- on Online Spend and Contactless Payments
- S$1= 10X Points
- on All Other Spend
- S$1= 1X Point
- for every 10 Points
- Earn 4 Miles

- on Local Spend
- S$1 = 1.2 miles
- on Foreign Currency Spend
- S$1 = 2.4 Miles
- Travel Insurance coverage, Airport Lounge visits
- Complimentary
OR choose to waive your first-year Annual Fee upon sign up with no welcome gift awarded.

- Cash Back on Dining, Groceries, Petrol
- 5%
- Cash Rebate Cap per quarter
- S$250
- Min. spend monthly in a calendar quarter
- S$600

- Base Cashback
- 1.5%
- Cashback when you spend more than S$2,000
- 2.5%
- Bonus Cashback with HSBC Everyday+
- 1%

- Local Spend
- S$1 = Up to 1.25 Miles
- Overseas Spend
- S$1 = Up to 2.25 Miles
- Reward points at luxury boutiques
- 10X