Updated December 2018
Find the latest UOB credit card promotions in Singapore. Get free luggage, cash rebates, bonus miles and other attractive gifts when you sign up for these credit cards.
Up to 5%
Cash Back on All Spend
S$300
Cash Back Cap per quarter
S$2000
Min. Spend per month, per quarter
Good for: Cash Back
Big ticket purchases, petrol
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | 1st supplementary card free; $96.30 for subsequent cards |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% of S$50, whichever is higher |
| Interest Free Period | 21 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $40,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay |
S$1 = 1.4 Miles
Local Spend
S$1 = 2.4 Miles
Overseas Spend
S$1 = 6 Miles
Selected Online Hotel and Flight bookings
Good for: Air Miles
Flight tickets, overseas accomodation, overseas spending
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $257 |
| Supplementary Annual Fee | 128.4 |
| Fee Waiver | 1 year fee waiver, free first 2 supplementary cards |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 21 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $40,000 |
| Card Association | MasterCard, Visa, American Express |
|---|---|
| Wireless Payment | MasterCard PayPass, Visa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay |
Up to 18%
Cash Back on Online Spend
Up to S$80
Cash Back Cap per month
S$600
Min. Spend per month
Good for: Cash Back
Online shopping, dining, entertainment, Grab rides
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 21 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $40,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay |
Up to 8%
Cash Back at Selected Grocery Stores
S$50
Cash Back Cap per month
S$800
Min. Spend per month
Good for: Cash Back
Groceries, recurring bills
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $86 |
| Supplementary Annual Fee | 53.5 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 21 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $40,000 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa payWave, NETS FlashPay, Apple Pay, Samsung Pay, Android Pay, Mighty Pay |
S$5 = 5X UNI$
on Overseas & Online Shopping & Taxi Rides
S$5 = 1X UNI$
on All Other Spend
1 UNI$ = 2 Miles
Rewards to Miles Conversion
Good for: Rewards
Overseas spending, online shopping
| Annual Interest Rate | 25.90% |
|---|---|
| Principle Annual Fee | $193 |
| Supplementary Annual Fee | 96.3 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 21 days |
| Singaporean | $30,000 |
|---|---|
| Foreigner | $40,000 |
| Card Association | MasterCard |
|---|---|
| Wireless Payment | MasterCard PayPass, Apple Pay, Samsung Pay, Android Pay, Mighty Pay |
| Merchant | Promotion | Validity |
|---|---|---|
| Lazada | Up to 18% off | 31 Dec 2018 |
| Qoo10 | S$6 Grab Coupon | 31 Dec 2018 |
| ZALORA | 20% Off | 31 Dec 2018 |
| Emirates | Up to 10% off | 31 Dec 2018 |
| Expedia | Up to 50% savings | 31 March 2019 |
| Agoda | Up to 6% off | 31 Dec 2018 |
| Deliveroo | S$5 off | 31 Dec 2018 |
| Din Tai Fung | 10% off | 31 Dec 2018 |
| Hai Di Lao | S$10 return voucher | 31 March 2019 |
Promotions with UOB Credit Cards work similarly to most other banks—the banks partner with various merchants to offer their cardholders unique deals. This is not to be confused with “Rewards” features banks offer. In UOB’s case, their Rewards take the form of SMART$ and UNI$ which reward you for card usage. In comparison, “Promotions” are deals such as discounts and cash back that you can receive from the partner merchants. UOB’s promotions are segmented into 8 main categories: Dining, Travel, Retail, Transport, Medical & Wellness, Fuel Power, OEM (Energy), and Wedding. The following sections on the page show a few examples of the kinds of promotions offered.
Receive deals on a wide selection of your favorite brands when you shop with your UOB card! UOB lists their latest shopping promotions for all cards on their portal, ShopUOB, as well as alerts UOB cardholders with optional SMS notifications. Offers range from popular retail merchants like the ones listed below, Victoria's Secret, and Under Armour to Beauty retailers such as MAC and Sephora, to Health and Food items from merchants such as honestbee, GNC, and Eu Yan Sang
Enjoy up to 18% for new customers and 15% for existing customers off purchases via Lazada app only using the promo code LAZUOBNEW and LAUOBUY respectively. Limited to a one-time use per customer and first 1,200 redemptions per month. Valid till 31 Dec 2018.
Enjoy up to 18% for new customers and 15% for existing customers off purchases via Lazada app only using the promo code LAZUOBNEW and LAUOBUY respectively. Limited to a one-time use per customer and first 1,200 redemptions per month. Valid till 31 Dec 2018.
Enjoy a Grab S$6 coupon with min. S$60 spend. Use Promo Code: "first 6 digits of UOB card number. Limited" to first 1,000 redemptions each month. Capped at 2 redemptions per customer. Valid till 31 December 2018; Coupons are valid for 14 days from issuance.
Dining with a UOB card opens you up to a variety of yearlong and seasonal promotions at select venues for food and drinks. UOB also as a selection of 1-for-1 deals at locations such as Overeasy, The White Rabbit, and more.
Enjoy 15% off selected noodles, Mon-Fri, 3pm to 5pm. Valid till 31 December 2018.
New customers receive S$5 off first 3 orders with Promo Code ‘UOBNEW18'. Existing customers receive S$5 off order with Promo Code ‘UOBNOV18/UOBDEC18'. Valid for first 2,800 redemptions per month. Capped at one redemption per user. Min spend of S$12 is required for all orders.
Enjoy a S$10 return voucher. Valid will 31 March 2019.
UOB has various travel-related offers for cardholders. UOB's travel portal, The Travel Insider, contains a ton of information and inspiration on popular travel destinations for planning your next holiday. Although UOB is not a booking agent, the page also includes the ability to quickly check flights for your desired location and travel period under their "Book Now" section. The "Deals" tab includes a list of deals that are offered, including the ones listed below.
Enjoy 10% off (for Flex Plus airfares) and 5% off (for Saver airfares) Economy Class and Business Class. Use the Promo Code SGUOB16 online. Valid till 31 Dec 2018, Travel Period till 31 Mar 2019.
Enjoy up to 50% savings and additional 10% off your hotel bookings worldwide. Use Promo Code: UOBEXPSG17. Valid till 31 March 2019, Bali for stays till 30 June 2019 for bookings made via www.expedia.com.sg/uob only.
Up to 6% off bookings made on www.agoda.com/uob only. Click the button on mobile webpage or scan QR code from desktop to enjoy the promo on Agoda App. Valid till 31 Dec 2018, Staying Period Valid till 30 June 2019.
Check out our blog for more personal finance tips and insights.
The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.
By following MoneySmart, of course! Bookmark this page for the latest promotions and keep up with our blog as we’ll feature noteworthy credit card news as it happens.
It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.
