OCBC Cashflo Credit Card

Updated December 2018

1%Cash Back with Monthly Instalment Bill of S$1,000 and above
S$100Cash Back Cap
S$0Min. Spend per month
OCBC Cashflo Credit Card

OCBC Cashflo Credit Card

Key features
Key features
  • Stretch payments across 3 or 6 months with 0% interest
  • Up to 1% cash rebate on all spend
  • Discounts on movie tickets and F&B at Cathay Cineplexes (valid till 31 Dec 2018)
  • 2 years fee waiver, subsequent years waived with min. spend S$10,000 p.a.
Petrol
Petrol
Very Good
Best for: Petrol transactions at Esso & Caltex
  • 14% discount at Esso stations - 5% Esso site discount + 5% Smiles card discount + 4% OCBC card discount
  • 16% upfront discount at Caltex stations, includes station onsite discount and OCBC card discount
Entertainment
Entertainment
Very Good
Cathay Cineplexes offers
  • S$8.50 (Mon to Thur, including sneak preview)
  • S$11.00 (Fri to Sun, PH, eve of PH)
  • S$1 off purchase of any Combo Sets
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$161

Supplementary Annual Fee

$80.25

Fee Waiver

Available

Interest Free Period

23 days

Annual Interest Rate

26.88%

Late Payment Fees

S$80

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6% or S$15, whichever is higher

Overlimit Fee

N/A
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$45,000
Other

Card Association

MasterCard

Wireless Payment

Apple Pay, Samsung Pay, Google Pay