Compare the Latest DBS Credit Card Promotions in Singapore 2019

Updated November 2019

Find the latest DBS credit card promotions in Singapore. Get free luggage, cash rebates, bonus miles and other attractive gifts when you sign up for these credit cards.

Popular DBS Promo Credit Cards

DBS Live Fresh Card

Up to 10%

Cashback on Online, Visa Contactless & Transport Spend

S$80

Cash Back Cap

S$600

Min. Spend per month

Online Promotion: Enjoy up to S$180 cashbackValid till 31 Mar 2020.

Up to 10%

Cashback on Online, Visa Contactless & Transport Spend

S$80

Cash Back Cap

S$600

Min. Spend per month

Online Promotion: Enjoy up to S$180 cashbackValid till 31 Mar 2020.

Promo Features

  • Get S$180 cashback as a Welcome Gift for new DBS/POSB cardmembers
  • A welcome gift of S$100 cashback (only for New DBS/POSB Cardmembers); and
  • Up to S$80 cashback on your new card
  • To be eligible, charge a min. of S$600/month within the first month from card approval date
  • Valid till 31 Mar 2020

Annual Interest Rate and Fees

Annual Interest Rate26.80%
Principle Annual Fee$193
Supplementary Annual FeeS$96.30
Fee Waiver1 year
Minimum Monthly Repayment3.00% or S$50, whichever is higher
Interest Free Period20 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationVisa
Wireless PaymentVisa Contactless, Apple Pay, Samsung Pay, Google Pay
DBS Woman's Card

S$5 = 5X Points

on Online Spend

S$5 = 1X Point

on All Other Spend

1 Point = 2 Miles

Rewards to Miles Conversion

Online Promotion: Enjoy S$120 cashbackValid till 31 Mar 2020.

S$5 = 5X Points

on Online Spend

S$5 = 1X Point

on All Other Spend

1 Point = 2 Miles

Rewards to Miles Conversion

Online Promotion: Enjoy S$120 cashbackValid till 31 Mar 2020.

Promo Features

  • Get S$120 cashback as a Welcome Gift for new DBS Woman’s cardmembers
  • To be eligible, charge a min. of S$800 within the first 60 days from card approval date
  • Valid till 31 Mar 2020

Annual Interest Rate and Fees

Annual Interest Rate26.80%
Principle Annual Fee$161
Supplementary Annual FeeS$80.25
Fee WaiverAvailable
Minimum Monthly Repayment3.00% or S$50, whichever is higher
Interest Free Period20 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationMastercard
Wireless PaymentApple Pay, Samsung Pay, Google Pay
DBS Woman's World Card

S$5 = 10X Points

on Online Spend

S$5 = 1X Points

on All Other Spend

1 Point = 2 Miles

Rewards to Miles Conversion

Online Promotion: Enjoy S$120 cashbackValid till 31 Mar 2020.

S$5 = 10X Points

on Online Spend

S$5 = 1X Points

on All Other Spend

1 Point = 2 Miles

Rewards to Miles Conversion

Online Promotion: Enjoy S$120 cashbackValid till 31 Mar 2020.

Promo Features

  • Get S$120 cashback as a Welcome Gift for new DBS Woman’s World cardmembers
  • To be eligible, charge a min. of S$800 within the first 60 days from card approval date
  • Valid till 31 Mar 2020

Annual Interest Rate and Fees

Annual Interest Rate26.80%
Principle Annual Fee$193
Supplementary Annual FeeS$96.3
Fee WaiverAvailable
Minimum Monthly Repayment3.00% or S$50, whichever is higher
Interest Free Period20 days

Minimum Income Requirements

Singaporean$80,000
Foreigner$80,000

Other

Card Associationmastercard
Wireless PaymentApple Pay, Samsung Pay, Google Pay
DBS Altitude Visa Signature Card

S$1 = 1.2 Miles

Local Spend

S$1 = 2 Miles

Overseas Spend

S$1 = 4 Miles

Bus, MRT and Taxi rides

Online Promotion: Get up to 38,000 Miles Valid till 31 Mar 2020.

S$1 = 1.2 Miles

Local Spend

S$1 = 2 Miles

Overseas Spend

S$1 = 4 Miles

Bus, MRT and Taxi rides

Online Promotion: Get up to 38,000 Miles Valid till 31 Mar 2020.

Promo Features

  • Apply for your new DBS Altitude Card by 31 Mar 2020
  • Min. spend: Spend a min. of S$6,000 within first 3 months of card approval date on Online flight/hotel transactions (3miles/S$1) or a combination of local (1.2miles/S$1) and overseas (2miles/S$1) spend to earn 18,000 miles
  • Welcome offer: New DBS/POSB cardmembers get additional 10,000 miles; Existing DBS/POSB cardmembers get additional 5,000 miles
  • Miles with annual fee: Get another 10,000 miles when you indicate "ALTAF" in the promo code field AND pay the first year annual fee of S$192.60 after the minimum spend is met
  • Annual Interest Rate and Fees

    Annual Interest Rate26.80%
    Principle Annual Fee$193
    Supplementary Annual FeeS$96.30
    Fee WaiverAvailable
    Minimum Monthly Repayment3.00% or S$50, whichever is higher
    Interest Free Period20 days

    Minimum Income Requirements

    Singaporean$30,000
    Foreigner$45,000

    Other

    Card AssociationVisa, American Express
    Wireless PaymentVisa Contactless, Apple Pay, Samsung Pay, Google Pay
    All results loaded

    What Are Credit Card Promotions?

    We all have that one relative or friend who swears by credit card sign-up promotions. Every time you see them, they seem to have a new piece of Samsonite luggage for their collection or a wad of Takashimaya vouchers to blow.

    Unlike with rewards or miles credit cards, such introductory promotions typically do not require you to accumulate and redeem points. Instead, banks offer attractive sign-up gifts like branded luggage to entice new customers. The credit card itself can be any sort of card.

    Types of Credit Card Promotions

    Here are 3 common types of promotions offered by credit cards in Singapore:

    Free Gifts

    Promotional freebies that await when you sign up for a credit card. Apart from that perennial favourite – free luggage – there are also variations such as free mobile data and free petrol. Some credit cards also offer the chance to win bigger-ticket prizes such as package holidays or limited edition branded goods.

    Welcome Miles/points

    Miles credit cards or rewards credit cards will sometimes sweeten the deal for newcomers with a big bunch of points in the first few months of card usage. These often come with substantial minimum spends.

    Cashback Promotions

    Some cashback credit cards offer a big cash rebate, e.g. $100 cashback, upon successful application or the first spend on that card. Check if there is a minimum spend or any other catch before you jump at the chance to get free money.

    More From TheMoneySmart Blog

    Check out our blog for more personal finance tips and insights.

    Frequently Asked Questions

    What kind of credit card promotion is best?

    The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.

    How do I stay on top of new credit card promotions?

    By following MoneySmart, of course! Bookmark this page for the latest promotions and keep up with our blog as we’ll feature noteworthy credit card news as it happens.

    Is there a drawback to signing up for too many credit cards?

    It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.