Compare the Best HSBC Credit Cards in Singapore 2020

Looking for the best HSBC credit cards in Singapore? Compare and find your ideal card with MoneySmart’s easy-to-use credit card comparison tool. Read More
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We found 4 HSBC Credit Cards for you!
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Earn Points for Everyday Spending

HSBC Revolution Credit Card

Rewards
S$1= 10 Points
Rewards
S$1= 4 Miles
Min. Spend
S$0
Apply Now
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Cashback on Big Expenses

HSBC Advance Credit Card

Cash Back
1.5%
Bonus Cash Back
3.5%
Min. Spend
S$0
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Cashback for Family Spending

HSBC Visa Platinum Credit Card

Cash Back on Dining, Groceries, Petrol
5%
Cash Back Cap per quarter
S$250
Min. Spend per month, per quarter
S$600
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HSBC Visa Infinite Credit Card

Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
Welcome Gift
35,000 Miles
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HSBC Rewards

If you’re holding a HSBC Singapore credit card which offers you rewards points, such as the HSBC Revolution Card, HSBC Premier, HSBC Visa Platinum, or the HSBC Visa Infinite, there are numerous dining, shopping, home, travel, luxury vouchers, products, and charity donations that you can redeem your rewards points for.

HSBC Credit Card Rewards

No matter which HSBC credit card you hold, the basic earn rate is 1 rewards point per S$1 charged to your card in local or foreign currency. Some cards do offer you bonus rates such as the 10X Bonus Points program for HSBC Revolution cards. However, not every transaction qualifies for rewards points. Non-retail transactions such as forex, quasi-cash, payments to charitable, religious, financial, governmental, and insurance institutions do not qualify for rewards. Likewise, payments to professional services, payment transfer or service providers such as PayPal, Grab Pay, EZ-Link, utilities, tax, instalments, and bank charges do not qualify for rewards too. These are called general exclusions and you will find them common throughout all major banks in Singapore. All HSBC points expire in 37 months.

HSBC Singapore Rewards

Now that you have some HSBC points in your account, it’s time to browse the HSBC rewards points redemption catalogue online. Ongoing rewards include S$10 Starbucks voucher for 4,200 points, S$10 Grab Food voucher for 3,600 points, S$20 Pet Lovers Centre voucher for 6,000 points, S$20 Isetan voucher for 6,800 points, a Bodum coffee set for 25,000 points, 2 bottles of Suntory Roku Gin for 31,500 points, 10,000 miles with Singapore Airlines KrisFlyer or Cathay Pacific Asia Miles for 25,000 points, and more.

HSBC Rewards Redemption Online

To redeem your HSBC points, visit the HSBC Rewards Catalogue site, select your rewards of choice, and click “Redeem Now”. You will be prompted to login to your HSBC ibanking account and guided through the rewards redemption process. Alternatively, you can call HSBC’s phone banking hotline at 1800 4722 669, select “Card Services”, followed by “Card Fees, Rewards, and Benefits”. You will be prompted to key in the reward Gift Code and quantity over the call. The reward gift code is stated on the HSBC online Rewards Catalogue.

HSBC Cash Back

If you’re using a HSBC cash back credit card such as the HSBC Advance Credit Card, you will get a small percentage of your retail purchases credited back to your credit card. The percentage of cashback that you get comes with conditions such as minimum spend per month, purchases only in certain categories, or a maximum amount of cash back you can get. The HSBC Advance credit card for example, awards cash back percentages by tiers: if you spend below S$2,000 per calendar month, your purchases will be awarded 2.5% cash back. If you spend between S$2,000 and S$3,571 per calendar month, you will be awarded 3.5% cash back instead. Not all transactions are eligible, general exclusions apply.

HSBC Credit Card Promotions

All HSBC credit card users enjoy HSBC Singapore’s credit card offers, 1 for 1 deals, discounts, and promotions. Some ongoing promos include a Samsonite Prestige 69cm Spinner Exp with built-in scale luggage and S$30 worth of Grab rides when new customers sign up for a HSBC credit card via Singpass MyInfo by 31 Dec 2020. Other promotions include 1 for 1 dining deals at Pan Pacific’s Atrium Bar, Park Hotel’s Bar Canary, Beyond Pancakes, Brunetti, Blue Lotus, Emerald 5 Hill, and more. Staycation discounts include Grand Hyatt, The Outpost Hotel Sentosa, Agoda, Amara Sanctuary Sentosa, Studio M, Dorsett Singapore, Sofitel, and more. Online shopping promos include GrabFood, Deliveroo, FoodPanda, Apple, Lazada, Amazon Prime Now, Shopee, Sephora, and more.

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HSBC Credit Card Hotline

To speak to HSBC customer care or service in Singapore, check on your HSBC credit card application status, report fraudulent transactions, block your lost or stolen card and get a replacement card, call the HSBC customer service hotline at 1800 4722 669 or +65 64722 669 if you’re calling from overseas.

Frequently Asked Questions

How to apply for a HSBC supplementary credit card?

To apply for a HSBC supplementary credit card, visit the HSBC Supplementary Credit Card website to leave your contact details for the bank to contact you regarding your application, call the HSBC hotline at 1800 227 8889 or +65 6216 9080 if you’re calling from overseas to submit your request, or apply by SMS “HSAPP SUPP Name 16-digit credit card number” to 74722.

How to check HSBC credit card balance?

Checking your HSBC credit card is easy with the mobile banking app. Access the app by keying in your username and password. Click on “Balances”. From the list of accounts and credit cards displayed, select the one that you want to view. At the same time, you can also see the latest credit card transactions, the payment due date for your credit card bill and statement balance.

How to redeem HSBC credit card points in cash?

To redeem your HSBC credit card points, visit the HSBC Rewards redemption catalogue online. While you will not typically find options to physically redeem points for cash, you will be able to redeem vouchers, airline miles, and annual fee waivers.

How to activate HSBC credit card for overseas use?

If you are travelling abroad and would like to use your HSBC Singapore credit card to make retail purchases or withdraw cash from the ATMs, you will need to activate your credit card for overseas usage. To activate your HSBC credit card for overseas usage, call the HSBC hotline at 1800 4722 669 or +65 64722 669 if you are already overseas and you will be guided through an overseas enrolment process.

How to apply for a HSBC credit card?

To apply for a HSBC credit card, visit the HSBC website, click on your credit card of choice, and select the “Apply Now” option where you will be guided to complete the application process. Alternatively, you could scroll up and apply for your credit card of choice via MoneySmart.

How do I track my HSBC credit card application status?

To check on your HSBC credit card application status, contact the HSBC customer service hotline at 1800 227 8889 or +65 6216 9080 if you’re calling from overseas.