Best Dining Credit Cards 2023

Love dining out? Pay for your meals with these credit cards for air miles, rewards or cashback. Read More
We found 50 Credit Cards for you!
Sponsored
Standard Chartered logo
MoneySmart Exclusive
Earn Unlimited 1.5% Cashback
Cash Back on Eligible spend
Up to 1.5%
Min. Spend per month
S$0
Cash Back Cap per month
Unlimited

Get up to S$350 Cash via PayNow* OR an Apple Watch SE, 40mm GPS (worth S$382.50) OR a Titan V1 7-Speed Foldable Bike (worth S$399) OR a Nintendo Switch OLED (worth S$549) when you apply and spend a min. of S$500 in Eligible Transactions. T&Cs apply

Valid until 04 Oct 2023 - See more details below
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CIMB logo
MoneySmart Exclusive
Unlimited 2% cashback
Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
Up to 3%*
Min. spend per month to qualify for 2% Cashback
S$500
Cash Rebate cap
Unlimited

Get S$250 Cash via PayNow OR $270 eCapita Vouchers OR an Apple AirPods 3rd Gen with Lightning Charging Case (worth $261.40) OR a ErgoTune Classic Ergonomic Chair (worth S$399) when you apply and spend a min of S$988. T&Cs apply. 

PLUS enjoy up to 3% Unlimited Cashback* from CIMB with min. spend of S$2,500 per month. T&Cs apply.

Valid until 07 Oct 2023 - See more details below
Promotion ends in
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Standard Chartered logo
MoneySmart Exclusive
Earn up to 6% Cashback
Cashback from Netflix, Spotify, fast food joints and more. *T&Cs apply.
6%*
Annual Fee
S$0
Minimum Spend
S$0

Get S$250 Cash via PayNow or an Apple AirPods 3rd Generation (worth $261.40) or a Nintendo Switch Lite (worth S$309) when you apply and spend a min. of S$250 in Eligible Transactions. T&Cs apply.

Valid until 31 Oct 2023 - See more details below
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OCBC logo
MoneySmart Exclusive
High Spend on Dining
Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)
5%
Cashback Cap per month
S$160
Min. Spend per month
S$1,600

Get a Apple Watch SE (GPS) 40mm (worth S$379) OR a Titan V1 7-Speed Foldable Bike (worth S$399) OR S$330 eCapita Vouchers OR S$300 Cash via PayNow when you apply and spend a min. of S$500 in Qualifying Spend within 30 days of card approval. T&Cs apply

Valid until 07 Oct 2023 - See more details below
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American Express logo
MoneySmart Exclusive
No Expiry on Membership Rewards® Points
with Love Dining at selected Restaurants
Up to 50% savings
on a range of delectable cuisines with Love Dining @ Restaurants by Platinum
Up to 50% savings
to use at over 1,400 curated restaurants
Enjoy $400 every year
Get up to 135,000 worth of Membership Rewards® points* (equivalent to a return trip for 2 to Maldives via Singapore Airlines) from Amex when you apply and spend S$6,000 within the first 2 months of card approval and pay the card's annual fee. T&Cs Apply.
Valid until 31 Oct 2023 - See more details below
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UOB logo
MoneySmart Exclusive
MoneySmart x UOB GIVEAWAY
Cash Back on All Daily Essentials
Up to 10%
Rebate Cap per quarter
S$300
Min. Spend per month, per quarter
S$2,000

[MoneySmart GIVEAWAY]
Stand to receive a ASUS Vivobook x BAPE ® (worth S$2,349) OR a Sony PlayStation®5 Disc Console (worth S$799) OR a Nintendo Switch OLED (worth S$549) when you successfully apply for an eligible UOB Credit Card through MoneySmart and meet the Giveaway eligibility criteria! T&Cs apply. 

PLUS get up to 15% Cashback and S$350 Cash Credit from UOB when you successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 for 2 consecutive months from card approval date. T&Cs apply!

Valid until 17 Oct 2023 - See more details below
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American Express logo
MoneySmart Exclusive
Discounts at Selected Luxury Hotels
Up to 50%
Discounts at Selected Restaurants
Up to 50%
at Select Rooftop Bars and Nightclubs
1 Free Drink
Get up to S$200 Statement Credits from Amex when you apply, pay the card's Annual Fee, and spend a min of S$3,000 within three month of card approval. T&Cs Apply.
Valid until 31 Oct 2023 - See more details below
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HSBC logo
MoneySmart Exclusive
Earn Points for Everyday Spending
on Contactless Payments
S$1 = 10X Points
on Online Food Orders
S$1 = 10X Points
Points to Miles Conversion for Selected Airline Partners
1 Point = 0.4 Miles
Get a Samsonite ZELTUS 69cm Spinner Exp Luggage with built-in scale (worth S$680) or S$150 cashback for new HSBC credit cardholders. Existing HSBC credit cardholders receive $50 cashback. Min. spends of S$1,000 upon card approval required and marketing consent provided upon applying. T&Cs apply. 
Valid until 31 Dec 2023 - See more details below
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HSBC logo
MoneySmart Exclusive
Cashback for Family Spending
Cash Back on Dining
5%
on All Spend
S$1= 1X Point
Min. spend monthly in a calendar quarter
S$600
Get a Samsonite ZELTUS 69cm Spinner Exp Luggage with built-in scale (worth S$680) or S$150 cashback for new HSBC credit cardholders. Existing HSBC credit cardholders receive $50 cashback. Min. spends of S$1,000 upon card approval required and marketing consent provided upon applying. T&Cs apply. 
Valid until 31 Dec 2023 - See more details below
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HSBC logo
MoneySmart Exclusive
Earn up to 3.5% Cashback
Cash Back on All Spend
Up to 3.5%
Cash Back Cap per calendar month
S$70
Min. Spend per month
S$0
Get a Samsonite ZELTUS 69cm Spinner Exp Luggage with built-in scale (worth S$680) or S$150 cashback for new HSBC credit cardholders. Existing HSBC credit cardholders receive $50 cashback. Min. spends of S$1,000 upon card approval required and marketing consent provided upon applying. T&Cs apply. 
Valid until 31 Dec 2023 - See more details below
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American Express logo
Unlimited Cashback
Welcome Bonus (min. spend of $5,000 on eligible purchases in 6 months)
3.0% Cashback
Cash Back Cap
Unlimited
Discounts on Selected Restaurants
Up to 20%
Read More
Standard Chartered logo
MoneySmart Exclusive
Earn up to 10X Rewards Points
on Local Dining Spend
S$1= 5X Points
on All Other Spend
S$1= 1X Point
Rewards to Miles Conversion
1 Point = 0.29 Miles

Get S$250 Cash via PayNow OR an Apple AirPods 3rd Generation (worth S$261.40) OR a Nintendo Switch Lite (worth S$309) when you apply and spend a min. of S$250 in Eligible Transactions. T&Cs apply.

Valid until 31 Oct 2023 - See more details below
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HSBC logo
Discounts at Participating Restaurants
Up to 50%
Discount at Selected European Restaurants
15%
Welcome Gift
35,000 Miles
Apply Now
DBS logo
Online Promo
Online & Visa Contactless Spend
At Selected Restaurants
Up to 20% off
At Selected Cafes
Up to 20% off
At Selected Restaurants and Buffets
1-For-1 Meals
Online Promo:
Get S$150 Cashback when you apply with promo code 150CASH and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 31 Jan 2024 - See more details below
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CIMB logo
MoneySmart Exclusive
Unlimited 2% cashback
Unlimited Cashback on All Other Spend
1%
Discount on selected restaurants
Up to 50%
Discount from dining merchants at hotels
Up to 20%

Get S$250 Cash via PayNow OR $270 eCapita Vouchers OR an Apple AirPods 3rd Gen with Lightning Charging Case (worth $261.40) OR a ErgoTune Classic Ergonomic Chair (worth S$399) when you apply and spend a min of S$988. T&Cs apply.

Valid until 07 Oct 2023 - See more details below
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DBS logo
Online Promo
Earn Miles That Never Expire
At Selected Restaurants
Up to 20% off
At Selected Cafes
Up to 20% off
At Selected Restaurants and Buffets
1-For-1 Meals
Online Promo:
Get up to 40,000 miles when you apply for an eligible DBS Altitude Credit Card and charge a min. spend of S$2,000 within 30 days from card approval date. T&Cs apply.
Valid until 30 Nov 2023 - See more details below
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CIMB logo
MoneySmart Exclusive
Up to 10% cashback
Cash Back on Beauty & Wellness, Online Shopping, Groceries
10%
Min. spend per month (till 31 Oct 2023)
S$600
Cash Back Cap per month
S$100

Get S$250 Cash via PayNow OR $270 eCapita Vouchers OR an Apple AirPods 3rd Gen with Lightning Charging Case (worth $261.40) OR a ErgoTune Classic Ergonomic Chair (worth S$399) when you apply and spend a min of S$988T&Cs apply. 

PLUS enjoy a lower minimum monthly spend requirement of only S$600 (previously S$800) to receive 10% cashback* on 5 eligible categories! T&Cs apply.

Valid until 07 Oct 2023 - See more details below
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POSB logo
Online Promo
Earn Cash Rebates that Never Expire
Cash Rebate on Online Food Delivery
Up to 10%
Cash Rebates on other Dining Spend
Up to 3%
Cash Rebate on all other spend
0.3%
Online Promo:
Get S$150 Cashback when you apply with promo code 150CASH and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 31 Jan 2024 - See more details below
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Citibank logo
MoneySmart Exclusive
Faster Gift Redemption
Cash Back on Dining, including delivery from FoodPanda & Deliveroo
Up to 6%
Total Cash Back Cap, per month
S$80
From Shell & Esso
Up to 20.88% savings

Get an Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth S$575) OR a Nintendo Switch OLED Gaming Console (worth S$549) OR a S$450 Amazon SG Gift Card OR S$300 Cash via PayNow when you apply and spend a min. of S$500 in "Qualifying Spends" within 30 days from card approval date. T&Cs apply

Valid until 15 Oct 2023 - See more details below
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American Express logo
Online Promo
Ideal for frequent small business travellers
per S$1 spent on eligible Singapore Airlines and Scoot flights
Earn up to 8.5 HighFlyer Points
per S$1 spent on all eligible purchases (worth 1.8 KrisFlyer miles)
Earn up to 1.8 HighFlyer Points
worth S$418 offering a free night's stay every year
Complimentary Accor Plus Membership
Online Promo:
Welcome Offer 1: Get up to 74,400 HighFlyer points (worth S$708) from AMEX when you apply and spend $8,000.

OR

Welcome Offer 2:
Receive a Samsonite Choca Spinner 68/25 Luggage (worth S$700) AND 9,000 HighFlyer points (worth S$85) from Amex when you apply and spend S$5,000 in the first 3 months of card approval. T&Cs apply.
Valid until 31 Oct 2023 - See more details below
Apply Now

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Best Credit Card for Dining

Eating out can be quite expensive. But, with the right credit card for dining, you can enjoy discounts and other exclusive dining privileges at various restaurants, hotels, and cafes in town and overseas. So if you’re still shopping around for the best credit card that can feed the foodie in you with a long list of dining rewards, start by comparing the best credit cards for dining.

Dining Credit Card Promotion

Credit card promotions for dining are extensive. If you’re a buffet fanatic with big appetite, you can choose from a wide array of buffet promotions for lunch and dinner. For those of you who dine out in duo, you can always take advantage of the best 1-for-1 buffet dining promotions 2021. You can even enjoy the high life without spending too much when you redeem high tea promotions. You can avail these dining promotions with almost any credit card provider from Singapore. It’s just a matter of choosing the right one that fits your dining lifestyle.

Buffet Promotion

If there’s one credit card promotion that gets every Singaporean gleam with excitement, it will always be hotel buffet deals. It’s a no-brainer because paying for buffet at full price is insane – especially hotel buffets. This type of promotion is so common, you can find it in all credit cards. The biggest deals they offer are 1-for-1 and 50% discounts, which are practically the same banana. The main difference lies in the merchant. There’s the delectable spread at Fullerton or the crowd-favourite seafood set at Mouth Restaurant and many more.

High Tea Promotion

Another popular hang out activity among locals with a fancy palate is high tea. And owning the right credit card for dining is the best avenue to score great high tea promotions. Normally, credit cards offer 5% to 50% discount on high tea, depending on the time and day.

How to Choose the Best Credit Card for Dining

The best credit card for dining differs per person. First, you must compare all available dining promotions. Start by checking the validity period and make sure that the promo period is long enough for you to enjoy the offer. Of course, you should also consider the range of discounts. Obviously, you’ll get more bang for your buck if majority of the bank’s partner merchants offer up to 50% off. Most importantly, keep an eagle eye on the terms and conditions. It’s every bank’s favourite place to put caveats on their so-called attractive deals.

Dining Credit Cards Frequently Asked Questions

Where can I earn cashback on dining?

On top of discounts and 1-for-1 rewards, you can enjoy cashback when you dine out with your credit card for dining. The cashback depends on the credit card . Take note that most cashback rewards have a minimum spending requirement and cap. There are, however, credit cards that offer unlimited cashback. For a more comprehensive comparison, check out the best credit cards in Singapore.

What is the current DBS credit card dining 1-for-1 promotion?

Owning a DBS credit card can satisfy your craving for almost all types of cuisines. From now until 31 Jan 2022, you’ll get to enjoy 1-for-1 lunch buffet at Shin Minori (Katong Square). Aside from this, you can enjoy 1-for-1 Peranakan lunch or dinner buffet at Hotel Grand Pacific Singapore’s Sun's Cafe valid till 30 Dec 2021. For other promotions, you can check their website for a mouthwatering list of DBS credit card dining promotions.

Can I get cashback on overseas dining spend?

Yes, you can get cashback when dining overseas. Simply use our dining credit card comparison tool to find out how you can earn up to 8% cashback.