Compare the Best Travel Credit Card in Singapore 2025

Find the best travel credit card in Singapore that offers air miles, lounge access, hotel discounts, complimentary travel insurance and more. Read More
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Citi PremierMiles Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | EARN CITI MILES
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Citi PremierMiles Card

on Local Spend
S$1 = 1.2 miles
All Foreign Currency Spend including Retail and Online
S$1 = up to 2.2 miles
Selected Online Hotel Bookings
S$1 = Up to 10 miles

[SURE WIN S$450 CASH]
Get S$400 Cash or 5,040 SmartPoints, and a S$50 Trip.com Hotel Coupon + a 5GB Eskimo Global eSIM (worth US$25) in as fast as 5 weeks when you spend S$500 within 30 days. Plus spend monthly on your card for 3 months and get EXTRA S$50 Cash!
 
Stand to get additional prizes like a Panerai Quaranta 40mm PAM01572 (worth S$8,500) or S$5,000 Cash or an Apple 14" MacBook Pro (worth S$2,199) on top of your baseline gift when you sign up through MoneySmart! T&Cs apply.

Valid until 15 Jun 2025 - See more details below
Apply Now
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HSBC TravelOne Card
MoneySmart Exclusive
Earn up to 2.4 Miles | Instant Activation*
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HSBC TravelOne Card

on Local Spend
S$1 = 1.2 miles
on Foreign Currency Spend
S$1 = 2.4 Miles
Travel Insurance coverage, Airport Lounge visits
Complimentary

Get S$370 Upsized Cash via PayNow or 5,000 SmartPoints , plus a 5GB Eskimo e-SIM, when you apply, spend a min. of S$500 from Card Account Opening Date to end of the following calendar month! T&Cs apply.

Valid until 17 Jun 2025 - See more details below
Apply Now
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Standard Chartered Journey Credit Card (Annual Fee Payable)
MoneySmart Exclusive
Up to 30k Miles Offer

Standard Chartered Journey Credit Card (Annual Fee Payable)

for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
S$1 = 3 Miles
for all Eligible Foreign Spends
S$1 = 2 Miles
for all Eligible Local Spends
S$1 = 1.2 Miles

Get S$180 Cash via PayNow + a 5GB Eskimo Global eSIM (worth US$25) , and 30,000 miles from SCB when you apply and spend S$800 within 60 days from card approval date! T&Cs apply.
 
[SCB Pinball Sure Win Promotion]
Apply for an eligible SCB Card and unlock sure-win prizes like a Paris Getaway for Two (flights, hotels and iconic experiences), Samsonite luggage, FairPrice/ Klook vouchers, and more worth S$12,000 or more! T&Cs apply.

Valid until 22 Jun 2025 - See more details below
OCBC 90°N Card
MoneySmart Exclusive
Earn Miles That Don't Expire

OCBC 90°N Card

on Agoda accommodations worldwide
S$1 = Up to 7 Miles
on Foreign Currency spend
S$1 = 2.1 Miles
on Local spend
S$1 = 1.3 Miles

Get S$150 Cash or 1,960 SmartPoints  for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.

Valid until 17 Jun 2025 - See more details below
Apply Now
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Citi Rewards Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | 10X POINTS FOR SPENDS

Citi Rewards Card

on Online & Shopping Purchases
S$1 = 10X Points
for all other purchases
S$1 = 1X Points
Rewards Conversion
10X Points = 4 Miles

[SURE WIN S$450 CASH]
Get S$400 Cash or 5,040 SmartPoints + a 5GB Eskimo Global eSIM (worth US$25) in as fast as 5 weeks when you spend S$500 within 30 days. Plus spend monthly on your card for 3 months and get EXTRA S$50 Cash!
 
Stand to get additional prizes like a Panerai Quaranta 40mm PAM01572 (worth S$8,500) or S$5,000 Cash or an Apple 14" MacBook Pro (worth S$2,199) on top of your baseline gift when you sign up through MoneySmart! T&Cs apply.

Valid until 15 Jun 2025 - See more details below
Apply Now
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Standard Chartered Simply Cash Credit Card
MoneySmart Exclusive
2% UPSIZED CASHBACK | LIMITED TIME ONLY

Standard Chartered Simply Cash Credit Card

spend a min. of S$800 per month
2% Cashback
with no min spend
1.5% Cashback
on eligible spend
Unlimited Cashback

Get S$350 Cash via PayNow or earn 4,000 SmartPoints  when you apply and spend S$800 within 30 days from card approval date! Earn UPSIZED UNLIMITED 2% CASHBACK on your purchases charged to your credit card! T&Cs apply
 
[SCB Pinball Sure Win Promotion]
Apply for an eligible SCB Card and unlock sure-win prizes like a Paris Getaway for Two (flights, hotels and iconic experiences), Samsonite luggage, FairPrice/ Klook vouchers, and more worth S$12,000 or more! T&Cs apply.

Valid until 22 Jun 2025 - See more details below
Apply Now
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CIMB Visa Infinite
MoneySmart Exclusive
Earn up to 2% unlimited cashback!

CIMB Visa Infinite

Unlimited cashback on Travel, Overseas & Online Spend in Foreign Currency
2%
Min. spend per month
S$2,000
Cashback cap
Unlimited

[Enjoy up to S$120 worth of Rewards!]
Get S$50 Cash and S$70 Trip.com Voucher when you apply and spend a min of S$108 within 30 days from card approval! T&Cs apply.
 
PLUS get S$188 cashback from CIMB when you spend a min. of S$988 within 60 days, or S$88 cashback from CIMB when spend a min. of S$108 within the first 30 days! T&Cs apply.

Valid until 30 Jun 2025 - See more details below
American Express Singapore Airlines KrisFlyer Ascend Credit Card
Online Promo
Accelerated Upgrade to KrisFlyer Elite Gold Member

American Express Singapore Airlines KrisFlyer Ascend Credit Card

on eligible Singapore Airlines, Scoot flight bookings & KrisShop purchases
S$1 = 2 KrisFlyer miles
on eligible Grab Singapore transactions
S$1 = Up to 2 KrisFlyer miles
on all other eligible purchases
S$1 = 1.2 KrisFlyer miles
Online Promo:
New to American Express Card Members can receive up to 40,000 KrisFlyer miles – enough to redeem a return trip to Taipei* on Singapore Airlines.

Existing American Express Card Members can receive up to 30,000 KrisFlyer miles. T&Cs apply.
Valid until 30 Jun 2025 - See more details below
Standard Chartered Visa Infinite Credit Card
MoneySmart Exclusive

Standard Chartered Visa Infinite Credit Card

on Overseas Spend
S$1 = 3 miles
on Local Spend
S$1 = 1.4 miles
spend S$2,000 within first 60 days
Get 50,000 miles

Get S$250 Cash via PayNow or 3,000 SmartPoints, and 50,000 miles from SCB when you apply, pay the annual fee, pay your income tax with the card, and spend a min. of S$2,000 in eligible transactions within 60 days from card approval date. T&Cs apply.
 
[SCB Pinball Sure Win Promotion]
Apply for an eligible SCB Card and unlock sure-win prizes like a Paris Getaway for Two (flights, hotels and iconic experiences), Samsonite luggage, FairPrice/ Klook vouchers, and more worth S$12,000 or more! T&Cs apply.

Valid until 22 Jun 2025 - See more details below
American Express The Platinum Card®
Online Promo
Membership Benefits worth more than S$8,000!

American Express The Platinum Card®

on every $1.60 spent with Singapore Airlines or Scoot
Earn 5 Membership Rewards® points
on flight tickets through American Express Online Travel
Preferential Fares
on selected Hotel Membership Tiers
Complimentary Upgrade
Online Promo:
 Receive 95,000 Membership Rewards® points (enough to redeem to a Return Trip to Istanbul, Turkey on Singapore Airlines), with annual fee payment and min. spending of S$4,000 within first 2 months of Card approval. T&Cs apply.

What’s more, earn an extra 10 Membership Rewards points per S$1.60 spend in foreign currency for 6 months upon Card approval, capped at S$1,000 spend per month.
Valid until 30 Jun 2025 - See more details below
DBS Altitude Visa Signature Card
Online Promo
Earn Miles That Never Expire

DBS Altitude Visa Signature Card

Overseas Spend (made in foreign currency)
S$1 = Up to 5 miles
on Online Travel Bookings
S$1 = Up to 2.2 miles
Foreign Currency Transaction Fee
3.25%
Online Promo:
Get up to 38,000 miles when you apply, pay the card's annual fee and charge a min. spend of S$800 within 60 days from card approval date. T&Cs apply.
Valid until 31 Aug 2025 - See more details below
DCS CASHBACK Card
Online Promo

DCS CASHBACK Card

on all eligible transactions
Up to 5% Cash Rebate
Airport Lounges access worldwide
More than 1,500
Complimentary Travel Insurance Coverage
Up to S$1 million
Online Promo:
Get a CATERPILLAR Industrial Plate Trunk (Medium) Luggage Bag (worth S$320) when you apply for a minimum of any 2 eligible DCS cards and spend a minimum of $350 monthly for 2 consecutive months OR apply for an eligible DCS card and spend a minimum of S$450 monthly for 2 consecutive months. T&Cs apply.

REDEEM EXCLUSIVE GASTROBEATS MERCHANDISE WHEN YOU PAY WITH DCS Cards from 29 May to 22 June 2025!
Each raffle ticket stands a chance to win amazing prizes including BYD ATTO 3, AirAsia Flight Tickets, Resort Stay in Bali and more! T&Cs apply.
Valid until 30 Jun 2025 - See more details below
Citi Cash Back+ Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | UNLIMITED 1.6% CASHBACK

Citi Cash Back+ Card

Cash Back on Eligible Spend
1.6%
Min. Spend per month
S$0
Cash Back Cap per month
Unlimited

[SURE WIN S$450 CASH]
Get S$400 Cash or 5,040 SmartPoints + a 5GB Eskimo Global eSIM (worth US$25) in as fast as 5 weeks when you spend S$500 within 30 days. Plus spend monthly on your card for 3 months and get EXTRA S$50 Cash!
 
Stand to get additional prizes like a Panerai Quaranta 40mm PAM01572 (worth S$8,500) or S$5,000 Cash or an Apple 14" MacBook Pro (worth S$2,199) on top of your baseline gift when you sign up through MoneySmart! T&Cs apply.

Valid until 15 Jun 2025 - See more details below
Apply Now
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UOB Lady's Solitaire Card

UOB Lady's Solitaire Card

Base Earn Rate
S$5 = 1X UNI$ (or 0.4 miles per S$1)
on Two Categories of Choice
S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
Min. Spend
S$0
OCBC 90°N Visa Card
MoneySmart Exclusive
Earn Miles That Don't Expire

OCBC 90°N Visa Card

on Agoda accommodations worldwide
S$1 = Up to 7 Miles
on Foreign Currency Spend
S$1 = 2.1 Miles
on Local Spend
S$1 = 1.3 Miles

Get S$150 Cash or 1,960 SmartPoints  for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.

Valid until 17 Jun 2025 - See more details below
Apply Now
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Cashback Credit Card by Trust
Online Promo

Cashback Credit Card by Trust

on your preferred category
Up to 15% Cashback
on all other eligible spend
Unlimited 1% Instant Cashback
FX Fees
0%
Online Promo:
Get S$10 FairPrice E-Vouchers when you you are a New-To-Trust customer and apply code MONEYSMT at point of application! T&Cs apply.
Valid until 15 Jun 2025 - See more details below
The American Express® Singapore Airlines Business Credit Card
Online Promo
Ideal for frequent small business travellers

The American Express® Singapore Airlines Business Credit Card

per S$1 spent on eligible Singapore Airlines and Scoot flights
Earn up to 8 HighFlyer Points
per S$1 spent on all eligible purchases (worth 1.2 KrisFlyer miles)
Earn 1.2 HighFlyer Points
worth S$418 offering a free night's stay every year
Complimentary Accor Plus Membership
Online Promo:
Receive up to 54,000 HighFlyer points, enough to redeem a return trip to Tokyo, Japan on Singapore Airlines. T&Cs apply.
Valid until 30 Jun 2025 - See more details below
DBS Vantage Visa Infinite Card
Online Promo
Miles or Cashback – you decide

DBS Vantage Visa Infinite Card

Overseas Spend
S$1 = 2.2 miles or 2.2% cashback
at Accor Hotels
Complimentary Night
to over 1,700 Airport Lounges worldwide
10 Complimentary Visits
Online Promo:
Get up to 60,000 miles (for New Cardmembers) when you apply for a DBS Vantage Infinite Card!

Get 35,000 miles when you make a min. spend of S$4,000 within 30 days of card approval, and 25,000 miles when you pay the card's annual fee! T&Cs apply.
Valid until 30 Jun 2025 - See more details below
UOB PRVI Miles Mastercard Card
Earn up to 8 Miles per S$1

UOB PRVI Miles Mastercard Card

on agoda & Expedia bookings via UOB PRVI Miles website
S$1 = Up to 8 miles
on spend in Indonesia, Malaysia, Thailand & Vietnam
S$1 = 3 miles
on Other Overseas Spend
S$1 = 2.4 miles
DBS Altitude American Express Card
Online Promo
Earn Miles That Never Expire

DBS Altitude American Express Card

on Overseas Spend
S$1 = Up to 5 miles
on Online Travel Bookings
S$1 = Up to 2.2 miles
Local Spend
S$1 = 1.3 miles
Online Promo:
Get up to 38,000 miles when you apply, pay the card's annual fee and charge a min. spend of S$800 within 60 days from card approval date. T&Cs apply.
Valid until 31 Aug 2025 - See more details below

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Popular Travel Credit Cards in Singapore 2025

Finding the right travel credit card can unlock a world of perks, savings, and rewards. Whether you're a frequent flyer or planning that dream vacation, using the best travel credit card can make all the difference in how far your money and miles can go.

Here's all the essential things you need to know about travel credit cards in Singapore for 2024, including benefits, tips on maximising them, and the top cards to consider.

What Is A Travel Credit Card & How It Works

A travel credit card is a valuable tool for frequent travelers. It allows you to earn rewards on your everyday purchases, which can be redeemed for various travel expenses like flights, hotels, and car rentals.


These cards often offer additional benefits tailored to travellers, such as trip insurance, airport lounge access, hotel status upgrades, and waived baggage fees. Some even waive foreign transaction fees, making them ideal for international travel.


The primary advantage of a travel credit card is the ability to accumulate travel rewards through your everyday spending. Unlike other rewards cards, these points or miles can be directly redeemed for travel-related expenses, providing a convenient and cost-effective way to fund your adventures.

Airline Credit Cards

Airline credit cards offer a direct link to your preferred airline's frequent flyer program. Miles earned on purchases are automatically deposited into your account, making it easy to accumulate rewards for flights. To redeem your miles for an award flight, simply follow the airline's frequent flyer program guidelines.Many travel cards are co-branded with airlines, meaning the issuer partners with a specific loyalty program, while managing the card’s operations.

Hotel Credit Cards

Similar to airline credit cards, hotel credit cards directly contribute to your hotel loyalty program. Points earned are credited to your account monthly, allowing you to redeem them for hotel nights, room upgrades, or other program benefits. The redemption process is typically straightforward and aligns with the hotel's loyalty program rules.

General Travel Credit Cards

General travel credit cards offer rewards in a currency specific to the card issuer. For instance, American Express Membership Rewards points are earned and stored within your credit card account. These cards often provide a redemption portal where you can exchange points for statement credits, cash back, gift cards, or merchandise. The value of points varies by redemption type, with travel purchases typically offering the best value.

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Should You Get A Travel Credit Card?

Travel credit cards can be a valuable asset for regular travellers who can take full advantage of their rewards and perks. The potential returns are particularly attractive when redeeming points for premium cabin flights or leveraging advantageous options in hotel and airline loyalty programs.

Frequent travellers

The advantages of a travel credit card can be significant for frequent travellers. Moreover, if you have a strong preference for a specific airline or hotel chain, it’s wise to consider their co-branded credit cards. These cards not only help you earn points and miles but also provide unique benefits tailored to that airline or hotel.

Non-frequent travellers

On the other hand, those who do not travel often and don’t utilise the card's benefits, may find it challenging to justify the annual fees associated with a travel credit card. Rather than earning travel-specific rewards, there may be more benefits in using a cashback card that gives you straightforward cash returns without any conditions.

Looking For Airport Lounge CCs?

Discover all credit cards with complimentary access to airport lounges like Changi Airport lounges & many more around the world.

Read More!

Benefits Of Travel Credit Cards

Here are some of the key benefits which you can look forward to when you own a travel credit card and use it for your trips.

Air miles accumulation

Maximize your travel rewards by earning air miles for every dollar you spend. Accumulate miles faster and enjoy exclusive access to frequent flyer programs, allowing you to redeem flights sooner and explore a world of travel benefits.

Exclusive travel privileges

Enjoy perks like complimentary airport lounge access, priority boarding, hotel room upgrades, late check-outs, and complimentary amenities to enhance your stay.

Reward points accumulation

Some cards like Maybank Family and Friends Card offer 1.2 miles per S$1 spent locally and 2.4 miles overseas, while options like the Standard Chartered Journey Card provide higher reward rates, and the AMEX SIA KrisFlyer Ascend Card allows direct mile earning.

Travel insurance coverage

Many travel credit cards like Citi PremierMiles, DBS Altitude, UOB PRVI Miles and AMEX KrisFlyer offer free travel insurance, which can cover medical emergencies, trip cancellations, and lost luggage.

Discounted travel bookings

Save on flights, hotels, car rentals, and travel packages by booking with your card’s travel partners, and enjoy flexible rewards that can be transferred to airline or hotel loyalty programs for maximum value when redeeming.

Foreign currency fee waivers

Cards like DBS Altitude Amex, Citi PremierMiles and Standard Chartered Journey Card waive the foreign transaction fees when you spend overseas, saving you a certain percentage on your purchases.

Opportunities to get a better credit score

If you already have a personal loan or home loan, having a travel credit card can give you a greater mix of different credit accounts, which can demonstrate a well-managed credit profile.

Frequently Asked Questions About Travel Credit Cards

Should I get a travel credit card?

Yes and no. It depends on how frequently you travel and your travelling needs. Travel credit cards can be beneficial for you if you travel often as you’ll be able to utilise the rewards and benefits. However, if you don't travel often or won't take advantage of these features, the annual fees might not be worth it.

Which are the best travel credit cards in Singapore?

There's no "best" travel credit card as it depends on your travel preferences and spending patterns. However, popular options in Singapore include the Maybank Family and Friends Card, Citi PremierMiles, and HSBC TravelOne. These cards offer competitive rewards rates, travel insurance, and other perks.