Compare the Latest UOB Credit Card Promotions in Singapore 2018

Updated December 2018

Find the latest UOB credit card promotions in Singapore. Get free luggage, cash rebates, bonus miles and other attractive gifts when you sign up for these credit cards.

Popular UOB Promo Credit Cards

UOB One Card

Up to 5%

Cash Back on All Spend

S$300

Cash Back Cap per quarter

S$2000

Min. Spend per month, per quarter

  • Get up to $170 cash credit when you apply online and for the One Account

Good for: Cash Back

Big ticket purchases, petrol

Promo Features

  • Get up to $170 cash credit when you sign up for the One Card and One Account
  • Up to $120 for the One Card and up to $50 for the One Account
  • Cash credit limited to first 1,000 successful applicants with Min Spend of $1,000 within 30 days of card approval
  • Valid till 31 December 2018 for new customers only. T&Cs apply

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee1st supplementary card free; $96.30 for subsequent cards
Fee WaiverAvailable
Minimum Monthly Repayment3% of S$50, whichever is higher
Interest Free Period21 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB PRVI Miles Card

S$1 = 1.4 Miles

Local Spend

S$1 = 2.4 Miles

Overseas Spend

S$1 = 6 Miles

Selected Online Hotel and Flight bookings

  • Get up to $120 cash credit when you apply online

Good for: Air Miles

Flight tickets, overseas accomodation, overseas spending

Promo Features

  • Get up to $120 cash credit when you apply online
  • $100 cash rebate is limited to first 1,000 new customer sign-ups, with min spend of $1,000 within 30 days of card approval
  • $20 cash rebate is limited to first 2,000 new customer sign-ups, with first transaction at selected merchants within 30 days of approval
  • Valid till 31 Dec 2018

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$257
Supplementary Annual Fee128.4
Fee Waiver1 year fee waiver, free first 2 supplementary cards
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationMasterCard, Visa, American Express
Wireless PaymentMasterCard PayPass, Visa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB YOLO Credit Card

Up to 18%

Cash Back on Online Spend

Up to S$80

Cash Back Cap per month

S$600

Min. Spend per month

  • Get up to $170 cash credit when you apply online and for the One Account

Good for: Cash Back

Online shopping, dining, entertainment, Grab rides

Promo Features

  • Get up to $170 cash credit when you apply online for YOLO and the One Account. Valid till 31 December 2018 for first 1,000 new customers only. Consists of S$120 cash credit when you apply for YOLO and S$50 when you apply for the One Account. T&Cs apply
  • Spend a minimum of S$1,000 within the first 30 days of card approval for new members
  • Up to 18% cashback on online spend (up to 8% cashback on Grab, Dining, Entertainment, Online Fashion and Travel + bonus 10% online cashback)
  • Bonus cashback on online spend is valid till 31 Dec 2018
  • Total cash back cap: S$80 per month. S$80 consists of S$60 base cash back and S$20 bonus cash back

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB Delight Card

Up to 8%

Cash Back at Selected Grocery Stores

S$50

Cash Back Cap per month

S$800

Min. Spend per month

  • Get up to $120 cash credit when you apply online

Good for: Cash Back

Groceries, recurring bills

Promo Features

  • Get up to $120 cash credit when you apply online
  • $100 cash rebate is limited to first 1,000 new customer sign-ups, with min spend of $1,000 within 30 days of card approval
  • $20 cash rebate is limited to first 2,000 new customer sign-ups, with first transaction at selected merchants within 30 days of approval
  • Valid till 31 Dec 2018

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$86
Supplementary Annual Fee53.5
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, NETS FlashPay, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB Lady's Card

S$5 = 5X UNI$

on Overseas & Online Shopping & Taxi Rides

S$5 = 1X UNI$

on All Other Spend

1 UNI$ = 2 Miles

Rewards to Miles Conversion

  • Get up to $170 cash credit when you apply online and for the One Account

Good for: Rewards

Overseas spending, online shopping

Promo Features

  • Get up to $170 cash credit when you apply online and for the One Account
  • $170 comprises of up to $120 for online sign up for card and $50 for One Account sign-up
  • Min spend of $1,000 within 30 days of card approval to be eligible for promotion
  • Limited to first 1,000 new customer sign-ups
  • Valid till 31 Dec 2018

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee96.3
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationMasterCard
Wireless PaymentMasterCard PayPass, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
All results loaded

UOB Credit Card Promotions

MerchantPromotionValidity
LazadaUp to 18% off31 Dec 2018
Qoo10S$6 Grab Coupon31 Dec 2018
ZALORA20% Off31 Dec 2018
EmiratesUp to 10% off31 Dec 2018
ExpediaUp to 50% savings31 March 2019
AgodaUp to 6% off31 Dec 2018
DeliverooS$5 off31 Dec 2018
Din Tai Fung10% off31 Dec 2018
Hai Di LaoS$10 return voucher31 March 2019

UOB Card Privileges

Promotions with UOB Credit Cards work similarly to most other banks—the banks partner with various merchants to offer their cardholders unique deals. This is not to be confused with “Rewards” features banks offer. In UOB’s case, their Rewards take the form of SMART$ and UNI$ which reward you for card usage. In comparison, “Promotions” are deals such as discounts and cash back that you can receive from the partner merchants. UOB’s promotions are segmented into 8 main categories: Dining, Travel, Retail, Transport, Medical & Wellness, Fuel Power, OEM (Energy), and Wedding. The following sections on the page show a few examples of the kinds of promotions offered.

Shopping Promotions

Receive deals on a wide selection of your favorite brands when you shop with your UOB card! UOB lists their latest shopping promotions for all cards on their portal, ShopUOB, as well as alerts UOB cardholders with optional SMS notifications. Offers range from popular retail merchants like the ones listed below, Victoria's Secret, and Under Armour to Beauty retailers such as MAC and Sephora, to Health and Food items from merchants such as honestbee, GNC, and Eu Yan Sang

Zalora

18% and 15% off purchase

Enjoy up to 18% for new customers and 15% for existing customers off purchases via Lazada app only using the promo code LAZUOBNEW and LAUOBUY respectively. Limited to a one-time use per customer and first 1,200 redemptions per month. Valid till 31 Dec 2018.

Lazada

20% off

Enjoy up to 18% for new customers and 15% for existing customers off purchases via Lazada app only using the promo code LAZUOBNEW and LAUOBUY respectively. Limited to a one-time use per customer and first 1,200 redemptions per month. Valid till 31 Dec 2018.

Grab

S$6 Grab Coupon

Enjoy a Grab S$6 coupon with min. S$60 spend. Use Promo Code: "first 6 digits of UOB card number. Limited" to first 1,000 redemptions each month. Capped at 2 redemptions per customer. Valid till 31 December 2018; Coupons are valid for 14 days from issuance.

Dining Promotions

Dining with a UOB card opens you up to a variety of yearlong and seasonal promotions at select venues for food and drinks. UOB also as a selection of 1-for-1 deals at locations such as Overeasy, The White Rabbit, and more.

Din Tai Fung

Enjoy 15% off selected noodles, Mon-Fri, 3pm to 5pm. Valid till 31 December 2018.

Deliveroo

New customers receive S$5 off first 3 orders with Promo Code ‘UOBNEW18'. Existing customers receive S$5 off order with Promo Code ‘UOBNOV18/UOBDEC18'. Valid for first 2,800 redemptions per month. Capped at one redemption per user. Min spend of S$12 is required for all orders.

Hai Di Lao

Enjoy a S$10 return voucher. Valid will 31 March 2019.

Travel Promotions

UOB has various travel-related offers for cardholders. UOB's travel portal, The Travel Insider, contains a ton of information and inspiration on popular travel destinations for planning your next holiday. Although UOB is not a booking agent, the page also includes the ability to quickly check flights for your desired location and travel period under their "Book Now" section. The "Deals" tab includes a list of deals that are offered, including the ones listed below.

Emirates

Up to 10% off

Enjoy 10% off (for Flex Plus airfares) and 5% off (for Saver airfares) Economy Class and Business Class. Use the Promo Code SGUOB16 online. Valid till 31 Dec 2018, Travel Period till 31 Mar 2019.

Expedia

Up to 50% savings

Enjoy up to 50% savings and additional 10% off your hotel bookings worldwide. Use Promo Code: UOBEXPSG17. Valid till 31 March 2019, Bali for stays till 30 June 2019 for bookings made via www.expedia.com.sg/uob only.

Agoda

Up to 6% off bookings

Up to 6% off bookings made on www.agoda.com/uob only. Click the button on mobile webpage or scan QR code from desktop to enjoy the promo on Agoda App. Valid till 31 Dec 2018, Staying Period Valid till 30 June 2019.

More From The MoneySmart Blog

Check out our blog for more personal finance tips and insights.

Frequently Asked Questions

What kind of credit card promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest promotions and keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.