- Cashback from Netflix, Spotify, fast food joints and more. *T&Cs apply.
- 6%*
- Annual Fee
- S$0
- Minimum Spend
- S$0
Apply and spend S$500 to get S$320 Cash via PayNow OR Apple Airpods Pro 2nd Generation (worth S$362.35) OR Titan V1 7 Speed Foldable Bike (worth S$399).
PLUS, receive a $20 CASH BONUS by placing your Credit Card on file and making a minimum spend with selected merchants within the first 30 days from card approval. T&Cs apply.

- Cash Back on Eligible spend
- Up to 1.7%
- Min. Spend per month
- S$0
- Cash Back Cap
- Unlimited
Apply and spend S$250 to get S$250 Cash via PayNow or an Apple AirTag (1 Pack) AND Beats Studio Buds (worth S$266.40). T&Cs apply.

- on Foreign Currency Spend
- S$1= 10X Points
- on Local Dining Spend
- S$1= 5X Points
- Rewards to Miles Conversion
- 1 Point = 0.29 Miles
Apply and spend S$250 to get S$250 Cash via PayNow or an Apple AirTag (1 Pack) AND Beats Studio Buds (worth S$266.40). T&Cs apply.

- on Local Spend
- S$1 = 1.2 Miles
- on Overseas Spend
- S$1 = 2 Miles
- when you activate your X card within 30 days from approval date
- 30,000 Air Miles