Compare the Best OCBC Credit Cards in Singapore 2020

Looking for the best OCBC credit cards in Singapore? Compare and find your ideal card with MoneySmart’s easy-to-use credit card comparison tool. Read More
We found 8 OCBC Credit Cards for you!
OCBC logo
Online Promo
Cash Back on Online Spend
6%
Cash Back Cap per month
S$75
Min. Spend per month on Total Purchases
S$600
Online Promo: Receive S$50 Cashback when you apply and additional 4% Cashback on eligible spend! Applicable to new-to-bank cardholders. Valid till 30 Sep 2020.
Apply Now
OCBC logo
High Spend on Dining
Cashback on Everyday Dining
6%
Cashback Cap per month
S$80
Min. Spend per month
S$800
Apply Now
OCBC logo
Earn Miles That Don't Expire
Cash Back on Eligible Spend
1.2%
on Overseas spend
S$1 = 2.1 Miles
on Local spend
S$1 = 1.2 Miles
Apply Now
OCBC logo
on Online, Offline, Local and Overseas spend
S$1 = 10 OCBC$
with 18,000 OCBC$
S$50 Titanium cash
Rewards to Miles Conversion
10 OCBC$ = 4 Miles
Apply Now
OCBC logo
on Online, Offline, Local and Overseas spend
S$1 = 10 OCBC$
with 18,000 OCBC$
S$50 Titanium cash
Rewards to Miles Conversion
10 OCBC$ = 4 Miles
Apply Now
OCBC logo
Cash Back at FairPrice Stores, Unity and Warehouse Club
Up to 12%
LinkPoints on All Visa Spend outside FairPrice group
0.22%
Min. Spend per month
S$400
Apply Now
OCBC logo
Cash Rebate with Monthly Bill of S$1,000 and above
1%
Cash Rebate Cap per month
S$100
Min. Spend per month
S$0
Apply Now
OCBC logo
Cash Back at FairPrice Stores, Unity and Warehouse Club
7%
LinkPoints on All Visa Spend outside FairPrice group
0.22%
Min. Spend per month
S$500
Apply Now

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Best OCBC Credit Cards 2020

Best ForCredit CardAnnual Fee
Everyday Dining and Fuel SavingsOCBC 365 Credit CardS$193
Cashback on online shopping and mobile paymentsOCBC Frank CardS$80
Reward points on Online and retail shoppingOCBC Titanium Rewards CardS$193
Shopping at Fairprice and UnityNTUC Plus! Visa Credit CardNo Annual Fee
0% instalment payments plansOCBC Cashflo Credit CardS$161

OCBC Credit Card Promotions

OCBC credit cards run generous promotions that can help you save on dining, travel and shopping purchases.

OCBC dining promotions

Receive discounts, 1-for-1 offers and free dishes when you dine out and pay with an OCBC credit card. Current promotions include 15% discount at Bedrock Bar & Grill, 15% discount at The Marmalade Pantry and 15% discount at Oriole Coffee + Bar. Aside from that, when you use the OCBC 365 credit card, you receive 6% dining cash back locally and overseas every day of the week.

OCBC travel promotions

Receive discounts and free upgrades when booking with OCBC’s travel partners. Current promotions include 10% discount when making hotel bookings on Agoda or Expedia and $25 off flights on Zuji. Enjoy up to 20% off hotel bookings with a wide range of OCBC hotel partners such as Shangri-La Rasa Sentosa, Bintan Lagoon Resort and Millennium Hotels and Resorts.

OCBC shopping promotions

Enjoy discounts at your favorite online retailers, including $7 off at Shopee, 15% discount at Zalora and 6% at Reebonz. Other shopping discounts apply to Agnès B and Nike. OCBC credit cards are also eligible for 0% interest installment payment plans at Joyalukkas, Poh Heng, Robinsons, and The Hour Glass.

OCBC Credit Card Rewards

OCBC credit card rewards include $50 Ladurée vouchers, $10 Pepperoni Pizza vouchers and $30 Les Amis vouchers. OCBC Titanium cardholders can also opt to receive $10 cash. Accumulate OCBC$ when you spend, and then exchange them for dining vouchers, Starhub points, and KrisFlyer miles.

More From TheMoneySmart Blog

Check out our blog for more personal finance tips and insights.

OCBC Credit Card Overseas Activation

You can activate your OCBC credit card’s magnetic stripe via OCBC’s website, your online banking account, calling the OCBC credit card hotline or sending a text to 72323 in the following format: MAGNRICLast 4 digits of your cardACTIVATEduration of days for card to be activated.

OCBC Credit Card Hotline

To speak to a customer service officer from OCBC to enquire about your bill or apply for annual fee waivers, dial the OCBC credit card hotline at 1800 363 3333.

Frequently Asked Questions

How can I check my OCBC credit card balance online?

In order to access your e-Statements, you can log into your mobile banking with your access code and pin and see e-statements under menu. The document is password protected. Enter the last 5 characters of your NRIC or passport number followed by your date of birth in the format of DDMMYY. If you are currently not receiving eStatements, you may apply at ocbc.com/eStatements.

How do I pay my OCBC credit card bill?

To pay your OCBC credit card bill, login into OCBC’s mobile app and click “Pay Bills” and then “Credit Card”. You will then be able to choose the account to pay the bill from, the billing organisation when to pay as well as the payment amount. Review the details and click on “Confirm Payment” to complete the payment.

How do I reset my OCBC credit card PIN?

If you forget your OCBC credit card PIN, you can call 1800 363 3333 to reset it, or fill in the online form at ocbc.com/reset. You will need to fill in your card details, card PIN and personal details to receive a one-time password that will enable you to receive your credit card pin.

How do I pay bills with my OCBC credit card?

In order to pay bills directly from your OCBC bank account or OCBC credit card, you have to log in to online banking with your access code and PIN. Under “Payment & Transfer”, select “Pay Bills” and then “Pay Billing Organisation”. You will be able to select the organization to pay bills to and the amount payable. Before the transaction is complete, you will likely need to key in a one-time password (OTP).