- Local Spend
- S$1 = 1.5 miles or 1.5% cashback
- Overseas Spend
- S$1 = 2.2 miles or 2.2% cashback
- Dining and Petrol Spend (capped at S$2,000 per calendar month till 31 Dec 2022)
- S$1 = 4 miles or 4% cashback
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|DBS Credit Card||Best For||Fee Waiver|
|DBS SAFRA Credit Card||3% Cash rebates on online purchases||N/A (As long as you are paying for your Safra membership)|
|DBS Altitude American Express Card Card||S$1 = 3 miles on online travel bookings||First Year Waived|
|DBS Live Fresh Card||5% Cashback on online and contactless payments||First Year Waived|
|DBS Black Visa Credit Card||Up to 3X DBS Points (or 6 Miles) per S$5 spent on local Visa contactless purchases||First Year Waived|
|DBS Woman’s World Card||Up to 10X DBS Points (or 20 miles) per S$5 spent on online and overseas purchases||First Year Waived|
|DBS Esso Card||Up to 21.2% fuel savings & 2.4% Smiles savings||First Year Waived|
If you’re using a DBS credit card, you’ll be able to accumulate DBS rewards points from your purchases. If you’re using a DBS Corporate, Purchasing, Country Club, Live Fresh Card, Takashimaya Esso, or SAFRA card, you don’t earn DBS points.
Your rewards points earn rate differs from card to card. For example, DBS Altitude card holders may earn 3 DBS Points per S$5 spent online in local currency but DBS Woman’s card holders may earn 10 DBS Points per S$5 spent online in local currency. Some transactions do not qualify for DBS points accrual, such as bill payments via AXS, SAM, payments to educational, governmental, insurance, financial, medical, and non-profit organisations, gambling and betting, top-ups to prepaid mobile wallets and cards such as EZ-Link, GrabPay, and Singtel Dash, and instalment plans. These are called general exclusions and you will find them across all major banks in Singapore. An important thing to note is the expiry date: your DBS Points expire a year from your credit card account opening date. In subsequent years, DBS Points expire a year from the date it was earned. That means you will need to keep track of your DBS Points and redeem them promptly.
Any DBS credit card can be a “DBS miles card” because you can easily convert your DBS rewards points to Singapore Airlines’ KrisFlyer miles, Cathay Pacific’s Asia Miles, Qantas Points, or AirAsia BIG Points when you enrol in the DBS Rewards Frequent Flyer Programme. For every 1 DBS point, you get 2 air miles. Conversions must be done in blocks of 5,000 DBS points, takes 7 working days, and is subject to a $26.75 transfer fee for each transaction.
To redeem your DBS rewards points, log in to DBS digibank, select “Cards”, followed by “Redeem Rewards”. You will then be able to browse the rewards redemption catalogue and add items to cart. Alternatively, log in to the DBS Rewards website to browse the rewards redemption catalogue and redeem e-vouchers, rebates, and air miles. Finally, if you have the DBS Lifestyle App downloaded on your mobile device, find the “Rewards” category and you will be able to browse the catalogue. To check your DBS points balance, call the DBS customer s service hotline at 1800 111 1111.
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