MoneySmart Financial is an Exempt Financial Adviser and Registered Insurance Broker licensed by Monetary Authority of Singapore ("MAS").

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Frequently Asked Questions

What are the lucky draw prizes?

Here's the full list of prizes to be won:


Grand Prize: S$20,000 cash

Second Prize: 1x 100,000 KrisFlyer miles– Equivalent to a pair of (one-way) Business Class tickets to Maldives on Singapore Airline

Third Prize: 1x Rimowa Hybrid Cabin Luggage (worth S$1,400)


Other lucky draw prizes: 

  • 1x Rimowa Essential Lite Check-in Luggage (worth S$1,170)
  • 4x Apple iPhone 14 Pro 128GB (worth S$1,664 each)
  • 8x GoPro HERO10 Black Bundle (worth S$820 each) – includes additional accessories: Shorty, Magnetic Clip, Rechargeable battery
  • 8x Garmin Instinct 2 rugged GPS watch (worth S$549 each)
  • 9x Staycation at Ascott Singapore Properties (worth up to S$2,200 each)
  • 2 x 3D2N stay @ Citadines Connect Rochester Singapore Deluxe Room (worth S$1,680)
  • 2 x 3D2N stay @ Ascott Orchard Singapore Studio Executive (worth S$4,400)
  • 2 x 3D2N stay @ KēSa House Superior Room (worth S$1,000)
  • 2 x 3D2N stay @ lyf Funan Singapore One of a kind Studio (worth S$2,244)
  • 1 x 3D2N stay @ Oakwood Studio Singapore Studio Deluxe (worth S$1,300)

What criteria do I need to meet in order to qualify for the lucky draw?

First, purchase travel insurance from the participating providers and meet the minimum premium. Then, log into your Moneysmart account (so sign up if you have not!) and head to “Claim rewards” and click on “Claims” where you can submit your incentive claim form.

Or, alternatively you could click on “Claim rewards” on the menu bar and submit your claim but you will be required to log in to do so.

That’s it! Once your claim is validated, you will automatically enter the lucky draw.

Can I win more than 1 lucky draw gift?

Each participant will have the opportunity to win only one lucky draw gift. However, you can increase your chances of winning by purchasing more.

When and how will the winners be announced?

The winners will be announced by 4th August 2023. We will share the list of winners via email and through the MoneySmart blog.

What should I do if I have questions about the lucky draw?

Refer to our T&Cs for the full details about the lucky draw. Or contact our customer representatives here.

How will the lucky draw winners be selected?

Your lucky draw entry will be created using the details from your incentive claim form (so remember to submit it!). The winners will be picked out randomly with an auditor present.