American Express Platinum Credit Card

S$1.60 = 10 Points
at participating Platinum EXTRA Partners
S$1.60 = 2X Points
on All Other Spend
1 Point = 0.55 Miles
Rewards to Miles Conversion
American Express Platinum Credit Card

American Express Platinum Credit Card

Key features
Key features
  • Love Dining @ Restaurants: 50%, 35%, 15% savings when dining with 1 friend, 2 friends, and alone respectively
  • Enjoy savings at artfully curated restaurants and Singapore's finest hotels with Love Dining
  • Love Dining @ Hotels: Discounts applicable for groups up to 19 pax at Raffles Hotel Singapore, Shangri-La Hotel Singapore, The St. Regis and more
  • With Love Dining @ Hotels, receive a complimentary The Far Card Classic Membership entitling special savings for unlimited visits at choice of 10 restaurants at Singapore's finest hotels
  • Charge S$4,500 to your card at Platinum EXTRA Partners to earn enough points for an Economy Class return ticket to Bali
  • Get S$20 CapitaVouchers for each approved supplementary card; capped at S$40 CapitaVouchers per Principal cardmember
Rewards
Rewards
Excellent
  • $1.60 = 2 Membership points
  • Eligible for use with Apple Pay, Google Pay, Samsung Pay
  • Earn a total of 10 Membership points for every S$1.60 spent at Platinum EXTRA Partner like Lee Hwa Jewellery, The Hour Glass and Watches of Switzerland
  • No expiry for Membership points
  • Redeem points from over 200 rewards in the Membership Rewards Catalogue, ranging from fine-dining, fashion to electronics
Dining
Dining
Excellent
Earn savings with Love Dining @ Restaurants & Love Dining @ Hotels
  • Love Dining @ Restaurants: 50%, 35%, 15% savings when dining with 1 friend, 2 friends, and alone respectively
  • Enjoy savings at artfully curated restaurants and Singapore's finest hotels with Love Dining
  • Love Dining @ Hotels: Discounts applicable for groups up to 19 pax at Raffles Hotel Singapore, Shangri-La Hotel Singapore, The St. Regis and more
  • With Love Dining @ Hotels, receive a complimentary The Far Card Classic Membership
  • Eligible for use with Apple Pay, Google Pay, Samsung Pay
Shopping
Shopping
Excellent
Supports Platinum EXTRA Partners such as Lee Hwa Jewellery, The Hour Glass & Watches of Switzerland
  • Earn a total of 10 Membership points for every S$1.60 spent at Platinum EXTRA Partner like Lee Hwa Jewellery, The Hour Glass and Watches of Switzerland
  • Eligible for use with Apple Pay, Google Pay, Samsung Pay
  • 90-days return guarantee, return almost any purchase made in Singapore for a refund up to S$800 per item
  • Redeem vouchers with points at various shops including Dorothy Perkins, TOPSHOP, Ben Sherman, Robinsons, Isetan, OG, Courts and many more
Entertainment
Entertainment
Excellent
Earn savings at various spa services and golf clubs
  • Complimentary green fees and privileged access to over 40 clubs in Singapore, Philippines, Malaysia, Indonesia and Thailand
  • Complimentary drinks at over a dozen of Singapore's most fashionable bars including Gem Bar, Maison Ikkoku and The Mad Men Attic Bar
  • Eligible for use with Apple Pay, Google Pay, Samsung Pay
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$321

Supplementary Annual Fee

160.5

Fee Waiver

Not Available

Interest Free Period

22 days

Annual Interest Rate

25.90%

Late Payment Fees

S$90

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.50%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

5%

Overlimit Fee

N/A
Eligibility

Singaporean Minimum Income

$50,000

Non-Singaporean Minimum Income

$60,000
Other

Card Association

American Express

Wireless Payment

Apple Pay, Samsung Pay, Google Pay