American Express Platinum Credit Card

Updated June 2018

S$1.60 = 10 Pointsat participating Platinum EXTRA Partners
S$1.60 = 2X Pointson All Other Spend
1 Point = 0.55 MilesRewards to Miles Conversion
American Express Platinum Credit Card

American Express Platinum Credit Card

Key features
Key features
  • Love Dining @ Restaurants: 50%, 35%, 15% savings when dining with 1 friend, 2 friends, and alone respectively
  • Enjoy savings at artfully curated restaurants and Singapore's finest hotels with Love Dining
  • Love Dining @ Hotels: Discounts applicable for groups up to 19 pax at Raffles Hotel Singapore, Shangri-La Hotel Singapore, The St. Regis and more
  • With Love Dining @ Hotels, receive a complimentary The Far Card Classic Membership entitling special savings for unlimited visits at choice of 10 restaurants at Singapore's finest hotels
  • Charge S$4,500 to your card at Platinum EXTRA Partners to earn enough points for an Economy Class return ticket to Bali
  • Eligible for use with Apple Pay
Rewards
Rewards
Excellent
  • $1.60 = 2 Membership points
  • Eligible for use with Apple Pay
  • Earn a total of 10 Membership points for every S$1.60 spent at Platinum EXTRA Partner like Lee Hwa Jewellery, The Hour Glass and Watches of Switzerland
  • No expiry for Membership points
  • Redeem points from over 200 rewards in the Membership Rewards Catalogue, ranging from fine-dining, fashion to electronics
Shopping
Shopping
Excellent
Supports Platinum EXTRA Partners such as Lee Hwa Jewellery, The Hour Glass & Watches of Switzerland
  • Earn a total of 10 Membership points for every S$1.60 spent at Platinum EXTRA Partner like Lee Hwa Jewellery, The Hour Glass and Watches of Switzerland
  • Eligible for use with Apple Pay
  • 90-days return guarantee, return almost any purchase made in Singapore for a refund up to S$800 per item
  • Redeem vouchers with points at various shops including Dorothy Perkins, TOPSHOP, Ben Sherman, Robinsons, Isetan, OG, Courts and many more
Dining
Dining
Excellent
Earn savings with Love Dining @ Restaurants & Love Dining @ Hotels
  • Love Dining @ Restaurants: 50%, 35%, 15% savings when dining with 1 friend, 2 friends, and alone respectively
  • Enjoy savings at artfully curated restaurants and Singapore's finest hotels with Love Dining
  • Love Dining @ Hotels: Discounts applicable for groups up to 19 pax at Raffles Hotel Singapore, Shangri-La Hotel Singapore, The St. Regis and more
  • With Love Dining @ Hotels, receive a complimentary The Far Card Classic Membership
  • Eligible for use with Apple Pay
Entertainment
Entertainment
Excellent
Earn savings at various spa services and golf clubs
  • Complimentary green fees and privileged access to over 40 clubs in Singapore, Philippines, Malaysia, Indonesia and Thailand
  • Complimentary drinks at over a dozen of Singapore's most fashionable bars including Gem Bar, Maison Ikkoku and The Mad Men Attic Bar
  • Eligible for use with Apple Pay
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$321

Supplementary Annual Fee

160.5

Fee Waiver

Perpetual fee waiver for first 2 supplementary cards

Interest Free Period

22 days

Annual Interest Rate

25.90%

Late Payment Fees

S$60

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.50%

Foreign Check Fee

N.A.

Cash Advance Transaction Fee

5%

Overlimit Fee

N.A.
Eligibility

Singaporean Minimum Income

$50,000

Non-Singaporean Minimum Income

$60,000
Other

Card Association

American Express

Wireless Payment

Apple Pay, Samsung Pay, Google Pay