Best HSBC Credit Cards in Singapore 2025 Comparison

Only at MoneySmart: Get up to $437 Worth of Cash Rewards when you apply for HSBC Credit Cards. Compare the best Singapore credit cards for cashback, dining, air miles, and shopping here. Read More
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We found 5 HSBC Credit Cards for you!
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HSBC Live+ Card
MoneySmart Exclusive
Up to 8% Cashback | Instant Activation*
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HSBC Live+ Card

on Dining, Shopping and Entertainment
8% Cashback*
on fuel at Caltex and Shell gas stations in Singapore
5% Cashback*
on All Other Spends
0.3% Cashback*

[FLASH DEAL | UP TO S$437*]
Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) when you apply and spend S$800! PLUS get additional S$88 CASH BONUS when you are the first 10 to submit the claim at 2pm or 9pm daily! T&Cs apply.
 
HSBC Live Your Adventure: Sure-Win Spin with more than 30,000 gifts up for grabs! From 13 January to 13 April 2025, stand to win free trips to London, Tokyo or Bali, Samsonite Luggage, S$200 GrabGifts vouchers, cashback and other exciting prizes! T&Cs apply.

Valid until 24 Jan 2025 - See more details below
Apply Now
Apply Now
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HSBC TravelOne Card
MoneySmart Exclusive
Earn up to 2.4 Miles | Instant Activation*
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HSBC TravelOne Card

on Local Spend
S$1 = 1.2 miles
on Foreign Currency Spend
S$1 = 2.4 Miles
Travel Insurance coverage, Airport Lounge visits
Complimentary

[FLASH DEAL | UP TO S$437*]
Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) when you apply and spend S$800! PLUS get additional S$88 CASH BONUS when you are the first 10 to submit the claim at 2pm or 9pm daily! T&Cs apply.
 
HSBC Live Your Adventure: Sure-Win Spin with more than 30,000 gifts up for grabs! From 13 January to 13 April 2025, stand to win free trips to London, Tokyo or Bali, Samsonite Luggage, S$200 GrabGifts vouchers, cashback and other exciting prizes! T&Cs apply.

Valid until 24 Jan 2025 - See more details below
Apply Now
Apply Now
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HSBC Revolution Credit Card
MoneySmart Exclusive
Earn up to 4 miles per S$1 | Instant Activation*
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HSBC Revolution Credit Card

on Online Spend on Travel, Shopping & Dining
S$1 = 10X Points
on All Other Spend
S$1 = 1X Point
for every 10 Points
Earn 4 Miles

[FLASH DEAL | UP TO S$437*]
Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) when you apply and spend S$800! PLUS get additional S$88 CASH BONUS when you are the first 10 to submit the claim at 2pm or 9pm daily! T&Cs apply.
 
HSBC Live Your Adventure: Sure-Win Spin with more than 30,000 gifts up for grabs! From 13 January to 13 April 2025, stand to win free trips to London, Tokyo or Bali, Samsonite Luggage, S$200 GrabGifts vouchers, cashback and other exciting prizes! T&Cs apply.

Valid until 24 Jan 2025 - See more details below
Apply Now
Apply Now
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HSBC Advance Credit Card
MoneySmart Exclusive
Earn up to 2.5% Cashback | Instant Activation*

HSBC Advance Credit Card

Base Cashback
1.5%
Cashback when you spend more than S$2,000
2.5%
Cashback Cap per month
S$70

[FLASH DEAL | UP TO S$437*]
Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) when you apply and spend S$800! PLUS get additional S$88 CASH BONUS when you are the first 10 to submit the claim at 2pm or 9pm daily! T&Cs apply.
 
HSBC Live Your Adventure: Sure-Win Spin with more than 30,000 gifts up for grabs! From 13 January to 13 April 2025, stand to win free trips to London, Tokyo or Bali, Samsonite Luggage, S$200 GrabGifts vouchers, cashback and other exciting prizes! T&Cs apply.

Valid until 24 Jan 2025 - See more details below
Apply Now
Apply Now
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HSBC Visa Infinite Credit Card

HSBC Visa Infinite Credit Card

Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
for personalized assistance
Dedicated Concierge Service
Apply Now
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Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Bring Home The Bigger Gifts You Want & Need With SmartPoints

Get rewarded with SmartPoints when you apply for selected credit cards through MoneySmart. If you don’t need a Dyson hair dryer or vacuum cleaner, you can get the gift that you really want at our Rewards Store, whether it's the latest Apple and Sony gadgets or Amazon vouchers and beyond!

2 Ways To Earn SmartPoints

#1: Apply for financial products

Compare and apply for financial products to earn a massive amount of SmartPoints—as much as 5,100! Currently, you can earn SmartPoints on selected Citibank, Standard Chartered, OCBC, and HSBC credit cards, with more products to be included soon.

#2: Top-up your SmartPoints for bigger gifts

Not enough SmartPoints to redeem a specific reward? Don’t fret! Simply purchase additional SmartPoints from our store, and you’ll be able to redeem any reward you want.

Imagine this: you earn 5,040 SmartPoints by signing up for a financial product. Now, an Apple 10.9-inch iPad Wi‑Fi 64GB (10th Generation) might set you back over $500 elsewhere. But with your SmartPoints, you only need to add 1,100 SmartPoints more. So, it’s like getting a sleek new iPad for just $110. Who doesn’t love a good deal?

Here’s another illustration of how the top-up of SmartPoints works: What you can get using Smartpoints

Visit our Rewards Store to explore our range of rewards today.

Earn SmartPoints With These Credit Cards

HSBC

HSBC TravelOne Credit Card

Standard Chartered

Standard Chartered Simply Cash Credit Card

Citibank

Citi Cash Back+ Credit Card

HSBC Live+ Credit Card—Is it MoneySmart?

Read our full review of HSBC Live+ Credit Card—the new lifestyle credit card that currently gives you 8% cashback at dining, shopping, and entertainment merchants

Read Card Review

HSBC Cash Back

If you’re using a HSBC cash back credit card such as the HSBC Advance Credit Card, you will get a small percentage of your retail purchases credited back to your credit card. The percentage of cashback that you get comes with conditions such as minimum spend per month, purchases only in certain categories, or a maximum amount of cash back you can get. The HSBC Advance credit card for example, awards cash back percentages by tiers: if you spend below S$2,000 per calendar month, your purchases will be awarded 2.5% cash back. If you spend between S$2,000 and S$3,571 per calendar month, you will be awarded 3.5% cash back instead. Not all transactions are eligible, general exclusions apply.

HSBC Credit Card Hotline

To speak to HSBC customer care or service in Singapore, check on your HSBC credit card application status, report fraudulent transactions, block your lost or stolen card and get a replacement card, call the HSBC customer service hotline at 1800 4722 669 or +65 64722 669 if you’re calling from overseas.

Frequently Asked Questions

How to apply for a HSBC supplementary credit card?

To apply for a HSBC supplementary credit card, visit the HSBC Supplementary Credit Card website to leave your contact details for the bank to contact you regarding your application, call the HSBC hotline at 1800 227 8889 or +65 6216 9080 if you’re calling from overseas to submit your request, or apply by SMS “HSAPP SUPP (space) Name (space) 16-digit credit card number” to 74722.

How to check HSBC credit card balance?

Checking your HSBC credit card is easy with the mobile banking app. Access the app by keying in your username and password. Click on “Balances”. From the list of accounts and credit cards displayed, select the one that you want to view. At the same time, you can also see the latest credit card transactions, the payment due date for your credit card bill and statement balance.

How to redeem HSBC credit card points in cash?

To redeem your HSBC credit card points, visit the HSBC Rewards redemption catalogue online. While you will not typically find options to physically redeem points for cash, you will be able to redeem vouchers, airline miles, and annual fee waivers.

How to activate HSBC credit card for overseas use?

If you are travelling abroad and would like to use your HSBC Singapore credit card to make retail purchases or withdraw cash from the ATMs, you will need to activate your credit card for overseas usage. To activate your HSBC credit card for overseas usage, call the HSBC hotline at 1800 4722 669 or +65 64722 669 if you are already overseas and you will be guided through an overseas enrolment process.

How to apply for a HSBC credit card?

To apply for a HSBC credit card, visit the HSBC website, click on your credit card of choice, and select the “Apply Now” option where you will be guided to complete the application process. Alternatively, you could scroll up and apply for your credit card of choice via MoneySmart.

How do I track my HSBC credit card application status?

To check on your HSBC credit card application status, contact the HSBC customer service hotline at 1800 227 8889 or +65 6216 9080 if you’re calling from overseas.