American Express Platinum Credit Card

Updated October 2018

S$1.60 = 10 Pointsat participating Platinum EXTRA Partners
S$1.60 = 2X Pointson All Other Spend
1 Point = 0.55 MilesRewards to Miles Conversion
American Express Platinum Credit Card

American Express Platinum Credit Card

Promotion
Promotions
Get S$20 NTUC Vouchers
  • Apply and receive approval for your new American Express card
  • Choose the MyInfo option on the application form and successfully use MyInfo to pre-fill the form
  • Receive S$20 NTUC Voucher upon approval of your new American Express card
  • Valid til 31 Dec 2018
  • Enjoy 1 night stay at Swissotel The Stamford Singapore
    • Pay the annual fee of S$321
    • Receive 1 night stay at Swissotel The Stamford Singapore
    • Terms and Conditions apply
    Get a Samsonite Sigma 76cm Expandable Spinner
    • Receive a Samsonite Sigma 76cm Expandable Spinner when you spend S$4,500 within 3 months of card approval
    • Terms and Conditions apply
    Key features
    Key features
    • Love Dining @ Restaurants: 50%, 35%, 15% savings when dining with 1 friend, 2 friends, and alone respectively
    • Enjoy savings at artfully curated restaurants and Singapore's finest hotels with Love Dining
    • Love Dining @ Hotels: Discounts applicable for groups up to 19 pax at Raffles Hotel Singapore, Shangri-La Hotel Singapore, The St. Regis and more
    • With Love Dining @ Hotels, receive a complimentary The Far Card Classic Membership entitling special savings for unlimited visits at choice of 10 restaurants at Singapore's finest hotels
    • Charge S$4,500 to your card at Platinum EXTRA Partners to earn enough points for an Economy Class return ticket to Bali
    • Get S$20 CapitaVouchers for each approved supplementary card; capped at S$40 CapitaVouchers per Principal cardmember
    Dining
    Dining
    Excellent
    Earn savings with Love Dining @ Restaurants & Love Dining @ Hotels
    • Love Dining @ Restaurants: 50%, 35%, 15% savings when dining with 1 friend, 2 friends, and alone respectively
    • Enjoy savings at artfully curated restaurants and Singapore's finest hotels with Love Dining
    • Love Dining @ Hotels: Discounts applicable for groups up to 19 pax at Raffles Hotel Singapore, Shangri-La Hotel Singapore, The St. Regis and more
    • With Love Dining @ Hotels, receive a complimentary The Far Card Classic Membership
    • Eligible for use with Apple Pay
    Rewards
    Rewards
    Excellent
    • $1.60 = 2 Membership points
    • Eligible for use with Apple Pay
    • Earn a total of 10 Membership points for every S$1.60 spent at Platinum EXTRA Partner like Lee Hwa Jewellery, The Hour Glass and Watches of Switzerland
    • No expiry for Membership points
    • Redeem points from over 200 rewards in the Membership Rewards Catalogue, ranging from fine-dining, fashion to electronics
    Shopping
    Shopping
    Excellent
    Supports Platinum EXTRA Partners such as Lee Hwa Jewellery, The Hour Glass & Watches of Switzerland
    • Earn a total of 10 Membership points for every S$1.60 spent at Platinum EXTRA Partner like Lee Hwa Jewellery, The Hour Glass and Watches of Switzerland
    • Eligible for use with Apple Pay
    • 90-days return guarantee, return almost any purchase made in Singapore for a refund up to S$800 per item
    • Redeem vouchers with points at various shops including Dorothy Perkins, TOPSHOP, Ben Sherman, Robinsons, Isetan, OG, Courts and many more
    Entertainment
    Entertainment
    Excellent
    Earn savings at various spa services and golf clubs
    • Complimentary green fees and privileged access to over 40 clubs in Singapore, Philippines, Malaysia, Indonesia and Thailand
    • Complimentary drinks at over a dozen of Singapore's most fashionable bars including Gem Bar, Maison Ikkoku and The Mad Men Attic Bar
    • Eligible for use with Apple Pay
    Terms
    Terms and conditions
    Interest Rate & Late Payment Fees

    Annual Principal Fee

    $321

    Supplementary Annual Fee

    160.5

    Fee Waiver

    Not Available

    Interest Free Period

    22 days

    Annual Interest Rate

    25.90%

    Late Payment Fees

    S$60

    Minimum Monthly Repayment

    3% or S$50, whichever is higher

    Foreign Currency Transaction Fee

    2.50%

    Foreign Check Fee

    N/A

    Cash Advance Transaction Fee

    5%

    Overlimit Fee

    N/A
    Eligibility

    Singaporean Minimum Income

    $50,000

    Non-Singaporean Minimum Income

    $60,000
    Other

    Card Association

    American Express

    Wireless Payment

    Apple Pay, Samsung Pay, Google Pay