OCBC 90°N Card

S$1 = 8 Miles
on Selected Travel and Hotel Partners
S$1 = 4 Miles
on Overseas spend
S$1 = 1.2 Miles
on Local spend
OCBC 90°N Card

OCBC 90°N Card

Promotion
Promotions
Key features
Key features
  • 8 miles for every S$1 spent on selected travel and hotel partners
  • 4 miles for every S$1 spent on selected airlines, entertainment and shopping
  • 4 miles for every S$1 spent overseas
  • Every S$1 spent earns you Travel$, where 1 Travel$ = 1 KrisFlyer mile with no conversion fee
  • No cap on the amount of Travel$ you can earn and no minimum monthly spending
  • Redeem miles in blocks of 1,000 Travel$
  • Miles do not expire
  • First year annual fee waived; subsequent years earn 10,000 miles upon annual fee payment
  • 1.2% cashback from your earned Travel$
Air miles
Air Miles
Excellent
  • 8 miles for every S$1 spent on selected travel and hotel partners: Agoda, Airbnb, Expedia, Millennium Hotels & Resorts Group of Hotels, Mr & Mrs Smith
  • Only applicable for bookings made through the link of the travel and hotel partners on ocbc.com/personal-banking/cards/90degrees-n-card.html
  • 4 miles for every S$1 spent on selected airlines, entertainment and shoppings: AirAsia, DFS Singapore, Jetstar Asia, SilkAir, Singapore Airlines, Scoot, Netflix, Spotify, The Shilla Duty Free at Changi Airport
  • 4 miles for every S$1 on overseas spending
  • 1.2 miles for every S$1 on local spending
Leisure
Overseas Spending
Excellent
  • 4 miles for every S$1 spent overseas
  • No minimum monthly spending and no cap on the amount of miles earned per month
  • 3% foreign currency transaction fee
Shopping
Shopping
Excellent
  • 4 miles for every S$1 spent on selected shops: DFS Singapore and The Shilla Duty Free at Changi Airport
  • 1.2 miles for every S$1 spent locally
  • No minimum monthly spending and no cap on the number of miles earned per month
Entertainment
Entertainment
Very Good
  • 4 miles for every S$1 spent on selected entertainment merchants: Netflix and Spotify
  • 1.2 miles for every S$1 spent locally
  • No minimum monthly spending and no cap on the number of miles earned per month
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

S$96.30

Fee Waiver

Available

Interest Free Period

23 days

Annual Interest Rate

26.88%

Late Payment Fees

S$100

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

3.00%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6% or minimum S$15, whichever is higher

Overlimit Fee

N/A
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$45,000
Other

Card Association

Mastercard

Wireless Payment

Apple Pay, Samsung Pay, Google Pay