Best Standard Chartered Credit Cards Singapore

Looking for Standard Chartered credit card deals in Singapore? Compare and find your ideal card with MoneySmart’s easy-to-use credit card comparison tool. Read More
We found 5 Standard Chartered Credit Cards for you!
Standard Chartered logo
MoneySmart Exclusive
1.5% UNLIMITED CASHBACK
Cash Back on Eligible spend
Up to 1.5%
Min. Spend per month
S$0
Cash Back Cap per month
Unlimited

Unlock Exclusive Rewards
Earn up to 5,000 SmartPoints or up to S$400* when you apply and meet the relevant spend criteria. T&Cs apply.
 
Why Choose SmartPoints? 
Enjoy the ultimate flexibility to redeem ANY gift at our Rewards Store.
Short on points? Simply pay the difference with cash, and grab your desired gift today!

Valid until 31 Mar 2024 - See more details below
Apply Now
Standard Chartered logo
MoneySmart Exclusive
Annual Fee Waived
for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
S$1 = 3 Miles
for all Eligible Foreign Spends
S$1 = 2 Miles
for all Eligible Local Spends
S$1 = 1.2 Miles
Earn up to 25,000 Miles when you meet the eligible spends AND have your first year Annual Fee waived when you sign up for the Journey Credit Card. T&Cs apply.

OR, earn up to 45,000 Miles when you meet the eligible spends and pay your card's first year Annual Fee when you sign up. Click here to apply.
Valid until 31 Mar 2024 - See more details below
Apply Now
Standard Chartered logo
MoneySmart Exclusive
EARN SMARTPOINTS | Up to 6% Cashback
Cashback from Netflix, Spotify, fast food joints and more. *T&Cs apply.
6%*
Annual Fee
S$0
Minimum Spend
S$0

Earn up to 1,890 SmartPoints or up to S$250 cash* when you apply, and spend a minimum of S$200 in "Qualifying Spends" within 30 days from card approval date, followed by another S$1,000 in "Qualifying Spends" within the following 30 calendar days.
 
Customers who choose SmartPoints will be free to choose ANY gift of choice at our Rewards Store. Enjoy ultimate flexibility today! T&Cs apply.

Valid until 31 Mar 2024 - See more details below
Apply Now
Standard Chartered logo
MoneySmart Exclusive
EARN SMARTPOINTS | Earn up to 10X Rewards Points
on Foreign Currency Spend
S$1= 10X Points
on Local Dining Spend
S$1= 5X Points
on All Other Spend
S$1= 1X Point

Earn up to 1,890 SmartPoints or up to S$250 cash* when you apply, and spend a minimum of S$200 in "Qualifying Spends" within 30 days from card approval date, followed by another S$1,000 in "Qualifying Spends" within the following 30 calendar days.
 
Customers who choose SmartPoints will be free to choose ANY gift of choice at our Rewards Store. Enjoy ultimate flexibility today! T&Cs apply.

Valid until 31 Mar 2024 - See more details below
Apply Now
Standard Chartered logo
MoneySmart Exclusive
Up to 45k Miles Offer
for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
S$1 = 3 Miles
for all Eligible Foreign Spends
S$1 = 2 Miles
for all Eligible Local Spends
S$1 = 1.2 Miles
Earn up to 45,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and pay your card's first year Annual Fee. T&Cs apply.

OR, earn up to 25,000 Miles when you meet the eligible spends AND have your first year Annual Fee waived when you sign up. Click here to apply.
Valid until 31 Mar 2024 - See more details below
Apply Now

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With SmartRewards, you can earn SmartPoints and choose any gift from our Rewards store.

What you can get using Smartpoints

SCB Online Banking

Sign up for SCB Online Banking to access numerous SCB card services such as checking your card balance, card details, card transaction history, card payments, statements, and payments.

Standard Chartered’s Cashback & Shopping Promotions

Making the most of your holiday spending can be really easy and satisfying at the same time when you tap on your Standard Chartered Simply Cash Credit Card or Standard Chartered Smart Credit Card that rewards you bonus points or extra cash back for stuff you shop for in certain categories. Think fast food, coffee and breakfast treats, digital subscriptions, your daily bus or MRT rides, and even entertainment categories like Netflix, Disney+, and Spotify.

Million Reasons to be Happier

From October 2023 till mid of January 2024, Standard Chartered bank is offering a “Million Dollar” cashback giveaway where you’ll get to earn varying amounts of cash back ranging from $20 to $100, per qualifying promotion period. Here’s how to qualify for it and a quick overview of the key promotion details:
  • You’ll need to sign up for a Standard Chartered credit card
  • You’ll get S$20 cashback for a spend amount of S$2,000 - <S$5,000
  • You’ll get S$50 cashback for a spend amount of S$5,000 - S$12,000
  • You’ll get S$100 cashback for a spend amount of >S$12,000
  • Standard Chartered x TANGS shopping promotion

    Concurrently, you’ll be able to earn tokens when you spend with your Standard Chartered credit card and/or via your SC EasyBill and EasyPay transactions. If you’re keen on how to earn the tokens, below are the main mechanics:
  • You’ll get 1 token for any SC Visa Credit Card spends* of S$50
  • You’ll get 2 tokens for any SC MasterCard Credit Card spends* of S$50
  • You’ll get 10 tokens when you sign up and spend as a New SC Credit Card holder or pay bills via SC EasyBill
  • You’ll get 20 tokens when you sign up as a new customer for any of Standard Chartered’s interest-free instalment plans and manage your plan via EasyPay
  • Standard Chartered Credit Card Application and Cancellation

    Apply

    To apply for a Standard Chartered bank credit card, visit the SCB website, click on your credit card of choice, and select the “Apply Now” option where you will be guided to complete the application process. Alternatively, you could scroll up and apply for your credit card of choice via MoneySmart for exclusive promotions and advice from our financial experts.

    Activate

    If you have just received your new SC credit card, you will need to activate the card via the Standard Chartered bank credit card activation form online via the SCB website, via SMS, or at an SCB branch nearest to you.

    Cancel

    How to cancel your Standard Chartered credit card? You can cancel your Standard Chartered credit card online via the SCB mobile app. On the app, visit the “Help and Services” section, create a request for “Credit Card Cancellation” and you will be asked to state your reason for cancellation, such as “I seldom use my credit card” or “I’ve too many cards”. Once you have submitted your credit card cancellation request, you will have to wait for the SCB customer service team to reach out to you within 3 working days.

    Frequently Asked Questions

    How do I pay my Standard Chartered credit card bill?

    How to make your Standard Chartered credit card payment? You can pay your Standard Chartered credit card bills via Standard Chartered online banking or mobile banking app if you are an SCB banking customer. Log in to your SCB ibanking or mobile app, go to “Pay SC Credit Cards” and you will be guided through the payment process. If you’re paying from other banks such as DBS, POSB, Maybank2u, you will be able to pay your SC credit card bills via ibanking or the mobile apps as well. Under “Payments and Transfers”, you will be able to select “Pay Other Credit Cards”.

    Can I apply for a credit card without a SCB bank account?

    Yes, you can apply for a Standard Chartered credit card even if you do not have an existing SCB bank account. You will be able to pay your credit card bills from your current bank account via your bank’s ibanking, mobile app, or FAST transfers.

    How can I redeem my Standard Chartered reward points in Singapore?

    To redeem your Standard Chartered rewards points, login to the SCB Online Rewards catalogue with your SCB online banking login details. If you do not have an SCB online banking account, you will need to register to access this page. Browse the rewards available, select your rewards of choice, indicate the quantity you want, add to cart, and check out.