Compare the Latest UOB Credit Card Promotions in Singapore 2019

Updated June 2019

Find the latest UOB credit card promotions in Singapore. Get free luggage, cash rebates, bonus miles and other attractive gifts when you sign up for these credit cards.

Popular UOB Promo Credit Cards

UOB One Card

Up to 10%

Cash Back on Grab

S$300

Cash Back Cap per quarter

S$2000

Min. Spend per month, per quarter

Up to 10%

Cash Back on Grab

S$300

Cash Back Cap per quarter

S$2000

Min. Spend per month, per quarter

Promo Features

  • Get S$100 worth of free Grab rides
  • Limited to first 400 qualifying new-to-UOB Credit Cardmembers
  • Min spend S$1,000 within the first 30 days of new card approval
  • S$100 worth of free rides given in form of 1 Grab promo code which is valid for 10 unique redemptions
  • Each redemption capped at S$10 per transaction

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee1st supplementary card free; $96.30 for subsequent cards
Fee WaiverAvailable
Minimum Monthly Repayment3% of S$50, whichever is higher
Interest Free Period21 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB PRVI Miles Card

S$1 = 1.4 Miles

Local Spend

S$1 = 2.4 Miles

Overseas Spend

S$1 = 10 Miles

Selected Online Hotel and Flight bookings

  • Get up to 12,000 welcome miles
  • Enjoy up to 3 miles for every S$1 spent on Grab

S$1 = 1.4 Miles

Local Spend

S$1 = 2.4 Miles

Overseas Spend

S$1 = 10 Miles

Selected Online Hotel and Flight bookings

Promo Features

  • Limited to first 400 qualifying new-to-UOB Credit Cardmembers (for Mastercard and Visa)
  • Min spend S$1,000 within the first 30 days of new card approval
  • S$100 worth of free rides given in form of 1 Grab promo code which is valid for 10 unique redemptions
  • Each redemption capped at S$10 per transaction
  • Valid till 31 March 2019
  • For UOB PRVI Miles American Express® Credit Card Applicants only, All successful Applicants from 24 Jan - 31 March 2019 who charge a minimum of S$1,000 with first 30 days will receive S$100 worth of free Grab rides
  • S$100 worth of free rides given in the form of a single voucher code worth S$100 valid for 10 unique redemptions only, each redemption capped at S$10 per transaction
  • For UOB PRVI Miles American Express® Credit Card Applicants only, Existing Cardmembers will receive S$30 worth of free Grab rides
  • S$30 worth of free rides given in form of a single voucher code worth S$30, valid for 3 unique redemptions only, each redemption capped at S$10 per transaction
  • For UOB PRVI Miles American Express® Credit Card Applicants, min spend of S$1,000 within first 30 days of card approval

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$257
Supplementary Annual Fee128.4
Fee Waiver1 year fee waiver, free first 2 supplementary cards
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationMasterCard, Visa, American Express
Wireless PaymentMasterCard PayPass, Visa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB YOLO Credit Card

Up to 8%

Cash Back on Online, Grab, Dining and Entertainment spend

Up to S$80

Cash Back Cap per month

S$600

Min. Spend per month

  • Get S$100 when you apply online

Up to 8%

Cash Back on Online, Grab, Dining and Entertainment spend

Up to S$80

Cash Back Cap per month

S$600

Min. Spend per month

Promo Features

  • Get S$100 cash credit when you apply
  • Limited to first 600 new-to-UOB cardmembers with applications approved between 1 April - 30 June 2019
  • Min spend S$1,000 within first 30 days of card approval to be eligible for promotion

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
KrisFlyer UOB Credit Card
Online Promotion: Get 12,000 KrisFlyer miles! Applies to New to bank customers.Valid till 30 Jun 2019.
Online Promotion: Get 12,000 KrisFlyer miles! Applies to New to bank customers.Valid till 30 Jun 2019.

Promo Features

  • New To Bank customers:
  • Get 5,000 KrisFlyer miles when you successfully charge a single transaction of at least S$5 worth of eligibile transaction within the first 60 days of card open date
  • Get 7,000 KrisFlyer miles OR a complimentary return ticket to Bangkok, Lombok, or Penang on Singapore Airlines or SilkAir when you spend a min of S$2,000 within first 60 calendar days of card open date
  • Exisiting Cardmembers:
  • Get 5,000 KrisFlyer welcome miles when you spend S$5 within the first 60 days of card open date
  • Valid till 30 June 2019. Bank's T&Cs apply

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee96.30
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationMastercard
Wireless PaymentMastercard Contactless, UOB Mighty Pay, Apple Pay, Samsung Pay
UOB Lady's Card

S$5 = 10X UNI$

on One Category

S$5 = 1X UNI$

on All Other Spend

1 UNI$ = 2 Miles

Rewards to Miles Conversion

  • Get S$100 cash credit when you sign up for the Lady's Card

S$5 = 10X UNI$

on One Category

S$5 = 1X UNI$

on All Other Spend

1 UNI$ = 2 Miles

Rewards to Miles Conversion

Promo Features

  • Get S$100 cash credit when you sign up for the Lady's Card
  • For S$100 Lady's Card Sign-Up promo, limited to first 600 qualifying new-to-UOB Cardmembers
  • Min spend of S$1,000 within 30 days card approval to qualify
  • Valid til 30 June 2019

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee96.3
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationMasterCard
Wireless PaymentMasterCard PayPass, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
All results loaded

UOB Credit Card Promotions

MerchantPromotionValidity
LazadaUp to 18% off31 Dec 2018
Qoo10S$6 Grab Coupon31 Dec 2018
ZALORA20% Off31 Dec 2018
EmiratesUp to 10% off31 Dec 2018
ExpediaUp to 50% savings31 March 2019
AgodaUp to 6% off31 Dec 2018
DeliverooS$5 off31 Dec 2018
Din Tai Fung10% off31 Dec 2018
Hai Di LaoS$10 return voucher31 March 2019

UOB Card Privileges

Promotions with UOB Credit Cards work similarly to most other banks—the banks partner with various merchants to offer their cardholders unique deals. This is not to be confused with “Rewards” features banks offer. In UOB’s case, their Rewards take the form of SMART$ and UNI$ which reward you for card usage. In comparison, “Promotions” are deals such as discounts and cash back that you can receive from the partner merchants. UOB’s promotions are segmented into 8 main categories: Dining, Travel, Retail, Transport, Medical & Wellness, Fuel Power, OEM (Energy), and Wedding. The following sections on the page show a few examples of the kinds of promotions offered.

Shopping Promotions

Receive deals on a wide selection of your favorite brands when you shop with your UOB card! UOB lists their latest shopping promotions for all cards on their portal, ShopUOB, as well as alerts UOB cardholders with optional SMS notifications. Offers range from popular retail merchants like the ones listed below, Victoria's Secret, and Under Armour to Beauty retailers such as MAC and Sephora, to Health and Food items from merchants such as honestbee, GNC, and Eu Yan Sang

Zalora

18% and 15% off purchase

Enjoy up to 18% for new customers and 15% for existing customers off purchases via Lazada app only using the promo code LAZUOBNEW and LAUOBUY respectively. Limited to a one-time use per customer and first 1,200 redemptions per month. Valid till 31 Dec 2018.

Lazada

20% off

Enjoy up to 18% for new customers and 15% for existing customers off purchases via Lazada app only using the promo code LAZUOBNEW and LAUOBUY respectively. Limited to a one-time use per customer and first 1,200 redemptions per month. Valid till 31 Dec 2018.

Grab

S$6 Grab Coupon

Enjoy a Grab S$6 coupon with min. S$60 spend. Use Promo Code: "first 6 digits of UOB card number. Limited" to first 1,000 redemptions each month. Capped at 2 redemptions per customer. Valid till 31 December 2018; Coupons are valid for 14 days from issuance.

Dining Promotions

Dining with a UOB card opens you up to a variety of yearlong and seasonal promotions at select venues for food and drinks. UOB also as a selection of 1-for-1 deals at locations such as Overeasy, The White Rabbit, and more.

Din Tai Fung

Enjoy 15% off selected noodles, Mon-Fri, 3pm to 5pm. Valid till 31 December 2018.

Deliveroo

New customers receive S$5 off first 3 orders with Promo Code ‘UOBNEW18'. Existing customers receive S$5 off order with Promo Code ‘UOBNOV18/UOBDEC18'. Valid for first 2,800 redemptions per month. Capped at one redemption per user. Min spend of S$12 is required for all orders.

Hai Di Lao

Enjoy a S$10 return voucher. Valid will 31 March 2019.

Travel Promotions

UOB has various travel-related offers for cardholders. UOB's travel portal, The Travel Insider, contains a ton of information and inspiration on popular travel destinations for planning your next holiday. Although UOB is not a booking agent, the page also includes the ability to quickly check flights for your desired location and travel period under their "Book Now" section. The "Deals" tab includes a list of deals that are offered, including the ones listed below.

Emirates

Up to 10% off

Enjoy 10% off (for Flex Plus airfares) and 5% off (for Saver airfares) Economy Class and Business Class. Use the Promo Code SGUOB16 online. Valid till 31 Dec 2018, Travel Period till 31 Mar 2019.

Expedia

Up to 50% savings

Enjoy up to 50% savings and additional 10% off your hotel bookings worldwide. Use Promo Code: UOBEXPSG17. Valid till 31 March 2019, Bali for stays till 30 June 2019 for bookings made via www.expedia.com.sg/uob only.

Agoda

Up to 6% off bookings

Up to 6% off bookings made on www.agoda.com/uob only. Click the button on mobile webpage or scan QR code from desktop to enjoy the promo on Agoda App. Valid till 31 Dec 2018, Staying Period Valid till 30 June 2019.

More From The MoneySmart Blog

Check out our blog for more personal finance tips and insights.

Frequently Asked Questions

What kind of credit card promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest promotions and keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.