at over 50 leading restaurants island-wide with 15% off food bill and 20% off monthly wine-pairing gourmet events

Annual Rates

Principle Annual Fee
$650
Supplementary Annual Fee
0.0
Fee Waiver
Annual programme fee applies
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$120,000
Non-Singaporean Minimum Income
$120,000
Listing scb rewards optimised
Very Good
Standard Chartered Rewards+ Credit Card
Very Good

S$1= 5X Points

on Local Dining Spend

S$1= 1X Point

on All Other Spend

1 Point = 0.29 Miles

Rewards to Miles Conversion

  • Get 30-inch American Tourister Luggage Bag worth S$120
  • Get up to S$120 cashback when you sign up
  • +2 more

Other Promotions

  • Enjoy 1-for-1 Platinum Movie Suites Tickets with Cathay Cineplexes
  • Up to 50% off a la carte dining at The Fullerton Hotel and The Fullerton Bay Hotel Singapore

Dining Features

  • 10X Rewards Points per S$1 spent in foreign currency, including online spends
  • 5X Rewards Points per S$1 spent in Singapore Dollars for local dining transactions
  • 1X Rewards Points per S$1 on all other spends
  • Rewards Points capped at 20,000 points per year

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
N/A
Fee Waiver
N/A
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$60,000
Listing image image american express capita credit card 2x
Very Good
American Express CapitaCard
Very Good

6X STAR$

on All Purchases in Capitaland Malls

Additional 10X STAR$

at Selected Participating Outlets

S$1,200

Max Spend per month

Dining Features

  • S$1 = 5 STAR$ on all spend
  • S$1 = 10 STAR$ at CapitaLand Malls on eligible purchases
  • All STAR$ earned are credited directly into your CAPITASTAR account, capped at S$1,200 per calendar month
  • 5,000 STAR$ = S$5 CapitaVoucher / 10,000 STAR$ = S$10 CapitaVoucher / 50,000 STAR$ = S$50 CapitaVoucher

Annual Rates

Principle Annual Fee
$171
Supplementary Annual Fee
85.6
Fee Waiver
1 year fee waiver and perpetual fee waiver for first 2 Supplementary cards
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$60,000
Listing credit cards 876  2x
Very Good
DBS Live Fresh Card
Very Good

Up to 5%

Cash Back on Contactless Payments

S$60

Cash Back Cap per month

S$600

Min. Spend per month

  • Win an all-expense paid trip for two to NYC and Comic-Con 2018
  • Win a pair of SQ Suites return tickets to one of these 5 locations
  • +2 more

Other Promotions

  • Online Exclusive - Up to S$200 Cashback
  • Ultra SG x DBS Ticket Sale

Dining Features

  • Online shopping and payment via contactless methods get 5% cashback
  • Contactless Payments: Visa payWave, Apple Pay, Samsung Pay, Google Pay

Annual Rates

Principle Annual Fee
$128
Supplementary Annual Fee
64.2
Fee Waiver
1 year fee waiver
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$45,000
Listing image uob one card horizontal 3 2x
Very Good
UOB One Card
Very Good

Up to 5%

Cash Back on All Spend

S$300

Cash Back Cap per quarter

S$2000

Min. Spend per month, per quarter

  • Get S$80 cash credit when you apply online

Dining Features

  • Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
  • Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)
  • Enjoy up to 50% off with UOB dining privileges (e.g. 1-for-1 buffet at Marriott Café Buffet, Orchard Café and Café Mosaic)

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
1st supplementary card free; $96.30 for subsequent cards
Fee Waiver
1 year fee waiver, perpetual fee waiver for first supplementary card
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$40,000
Listing maybank horizon signature optimised
Very Good
Maybank Horizon Visa Signature
Very Good

S$1 = 8X Points

on Dining Spend

S$1 = 1X Point

on All Other Spend

30,000

Cap on Bonus TREATS Points

  • Get a Samsonite Orfeo 69cm Spinner (worth S$420)

Dining Features

  • Earn 3.2 air miles (8X TREATS Points) for every S$1 spent on selected dining merchants
  • Min spend: S$300/month
  • Capped at 30,000 Bonus TREATS Points per month
  • 1X TREATS Point with no minimum spend

Annual Rates

Principle Annual Fee
$180
Supplementary Annual Fee
Complimentary
Fee Waiver
Waived with min. spend of S$18,000 p.a.
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$50,000
Non-Singaporean Minimum Income
$60,000
Listing maybank world mastercard gold optimised
Very Good
Maybank World Mastercard
Very Good

10X Points

on Selected Dining Merchants

12.5% P$ Rebate

at Selected outlets of Paradise Group

1X Point

on All Other Retail Spend

  • Get a Samsonite Orfeo 69cm Spinner (worth S$420)

Dining Features

  • Earn 10X TREATS Points (or 4 air miles) for every S$1 spent on selected dining merchants
  • Enjoy 12.5% P$ rebate on food bill at participating restaurants at Paradise Group

Annual Rates

Principle Annual Fee
$240
Supplementary Annual Fee
Free
Fee Waiver
1 year fee waiver; subsequent years waived with total minimum spend of S$24,000 per annum
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$80,000
Non-Singaporean Minimum Income
$80,000
Listing maybank platinum visa 2x
Very Good
Maybank Platinum Visa Card
Very Good

Up to 3.33%

Cash Rebates on All Local Spend

0.3%

Cash Rebate on Overseas Spend

S$100

Cash Rebate Cap per quarter

  • Get a Samsonite Orfeo 69cm Spinner (worth S$420)

Dining Features

  • Up to 3.33% cash rebates on all local spend
  • 0.3% cash rebates on overseas spend

Annual Rates

Principle Annual Fee
$0
Supplementary Annual Fee
0.0
Fee Waiver
Waived when card is charged once every 3 months
Annual Interest Rate
15.00%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$60,000
Listing credit cards 861  2x
Satisfactory
Citibank SMRT Card
Satisfactory

5%

Cash Back on Selected Fast Food & Coffee Spend

S$600

Cash Back Cap per year

S$300

Min. Spend per month

  • Get 5% Cash Back with Apple Pay
  • +1 more

Other Promotions

  • Get S$120 Cashback

Dining Features

  • Up to 5% savings on Fast Food & Coffee. 4.7% + 0.3% (if monthly card spend is at least $300)
  • 5% Cash Back in SMRT$ per S$1 spent on Apple Pay, capped at 600SMRT$ per year, excludes other promotional earn rates, valid till 31 Jul 2018
  • Fast Food - BreadTalk, Burger King, KFC, McDonald's, Pizza Hut, PastaMania, Sakae Sushi, Subway, Toastbox only
  • Coffee - Starbucks, Coffee Bean, Gloria Jean's, Coffee Club, Dome Cafe, TCC only
  • Savings awarded in SMRT$, capped at 600 SMRT$ every 12 month period

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
96.3
Fee Waiver
2 years fee waiver for Principal and two (2) Supplementary cards
Annual Interest Rate
26.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$42,000
Listing image american express true cashback card 2x
Satisfactory
American Express True Cashback Card
Satisfactory

1.5%

Cash Back on All Spend

Unlimited

Cash Back Cap

Up to 20%

Discounts on Selected Restaurants

Dining Features

  • Exclusive Dining privileges all around the world, all year round with American Express Selects®
  • 1.5% Cashback on any purchase you make, anytime
  • 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay

Annual Rates

Principle Annual Fee
$171
Supplementary Annual Fee
85.6
Fee Waiver
1 year fee waiver for Principal card, perpetual fee waiver for first 2 supplementary cards
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$60,000
Listing scb unlimitedmc shawnt mar8
Satisfactory
Standard Chartered Unlimited Cashback Credit Card
Satisfactory

3%

Cash Back on Foreign Currency Spend

1.5%

Cash Back on All Other Spend with no cap

S$0

Min. Spend per month

  • Enjoy 3% cashback on foreign currency spend
  • Get up to S$120 cashback when you sign up

Dining Features

  • 3% cashback on all foreign currency spend (inclusive of the 1.5% cashback) for the 1st 3 months upon card approval
  • 1.5% cashback on all other eligible spend
  • No cashback cap and no minimum spend
  • Enjoy 1-for-1 dining privileges at restaurants such as NamNam Noodle Bar, Peperoni Pizzeria and many more
  • Enjoy privileges at over 3,000 outlets in Asia from dining to shopping among others with The Good Life®

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
0.0
Fee Waiver
2 years fee waiver
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$60,000
Listing image hsbc platinum visa cmyk 20dec16 2x
Satisfactory
HSBC Visa Platinum Credit Card
Satisfactory

2%

Cash Back on all local F&B outlets

S$1= 1X Point

on All other Spend

S$800

Min. Spend per month for All months/quarter

  • Option 1: American Tourister Caravan 70cm TSA luggage (worth S$260)
  • Option 2: S$100 Cash Back

Dining Features

  • 2% cash rebates on all dining spend with min. S$800 spend/month for all 3 months in a calendar quarter
  • 1% cash rebates on all dining spend with min. S$400 spend/month for all 3 months in a calendar quarter
  • $1 = 1 Rewards point
  • S$120 or S$60 cap per account per quarter depending on minimum spend tier

Annual Rates

Principle Annual Fee
$193
Supplementary Annual Fee
0.0
Fee Waiver
2 years fee waiver, subsequent years waived with min. spend of $12,500 p.a.
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$40,000
Listing image woman 2x
Satisfactory
DBS Woman's Card
Satisfactory

Up to 20%

Discount at Selected Restaurants

15%

Discount at Selected Restaurants

S$5 = 5 Points

on Online Spend

  • Win a pair of SQ Suites return tickets to one of these 5 locations
  • Win an all-expense paid trip for two to NYC

Dining Features

  • S$5 = 1 DBS Point on all purchases
  • Enjoy exclusive dining privileges with DBS Lifestyle App

Annual Rates

Principle Annual Fee
$161
Supplementary Annual Fee
80.25
Fee Waiver
1 year fee waiver, subsequent years waived with a minimum spend of S$15,000 p.a.
Annual Interest Rate
25.90%

Eligibility

Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$45,000
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