Compare the Latest UOB Credit Card Promotions in Singapore 2018

Updated October 2018

Find the latest UOB credit card promotions in Singapore. Get free luggage, cash rebates, bonus miles and other attractive gifts when you sign up for these credit cards.

Popular UOB Promo Credit Cards

UOB One Card
UOB One Card

Up to 5%

Cash Back on All Spend

S$300

Cash Back Cap per quarter

S$2000

Min. Spend per month, per quarter

  • 1 Million $1 Deals Weekly Deal: S$1 for 4 x Single Packs of Guardian Soft Pack Tissues 50s (U.P. S$8.00) valid till 21 Oct 2018

Promo Features

  • Get up to $200 cash credit when you sign up for the One Card and One Account
  • Up to $150 for the One Card and up to $50 for the One Account
  • Cash credit limited to first 500 successful applicants with Min Spend of $1,200 within 30 days of card approval
  • Valid till 30 September 2018 for new customers only. T&Cs apply
  • 1 Million $1 Deals Weekly Deal: S$1 for 4 x Single Packs of Guardian Soft Pack Tissues 50s (U.P. S$8.00) valid till 21 Oct, 2018

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee1st supplementary card free; $96.30 for subsequent cards
Fee WaiverAvailable
Minimum Monthly Repayment3% of S$50, whichever is higher
Interest Free Period21 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB PRVI Miles Card
UOB PRVI Miles Card

S$1 = 1.4 Miles

Local Spend

S$1 = 2.4 Miles

Overseas Spend

S$1 = 6 Miles

Selected Online Hotel and Flight bookings

  • Receive up to 10,000 Welcome Miles (Valid till 31 Oct 2018)

Promo Features

  • Receive up to 10,000 welcome miles when you apply
  • Spend a min amount of S$6,000 within 3 months of card approval to qualify
  • Limited to first 2,000 spenders
  • Valid till 31 Oct 2018
  • T&Cs apply

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$257
Supplementary Annual Fee128.4
Fee Waiver1 year fee waiver, free first 2 supplementary cards
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationMasterCard, Visa, American Express
Wireless PaymentMasterCard PayPass, Visa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB YOLO Credit Card
UOB YOLO Credit Card

Up to 18%

Cash Back on Online Spend

Up to S$80

Cash Back Cap per month

S$600

Min. Spend per month

Promo Features

  • Get up to $200 cash credit when you apply online for YOLO and the One Account. Valid till 31 October for new customers only. Consists of S$150 cash credit when you apply for YOLO and S$50 when you apply for the One Account. T&Cs apply
  • Spend a minimum of S$1,200 within the first 30 days for new members
  • Up to 18% cashback on online spend (up to 8% cashback on Grab, Dining, Entertainment, Online Fashion and Travel + bonus 10% online cashback)
  • Bonus cashback on online spend is valid till 31 Dec 2018
  • Total cash back cap: S$80 per month. S$80 consists of S$60 base cash back and S$20 bonus cash back

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB Delight Card
UOB Delight Card

Up to 8%

Cash Back at Selected Grocery Stores

S$50

Cash Back Cap per month

S$800

Min. Spend per month

Promo Features

  • Get up to $200 cash credit when you sign up for the Delight Card and One Account
  • $200 comprises of $150 from Delight Card and up to $50 from One Account sign-ups
  • Min spend of $1,200 within 30 days of card approval to be eligible for promotion
  • Limited to first 500 new customer sign-ups
  • Valid till 30 Sept 2018

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$86
Supplementary Annual Fee53.5
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, NETS FlashPay, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB Lady's Card
UOB Lady's Card

S$5 = 5X UNI$

on Overseas & Online Shopping & Taxi Rides

S$5 = 1X UNI$

on All Other Spend

1 UNI$ = 2 Miles

Rewards to Miles Conversion

Promo Features

  • Get up to $200 cash credit when you sign up for the Lady's Card
  • $150 cash credit limited to first 500 customers to sign up for Lady's Card with Min Spend of $1,200 within 30 days of card approval
  • Up to $50 when you sign up for the One Account
  • Valid till 30 Sept for new customers only. T&Cs apply

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee96.3
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationMasterCard
Wireless PaymentMasterCard PayPass, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
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What Are Credit Card Promotions?

We all have that one relative or friend who swears by credit card sign-up promotions. Every time you see them, they seem to have a new piece of Samsonite luggage for their collection or a wad of Takashimaya vouchers to blow.

Unlike with rewards or miles credit cards, such introductory promotions typically do not require you to accumulate and redeem points. Instead, banks offer attractive sign-up gifts like branded luggage to entice new customers. The credit card itself can be any sort of card.

Types of Credit Card Promotions

Here are 3 common types of promotions offered by credit cards in Singapore:

Free Gifts

Promotional freebies that await when you sign up for a credit card. Apart from that perennial favourite – free luggage – there are also variations such as free mobile data and free petrol. Some credit cards also offer the chance to win bigger-ticket prizes such as package holidays or limited edition branded goods.

Welcome Miles/points

Miles credit cards or rewards credit cards will sometimes sweeten the deal for newcomers with a big bunch of points in the first few months of card usage. These often come with substantial minimum spends.

Cashback Promotions

Some cashback credit cards offer a big cash rebate, e.g. $100 cashback, upon successful application or the first spend on that card. Check if there is a minimum spend or any other catch before you jump at the chance to get free money.

More From TheMoneySmart Blog

Check out our blog for more personal finance tips and insights.

Frequently Asked Questions

What kind of credit card promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest promotions and keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.