Best DBS Credit Cards in Singapore 2024 Comparison

Looking for the best DBS credit cards in Singapore? Compare and find your ideal card with MoneySmart’s easy-to-use credit card comparison tool. Read More
We found 12 DBS Credit Cards for you!
DBS yuu American Express® Card
Online Promo
at yuu merchants, with no min. spend and no cap
S$1 = 10X yuu Points
when you spend S$600 Qualifying Spend at yuu merchants in a calendar month
Additional bonus 26X yuu Points
on all other spend
S$1 = 1X yuu Point
Online Promo:
New Cardmembers can get S$388 cashback when you successfully apply for a DBS yuu American Express Card and make a min. spend of S$800 within 60 days of card approval. T&Cs apply.

Existing Cardmembers can get S$60 cashback when you successfully apply for a DBS yuu American Express Card and make a min. spend of S$300 within 30 days of card approval. T&Cs apply.
Valid until 15 Jul 2024 - See more details below
Apply Now
DBS yuu Visa Card
Online Promo
at yuu merchants, with no min. spend and no cap
S$1 = 10X yuu Points
when you spend S$600 Qualifying Spend at yuu merchants in a calendar month
Additional bonus 26X yuu Points
on all other spend
S$1 = 1X yuu Point
Online Promo:
New Cardmembers can get S$388 cashback when you successfully apply for a DBS yuu Visa Card and make a min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 15 Jul 2024 - See more details below
Apply Now
DBS Live Fresh Card
Online Promo
Shopping and Transportation
on Shopping & Transport Spend
Up to 6% Cashback
Min. Spend
S$800
Cashback Cap
Up to S$70
Online Promo:
Get S$388 cashback when you apply and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 31 Jul 2024 - See more details below
Apply Now
DBS Altitude Visa Signature Card
Online Promo
Earn Miles That Never Expire
Local Spend
S$1 = 1.3 Miles
Overseas Spend (made in foreign currency)
S$1 = 2.2 Miles
On Travel Spend at Agoda
S$1 = Up to 4.3 Miles
Online Promo:
Get up to 53,000 miles when you apply, pay the card's annual fee and charge a min. spend of S$3,000 within 60 days from card approval date. T&Cs apply
Valid until 15 Jul 2024 - See more details below
Apply Now
DBS Altitude American Express Card
Online Promo
Earn Miles That Never Expire
Local Spend
S$1 = 1.3 Miles
Overseas Spend (made in foreign currency)
S$1 = 2.2 Miles
On Travel Spend at Agoda
S$1 = Up to 4.3 Miles
Online Promo:
Get up to 60,000 miles when you apply, pay the card's annual fee and charge a min. spend of S$3,000 within 60 days from card approval date. T&Cs apply
Valid until 15 Jul 2024 - See more details below
Apply Now
DBS Vantage Visa Infinite Card
Online Promo
Miles or Cashback – you decide
Local Spend
S$1 = 1.5 miles or 1.5% cashback
Overseas Spend
S$1 = 2.2 miles or 2.2% cashback
when you pay the Card's Annual Fee
25,000 Bonus Miles
Online Promo:
Get up to 85,000 miles (for New Cardmembers) or up to 40,000 Miles (Existing Cardmembers) when you sign up and make a min. spend of S$4,000 within 30 days of card approval and payable annual fee required. T&Cs apply.
Valid until 15 Jul 2024 - See more details below
Apply Now
DBS Woman's Card
Online Shopping
on Online Purchases
S$5 = 5 DBS Points (2 Miles per S$1)
on Other Purchases
S$5 = 1 DBS Point (0.4 Miles per S$1)
e-Commerce Protection for Online Purchases
Complimentary
Apply Now
DBS Woman's World Card
on Online Purchases
S$5 = 10 DBS Points (equivalent to 4 Miles per S$1)
on Overseas Purchases
S$5 = 3 DBS Points (equivalent to 1.2 Miles per S$1)
on all Other Purchases
S$5 = 1 DBS Point (equivalent to 0.4 Miles per S$1)
Apply Now
DBS Takashimaya American Express Card
Online Promo
Frequent Shoppers at Takashimaya
for every S$10 spend at Takashimaya
2 Taka Bonus Points
Additional Discount during Sale Events at Takashimaya
10%
to your CashCard for parking
Enjoy S$4 top-up
Online Promo:
Get S$150 Cashback with min.spend of S$250 within Takashimaya (Takashimaya Department Store, Takashimaya Online Store and participating specialty stores at Takashimaya Shopping Centre) within first month from Card approval date. T&Cs apply.
Valid until 30 Jun 2024 - See more details below
Apply Now
DBS Esso Card
Online Promo
Fuel Savings at Esso
Up to 21.6%
per S$10 charged outside of Esso
1 Smiles Point
per 1 Litre of Synergy Fuel
1 Smiles Point
Online Promo:
Get S$120 Cash Rebate when you apply and spend S$180 on fuel per month for 2 consecutive months from card approval date. T&Cs apply.
Valid until 30 Jun 2024 - See more details below
Apply Now
SAFRA DBS Card
on Local MasterCard contactless transactions
3% Cash Rebate
on Online Transactions
3% Cash Rebate
Spend to SAFRA Points Conversion
S$1 = 1 SAFRA Point
Apply Now
DBS Live Fresh Student Card
on McDonald’s, Starbucks, Netflix etc.
5% Cash Back
on selected Eco-Eateries, Retailers and Transport Services
Additional 5% Green Cashback
on All Other Spend
0.3% Cashback
Apply Now

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Best DBS Credit Card 2024

DBS Credit CardBest ForFee Waiver
DBS SAFRA Credit Card3% Cash rebates on online purchasesN/A (As long as you are paying for your Safra membership)
DBS Altitude American Express Card CardS$1 = 3 miles on online travel bookingsFirst Year Waived
DBS Live Fresh Card 5% Cashback on online and contactless paymentsFirst Year Waived
DBS Black Visa Credit CardUp to 3X DBS Points (or 6 Miles) per S$5 spent on local Visa contactless purchasesFirst Year Waived
DBS Woman’s World CardUp to 10X DBS Points (or 20 miles) per S$5 spent on online and overseas purchasesFirst Year Waived
DBS Esso CardUp to 21.2% fuel savings & 2.4% Smiles savingsFirst Year Waived

DBS Credit Card Hotline

Speak to the DBS customer service about your DBS/ POSB credit card benefits, rewards, miles, balance, and annual fee waiver etc. by calling the hotline at 1800 111 1111 or +65 6339 6666 if you’re calling from overseas. If you’ve lost your DBS or POSB credit card or encountered a fraudulent transaction, call 1800 339 6963 or +65 6339 6963 if you’re calling from overseas. Alternatively, you could chat with a virtual chatbot on the DBS website, tweet at, or send an email to DBS.

DBS Credit Card Waiver

There are 4 ways you could request for a DBS credit card annual fee waiver: submit a request via the DBS online banking website’s digibot, submit a request via DBS digibank online, call the DBS customer service hotline at 1800 111 111, or visit your nearest DBS or POSB branch.

DBS Credit Card Promotion

Ongoing DBS credit card dining promotions includes 1 for 1 lunch or dinner buffets at Sun's Cafe (Hotel Grand Pacific Singapore), Wooloomooloo Steakhouse and Peach Garden, just to name a few. Other shopping promotions include great deals at Lazada, Taobao, Zalora and more. To enjoy some much needed rest and relaxation, there are exclusive hotel deals at W Singapore Sentosa Cove and Conrad Centennial Singapore amongst others. Check the DBS credit card promotions page for more promos and discounts.

DBS Credit Card Application

How to apply for a DBS credit card? If you’re an existing DBS banking or credit card customer, login to your DBS ibanking to apply for your credit card of choice. Alternatively, visit the DBS website, click on your credit card of choice and select “Apply Now”. You will be asked to submit an application via Singpass MyInfo. To check on your DBS credit card application status, call the customer service hotline at 1800 111 1111. Finally, when you receive the physical credit card, you will need to activate your new DBS credit card before use.

Cancel DBS Credit Card

How to cancel your DBS credit card? To cancel your DBS credit card, visit the DBS Banking and Credit Cards help and support page. You will find a virtual assistant function. Click on “Cancel Now” to start the cancellation process. Alternatively, you can submit an online form via the same DBS support page to start the cancellation process.

DBS Rewards

If you’re using a DBS credit card, you’ll be able to accumulate DBS rewards points from your purchases. If you’re using a DBS Corporate, Purchasing, Country Club, Live Fresh Card, Takashimaya Esso, or SAFRA card, you don’t earn DBS points.

DBS points

Your rewards points earn rate differs from card to card. For example, DBS Altitude card holders may earn 3 DBS Points per S$5 spent online in local currency but DBS Woman’s card holders may earn 10 DBS Points per S$5 spent online in local currency. Some transactions do not qualify for DBS points accrual, such as bill payments via AXS, SAM, payments to educational, governmental, insurance, financial, medical, and non-profit organisations, gambling and betting, top-ups to prepaid mobile wallets and cards such as EZ-Link, GrabPay, and Singtel Dash, and instalment plans. These are called general exclusions and you will find them across all major banks in Singapore. An important thing to note is the expiry date: your DBS Points expire a year from your credit card account opening date. In subsequent years, DBS Points expire a year from the date it was earned. That means you will need to keep track of your DBS Points and redeem them promptly.

DBS points to miles

Any DBS credit card can be a “DBS miles card” because you can easily convert your DBS rewards points to Singapore Airlines’ KrisFlyer miles, Cathay Pacific’s Asia Miles, Qantas Points, or AirAsia BIG Points when you enrol in the DBS Rewards Frequent Flyer Programme. For every 1 DBS point, you get 2 air miles. Conversions must be done in blocks of 5,000 DBS points, takes 7 working days, and is subject to a $26.75 transfer fee for each transaction.

DBS rewards redemption

To redeem your DBS rewards points, log in to DBS digibank, select “Cards”, followed by “Redeem Rewards”. You will then be able to browse the rewards redemption catalogue and add items to cart. Alternatively, log in to the DBS Rewards website to browse the rewards redemption catalogue and redeem e-vouchers, rebates, and air miles. Finally, if you have the DBS Lifestyle App downloaded on your mobile device, find the “Rewards” category and you will be able to browse the catalogue. To check your DBS points balance, call the DBS customer s service hotline at 1800 111 1111.

DBS Credit Card Overseas Activation

To use your DBS credit card for retail purchases and cash withdrawal at DBS ATMs overseas, you will first need to activate your DBS credit card for overseas use. There are a couple of ways you can activate your DBS credit card: via DBS digibank Mobile, digibank Online, SMS banking, the DBS Lifestyle app, or at any DBS or POSB ATM in Singapore. For purchases in foreign currencies, the overseas transaction fee is 2.8% for Visa or MasterCard, and 3% for American Express (basically the DBS admin fee plus currency conversion charges). For payments converted to SGD via dynamic currency conversion, it is 1% (admin fee by Visa or MasterCard). For overseas charges in SGD, it is 1% (admin fee by Visa or MasterCard).

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DBS Student Credit Card

There is a S$500 credit card with no minimum spend, no minimum income, annual fee waiver, and a S$500 spending limit for students enrolled in polytechnics and universities in Singapore. The DBS Live Fresh Card offers students 5% cashback on purchases at Golden Village, Starbucks, McDonald’s, Netflix, and Spotify. Eligible students should be aged between 18 and 27, enrolled in NUS, NTU, SMU, SUTD, SUSS, SIT, Nanyang Polytechnic, Ngee Ann Polytechnic, Temasek Polytechnic, Singapore Polytechnic, or Republic Polytechnic.

Frequently Asked Questions

How to activate DBS Credit Card via SMS?

To activate your new DBS credit card via SMS banking, you will have to use your registered primary Singapore mobile number and SMS this keyword to 77767: “Activate Last 4 digits of Card”. Your SMS may look like, “Activate 1234”.

How to activate DBS credit card via ibanking?

All new DBS credit cards need to be activated before use. To activate it via ibanking, log into digibank Online, digibank Mobile or the DBS Lifestyle app, select ‘Activate Credit Cards’, and log in with your 6-digit iBanking PIN. Choose your preferred credit card and submit. You can also activate your card via SMS banking and at any DBS/POSB ATM.

How to set SMS alert for DBS credit card?

To set SMS transaction alerts for your DBS credit card, log in to your DBS digibank online, go to “Manage Alerts” located on the top right hand of the webpage, and enable alerts for your DBS credit card. You will be required to set a threshold limit.

How to activate EZ Link on DBS credit card?

Upon issuance, DBS Live Fresh Credit cards are already enrolled for the EZ-Reload auto top-up service. To manually top up your EZ-Link-enabled credit card(s), either head to General Ticketing Machines at MRT/LRT stations (after receiving the activation SMS), or go to a DBS/POSB ATM and select ‘More Services’ and ‘NETS FlashPay/Cashcard/ez-link/Concession Card’. To terminate the EZ-Reload facility, call 6496 8300 (Mon to Sun, 8am to 6pm).