HSBC TravelOne Card
HSBC TravelOne Card
Earn up to 2.4 Miles | Instant Activation*
The HSBC TravelOne Credit Card is tailored for travelers, offering a range of benefits to enhance their journeys. Cardholders can earn miles on their spending, with accelerated points for travel-related expenses, and redeem them for various rewards including airline miles and hotel stays. Additionally, the card provides complimentary airport lounge access through Priority Pass™ and travel insurance coverage.
- S$1 = 1.2 miles
- on Local Spend
- S$1 = 2.4 Miles
- on Foreign Currency Spend
- Complimentary
- Travel Insurance coverage, Airport Lounge visits
All Details
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HSBC TravelOne Credit Card Benefits 2025
The HSBC TravelOne Card represents HSBC's foray into the world of travel credit cards, specifically designed for those passionate about travel. Travelling has never been more seamless, with benefits promising enhanced convenience, exclusive privileges, and more enticing rewards.
Notable highlights include free miles transfers with over 20 frequent flyer and hotel partners and seamless redemption via the HSBC mobile app, ensuring effortless rewards and payments. If you're still on the fence about getting the HSBC TravelOne Credit Card, read on to find out its requirements, pros and cons, and more.
Notable highlights include free miles transfers with over 20 frequent flyer and hotel partners and seamless redemption via the HSBC mobile app, ensuring effortless rewards and payments. If you're still on the fence about getting the HSBC TravelOne Credit Card, read on to find out its requirements, pros and cons, and more.
Customer Reviews on MoneySmart Credit Card Applications
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Review by TJ. Hoo
"I had applied for 2 credit cards via MoneySmart so far, and their response has always been prompt. The process of getting the sign-up gift is also clear. I would definitely recommend going through them for credit card applications. "
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Review by D. Ng
"Really great experience signing up for a credit card with them. The gift came faster than expected, would definitely sign for another credit card using this website again."
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Review by A. Koh
"Great experience by signing up for a credit card through MoneySmart. Redemption of gift is fast and smooth sailing. Am considering to sign up another credit card as currently reviewing own financial expenses. Good job, Guys!"
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Pros & Cons of HSBC TravelOne Card
Pros ✅
- Up to 2.4 miles for every S$1 (mpd) spent overseas
- No cap on miles/points earned
- Up to 1.2 miles for every S$1 spent locally
- Instant reward redemption with an extensive selection of airline and hotel partners via HSBC Singapore mobile app
- No redemption fee for air miles or hotel points
- Annual fee waiver available (from 2nd year onwards)
- Exclusive access to HSBC ENTERTAINER with HSBC Singapore mobile app, enjoy over 1,000 worldwide 1-for-1 deals on dining, lifestyle and travel
- Flexibility to split your purchases across a range of flexible tenors using HSBC credit card Instalment Plans at 0% interest fee
- Up to S$150,000 complimentary travel insurance coverage when you charge full travel fare to card
- 4 complimentary airport lounge visits worldwide per year for primary cardholders
- Instant reward redemption with a wide range of airline and hotel partners via HSBC mobile app
Cons ❌
- Interest rate of 27.8% (as per MoneySmart's Credit Cards comparison tool)
- Annual fee waiver from 2nd year onwards, with min. $25,000 spend per year to qualify
- HSBC Rewards Points expire after 37 months
- No bonus miles on specific spend categories; miles earned are only differentiated between local or overseas spend
The HSBC TravelOne Card is a reliable travel credit card for both new and experienced miles chasers.
Besides its impressive 2.4 mpd on overseas transactions, discover what else this card has to offer in our full review.
Comparison: HSBC TravelOne vs Citi PremierMiles vs Standard Chartered Journey Card
While the HSBC TravelOne Card is a strong contender in the travel credit card space, but how does it hold up to its fellow competitors like the Citi PremierMiles and Standard Chartered Journey? These three credit cards have gained traction in the miles-chasing community, often going head-to-head in many key features.
That said, out of the bunch, does one truly emerge victorious? Let’s break down their key components like interest rates, annual fees, minimum annual income requirements, and air miles benefits to see which card offers the best value.
Interest rate. Currently, the HSBC TravelOne Card offers a marginally lower minimum interest rate as compared to the Citi PremierMiles Card and Standard Chartered Journey Card.
Annual fee. You'll definitely save more with the Standard Chartered Journey Card as compared to the HSBC TravelOne Card and Citi PremierMiles Card, as you wouldn't have to pay any annual fees when selecting the “FEE WAIVED” option.
Air miles benefits. The Citi PremierMiles Card comes up on top with the most attractive perks as compared to the HSBC TravelOne Card and Standard Chartered Journey Card, offering the highest air miles per S$1 spent on online travel bookings via Kaligo and Agoda.
In a nutshell, the HSBC TravelOne Card is worth getting if you're after its fee-free miles transfers with over 20 frequent flyer and hotel partners, no cap on miles/points earned, plus the instant reward redemption with its extensive selection of airline and hotel partners via the HSBC Singapore mobile app.
That said, out of the bunch, does one truly emerge victorious? Let’s break down their key components like interest rates, annual fees, minimum annual income requirements, and air miles benefits to see which card offers the best value.
| Feature | HSBC TravelOne Card | Citi PremierMiles Card | SCB Journey Card |
|---|---|---|---|
| Interest Rate | 27.8% p.a. | 27.9% p.a. | 27.9% p.a. |
| Annual Fee | $196.20 (Subsequent years' fee waived with min. S$25,000 annual spend) | $196.20 (First year waived with min. S$500 qualifying spend within 30 days via MoneySmart) | $196.20 (First year waived with "FEE WAIVED" option selected) |
| Minimum Annual Income |
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| Air Miles Benefits |
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Interest rate. Currently, the HSBC TravelOne Card offers a marginally lower minimum interest rate as compared to the Citi PremierMiles Card and Standard Chartered Journey Card.
Annual fee. You'll definitely save more with the Standard Chartered Journey Card as compared to the HSBC TravelOne Card and Citi PremierMiles Card, as you wouldn't have to pay any annual fees when selecting the “FEE WAIVED” option.
Air miles benefits. The Citi PremierMiles Card comes up on top with the most attractive perks as compared to the HSBC TravelOne Card and Standard Chartered Journey Card, offering the highest air miles per S$1 spent on online travel bookings via Kaligo and Agoda.
In a nutshell, the HSBC TravelOne Card is worth getting if you're after its fee-free miles transfers with over 20 frequent flyer and hotel partners, no cap on miles/points earned, plus the instant reward redemption with its extensive selection of airline and hotel partners via the HSBC Singapore mobile app.
HSBC TravelOne Card Eligibility & Requirements
| Singapore Citizens / PRs | Foreigners | |
|---|---|---|
| Age | 21 and above | 21 and above |
| Minimum annual income | $30,000 | $40,000 |
| Documents required (Assuming salaried employees) |
How to Apply For the HSBC TravelOne Credit Card?
Here are 3 simple steps to apply for the HSBC TravelOne Credit Card:
Step 1
Apply via MoneySmart’s credit cards page
You may begin your application by clicking on any of our HSBC TravelOne Card “Apply Now” button.
When you choose to apply online or through the HSBC mobile app and via SingPass MyInfo, HSBC will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
Step 2
Provide all documentation required
You'll need to provide all the necessary documentation in order for HSBC to approve your credit card application. This list of documents (for salaried employees) include:
For required documents for commission-based earners and self-employed individuals, please refer to their T&Cs.
Step 3
Receive your HSBC TravelOne Credit Card
You’ll be able to activate your HSBC TravelOne Card instantly through the HSBC mobile app, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions.
Thereafter, it’s ready for you to use on any of your purchases and you can track your air miles and other rewards with your HSBC mobile app!
Frequently Asked Questions About HSBC TravelOne Card
Are there any fees if I apply for the HSBC TravelOne Credit Card?
- HSBC TravelOne charges an initial annual fee of $196.20 (with waiver available for 2nd year onwards, upon a min. spend of S$25,000 per year), and other fees like supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.
Am I eligible for the HSBC TravelOne Credit Card?
- If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the HSBC TravelOne Credit Card, as long as you’re aged 21 and above, and earn a minimum annual income of $30,000-$40,000 (for Singaporeans and PRs) or $40,000 (for foreigners).
If I’m late for my monthly HSBC TravelOne Credit Card bill payment, how much do I have to pay?
- Late payment charge is S$100 and additional interest will be calculated on a daily basis at the most updated EIR determined by HSBC at the point of your late payment.
When do HSBC Points expire?
- HSBC Points expire after 37 months from the date of initial earning.
How many miles can I convert from HSBC Points?
- The minimum redemption amount is 25,000 HSBC Points to 10,000 KrisFlyer miles.
How to convert HSBC Points to miles?
- All HSBC reward points can be redeemed for miles via the HSBC Singapore mobile app. Below are the steps:
- Log in to your HSBC account
- Select “Credit Card Rewards” > “Airline Miles” > Enter redemption details
- Select preferred airline loyalty programme (e.g. Singapore Airlines KrisFlyer) > Input number of KrisFlyer miles for redemption > Enter your name and KrisFlyer membership number
- Confirm redemption